Stock Price & Analysis

Based on the provided data and current market conditions, here's a concise analysis for MA stock:

Technical Analysis

The stock is showing mixed signals with an RSI of 59.84, indicating neutral momentum. The price is trading above both the 20-day (522.57) and 60-day (522.28) moving averages, suggesting an overall bullish trend structure.

Recent Performance MA closed at $533.49 on Friday with a slight decline of -0.14% during regular trading hours. The stock is currently trading near its Fibonacci resistance level of $532.86, with the next major resistance at $541.39.

Analyst Sentiment Recent analyst actions have been generally positive. Bank of America maintains a Hold rating with a $532 price target, while Piper Sandler recently assigned a Buy rating with a higher price target of $591, suggesting potential upside.

Fundamental Strength The stock received an 86% rating from Validea's Patient Investor model based on Warren Buffett's investment strategy, indicating strong fundamentals with long-term profitability and low debt characteristics.

Recommendation Based on the technical setup, analyst sentiment, and fundamental strength, MA appears to be a hold at current levels, with potential for upside if it breaks above the immediate Fibonacci resistance.

Based on the provided data and market context, here's my analysis for Mastercard (MA) stock price prediction in 2025:

Technical Analysis

The stock is currently trading at $533.49 with a relatively stable price movement, showing only a -0.14% change in the last regular trading session. The RSI-14 reading of 59.84 indicates the stock is in a neutral territory, neither overbought nor oversold.

Fundamental Valuation

Growth Catalysts

1. Mastercard is expected to benefit from the continued shift towards digital payments and e-commerce growth. The company's strong positioning in the payments industry and investments in artificial intelligence technology should drive future growth.

2. Warren Buffett's Patient Investor model gives Mastercard an 86% rating, highlighting the company's long-term profitability potential and low debt profile.

Price Target Analysis Based on technical indicators and Fibonacci levels:

• Support levels: $505.25 (S1), $496.72 (S2)
• Resistance levels: $532.86 (R1), $541.39 (R2)
• Key pivot point: $519.05

The stock is currently trading above its 20-day and 60-day SMAs ($522.57 and $522.28 respectively), indicating a bullish short-term trend.

2025 Price Prediction Based on the technical setup, fundamental strength, and analyst coverage, MA stock is expected to reach $575-590 by mid-2025, representing a potential upside of 8-11% from current levels. This projection is supported by Bank of America's current price target of $532 and Piper Sandler's more bullish target of $591.

The S1 support level for MA Stock is $505.25 ,The R1 resistant level for MA Stock is $532.86.

As of the end of day on 2025-01-24, the price of MA Stock was $533.46.

The target price for MA Stock according to analyst rating is 582.42, with the highest price target at 654.00 and the lowest at 532.00. Analysts have a Strong Buy rating on MA Stock overall.

The market cap of MA is $489.7B.

Based on the provided data, I'll analyze whether MA is overvalued through multiple valuation metrics and recent performance.

Valuation Analysis MA currently trades at a P/E of 76.12x (Q3 2024), significantly higher than its Q1 and Q2 2024 levels of 38.27x and 33.72x respectively. The EV/EBITDA ratio stands at 27.37x, showing a slight increase from Q2's 25.64x.

Financial Performance Revenue growth remains strong, increasing from $6.35B in Q1 2024 to $7.37B in Q3 2024. Net income has stabilized around $3.26B in Q3 2024, with consistent gross margins of 100% and high ROE of 179.23%.

Analyst Consensus Recent analyst actions show mixed sentiment. While Piper Sandler raised their target to $591 citing underappreciated GenAI benefits, Seaport Global downgraded to Hold. The average price target from recent updates suggests roughly 10-15% upside potential.

Overvaluation Assessment MA appears overvalued based on its historically high P/E ratio, significant premium to industry average (37.04x forward P/E vs industry's 15.6x), and stretched PEG ratio of 2.39x compared to industry average of 1.28x.

Mastercard Incorporated is a technology company that connects consumers, financial institutions, merchants, governments and businesses across the world, enabling them to use electronic forms of payment. It allows users to make payments by creating a range of payment solutions and services using its brands: MasterCard, Maestro and Cirrus. It enables a variety of payments capabilities (including products and value-added services and solutions) over its multi-rail network among account holders, merchants, financial institutions, businesses, governments and others, offering customers one partner for their payment needs. Its products include consumer credit, consumer debit, prepaid, B2B accounts payable, commercial point of sale, disbursements and remittances, and others. It offers additional payment capabilities that include automated clearing house (ACH) transactions (both batch and real-time account-based payments). It also offers other services, such as cyber and intelligence solutions.

Based on the provided data and market research, here is a price prediction analysis for Mastercard (MA) stock by 2030:

Mastercard's stock is projected to reach approximately $850-900 by 2030, driven by continued expansion in digital payments and value-added services. The company's strong positioning in the payments industry, along with its high-margin business model and consistent mid-teens earnings growth, supports this target.

The key growth drivers include increasing penetration in emerging markets, expansion of value-added services beyond core payments, and the ongoing shift from cash to digital payments globally.

MA has a total of 33400 employees.