Stock Price & Analysis

Based on the provided data and recent market activity, here's a comprehensive analysis of Mastercard (MA):

Technical Analysis

The stock is showing mixed signals in the short term:

• Current price at $471.44 (as of Feb 23)
• RSI-14 at 54.11 indicates neutral momentum
• MACD showing positive trend with 8.25 but divergence with -1.39 histogram suggests potential weakness
• Trading above major moving averages (SMA 200: $491.98, SMA 60: $536.70)

Fundamental Strength

Mastercard demonstrates robust fundamentals:

• Market cap: $513.2 billion
• Strong revenue growth: 14.5% YoY in Q4 2024
• Impressive earnings growth: 22.6% YoY to $3.82 per share
• Healthy profit margins: 45.7%
• Solid free cash flow: $13.6 billion in 2024

Analyst Consensus

Strong bullish sentiment from Wall Street:

• 25 recent analyst ratings
• 6 Strong Buy, 19 Buy ratings
• Average price target: $618.88
• High target: $670.00
• Low target: $564.00

Investment Recommendation

SELL at current levels based on:

1. Technical indicators showing potential short-term weakness
2. Trading below recent highs despite strong fundamentals
3. Current price (~$471) offers limited upside to analyst targets
4. Valuation appears stretched at current levels

Consider re-entering at lower levels around the $450-460 support zone.

Based on the provided data and analyst forecasts, here is the price prediction for Mastercard (MA) stock in 2025:

Technical Analysis

Price Target Analysis According to 28 Wall Street analysts, the consensus price targets for MA in 2025 are:

• High: $685.00 (+22.87%)
• Average: $628.69 (+12.77%)
• Low: $580.00 (+4.03%)

Growth Drivers

• Revenue Growth: Analysts expect MA's revenue to grow 15.4% to $32.5B in 2025
• EPS Growth: Projected EPS growth of 17.7% to $16.35 in 2025
• Strong fundamentals with 45.7% net margin and healthy balance sheet

Key Catalysts

1. Digital payments adoption acceleration
2. International travel recovery momentum
3. Value-added services expansion
4. Commercial payments growth opportunities

Risk Factors

• Higher tax rate impact starting 2025
• Regulatory scrutiny in key markets
• Competitive pressures in payments space

Conclusion Based on strong fundamentals, consistent execution and positive industry tailwinds, MA stock is likely to reach the consensus target of $628.69 by end of 2025, representing ~12.8% upside from current levels. The company's robust business model, high margins and strategic initiatives in digital payments support this growth trajectory.

The S1 support level for MA Stock is $555.63 ,The R1 resistant level for MA Stock is $569.39.

As of the end of day on 2025-02-26, the price of MA Stock was $564.63.

The target price for MA Stock according to analyst rating is 628.69, with the highest price target at 685.00 and the lowest at 580.00. Analysts have a Strong Buy rating on MA Stock overall.

The market cap of MA is $514.2B.

Based on the provided data and recent market analysis, Mastercard (MA) appears to be overvalued at current levels. Here's why:

Valuation Metrics

• Current P/E ratio of 36.04x is significantly higher than the sector median of 11.37x
• Forward P/E of 30x suggests limited valuation improvement ahead
• P/S ratio of 16.08x and P/B of 57.49x are both at premium levels

Recent Performance

• Stock has gained 24% over the past year, outperforming S&P 500's 22.6% rise
• Currently trading at $557.51, near the upper end of its 52-week range

Key Concerns

• Operating expenses grew 21% YoY to $3.18B, exceeding analyst estimates of $2.91B
• Revenue guidance for current quarter at "low-end of low-double-digits" suggests slowing growth
• Dividend yield of only 0.56% provides minimal income support

Analyst Sentiment

• While analysts maintain a "Strong Buy" consensus with a mean price target of $614.97
• The current valuation appears to price in much of the potential upside
• Recent price target raises may not fully account for slowing growth concerns

Conclusion The combination of premium valuation multiples, decelerating growth, and rising expenses suggests MA is overvalued at current levels. While the company maintains strong competitive advantages and profitability, the risk-reward ratio appears unfavorable at these price levels.

Mastercard Incorporated is a technology company that connects consumers, financial institutions, merchants, governments and businesses across the world, enabling them to use electronic forms of payment. It allows users to make payments by creating a range of payment solutions and services using its brands: MasterCard, Maestro and Cirrus. It enables a variety of payments capabilities (including products and value-added services and solutions) over its multi-rail network among account holders, merchants, financial institutions, businesses, governments and others, offering customers one partner for their payment needs. Its products include consumer credit, consumer debit, prepaid, B2B accounts payable, commercial point of sale, disbursements and remittances, and others. It offers additional payment capabilities that include automated clearing house (ACH) transactions (both batch and real-time account-based payments). It also offers other services, such as cyber and intelligence solutions.

Based on the comprehensive analysis of available data and market research, here is the MA stock price prediction for 2030:

Technical Analysis & Current Position:

MA is currently trading at $557.51 with strong technical indicators showing:

• RSI(14) at 54.11 indicating neutral momentum
• Trading above key moving averages (200-day SMA at $492.40)
• Positive MACD trend with 8.25 value

Growth Drivers & Market Position:

1. Digital Payments Expansion:

• Strong revenue growth of 14.5% YoY in recent quarters
• Processed over $9 trillion in volume during 2023
• Operating in 200+ countries with 150+ currencies support

2. Market Leadership:

• Second-largest payment processor globally
• Network effects from 3.5 billion cards and 130 million merchant locations
• Asset-light business model with 45.7% profit margins

Price Targets & Forecasts:

Based on analyst projections and growth trends:

1. Conservative Case: $665-670 by 2030

• Based on 13-14% annual EPS growth
• Maintaining current P/E multiple around 40x

2. Base Case: $780-785 by 2030

• Supported by:
  • Continued digital payment adoption
  • Emerging market expansion
  • New technology initiatives

3. Bullish Case: $850-900 by 2030

• Driven by:
  • Accelerated cashless transition post-pandemic
  • AI/blockchain integration
  • New revenue streams

Key Growth Catalysts:

1. Digital Transformation:

• Growing millennial/Gen-Z preference for digital payments
• Continued cash-to-digital conversion globally

2. Technology Innovation:

• AI/ML implementation for fraud prevention
• Blockchain/crypto integration
• Real-time payment solutions

Risk Factors:

• Regulatory challenges
• Emerging fintech competition
• Economic slowdown impact
• Interest rate environment

MA has a total of 33400 employees.