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MA Earnings

Mastercard Inc
$
576.050
+1.87(0.326%)1D
  • Overview
  • Forecast
  • Valuation
  • Earnings

Earning Analysis

Welcome to our in-depth analysis of Mastercard Inc(MA) earnings, offering investors a detailed look into the company’s financial performance, revenue trends, earnings per share (EPS), and market reactions. This page provides a comprehensive overview of Mastercard Inc earnings history, forecasts, and key financial metrics, empowering you with the data needed to make informed investment decisions. Whether you're tracking quarterly results, analyzing earnings surprises, or exploring future projections, our detailed breakdown covers it all.

Earnings Forecast

Revenue
EPS
Currency: USD
Actual
Estimate

Surprise Analysis

Name
EPS
Revenue
Price Reaction
Fiscal QuarterEarning DateTimeEstimateActualSurprise%EstimateActualSurprise%1D5D
FY2025Q22025-07-31Pre-Market4.054.15+2.477.99B8.13B+1.79+1.32+1.24
FY2025Q12025-05-01Pre-Market3.573.73+4.487.12B7.25B+1.79-0.26+1.99
FY2024Q42025-01-30Pre-Market3.683.82+3.807.38B7.49B+1.42+3.14+3.19
FY2024Q32024-10-31Pre-Market3.733.89+4.297.27B7.37B+1.40-2.74+1.45
FY2024Q22024-07-31-3.513.59+2.286.85B6.96B+1.60+3.63+0.19
FY2024Q12024-05-01-3.223.31+2.806.34B6.35B+0.07-2.02+0.41
FY2023Q42024-01-31-3.083.18+3.256.48B6.55B+0.97+0.91+3.44
FY2023Q32023-10-26-3.213.39+5.616.53B6.53B+0.09-5.62-2.20
FY2023Q22023-07-27-2.842.89+1.766.17B6.27B+1.56-1.97-3.08
-2023-04-27-2.712.80+3.32---+1.88+2.22

MA Earnings Analysis

Our earnings analysis provides a granular look at the company’s performance across recent fiscal quarters, highlighting key metrics such as revenue, EPS, and operating margins. By examining actual results against analyst estimates, we uncover trends and surprises that drive stock price movements, offering valuable insights for both short-term traders and long-term investors.
In the most recent quarter, Mastercard Inc reported performance for FY2025Q2, announced on 2025-07-31. The company achieved an EPS of 4.15, compared to analyst estimates of 4.05 by 2.47% . Revenue for the quarter reached 8.13B compared to expectations of 7.99B by 1.79% .
The stock price reacted with a 1.32% one-day change and a 1.24% five-day change following the earnings release. These movements reflect market reaction in Mastercard Inc growth trajectory and strategic initiatives.

MA Earnings Forecast

Looking ahead, Mastercard Inc(MA) remains a focal point for investors seeking growth opportunities. Analyst forecasts for 2025/Q3 project quarter revenue of 8.53B and an EPS of 4.32.
However, recent estimate revisions provide additional context. Over the past three months, revenue estimates for FY2025 have been Revise Upward by 1.74%, while EPS estimates have been Revise Upward by 2.44%. For the upcoming Q3 2025, revenue estimates have been adjusted Revise Upward by 3.17% . These revisions correlate with a -0.09% change in stock price over the same period, suggesting potential buying opportunities for investors who believe in Mastercard Inc long-term fundamentals.
The relationship between earnings forecast revisions and stock price movements is critical for investors. Positive revisions in revenue or EPS often signal strengthening fundamentals, making temporary price dips attractive entry points. Conversely, downward revisions may reflect short-term challenges.

Estimate Revision

The chart shows the correlation between MA's stock price and earnings forecast revisions. Positive revisions in Revenue or EPS often strengthen the stock's fundamentals, making price dips potential buying opportunities.
Revenue Estimates for FY2025
Revise Upward
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+1.74%
In Past 3 Month
EPS Estimates for FY2025
Revise Upward
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+2.44%
In Past 3 Month
Revenue Estimates for Q3 2025
Revise Upward
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+3.17%
In Past 3 Month
Stock Price
Go Down
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-0.09%
In Past 3 Month
1Y
3Y
5Y
Annual FY 2025
Currency: USD
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Revenue Estimate-Annual FY 2025:32.47B
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EPS Estimate-Annual FY 2025:16.32
Stock Price576.05

