Intellectia LogoIntellectia
Product
Resources
Markets
News
Partner Program
Pricing
Log inTry for Free
Intellectia Logo
Log in
Intellectia Logo

Product

Features
Financial AI Agent
Stock Technical Analysis
Stock Monitor
Hedge Fund Tracker
AI Screener
Trading Strategies
AI Stock Picker
Swing Trading
Quant AI
Stock Chart Patterns
Daytrading Center
AI Earnings Prediction
Whales Auto Tracker
Backtesting Playground

Resources

Learn
Blog
Earnings
Tutorial
Help Center
Company
About Us
Contact
Press
Reward Program
Partner Program
Tools
Dividend Calculator
Dividend Yield Calculator
Options Profit Calculator
Compare
TradingView
SeekingAlpha

Markets

Trending Stocks
Hot Crypto
Trending News
All Stocks

News

Trading News
Overview
Top News
Daily Market Brief
Earnings
Latest
Newswire
Stock News
Crypto News
Monitor News
Partner ProgramPricing
Start for Free
  1. Home
    2. >
  2. Stock
    3. >
  3. SYF
stocks logo

SYF

-
collectAdd to Watchlistadvanced chartAdvanced Chart
$
0.000
0(0.000%)1D
collectadvanced chart
    Overview
    Forecast
    Valuation
    Earnings
High
--
Open
--
VWAP
--
Vol
--
Mkt Cap
--
Low
--
Amount
--
EV/EBITDA(TTM)
--
Total Shares
--
EV
--
EV/OCF(TTM)
--
P/S(TTM)
--
Financial AI Agent
Financial AI Agent

Market Estimates

Earnings Estimates
Earnings Estimates
Revenue
YoY Chg
EPS
YoYChg
FY2025Q4
FY2026Q1
FY2026Q2
3.85B
+1.19%
2.037
+6.65%
3.81B
+2.59%
2.132
+12.8%
3.80B
+4.28%
2.324
-7.04%
Estimates Revision
The market is revising Upward the revenue expectations for Synchrony Financial (SYF) for FY2025, with the revenue forecasts being adjusted by 0.14% over the past three months. During the same period, the stock price has changed by 4.61%.
Revenue Estimates for FY2025
Revise Upward
up Image
+0.14%
In Past 3 Month
EPS Estimates for FY2025
Revise Upward
up Image
+7.97%
In Past 3 Month
Stock Price
Go Up
up Image
+4.61%
In Past 3 Month
Wall Street analysts forecast SYF stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for SYF is 85.08 USD with a low forecast of 75.00 USD and a high forecast of 100.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
16 Analyst Rating
Wall Street analysts forecast SYF stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for SYF is 85.08 USD with a low forecast of 75.00 USD and a high forecast of 100.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
11 Buy
5 Hold
0 Sell
Moderate Buy
Current: 80.400
sliders
Low
75.00
Averages
85.08
High
100.00
Current: 80.400
sliders
Low
75.00
Averages
85.08
High
100.00
Truist
Hold
downgrade
$82 -> $78
2025-10-17
Reason
Truist
Price Target
$82 -> $78
2025-10-17
downgrade
Hold
Reason
Truist lowered the firm's price target on Synchrony to $78 from $82 and keeps a Hold rating on the shares as part of a broader research note on Regional Banks / Consumer Finance names. The firm is updating its models following their Q3 results and updated guidance, noting the companies' expectations for higher net interest margins and growth in core lending rates, but also citing the sector re-rating down from broader credit concerns, the analyst tells investors in a research note.
Deutsche Bank
Buy
maintain
$91 -> $95
2025-10-16
Reason
Deutsche Bank
Price Target
$91 -> $95
2025-10-16
maintain
Buy
Reason
Deutsche Bank raised the firm's price target on Synchrony to $95 from $91 and keeps a Buy rating on the shares post the Q3 report. The market gained comfort that the company's revenue growth will return with credit remaining benign, the analyst tells investors in a research note.
Barclays
Terry Ma
Overweight
maintain
$83 -> $86
2025-10-16
Reason
Barclays
Terry Ma
Price Target
$83 -> $86
2025-10-16
maintain
Overweight
Reason
Barclays analyst Terry Ma raised the firm's price target on Synchrony to $86 from $83 and keeps an Overweight rating on the shares post the Q3 report. The firm's fiscal 2027 estimates move modestly higher on additional buybacks and slightly better credit. It views Synchrony's unwinding of credit actions plus the launch at Walmart as positives for growth.
Wells Fargo
Overweight
maintain
$80 -> $85
2025-10-16
Reason
Wells Fargo
Price Target
$80 -> $85
2025-10-16
maintain
Overweight
Reason
Wells Fargo raised the firm's price target on Synchrony to $85 from $80 and keeps an Overweight rating on the shares. The firm notes there are no major changes on PPPC reversals in Q4 or 2026, despite lighter Q4 revenue guide. Wells highlights the optimistic tone on the consumer/credit, and says it would use the relative weakness as a buying opportunity given many positives.
TD Cowen
Buy
maintain
$90 -> $91
2025-10-16
Reason
TD Cowen
Price Target
$90 -> $91
2025-10-16
maintain
Buy
Reason
TD Cowen raised the firm's price target on Synchrony to $91 from $90 and keeps a Buy rating on the shares. The firm updated its model after they reported 3Q EPS of $2.86, above our estimate of $2.37 and consensus of $2.23.
Deutsche Bank
Buy
maintain
$91 -> $93
2025-10-16
Reason
Deutsche Bank
Price Target
$91 -> $93
2025-10-16
maintain
Buy
Reason
Deutsche Bank raised the firm's price target on Synchrony to $93 from $91 and keeps a Buy rating on the shares post the Q3 report. The market gained comfort that the company's revenue growth will return with credit remaining benign, the analyst tells investors in a research note.
See All Ratings

