Stock Price & Analysis

Based on the recent data and events, here's a concise analysis of UNH stock:

Recent Major Event Impact A significant cyberattack at UnitedHealth's tech unit Change Healthcare has affected personal information of 190 million Americans, marking it as the largest healthcare data breach in U.S. history. The company has provided over $3.3 billion in advance payments to affected healthcare providers.

Technical Analysis The stock is currently trading at $531.56, showing mixed technical signals with an RSI of 52.26, indicating neutral momentum. The stock is trading below its 60-day moving average of $552.21, suggesting some near-term weakness.

Analyst Sentiment Recent analyst ratings are predominantly bullish:

• Cantor Fitzgerald: Buy rating with $700 PT (37.32% upside)
• Keybanc: Buy rating with $650 PT (27.51% upside)
• Barclays: Buy rating with $642 PT (25.94% upside)

Valuation Metrics Current valuation metrics show:

• P/E: 32.62x
• EV/EBITDA: 11x
• P/S: 1.17x
• P/B: 4.74x
• Dividend Yield: 1.62%

Recommendation SELL - Despite strong analyst ratings, several factors suggest caution:

1. The ongoing cybersecurity incident poses significant operational and reputational risks
2. Higher medical costs are pressuring margins
3. Trading below key moving averages indicates technical weakness
4. Potential regulatory pressures on PBM business model

Consider waiting for more clarity on the cybersecurity incident's full impact and medical cost trends before establishing new positions.

Based on the provided data and references, here's the price prediction analysis for UNH stock in 2025:

Technical Analysis

Current Market Position The stock is currently trading at $532.51 with key technical levels showing:

• Fibonacci resistance levels: R1 at $542.98, R2 at $553.51
• Fibonacci support levels: S1 at $508.91, S2 at $498.38
• RSI (14) at 52.26 indicates neutral momentum
• Trading below 60-day SMA of $552.21, suggesting short-term bearish pressure

Price Target Analysis Based on analyst forecasts and recent developments, UNH stock is expected to reach $575-600 by end of 2025, supported by:

1. Multiple analysts maintain bullish ratings with price targets ranging from $610-675, despite recent challenges from elevated medical costs.

2. The company's 2025 EPS guidance of $29.50-30.00, though below initial estimates, still represents ~8% growth from 2024.

3. Recent cyberattack impact and higher medical costs are likely priced in, with potential upside from:

• Strong Medicare Advantage member retention rates
• Expected better MA rate environment under Trump administration
• Continued growth in both UnitedHealth and Optum segments

The S1 support level for UNH Stock is $508.91 ,The R1 resistant level for UNH Stock is $542.98.

As of the end of day on 2025-01-24, the price of UNH Stock was $531.56.

The target price for UNH Stock according to analyst rating is 642.17, with the highest price target at 715.00 and the lowest at 595.00. Analysts have a Strong Buy rating on UNH Stock overall.

The market cap of UNH is $490.1B.

Based on the provided data and recent market developments, here's a comprehensive analysis of UNH's valuation:

Valuation Analysis UNH currently shows signs of being fairly valued, considering several key metrics:

• P/E ratio of 32.62x (Q4 2024) indicates a moderate premium compared to historical levels
• EV/EBITDA of 11x suggests reasonable valuation relative to industry peers
• Price-to-Sales ratio of 1.17x reflects efficient revenue generation
• Price-to-Book ratio of 4.74x indicates strong asset utilization

Financial Performance Recent quarterly results show:

• Q4 2024 revenue of $100.8B, representing 7% YoY growth
• Net income of $5.54B in Q4 2024
• Stable gross margins around 78-79%
• ROE trending at 15.4%, showing solid profitability

Analyst Sentiment Recent analyst coverage shows strong bullish sentiment:

• Cantor Fitzgerald: $700 PT (37.32% upside)
• Keybanc: $650 PT (27.51% upside)
• Barclays: $642 PT (25.94% upside)

Key Challenges The company faces some headwinds:

• Higher medical costs impacting margins
• Recent cyberattack affecting 190 million Americans
• Regulatory scrutiny over PBM business model

Conclusion While UNH faces near-term challenges with elevated medical costs and cybersecurity issues, the company's strong market position, consistent revenue growth, and positive analyst sentiment suggest it is not overvalued at current levels. The stock appears fairly valued considering its market leadership and growth prospects.

UnitedHealth Group Incorporated is a healthcare company. The Company has two businesses, Optum and UnitedHealthcare. Optum serves the health care marketplace, including patients and consumers, payers, care providers, employers, governments and life sciences companies. UnitedHealthcare offers a full range of health benefits designed to simplify the health care experience and make it more affordable for consumers to access care. UnitedHealthcare Employer & Individual serves consumers and employers, ranging from sole proprietorships to large, multi-site and national employers and public sector employers. UnitedHealthcare Medicare & Retirement delivers health and well-being benefits to seniors and other Medicare eligible consumers. The Company’s segments include Optum Health, Optum Insight, Optum Rx and UnitedHealthcare. UnitedHealthcare segment includes UnitedHealthcare Employer & Individual, UnitedHealthcare Medicare & Retirement and UnitedHealthcare Community & State.

Based on the available data and market analysis, here's the price prediction for UNH stock by 2030:

UnitedHealth Group (UNH) stock is projected to reach $850-900 by 2030, driven by its dominant market position in healthcare services and consistent earnings growth trajectory of 8-13% annually. The company's strong member loyalty and diversified revenue streams through UnitedHealthcare and Optum segments support this bullish outlook, despite recent challenges from elevated medical costs. The ongoing digital transformation and strategic acquisitions in healthcare technology position UNH well for long-term growth, though regulatory changes under different administrations could create some volatility.

UNH has a total of 440000 employees.