Stock Price & Analysis

Based on the provided data and current market conditions, here's my analysis of JPM stock:

Technical Analysis

The stock is currently trading at $264.73, showing strong momentum with RSI at 74.10 indicating slightly overbought conditions. The stock has risen about 41% over the past year, outperforming the S&P 500's 27% gain.

Fundamental Strengths

• Strong Q4 2024 performance with EPS of $4.81, up 58% year-over-year
• Benefiting from increased credit card spending and higher revolving balances
• Well-positioned in a normalized interest rate environment with strong capital position

Key Risks

• Trading at 2.5x price-to-tangible book value, significantly above historical average of 2.0x
• Operating expenses expected to rise 8-10% in 2025 due to inflationary pressures
• Current valuation suggests limited upside potential at current levels

Recent Analyst Actions

• Barclays raised price target to $330 (Buy rating)
• UBS increased target to $287 (Strong Buy)
• Truist Securities maintains Hold rating with $268 target

Based on current market conditions and valuation metrics, JPM stock appears to be a HOLD at current levels. While the company's fundamental performance remains strong, the rich valuation and slightly overbought technical conditions suggest limited near-term upside potential. Investors may want to wait for a pullback toward the 2.0x price-to-tangible book value level for a more attractive entry point.

Based on the provided data and market analysis, here is the price prediction for JPM stock in 2025:

JPMorgan Chase (JPM) is expected to reach $285-290 by end of 2025, representing about 8-10% upside from current price of $264.73. This target is supported by strong fundamentals including robust investment banking revenues, healthy net interest income projections of $90-95 billion, and the bank's leading market position in an environment of easing monetary policy.

The technical indicators also support this outlook, with RSI at 74.10 showing strong momentum while not yet extremely overbought. The Fibonacci resistance levels indicate next key targets at $271.27 and $282.11, aligning with the projected price range.

The bank's strong credit card spending trends and higher revolving balances combined with its ability to maintain profitability even in a rate-cutting environment provide fundamental support for continued stock appreciation through 2025.

The S1 support level for JPM Stock is $242.91 ,The R1 resistant level for JPM Stock is $264.58.

As of the end of day on 2025-01-24, the price of JPM Stock was $264.73.

The target price for JPM Stock according to analyst rating is 260.71, with the highest price target at 304.00 and the lowest at 200.00. Analysts have a Moderate Buy rating on JPM Stock overall.

The market cap of JPM is $745.6B.

Based on the provided data and recent market analysis, JPMorgan Chase appears to be trading at a premium valuation currently. The stock's P/E ratio of 12.14x for Q4 2024 is above its historical average, while its price-to-book ratio of 2.07x is significantly higher than the industry average. The bank's strong financial performance, with Q4 2024 EPS of $4.81 and net income of $13.67 billion, demonstrates operational excellence but may already be priced into the stock.

Key Valuation Concerns:

1. Trading at 2.5x price-to-tangible book value, which is significantly above the peer average of 1.9x
2. RSI of 74.10 indicates overbought conditions
3. Current dividend yield of 2% in Q4 2024 is near historical lows

Positive Factors:

1. Strong Q4 performance with revenue reaching $42.77 billion
2. Improving ROE trend reaching 18.19% in Q4 2024
3. Net margin maintaining healthy levels at 32.75% in Q4 2024

Recent Analyst Views:

• Barclays raised PT to $330 citing strong Q4 earnings and better-than-expected performance across fees, NII, and expenses
• UBS maintains Buy rating with $287 PT, highlighting peer-leading returns on capital
• However, some analysts like Truist Securities maintain Hold rating with $268 PT, suggesting limited upside

Conclusion: While JPM remains a high-quality franchise with strong fundamentals, the current valuation appears stretched. The combination of peak multiples, overbought technical indicators, and mixed analyst sentiment suggests limited upside potential from current levels. Investors might want to wait for a more attractive entry point, potentially closer to 2x price-to-tangible book value.

JPMorgan Chase & Co. is a financial holding company. It has four segments: Consumer & Community Banking (CCB), Corporate & Investment Bank (CIB), Commercial Banking (CB), and Asset & Wealth Management (AWM). CCB segment offers products and services to consumers and small businesses through bank branches, ATMs, digital (including mobile and online) and telephone banking. CIB segment consists of banking and markets and securities services, and offers a suite of investment banking, market-making, prime brokerage, lending, and treasury and securities products and services to a global client base of corporations, investors, financial institutions, merchants, government and municipal entities. CB segment provides financial solutions, including lending, payments, investment banking and asset management products across three primary client segments: Middle Market Banking, Corporate Client Banking and Commercial Real Estate Banking. AWM segment offers investment and wealth management solutions.

Based on the provided data and market research, here's a price prediction for JPMorgan Chase (JPM) stock by 2030:

JPMorgan Chase's stock is projected to reach approximately $420-450 by 2030, driven by its strong market position in investment banking and continued digital transformation initiatives. The bank's robust financial performance, with consistent earnings growth and strategic acquisitions, supports this bullish outlook. Market analysts expect JPM to maintain its leadership position in the banking sector, with its diversified revenue streams and strong balance sheet providing sustainable growth potential.

JPM has a total of 309926 employees.