MA Earnings Prediction
The chart below shows how MA performed 10 days before and after its earnings report, based on data from the past quarters. Typically, MA sees a -0.60% change in stock price 10 days leading up to the earnings, and a +2.41% change 10 days following the report. On the earnings day itself, the stock moves by -0.42%. This data can give you a slight idea of what to expect for the next quarter's release.
MA Key Earning Data
2024/Q4
Year Over Year
Quarter Over Quarter
Total Revenue
7.49B
14.37%
1.63%
Gross Margin
--
--
--
Operating Margin
56.54%
0.11%
-5.01%
Net Margin
44.63%
4.72%
0.79%
EPS
3.64
22.15%
3.12%
No Data Available
MA Earnings Analysis
Mastercard Inc Corporation (MA.N) Earnings Conference Call
Positive
Strong Financial Performance: 4th quarter net revenues increased by 16% and adjusted net income rose by 19% year-over-year on a non-GAAP currency neutral basis, indicating strong financial performance.
Global GDV Growth: Worldwide gross dollar volume (GDV) grew by 12% year-over-year, with cross-border volume increasing by 20%, reflecting robust consumer spending and travel recovery.
Operating Income Improvement: Operating income increased by 17%, showcasing effective cost management and operational efficiency despite a 15% rise in operating expenses.
Stock Repurchase Impact: Mastercard repurchased $3.4 billion worth of stock during the quarter, contributing an $0.08 increase to earnings per share, demonstrating strong capital management and shareholder return strategy.
Services Segment Growth Potential: The services and solutions segment generated nearly $11 billion in revenue, with a penetration rate of less than 7%, indicating significant growth potential in this area.
Negative
Operating Expenses Impact: Operating expenses increased 15%, outpacing the 16% growth in net revenues, indicating potential pressure on profit margins.
Increased Operating Expenses: Total adjusted operating expenses were higher than anticipated, primarily due to acquisition-related expenses, which could impact future profitability.
Acquisition Impact on Finances: The acquisition of Recorded Future closed earlier than expected, leading to unplanned expenses that were not part of the Q4 forecast, suggesting potential financial strain.
Transaction Growth Slowdown: In Q4, transaction growth remained flat sequentially compared to volumes, indicating a slowdown in transaction growth despite higher average ticket sizes.
2025 Revenue Growth Forecast: The forecast for full year 2025 net revenue growth is expected to be at the low end of low double digits to low teens, down from the 16% exit rate in Q4 2024, indicating a potential deceleration in growth.
MA FAQs
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MA Earning Call Sentiment
Earnings call transcript: Mastercard's Q4 2024 performance beats expectations
MA.N
-0.55%Positive
The earnings call highlights strong financial performance with significant revenue and EPS growth, robust cross-border and transaction processing growth, and a substantial share repurchase program. The Q&A session indicates positive sentiment with strong consumer health and strategic partnerships, though some concerns about acquisition integration and political volatility exist. Overall, the positive financial results, optimistic guidance, and strategic growth initiatives outweigh the risks, suggesting a positive stock price movement.
