Stock Price & Analysis

Based on the provided data and current market context, here's my analysis of JPM stock:

Technical Analysis

JPM is currently trading at $259.83, showing strong momentum with a +1.92% gain in the last session. The stock has demonstrated robust performance, rising about 41% YTD in 2024.

Fundamental Analysis

The stock is trading at a price-to-tangible-book ratio of 2.5x, which is significantly higher than its peer average of 1.9x and its own historical 10-year average of around 2x. This suggests the stock is currently trading at premium valuations.

Recent Performance & Catalysts

Q4 2024 results were strong:

• Net Income: $14 billion (+12% YoY)
• EPS: $4.81 (up from $4.29)
• Revenue: $43.7 billion (+10% YoY)
• CET1 Ratio: 15.7% (+40 bps QoQ)
• ROTCE: 21% for Q4, 20% for full year

Analyst Sentiment

Recent analyst actions show mixed but generally positive sentiment:

• Barclays: Buy rating, PT raised to $330 (+29.78% upside)
• UBS: Strong Buy rating, PT $287 (+12.87% upside)
• Truist Securities: Hold rating, PT $268 (+5.4% upside)

Sell Recommendation

While JPM remains a high-quality franchise with strong fundamentals, I recommend SELLING at current levels for the following reasons:

1. Rich Valuation: Trading at record high P/TBV multiple of 2.5x
2. CEO Jamie Dimon's own warning about not buying back stock at these levels
3. Expected NII decline in 2025 to below $87 billion from $92.5 billion in 2024
4. Higher expenses expected in 2025 due to technology investments

Based on the provided data and market context, here is the price prediction for JPM stock in 2025:

JPMorgan Chase (JPM) stock is expected to reach $275-285 by end of 2025, driven by strong fundamentals and continued market leadership in investment banking. The bank's robust earnings growth trajectory and strategic AI investments position it well for further upside. Recent analyst price targets from leading firms like Piper Sandler ($275) and Wells Fargo ($270) support this bullish outlook.

The S1 support level for JPM Stock is $242.91 ,The R1 resistant level for JPM Stock is $264.58.

As of the end of day on 2025-01-24, the price of JPM Stock was $264.73.

The target price for JPM Stock according to analyst rating is 260.71, with the highest price target at 304.00 and the lowest at 200.00. Analysts have a Moderate Buy rating on JPM Stock overall.

The market cap of JPM is $745.6B.

Based on the provided financial data and recent analyst reports, here's a comprehensive analysis of JPM's valuation:

Technical Analysis

Valuation Analysis JPM currently trades at a P/E ratio of 12.14x, which is significantly below the industry average of 16.43x. However, this needs to be viewed in context of the bank's strong fundamentals and market position.

Financial Performance

• Q4 2024 revenue reached $42.77B, showing consistent quarterly growth throughout 2024
• Net income for Q4 2024 was $13.67B, demonstrating robust profitability
• ROE remains strong at 18.19% in Q4 2024, indicating efficient capital utilization

Analyst Sentiment Recent analyst actions show a generally positive outlook:

• Barclays raised PT to $330 (29.78% upside) citing strong Q4 earnings
• UBS increased PT to $287 (12.87% upside) noting peer-leading returns
• Multiple analysts maintain Buy ratings with price targets ranging from $260-$330

Key Concerns

• Trading at 2.5x price-to-tangible book value, which is above historical average of 2.0x
• Operating expenses expected to rise 8-10% in 2025, potentially compressing margins
• Cyclical nature of trading and investment banking revenues poses some risk

Conclusion While JPM demonstrates strong fundamentals and business performance, the current valuation appears slightly stretched compared to historical levels. The stock is not significantly overvalued given its market leadership and strong execution, but there may be limited upside potential at current prices.

JPMorgan Chase & Co. is a financial holding company. It has four segments: Consumer & Community Banking (CCB), Corporate & Investment Bank (CIB), Commercial Banking (CB), and Asset & Wealth Management (AWM). CCB segment offers products and services to consumers and small businesses through bank branches, ATMs, digital (including mobile and online) and telephone banking. CIB segment consists of banking and markets and securities services, and offers a suite of investment banking, market-making, prime brokerage, lending, and treasury and securities products and services to a global client base of corporations, investors, financial institutions, merchants, government and municipal entities. CB segment provides financial solutions, including lending, payments, investment banking and asset management products across three primary client segments: Middle Market Banking, Corporate Client Banking and Commercial Real Estate Banking. AWM segment offers investment and wealth management solutions.

Based on the provided data and market analysis, here's a projection for JPM's stock price in 2030:

JPMorgan Chase's stock price is expected to reach approximately $420-450 by 2030, representing a 62-73% increase from current levels, driven by the bank's continued market leadership in investment banking and strong performance in consumer banking. The bank's robust earnings growth trajectory, demonstrated by consistent market share gains and record revenues for six consecutive years through 2023, supports this bullish outlook. Recent analyst upgrades and strong institutional backing, including a series of price target increases to the $270-275 range for near-term targets, further reinforce the long-term growth potential.

JPM has a total of 309926 employees.