BAP

Credicorp Ltd

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266.770

+4.16(1.584%)1D

Overview
Forecast
Valuation
Earnings

Line

Candle

YTD

High

267.2735

Open

262.740

VWAP

265.94

Vol

222.32K

Mkt Cap

21.17B

Low

262.360

Amount

59.12M

EV/EBITDA(TTM)

7.30

Total Shares

79.47M

19.39B

EV/OCF(TTM)

3.33

P/S(TTM)

3.43

Credicorp Ltd is a Peru-based financial services holding company. The Company is organized into four lines of business: Universal Banking, Insurance and Pensions that mainly serve the overall Peruvian market, Microfinance and Investment Banking and Wealth Management that have a strong presence in Latin America. The Company has leveraged its franchises and has consolidated into a Group with more than 36,000 employees and operations mainly in six countries: Peru, Bolivia, Colombia, Chile, Panama and the United States.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2026Q1

FY2025Q4

FY2025Q3

1.68B

+10.16%

6.404

+5.61%

1.67B

+16.7%

5.909

+55.74%

1.63B

+11.63%

6.020

+18.85%

Estimates Revision

The market is revising Upward the revenue expectations for Credicorp Ltd. (BAP) for FY2025, with the revenue forecasts being adjusted by 4.08% over the past three months. During the same period, the stock price has changed by 23.43%.

Revenue Estimates for FY2025

Revise Upward

+4.08%

In Past 3 Month

EPS Estimates for FY2025

Revise Upward

+6.27%

In Past 3 Month

Stock Price

Go Up

+23.43%

In Past 3 Month

6 Analyst Rating

-3.54% Downside

Wall Street analysts forecast BAP stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for BAP is 257.33 USD with a low forecast of 225.00 USD and a high forecast of 318.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

2 Buy

4 Hold

0 Sell

Moderate Buy

-3.54% Downside

Current: 266.770

Low

225.00

Averages

257.33

High

318.00

-3.54% Downside

Current: 266.770

Low

225.00

Averages

257.33

High

318.00

UBS

Thiago Batista

maintain

$257 -> $318

2025-09-16

Reason

UBS

Thiago Batista

Price Target

$257 -> $318

2025-09-16

maintain

Reason

UBS analyst Thiago Batista raised the firm's price target on Credicorp to $318 from $257 and keeps a Buy rating on the shares.

HSBC

Buy

Hold

downgrade

$225 -> $255

2025-09-05

Reason

HSBC

Price Target

$225 -> $255

2025-09-05

downgrade

Buy

Hold

Reason

HSBC downgraded Credicorp to Hold from Buy with a price target of $255, up from $225. The firm has doubts regarding the company's increased long-term return on average equity target of 19.5%. Even with Yape, those returns do not look sustainable, the analyst tells investors in a research note. HSBC says that while Credicorp has reached record levels of profitability, the stock is also at its historical peak.

Citi

Brian Flores

Buy

maintain

$255 -> $275

2025-08-20

Reason

Citi

Brian Flores

Price Target

$255 -> $275

2025-08-20

maintain

Buy

Reason

Citi analyst Brian Flores raised the firm's price target on Credicorp to $275 from $255 and keeps a Buy rating on the shares post the Q2 report. The firm sees additional upside in the shares due to an improving credit cycle and higher synergies across business units.

Goldman Sachs

Sell -> Neutral

upgrade

$174 -> $225

2025-07-23

Reason

Goldman Sachs

Price Target

$174 -> $225

2025-07-23

upgrade

Sell -> Neutral

Reason

Goldman Sachs upgraded Credicorp to Neutral from Sell with a price target of $225, up from $174, implying 2% downside from current levels. The firm sees an improved macro backdrop and stronger growth in the company's subsidiaries driving more resilient profitability. The credit cycle in Peru seems to have peaked and asset quality should continue to improve, the analyst tells investors in a research note.

UBS

Buy

upgrade

$221 -> $257

2025-06-02

Reason

UBS

Price Target

$221 -> $257

2025-06-02

upgrade

Buy

Reason

UBS raised the firm's price target on Credicorp to $257 from $221 and keeps a Buy rating on the shares.

B of A Securities

Ernesto Gabilondo

Strong Buy

Hold

Downgrades

$209 → $208

2024-12-16

Reason

B of A Securities

Ernesto Gabilondo

Price Target

$209 → $208

2024-12-16

Downgrades

Strong Buy

Hold

Reason

See All Ratings

Valuation Metrics

The current forward P/E ratio for Credicorp Ltd (BAP.N) is 10.54, compared to its 5-year average forward P/E of 9.40. For a more detailed relative valuation and DCF analysis to assess Credicorp Ltd 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Fair

5Y Average PE

9.40

Current PE

10.54

Overvalued PE

11.63

Undervalued PE

7.17

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

N/A

5Y Average PS

2.46

Current PS

0.00

Overvalued PS

2.85

Undervalued PS

2.07