BAP PE Ratio & Valuation,Is BAP Overvalued

BAP Relative Valuation

BAP's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, BAP is overvalued; if below, it's undervalued.

Historical Valuation

Credicorp Ltd (BAP) is now in the Fair zone, suggesting that its current forward PE ratio of 10.43 is considered Fairly compared with the five-year average of 9.18. The fair price of Credicorp Ltd (BAP) is between 234.25 to 317.13 according to relative valuation methord.

Relative Value

Fair Zone

234.25-317.13

Current Price：282.53

Fair

10.43

0.00

EV/EBITDA

Credicorp Ltd. (BAP) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

Credicorp Ltd. (BAP) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

3.11

Credicorp Ltd. (BAP) has a current PS of 3.11. The 5-year average PS is 2.47. The thresholds are as follows: Strongly Undervalued below 1.68, Undervalued between 1.68 and 2.08, Fairly Valued between 2.86 and 2.08, Overvalued between 2.86 and 3.26, and Strongly Overvalued above 3.26. The current Forward PS of 3.11 falls within the Overvalued range.

0.00

P/OCF

Credicorp Ltd. (BAP) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Credicorp Ltd. (BAP) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Credicorp Ltd (BAP) has a current Price-to-Book (P/B) ratio of 2.06. Compared to its 3-year average P/B ratio of 1.56 , the current P/B ratio is approximately 32.26% higher. Relative to its 5-year average P/B ratio of 1.58, the current P/B ratio is about 30.72% higher. Credicorp Ltd (BAP) has a Forward Free Cash Flow (FCF) yield of approximately 8.84%. Compared to its 3-year average FCF yield of 2.01%, the current FCF yield is approximately 339.65% lower. Relative to its 5-year average FCF yield of -3.76% , the current FCF yield is about -334.94% lower.

2.07

P/B

Median3y

1.56

Median5y

1.58

8.82

FCF Yield

Median3y

2.01

Median5y

-3.76

Competitors Valuation Multiple

The average P/S ratio for BAP's competitors is 2.99, providing a benchmark for relative valuation. Credicorp Ltd Corp (BAP) exhibits a P/S ratio of 3.11, which is 4.18% above the industry average. Given its robust revenue growth of 8.05%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

Revenue Growth

Market Cap

Performance Decomposition

Market capitalization of BAP increased by 54.12% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 25.91 to 32.70.

The secondary factor is the P/E Change, contributed 19.86%to the performance.

Overall, the performance of BAP in the past 1 year is driven by Margin Expansion. Which is more sustainable.

8.05%

5.28B → 5.70B

Revenue Growth

26.21%

25.91 → 32.70

Margin Expansion

19.86%

9.77 → 11.71

P/E Change

54.12%

183.32 → 282.53

Mkt Cap Growth

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Frequently Asked Questions

Is Credicorp Ltd (BAP) currently overvalued or undervalued?

What is Credicorp Ltd (BAP) fair value?

BAP's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Credicorp Ltd (BAP) is between 234.25 to 317.13 according to relative valuation methord.

How does BAP's valuation metrics compare to the industry average?

What is the current P/B ratio for Credicorp Ltd (BAP) as of Dec 15 2025?

As of Dec 15 2025, Credicorp Ltd (BAP) has a P/B ratio of 2.06. This indicates that the market values BAP at 2.06 times its book value.

What is the current FCF Yield for Credicorp Ltd (BAP) as of Dec 15 2025?

As of Dec 15 2025, Credicorp Ltd (BAP) has a FCF Yield of 8.84%. This means that for every dollar of Credicorp Ltd’s market capitalization, the company generates 8.84 cents in free cash flow.

What is the current Forward P/E ratio for Credicorp Ltd (BAP) as of Dec 15 2025?

As of Dec 15 2025, Credicorp Ltd (BAP) has a Forward P/E ratio of 10.43. This means the market is willing to pay $10.43 for every dollar of Credicorp Ltd’s expected earnings over the next 12 months.

What is the current Forward P/S ratio for Credicorp Ltd (BAP) as of Dec 15 2025?

As of Dec 15 2025, Credicorp Ltd (BAP) has a Forward P/S ratio of 3.11. This means the market is valuing BAP at $3.11 for every dollar of expected revenue over the next 12 months.

BAP Valuation

BAP Valuation

BAP Relative Valuation

Historical Valuation

Competitors Valuation Multiple

Performance Decomposition

People Also Watch

Frequently Asked Questions

Is Credicorp Ltd (BAP) currently overvalued or undervalued?

What is Credicorp Ltd (BAP) fair value?

How does BAP's valuation metrics compare to the industry average?

What is the current P/B ratio for Credicorp Ltd (BAP) as of Dec 15 2025?

What is the current FCF Yield for Credicorp Ltd (BAP) as of Dec 15 2025?

What is the current Forward P/E ratio for Credicorp Ltd (BAP) as of Dec 15 2025?

What is the current Forward P/S ratio for Credicorp Ltd (BAP) as of Dec 15 2025?