BAP Relative Valuation
BAP's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, BAP is overvalued; if below, it's undervalued.
Historical Valuation
Credicorp Ltd (BAP) is now in the Fair zone, suggesting that its current forward PE ratio of 10.14 is considered Fairly compared with the five-year average of 9.52. The fair price of Credicorp Ltd (BAP) is between 197.05 to 288.09 according to relative valuation methord.
Relative Value
Fair Zone
197.05-288.09
Current Price：242.00
Fair
10.13
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Credicorp Ltd. (BAP) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
NaN
EV/EBIT
Credicorp Ltd. (BAP) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.
2.96
PS
Credicorp Ltd. (BAP) has a current PS of 2.96. The 5-year average PS is 2.45. The thresholds are as follows: Strongly Undervalued below 1.69, Undervalued between 1.69 and 2.07, Fairly Valued between 2.83 and 2.07, Overvalued between 2.83 and 3.21, and Strongly Overvalued above 3.21. The current Forward PS of 2.96 falls within the Overvalued range.
0.00
P/OCF
Credicorp Ltd. (BAP) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Credicorp Ltd. (BAP) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Credicorp Ltd (BAP) has a current Price-to-Book (P/B) ratio of 1.96. Compared to its 3-year average P/B ratio of 1.51 , the current P/B ratio is approximately 30.22% higher. Relative to its 5-year average P/B ratio of 1.55, the current P/B ratio is about 27.00% higher. Credicorp Ltd (BAP) has a Forward Free Cash Flow (FCF) yield of approximately 1.22%. Compared to its 3-year average FCF yield of 0.15%, the current FCF yield is approximately 714.01% lower. Relative to its 5-year average FCF yield of -7.73% , the current FCF yield is about -115.78% lower.
1.91
P/B
Median3y
1.51
Median5y
1.55
1.22
FCF Yield
Median3y
0.15
Median5y
-7.73
Competitors Valuation Multiple
The average P/S ratio for BAP's competitors is 2.71, providing a benchmark for relative valuation. Credicorp Ltd Corp (BAP) exhibits a P/S ratio of 2.96, which is 9.32% above the industry average. Given its robust revenue growth of 5.13%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of BAP increased by 35.69% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 10.05 to 11.92.
The secondary factor is the Margin Expansion, contributed 11.94%to the performance.
Overall, the performance of BAP in the past 1 year is driven by P/E Change. Which is more unsustainable.
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FAQ
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