Valuation Metrics

The current forward P/E ratio for Synchrony Financial (SYF.N) is 8.68, compared to its 5-year average forward P/E of 7.16. For a more detailed relative valuation and DCF analysis to assess Synchrony Financial 's fair value, click here.
  • Forward PE
  • Forward EV/EBITDA
  • Forward PS

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
Overvalued
5Y Average PE
7.16
Current PE
8.68
Overvalued PE
8.33
Undervalued PE
5.99

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PS
1.56
Current PS
0.00
Overvalued PS
2.07
Undervalued PS
1.05
AI Stock Picker
AI Stock Picker

Financials

Annual
Quarterly
N/A
Total Revenue
N/A
Operating Profit
N/A
Net Income after Tax
N/A
EPS - Diluted
N/A
Free Cash Flow
N/A
Net Margin - %
N/A
ROIC

Trading Trends

  • Insider
  • Hedge Fund
  • Congress Trading
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
Bought
Hedge Fund
Hedge Funds are Neutral. There are no significant trading trends over the last quarter.
Sold
Bought
Congress Trading
Congress are Neutral. There are no significant trading trends over the last month.
Sold
Bought
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
Bought
Intellectia AI SwingMax
Intellectia AI SwingMax

SYF News & Events

Events Timeline

(ET)
2025-10-15
08:24:48
Synchrony revises FY25 revenue forecast to a range of $15B-$15.1B, down from $15B-$15.3B.
select
2025-10-15
07:12:19
Synchrony Boosts Share Buyback Program by $1 Billion
select
2025-10-15
07:11:23
Synchrony Announces Q3 Earnings Per Share of $2.86, Exceeding Consensus Estimate of $2.21
select
Sign Up For More Events
Sign Up For More Events

News

[object Object]
Preview
7.5
12-04PRnewswire
Synchrony Renews Decade-Long Financing Agreement with Mitsubishi Electric Trane HVAC
  • Strategic Partnership Renewal: Synchrony's multi-year agreement with Mitsubishi Electric Trane HVAC US LLC, effective October 1, 2025, marks the continuation of a decade-long successful collaboration aimed at driving HVAC system sales and enhancing customer satisfaction through flexible financing solutions.
  • Innovative Financing Solutions: By leveraging Synchrony's customizable financing options, METUS enhances the customer purchasing experience to meet the growing demand for smart, energy-efficient HVAC solutions, thereby strengthening its competitive position in the market.
  • Enhanced Contractor Support: This partnership provides HVAC contractors with proven tools and new product capabilities, streamlining the credit application process to help them increase sales and improve customer experiences, further driving business growth.
  • Market Demand Response: As demand for smart HVAC solutions rises, the collaboration between Synchrony and METUS will deliver innovative products and convenient financing, ensuring both companies maintain a leading edge in a rapidly evolving market.
[object Object]
Preview
7.5
12-04Newsfilter
Synchrony and Mitsubishi Electric Renew 10-Year Financing Agreement for HVAC Solutions
  • Strategic Partnership Renewal: Synchrony and Mitsubishi Electric Trane HVAC US LLC (METUS) renewed their multi-year agreement effective October 1, 2025, marking a decade-long collaboration aimed at providing flexible HVAC financing solutions for homeowners, thereby driving market growth.
  • Enhanced Customer Experience: The new agreement simplifies the digital application process, enabling customers to easily apply for customizable financing options, which enhances the purchasing experience and meets the growing demand for smart, energy-efficient HVAC solutions, thereby increasing customer satisfaction.
  • Contractor Support Strengthened: This partnership provides proven tools and new product capabilities to contractors nationwide, helping them boost sales and improve customer experiences, further driving the sales growth of HVAC systems.
  • Innovative Financing Solutions: By offering various promotional financing options, Synchrony enables METUS to better meet customer needs, facilitating the upgrade and maintenance of HVAC systems, which enhances the competitive positioning of both companies in the market.
[object Object]
Preview
3.0
11-27NASDAQ.COM
Capital One vs. Synchrony: Which Credit Card Issuer is the Superior Choice?