MA Revenue and EPS Performance: A Historical Perspective

Mastercard Inc revenue and earnings per share (EPS) performance over recent quarters provides a clear picture of its financial health. Below is a detailed breakdown of the company’s earnings history, showcasing actual results, analyst estimates, and surprise percentages for key fiscal quarters:
FY2025Q2 (2025-07-31,Pre-Market):
EPS: 4.15 (Actual) vs.4.05 (Estimate) (2.47%)
Revenue: 8.13B (Actual) vs. 7.99B (Estimate) (1.79%)
Price Reaction: 1.32%(1-Day), 1.24%(5-Day)
FY2025Q1 (2025-05-01,Pre-Market):
EPS: 3.73 (Actual) vs.3.57 (Estimate) (4.48%)
Revenue: 7.25B (Actual) vs. 7.12B (Estimate) (1.79%)
Price Reaction: -0.26%(1-Day), 1.99%(5-Day)
FY2024Q4 (2025-01-30,Pre-Market):
EPS: 3.82 (Actual) vs.3.68 (Estimate) (3.80%)
Revenue: 7.49B (Actual) vs. 7.38B (Estimate) (1.42%)
Price Reaction: 3.14%(1-Day), 3.19%(5-Day)
Earnings Reaction
The chart below shows how MA performed 10 days before and after its earnings report, based on data from the past quarters. Typically, MA sees a -0.62% change in stock price 10 days leading up to the earnings, and a +2.85% change 10 days following the report. On the earnings day itself, the stock moves by -0.17%. This data can give you a slight idea of what to expect for the next quarter's release.
For example, in JUN/2025, the stock changed -1.16% on the day following the earnings release and then changed by 1.69% over the next 10 days. These patterns provide investors with valuable insights into potential price movements and help inform trading strategies around earnings events.

Transcript Summary

Mastercard Inc (MA) Q2 2025 Earnings Call Summary
Positive
2025-07-31
The earnings call reveals strong financial performance with strategic growth initiatives in place, including innovations in payments and strategic partnerships. The Q&A session highlights positive revenue trends, effective cost management, and strategic expansions, despite some uncertainties in consumer data fees. Overall, the guidance is optimistic, and the stock buyback plan further supports a positive sentiment. The lack of market cap data suggests a moderate reaction, leading to a 'Positive' stock price prediction in the 2% to 8% range.
Mastercard Inc (MA) Q1 2025 Earnings Call Summary
Positive
2025-05-01
The earnings call highlights strong financial performance with significant growth in operating income, EPS, and cross-border volume. Mastercard's diversified cross-border business and strategic initiatives like tokenization and partnerships are positive indicators. While operating expenses rose, they support strategic growth. The Q&A reveals no major concerns, with management confident in consumer spending and acknowledging potential impacts from partnerships. Despite some vague responses, the overall sentiment and financial metrics suggest a positive outlook for the stock price in the short term.
Mastercard Inc (MA) Q4 2024 Earnings Call Summary
Positive
2025-01-31
The earnings call highlights strong financial performance with significant revenue and EPS growth, robust cross-border and transaction processing growth, and a substantial share repurchase program. The Q&A session indicates positive sentiment with strong consumer health and strategic partnerships, though some concerns about acquisition integration and political volatility exist. Overall, the positive financial results, optimistic guidance, and strategic growth initiatives outweigh the risks, suggesting a positive stock price movement.
Mastercard Incorporated (MA) Q3 2024 Earnings Call Summary
Positive
2024-10-31
The earnings call indicates strong financial performance with a 14% revenue increase and a 16% EPS rise, supported by healthy consumer spending and cross-border growth. The share repurchase program and optimistic guidance for revenue growth further boost sentiment. However, the restructuring charge and competitive pressures are concerns, but they are offset by strategic initiatives in cybersecurity and partnerships. The Q&A session reveals positive consumer trends, strong tokenization adoption, and growth in B2B volumes, reinforcing a positive outlook. Thus, the stock price is likely to move positively (2% to 8%) over the next two weeks.
Mastercard, Inc. (MA) Q2 2024 Earnings Call Summary
Positive
2024-07-31
The earnings call highlights strong financial performance with 27% EPS growth, 15% operating income increase, and positive revenue trends across multiple segments. The optimistic guidance and new partnerships further bolster sentiment. Despite some litigation concerns and unclear responses, the overall sentiment remains positive. The company's strategic focus on digital payments and AI, along with cross-border volume growth, suggests a favorable outlook. The market's reaction is likely to be positive in the short term.

FAQ

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What were the key highlights of MA’s latest earnings report for FY2025Q2?

MA reported its FY2025Q2 earnings on 2025-07-31, showcasing a revenue of 8.13B against an estimate of 7.99B, resulting in a 1.79% surprise. The EPS was 4.15, surpassing the expected 4.05 by 2.47% . The stock experienced a 1.32% price change on the earnings day and a 1.24% change over the next five days, reflecting market reactions to the results.
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How did MA’s stock price react after the FY2025Q2 earnings release?

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What are the revenue and EPS estimates for MA for 2025/Q3?

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How does MA’s stock price correlate with earnings forecast revisions?

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What should investors expect from MA’s next earnings report?

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What is the sentiment in Mastercard Inc (MA) Q2 2025 Earnings Call Summary?