Should I Buy V? V 2026 Analysis

Should You Buy Visa Inc (V) Today? Analysis, Price Targets, and 2026 Outlook.

Conclusion

Buy

Latest Price

331.800

1 Day change

1.47%

52 Week Range

375.510

Analysis Updated At

2026/01/26

Visa Inc (V) is a good buy for a beginner investor with a long-term strategy and $50,000-$100,000 available for investment. Despite some short-term technical weakness, the company's strong financial fundamentals, positive sentiment from Congress trading, and optimistic analyst ratings make it a solid long-term investment.

Technical Analysis

The technical indicators show a bearish trend with the MACD histogram at -2.707, RSI at 23.062 (neutral zone), and moving averages indicating a bearish alignment (SMA_200 > SMA_20 > SMA_5). The stock is trading near its support level of 323.084, with resistance at 348.401. This suggests limited short-term upside but potential for long-term recovery.

Options Data

Bullish

Open Interest Put-Call Ratio

Bullish

Option Volume Put-Call Ratio

Technical Summary

Sell

Buy

Positive Catalysts

Congress trading data shows 6 purchase transactions with a median amount of $1.6M, indicating strong confidence from influential figures.
Analysts maintain a positive outlook, with multiple Buy ratings and price targets ranging from $374 to $
Revenue growth of 11.51% YoY in Q4 2025 demonstrates strong business performance.
Visa's long-term opportunities in stablecoins and value-added services provide growth potential.

Neutral/Negative Catalysts

Net income dropped by -3.93% YoY in Q4 2025, and EPS fell by -1.50% YoY, indicating some pressure on profitability.
Technical indicators suggest short-term bearish momentum.
Truist lowered its price target to $374, citing potential challenges in volume-related beats due to tougher year-over-year comparisons.

Financial Performance

In Q4 2025, Visa's revenue increased by 11.51% YoY to $10.72 billion, reflecting strong top-line growth. However, net income dropped by -3.93% YoY to $5.04 billion, and EPS declined by -1.50% YoY to $2.62. Gross margin improved slightly to 78.58%, up 0.41% YoY, indicating operational efficiency.

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

Analysts are optimistic about Visa, with multiple Buy ratings and price targets ranging from $374 to $425. Recent upgrades highlight Visa's strong financial performance, opportunities in stablecoins, and value-added services as key growth drivers. However, Truist lowered its price target to $374 due to potential challenges in volume-related beats.

25 Analyst Rating

Wall Street analysts forecast V stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for V is 406.59 USD with a low forecast of 330 USD and a high forecast of 450 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

23 Buy

2 Hold

0 Sell

Strong Buy

Current: 326.980

Low

330

Averages

406.59

High

450

Current: 326.980

Low

330

Averages

406.59

High

450

Morgan Stanley

Overweight

maintain

$398 -> $411

AI Analysis

2026-01-30

New

Reason

Morgan Stanley

Price Target

$398 -> $411

AI Analysis

2026-01-30

New

maintain

Overweight

Reason

Morgan Stanley raised the firm's price target on Visa to $411 from $398 and keeps an Overweight rating on the shares. Visa's unchanged fiscal year outlook continues to benefit from strong VAS momentum and healthy domestic and cross spending trends, says the analyst, who believes Visa should compound at least at the rate of its EPS growth in the low-teens, with modest multiple expansion as investors appreciate the durability of growth across various growth vectors.

JPMorgan

Tien-tsin Huang

Overweight -> Overweight

downgrade

$430 -> $400

2026-01-30

New

Reason

JPMorgan

Tien-tsin Huang

Price Target

$430 -> $400

2026-01-30

New

downgrade

Overweight -> Overweight

Reason

JPMorgan analyst Tien-tsin Huang lowered the firm's price target on Visa to $400 from $430 and keeps an Overweight rating on the shares post the fiscal Q1 report. The company posted "healthy" organic revenue growth of 13%, ahead of expectations and guidance, the analyst tells investors in a research note. The firm believes the shares could see some pressure on Visa's stepped up investments.

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V Should I Buy

V Should I Buy

Should You Buy Visa Inc (V) Today? Analysis, Price Targets, and 2026 Outlook.

Technical Analysis

Options Data

Technical Summary

Positive Catalysts

Neutral/Negative Catalysts

Financial Performance

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

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