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SYF Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
76.067
Open
75.380
VWAP
75.46
Vol
8.47M
Mkt Cap
25.32B
Low
75.040
Amount
638.86M
EV/EBITDA(TTM)
3.28
Total Shares
336.37M
EV
22.02B
EV/OCF(TTM)
2.37
P/S(TTM)
1.30
Synchrony Financial is a consumer financial services company focused on delivering digitally enabled product suites. The Company provides a range of credit products through financing programs it has established with a diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers. It offers private label, dual card, co-brand, and general-purpose credit cards, as well as short- and long-term installment loans, and savings products through Synchrony Bank (the Bank). The Company primarily manages its credit products through five sales platforms such as Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle. The Bank offers directly to retail, affinity relationships and commercial customers, a range of deposit products, including certificates of deposit, individual retirement accounts (IRAs), money market accounts, savings accounts and sweep and affinity deposits.
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Events Timeline

(ET)
2026-04-30
10:40:00
Synchrony Expands Partnership with Lowe's to Launch New Card
select
2026-04-21 (ET)
2026-04-21
16:20:00
Major Averages Close Lower as Investors Track Middle East Tensions
select

News

Newsfilter
7.5
06-10Newsfilter
CareCredit Partners with Pet Resort Hospitality Group
  • Expanded Payment Options: CareCredit credit card is now accepted at 40 Pet Resort Hospitality Group locations across 12 states for training, boarding, daycare, and grooming services, aimed at providing pet owners with more flexible payment methods, thereby enhancing customer satisfaction and market competitiveness.
  • Educational Support Program: This partnership also supports the Pet Resort University education program, designed to train pet care professionals and enhance employee skills, ensuring high-quality pet care and further raising industry standards.
  • Market Demand Response: With the pet grooming, daycare, and lodging market projected to reach $10 billion to $13 billion, CareCredit addresses financial barriers, enabling pet owners to access essential services more easily, thus strengthening the company's position in the rapidly growing pet services market.
  • Business Growth Potential: In 2025, PRHG's network served 71,000 pets and facilitated 95,000 boarding stays while employing over 1,000 professionals; this partnership will further drive PRHG's business expansion and service quality enhancement to meet the increasing market demand.
PRnewswire
8.5
06-09PRnewswire
Synchrony Named No. 1 Best Workplace in New York
  • Cultural Recognition: Synchrony has been named the No. 1 Best Workplace in New York by Great Place To Work® and Fortune magazine, making it the first company to top both lists, reflecting a high-trust and flexible work culture that adapts quickly to New York's fast-paced business environment.
  • Business Impact: The company finances everyday purchases for New Yorkers through over 3.5 million credit accounts and partners with more than 19,000 local businesses statewide, showcasing its extensive influence across nearly 500,000 locations nationwide, thereby solidifying its market position.
  • Innovation Acceleration: Synchrony's NYC Experience Center in Bryant Park fosters in-person collaboration among employees and partners, with plans to double its office footprint by early next year to accelerate product innovation and business results, ensuring competitiveness in a rapidly changing market.
  • Future Work Model: The company emphasizes AI training and leadership development, encouraging employees to build AI fluency, which enhances agility and innovation capabilities in a fast-evolving business landscape, ensuring improved long-term business performance.
Newsfilter
5.0
06-09Newsfilter
Synchrony Named No. 1 Best Workplace in New York
  • Cultural Recognition: Synchrony has been named the No. 1 Best Workplace in New York, reflecting its high-trust and flexible work culture that accelerates innovation and enhances business outcomes, making it the only company to top both the U.S. Best Company list.
  • Innovation Center: The NYC Experience Center at Bryant Park provides an environment for employees and partners to test new products, fostering innovation among hundreds of business partners and driving the development of next-generation products and technologies.
  • Community Investment: Synchrony has invested over $4.5 million in NYC-based charitable organizations and community programs, supporting financial literacy and education initiatives, which demonstrates the company's commitment to social responsibility and strengthens ties with the local community.
  • Future Skills Training: The company is focused on AI training and leadership development, helping employees build AI fluency to ensure they remain competitive in a rapidly changing business environment, thereby enhancing long-term business performance.
PRnewswire
1.0
06-02PRnewswire
Synchrony CFO to Participate in Morgan Stanley Financial Conference
  • Executive Participation: Synchrony's CFO Brian J. Wenzel will participate in the Morgan Stanley US Financials Conference on June 9, 2026, at 7:30 a.m. ET, showcasing the company's leadership in the financial services sector.
  • Live Webcast and Replay: The event will be available via live webcast on Synchrony's Investor Relations website, with a replay option, ensuring that investors and stakeholders can access key information promptly, enhancing transparency.
  • Company Background: Synchrony is a leading consumer financing company that has been at the heart of American commerce and opportunity for nearly a century, committed to improving consumers' financial lives through innovative solutions.
  • Commitment to Service and Culture: Ranked as the #1 Best Company to Work For® in the U.S. by Fortune magazine and Great Place to Work®, Synchrony's commitment to excellence in service and corporate culture further solidifies its reputation in the industry.
seekingalpha
4.5
05-15seekingalpha
U.S. Treasury Yields Surge Amid Inflation Pressures
  • Yield Surge: U.S. Treasury yields rose sharply on Friday morning, with borrowing costs nearing one-year highs, reflecting investor reactions to persistent inflation pressures and rising energy prices, which may lead to increased market volatility.
  • Interest Rate Sensitive Stocks: According to Seeking Alpha's Quant Ratings, Sezzle Inc. (SEZL) tops the list with a rating of 4.91 and an impressive YTD performance of 62.96%, indicating that certain stocks can still achieve significant growth in a high-rate environment.
  • Competitor Analysis: Block, Inc. (XYZ) and Shinhan Financial Group Co., Ltd. (SHG) follow closely with ratings of 4.82 and 4.74, respectively, while Interactive Brokers Group, Inc. (IBKR) shows strong YTD gains of 37.27%, suggesting continued market confidence in these companies.
  • Quant Rating System: Seeking Alpha's Quant Rating system evaluates stocks based on critical metrics such as valuation, growth, stock momentum, and profitability, with ratings ranging from 1 to 5, where scores above 3.5 indicate bullish sentiment, reflecting market preference for high-rated stocks.
Yahoo Finance
2.0
05-06Yahoo Finance
Financial Stocks Advance in Late Wednesday Trading
  • Financial Stocks Rally: Financial stocks showed an upward trend in late Wednesday trading, indicating a gradual recovery of market confidence in the financial sector, which could lead to higher stock prices for related companies.
  • Improved Market Sentiment: Increased investor interest in financial stocks may stem from optimistic expectations regarding economic recovery, further enhancing overall market activity and promoting capital inflow into the financial sector.
  • Rising Trading Volume: As financial stocks advanced, trading volume also increased, reflecting heightened investor attention towards the financial industry, which may lead to intensified price volatility in the short term.
  • Optimistic Industry Outlook: The rise in financial stocks may signal increased investor confidence in future economic growth, particularly against the backdrop of improving interest rate policies and economic indicators, potentially attracting more investors to the market.
Wall Street analysts forecast SYF stock price to rise
15 Analyst Rating
Wall Street analysts forecast SYF stock price to rise
10 Buy
5 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
83.00
Averages
94.60
High
101.00
Current: 0.000
sliders
Low
83.00
Averages
94.60
High
101.00
Truist
Brian Foran
Hold
maintain
$71 -> $82
AI Analysis
2026-04-23
Reason
Truist
Brian Foran
Price Target
$71 -> $82
AI Analysis
2026-04-23
maintain
Hold
Reason
Truist analyst Brian Foran raised the firm's price target on Synchrony to $82 from $71 and keeps a Hold rating on the shares. The firm is positive on the company's better credit growth and bigger buyback, the analyst tells investors in a research note. Active accounts seem partly down to less big-ticket promo financing however, the firm added.
BofA
Buy
maintain
$90 -> $91
2026-04-22
Reason
BofA
Price Target
$90 -> $91
2026-04-22
maintain
Buy
Reason
BofA raised the firm's price target on Synchrony to $91 from $90 and keeps a Buy rating on the shares after the company reported "mixed" Q1 earnings. Following the report, the firm adjusted its 2026 and 2027 EPS estimates to account for Q1 results.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for SYF
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Valuation Metrics

