Stock Price & Analysis

Analysis and Insights

Valuation Metrics:

JPMorgan Chase & Co. (JPM) is currently trading at $241.9 with a forward P/E ratio of 13.00, indicating a reasonable valuation compared to its peers in the banking sector. The stock's valuation metrics suggest it is fairly priced, with a PEG ratio of 1.34, reflecting its growth prospects relative to earnings.

Recent Financial Performance:

JPMorgan reported strong Q4 2024 results, with net income of $14 billion, up 12% year-over-year, and revenue of $43.7 billion, a 10% increase. The bank also demonstrated disciplined capital management, with a CET1 ratio of 15.7%, indicating strong capital strength.

Analyst Sentiment:

Analysts have a mixed outlook on JPMorgan, with a consensus rating of "Hold" and a price target of $274.40, implying an 13.6% upside potential. Some analysts have upgraded the stock to "Buy," citing strong financial results and disciplined capital management, while others maintain a cautious stance due to valuation concerns.

Technical Analysis:

The stock is currently trading near its 50-day moving average of $237.73, with a relative strength index (RSI) of 58.99, indicating a neutral position. The MACD is slightly bearish, but the overall trend remains stable.

Conclusion:

Based on the analysis, JPMorgan Chase & Co. (JPM) is a stable investment with a strong financial position and reasonable valuation. While the stock may not offer significant upside in the near term, it is well-positioned for long-term growth due to its disciplined capital management and commitment to shareholder returns.

Price Prediction for JPM Stock in 2025

JPMorgan Chase & Co. (JPM) is expected to reach a price target of $255 by mid-2025, driven by strong fundamentals and positive analyst sentiment.

• Current Price: $241.63 (as of March 21, 2025).
• Fibonacci Pivot: $233.37, with resistance levels at $240.29, $244.56, and $251.47.
• Support Levels: $226.46, $222.19, and $215.27.

The stock is currently trading above its 50-day and 200-day moving averages, indicating a bullish trend. Analysts have raised price targets, with a mean target of $266.65, suggesting upside potential.

JPMorgan's strong financial results, including a 10% revenue increase and a 12% dividend hike, position it as a stable investment. However, risks like asset quality and mortgage fee declines due to high interest rates could impact performance.

Analysts are optimistic, with a "Moderate Buy" consensus rating and price targets up to $295.

The stock is expected to trade in the range of $240-$255 in the near term, with potential for further upside if economic conditions remain stable.

The S1 support level for JPM Stock is $237.29 ,The R1 resistant level for JPM Stock is $252.41.

As of the end of day on 2025-04-01, the price of JPM Stock was $244.04.

The target price for JPM Stock according to analyst rating is 274.40, with the highest price target at 330.00 and the lowest at 220.00. Analysts have a Moderate Buy rating on JPM Stock overall.

The market cap of JPM is $681.3B.

Analysis and Insights

JPMorgan Chase (JPM) is currently fairly valued based on its financial metrics and market performance. Here are the key points:

1. Valuation Metrics:

   • PE Ratio: JPM's price-to-earnings ratio is around 12.09 to 12.14, which is lower than the industry average, indicating reasonable valuation.
   • EV/EBITDA: The enterprise value-to-EBITDA ratio ranges from 11.21 to 13.82, suggesting moderate valuation.
   • PS Ratio: The price-to-sales ratio is 3.69 to 4.07, aligning with industry standards.
   • PB Ratio: The price-to-book ratio of 1.88 to 2.07 indicates the stock is not overpriced relative to its book value.

2. Dividend Yield:

   • JPM offers a dividend yield of 2.00% to 2.18%, making it attractive for income-focused investors. The company recently increased its quarterly dividend by 12%, reinforcing its commitment to shareholder returns.

3. Financial Performance:

   • JPM reported strong Q4 2024 results, with net income rising 50% year-over-year and revenue increasing by 10%. The bank also demonstrated disciplined capital management, with $6.36 billion in share buybacks during Q3 2024.

4. Analyst Sentiment:

   • Wall Street has a Moderate Buy consensus on JPM, with an average price target of $274.40, implying 18% upside potential. While some analysts, like Baird's David George, find the stock "too pricey for new money," others remain optimistic about its long-term prospects.

5. Recent Trends:

   • JPM stock has pulled back about 16% over the past month, but it remains up 24% over the past year. This pullback could present a buying opportunity for investors.

Conclusion

JPMorgan Chase is not overvalued. Its valuation metrics are in line with industry standards, and the stock offers a strong dividend yield with solid financial performance. While some analysts caution about near-term volatility, the bank's disciplined execution and attractive valuation make it a compelling investment for both growth and income investors.

JPMorgan Chase & Co. is a financial holding company. It has four segments: Consumer & Community Banking (CCB), Corporate & Investment Bank (CIB), Commercial Banking (CB), and Asset & Wealth Management (AWM). CCB segment offers products and services to consumers and small businesses through bank branches, ATMs, digital (including mobile and online) and telephone banking. CIB segment consists of banking and markets and securities services, and offers a suite of investment banking, market-making, prime brokerage, lending, and treasury and securities products and services to a global client base of corporations, investors, financial institutions, merchants, government and municipal entities. CB segment provides financial solutions, including lending, payments, investment banking and asset management products across three primary client segments: Middle Market Banking, Corporate Client Banking and Commercial Real Estate Banking. AWM segment offers investment and wealth management solutions.

JPMorgan Chase (JPM) stock is predicted to reach $330 by 2030, driven by strong earnings growth and market leadership. Analysts highlight the bank's solid performance in investment banking and trading revenues, with a 49% and 21% year-over-year increase, respectively. JPMorgan's diversified financial services and strong management position it well for continued growth.

JPM has a total of 309926 employees.