Strong market position in Peru with 135+ years of experience
Diversified business model across banking, insurance, pensions, and microfinance
Solid financial performance with TTM net income of $1.387 billion
Average upside potential of 18.31% according to analysts

Growth Catalysts

Expanding presence in microfinance and investment management across Latin America
Potential benefits from expected looser banking regulations under Trump administration
Strong positioning in underpenetrated Andean Region markets
Demonstrated resilience through economic cycles

Buy Recommendation The current technical setup and fundamental outlook support a BUY recommendation for BAP stock because:

Strong upward price momentum
Solid financial metrics
Favorable analyst sentiment
Growth opportunities in underpenetrated markets

What is price prediction 2025 for BAP Stock?

Based on the available data and market analysis, here is the price prediction for BAP stock in 2025:

The BAP stock is expected to reach $205-210 by end of 2025, representing a potential upside of 10-13% from current levels. This projection is supported by the stock's strong technical momentum and improving fundamentals.

The key drivers for this target include continued economic recovery in Latin America, BAP's digital banking initiatives showing results, and the bank maintaining healthy asset quality metrics despite rate volatility.

The technical analysis shows BAP is trading above both its 200-day ($175.29) and 250-day ($173.49) moving averages, indicating a solid long-term uptrend. The stock has formed a strong support level around $180-182 range.

What is surpport and resistant level for BAP Stock?

The S1 support level for BAP Stock is $179.4 ,The R1 resistant level for BAP Stock is $192.44.

What is the current price of BAP Stock?

As of the end of day on 2025-02-21, the price of BAP Stock was $178.97.

What is the target price of BAP Stock?

The target price for BAP Stock according to analyst rating is 211.00, with the highest price target at 215.00 and the lowest at 207.00. Analysts have a Moderate Buy rating on BAP Stock overall.

What is the market cap of Credicorp Ltd?

The market cap of BAP is $14.2B.

Is Credicorp Ltd (BAP) overvalued?

Based on the provided data, here's a concise analysis of BAP's valuation:

BAP is currently fairly valued considering multiple factors. The stock's P/E ratio of 9.09x is reasonable for the banking sector, while its EV/EBITDA of 7.35x suggests moderate valuation. The company's net margin has slightly decreased from 28.42% to 25.50% year-over-year, indicating some pressure on profitability.

The technical indicators show a neutral stance with RSI-14 at 50.67, suggesting neither overbought nor oversold conditions. The stock is trading above its 200-day SMA of 175.29, indicating a positive long-term trend.

The company's strong market position in Peru and growth potential across the Andean Region provides a solid foundation. With an average upside potential of 18.31% according to analysts, the stock appears to have room for growth.

The debt-to-equity ratio decreased from 132.45% to 112.16%, showing improved financial health. The dividend yield has increased from 2.91% to 4.55%, offering attractive income potential.

The current price of $186.10 is trading near its Fibonacci pivot point of 187.08, suggesting a balanced price level.

What is Credicorp Ltd (BAP)'s business?

Credicorp Ltd is a Peru-based financial services holding company. The Company is organized into four lines of business: Universal Banking, Insurance and Pensions that mainly serve the overall Peruvian market, Microfinance and Investment Banking and Wealth Management that have a strong presence in Latin America. The Company has leveraged its franchises and has consolidated into a Group with more than 36,000 employees and operations mainly in six countries: Peru, Bolivia, Colombia, Chile, Panama and the United States.

What is price prediction 2030 for BAP Stock?

Based on the available data and market analysis, here is the price prediction for BAP stock by 2030:

Technical Analysis

Current Market Position and Fundamentals

BAP is currently trading at $186.10 with strong fundamentals:

P/E: 9.96x
EV/EBITDA: 5.29x
ROE: 16.47%
Net Margin: 26.69%

2030 Price Target Analysis

The stock price is projected to reach $295-315 by 2030, representing a ~70% upside from current levels. This projection is based on:

Consistent earnings growth trajectory with projected EPS CAGR of 8-10% through 2030
Maintaining current valuation multiples given the company's strong market position
Continued expansion in Peru's banking sector and regional economic growth

Key Growth Drivers

Strong market leadership position in Peru's financial sector
Digital banking transformation initiatives
Regional economic recovery and growing middle class
Healthy loan portfolio quality and risk management

The price target assumes BAP maintains its current operational efficiency and successfully executes its digital transformation strategy while benefiting from Peru's growing financial inclusion.