The chart below shows how V performed 10 days before and after its earnings report, based on data from the past quarters. Typically, V sees a -1.17% change in stock price 10 days leading up to the earnings, and a +2.43% change 10 days following the report. On the earnings day itself, the stock moves by +0.01%. This data can give you a slight idea of what to expect for the next quarter's release.
Positive
Strong Revenue and EPS Growth: In Q4, Visa reported strong net revenue of $9.6 billion, up 12% year-over-year, and EPS increased by 16%.
Payments Volume Growth: Overall payments volume grew 8% year-over-year, with U.S. payments volume up 5% and international payments volume up 10%.
Cross-Border Transaction Growth: Cross-border volume, excluding intra-Europe, rose 13%, and processed transactions grew 10% year-over-year.
Consumer Payments Expansion: Visa's consumer payments business continued to grow, with over 4.6 billion credentials, up 7% year-over-year, and 11.5 billion tokens with more than 30% of total transactions tokenized.
Dividend Increase and Buybacks: The company announced a 13% increase in its quarterly dividend and plans to return excess free cash flow to shareholders through buybacks.
Negative
Operating Expenses Increase: Operating expenses grew 11%, led by increases in marketing and personnel expenses.
FX Impact Analysis: FX was a minimal drag instead of the 0.5 point benefit we had expected.
Acquisition Impact Analysis: Our acquisition of Pismo presented an approximate 0.5 point drag as well.
Non-Operating Income Report: Non-operating income was $69 million.
Tax Rate Update: Our tax rate was 16.5% due to an update in our tax position across jurisdictions.
Visa Inc. (V) Q4 2024 Earnings Conference Call Transcript
V.N
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