Stock Price & Analysis

Based on the provided data and recent market activity, here's a concise analysis for WFC:

Technical Analysis

The stock is currently trading at $77.32, showing strong momentum with RSI at 68.38 , indicating approaching but not yet overbought conditions. The stock is trading above its 20-day moving average of $73.13, suggesting a bullish short-term trend.

Recent Performance & Catalysts

• WFC has demonstrated impressive performance, rising 43.1% over the past 52 weeks
• The stock recently benefited from better-than-expected Q4 earnings, with guidance for 2025 NII growth of 1-3% year-over-year coming in 6% above consensus
• Historical data shows WFC tends to perform well in late January, with an average gain of 1.9% during Jan 23-31 over the past 20 years

Analyst Consensus

Recent analyst actions are notably bullish:

• Morgan Stanley raised PT to $88 (15.87% upside)
• Barclays increased PT to $92 (21.13% upside)
• The consensus among 24 analysts shows 14 Strong Buys, 1 Moderate Buy, and 9 Holds

Recommendation Based on strong technical momentum, positive analyst sentiment, and favorable seasonal patterns, WFC appears positioned for continued upside in the near term. The stock's current price level around $77 still offers reasonable entry point given analyst targets ranging from $85-92.

Based on the provided data and recent market analysis, here's the price prediction for Wells Fargo (WFC) stock in 2025:

WFC stock is expected to reach $83-86 by mid-2025, driven by strong fundamentals and positive regulatory outlook. The bank's net interest income is projected to grow 1-3% in 2025 compared to 2024, supported by improving loan demand and lower deposit costs. The recent election of Donald Trump is anticipated to benefit WFC significantly through potential easing of the $1.95 trillion asset cap and more lenient regulatory oversight.

The technical indicators show RSI at 68.38 and positive MACD at 1.66, suggesting strong upward momentum while not yet being overbought. The Fibonacci resistance levels indicate potential targets at $77.66 (R1) and $79.78 (R2), with strong support at $70.82 (S1).

The bank's recent Q4 2024 performance exceeded expectations with earnings of $1.43 per share, showing 47% year-over-year growth. Investment banking fees jumped 59%, indicating strong deal-making activity that's expected to continue through 2025.

The S1 support level for WFC Stock is $70.82 ,The R1 resistant level for WFC Stock is $77.66.

As of the end of day on 2025-01-24, the price of WFC Stock was $77.251.

The target price for WFC Stock according to analyst rating is 79.60, with the highest price target at 90.00 and the lowest at 65.00. Analysts have a Moderate Buy rating on WFC Stock overall.

The market cap of WFC is $254.3B.

Based on the provided data, I'll analyze whether WFC is overvalued through multiple aspects:

Valuation Metrics Looking at Q4 2024 data:

• P/E: 13.09x
• EV/EBITDA: 21.19x
• P/S: 3.0x
• P/B: 1.44x
• Dividend Yield: 6.28%

Financial Performance

• Net Income shows consistent growth through 2024:
  • Q1: $4.31B
  • Q2: $4.64B
  • Q3: $4.85B
  • Q4: $4.80B
• ROE improved from 10.85% in Q1 to 11.39% in Q4 2024
• Net Margin increased from 22.41% to 26.02% throughout 2024

Analyst Consensus Recent analyst actions in January 2025 show positive sentiment:

• Morgan Stanley raised PT from $84 to $88
• Barclays increased PT from $90 to $92
• Keefe, Bruyette & Woods raised PT from $81 to $86
• Truist Securities maintained Strong Buy with $85 PT

Conclusion WFC is NOT overvalued based on:

1. Below-industry-average P/E ratio at 13.09x
2. Strong financial metrics with improving ROE and margins
3. Healthy dividend yield of 6.28%
4. Positive analyst sentiment with multiple price target increases
5. Consistent earnings growth throughout 2024

The stock appears fairly valued with potential upside based on improving fundamentals and analyst expectations.

Wells Fargo & Company is a financial services company. It provides a diversified set of banking, investment and mortgage products and services, and consumer and commercial finance, through banking locations and offices, the Internet (www.wellsfargo.com) and other distribution channels to individuals, businesses and institutions in all 50 states, the District of Columbia and in countries outside the United States. Its segments include Consumer Banking and Lending; Commercial Banking; Corporate and Investment Banking, and Wealth and Investment Management. The Wealth and Investment Management segment provides personalized wealth management, brokerage, financial planning, lending, private banking, trust and fiduciary products and services to affluent, high-net worth and ultra-high-net worth clients. Commercial Banking products and services include banking and credit products across multiple industry sectors and municipalities, secured lending and lease products, and treasury management.

Based on the comprehensive data analysis and recent market developments, here's the 2030 price prediction for Wells Fargo (WFC) stock:

Wells Fargo stock is projected to reach $125-130 by 2030, representing a 62-68% increase from current levels around $77, driven by the bank's successful transformation post-asset cap removal and strategic focus on higher-return businesses. The strong investment banking growth trajectory and Trump administration's expected financial deregulation policies will likely accelerate WFC's earnings expansion. The bank's improved operational efficiency and digital transformation initiatives, coupled with projected steady loan growth in a normalized interest rate environment, support this long-term price target.

WFC has a total of 226000 employees.