  • Capital One's Growth and Acquisitions: Capital One has expanded significantly through strategic acquisitions, including Discover Financial, enhancing its position as the largest U.S. credit card issuer and improving its digital banking capabilities. The company is expected to benefit from rising interest rates and strong demand for credit card loans.

  • Synchrony Financial's Business Model: Synchrony Financial focuses on retail partnerships and offers a diverse range of products, including private-label credit cards. Despite a solid liquidity position, the company faces challenges from higher Retailer Share Arrangements and economic pressures that may impact its revenue growth.

  • Comparative Financial Performance: Analysts project stronger revenue and earnings growth for Capital One compared to Synchrony Financial, with Capital One's revenue expected to grow significantly in 2025 and 2026, while Synchrony's growth is more modest.

  • Valuation and Investment Outlook: Capital One trades at a higher price-to-earnings ratio than Synchrony Financial, reflecting its superior growth prospects. Both companies currently hold a Zacks Rank #3 (Hold), but Capital One is viewed as a more favorable investment option due to its growth trajectory and strategic positioning.

Sign Up For More News

People Also Watch

FAQ

arrow icon

What is Synchrony Financial (SYF) stock price today?

The current price of SYF is 80.4 USD — it has increased 1.58 % in the last trading day.

arrow icon

What is Synchrony Financial (SYF)'s business?

Synchrony Financial is a consumer financial services company focused on delivering digitally enabled product suites. The Company provides a range of credit products through financing programs it has established with a diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers. It offers private label, dual card, co-brand, and general-purpose credit cards, as well as short- and long-term installment loans, and savings products through Synchrony Bank (the Bank). The Company primarily manages its credit products through five sales platforms such as Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle. The Bank offers directly to retail, affinity relationships and commercial customers, a range of deposit products, including certificates of deposit, individual retirement accounts (IRAs), money market accounts, savings accounts and sweep and affinity deposits.

arrow icon

What is the price predicton of SYF Stock?

Wall Street analysts forecast SYF stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for SYF is 85.08 USD with a low forecast of 75.00 USD and a high forecast of 100.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

arrow icon

What is Synchrony Financial (SYF)'s revenue for the last quarter?

Synchrony Financial revenue for the last quarter amounts to 5.22B USD, increased 2.78 % YoY.

arrow icon

What is Synchrony Financial (SYF)'s earnings per share (EPS) for the last quarter?

Synchrony Financial. EPS for the last quarter amounts to 2.86 USD, increased 47.42 % YoY.

arrow icon

What changes have occurred in the market's expectations for Synchrony Financial (SYF)'s fundamentals?

The market is revising Upward the revenue expectations for Synchrony Financial (SYF) for FY2025, with the revenue forecasts being adjusted by 0.14% over the past three months. During the same period, the stock price has changed by 4.61%.
arrow icon

How many employees does Synchrony Financial (SYF). have?

Synchrony Financial (SYF) has 20000 emplpoyees as of December 05 2025.

arrow icon

What is Synchrony Financial (SYF) market cap?

Today SYF has the market capitalization of 28.96B USD.

Intellectia LogoIntellectiaIntellectia LogoIntellectia

Redefine Your Investment Decisions

TwitterTwitterYoutubeYoutubeQuoraQuoraDiscordDiscordLinkedinLinkedinTelegramTelegram
AppStoreGooglePlay

Copyright © 2025 Intellectia.AI. All Rights Reserved.

pci certified logo
Company
HomeContactAbout UsNews Release
Compare
TradingViewSeeking Alpha
Features
Financial AI AgentStock Technical AnalysisStock MonitorHedge Fund TrackerAI ScreenerDaytrading Center
Strategies
AI Stock PickerSwing TradingStock Chart PatternsEarnings TradingDaytrading CenterAI Earnings PredictionQuant AIWhales Auto TrackerBacktesting Playground
Free Tools
Dividend CalculatorDividend Yield CalculatorOptions Profit Calculator
Resource
BlogTutorialEarningsTrending StocksCrypto MarketPartner ProgramTerms of UsePrivacy PolicySecuritySitemap
Start for Free