The current forward P/E ratio for Synchrony Financial (SYF.N) is 7.97, compared to its 5-year average forward P/E of 7.31. For a more detailed relative valuation and DCF analysis to assess Synchrony Financial's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
7.31
Current PE
7.97
Overvalued PE
8.45
Undervalued PE
6.18

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.40
Current EV/EBITDA
2.51
Overvalued EV/EBITDA
1.74
Undervalued EV/EBITDA
-0.94

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
1.50
Current PS
1.55
Overvalued PS
1.96
Undervalued PS
1.04

Financials

AI Analysis
Annual
Quarterly

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Whales Holding SYF

B
BBK Gestion SGIIC SA
Holding
SYF
+20.00%
3M Return
A
Achmea Investment Management BV
Holding
SYF
+18.80%
3M Return
H
Heritage Investors Management Corp
Holding
SYF
+18.75%
3M Return
C
C.S. McKee, L.P.
Holding
SYF
+18.63%
3M Return
H
Highland Capital Management, LLC
Holding
SYF
+18.55%
3M Return
W
WEDGE Capital Management LLP
Holding
SYF
+16.61%
3M Return

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Frequently Asked Questions

What is Synchrony Financial (SYF) stock price today?

The current price of SYF is 75.26 USD — it has increased 1.55

What is Synchrony Financial (SYF)'s business?

Synchrony Financial is a consumer financial services company focused on delivering digitally enabled product suites. The Company provides a range of credit products through financing programs it has established with a diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and healthcare service providers. It offers private label, dual card, co-brand, and general-purpose credit cards, as well as short- and long-term installment loans, and savings products through Synchrony Bank (the Bank). The Company primarily manages its credit products through five sales platforms such as Home & Auto, Digital, Diversified & Value, Health & Wellness and Lifestyle. The Bank offers directly to retail, affinity relationships and commercial customers, a range of deposit products, including certificates of deposit, individual retirement accounts (IRAs), money market accounts, savings accounts and sweep and affinity deposits.

What is the price predicton of SYF Stock?

Wall Street analysts forecast SYF stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for SYF is94.60 USD with a low forecast of 83.00 USD and a high forecast of 101.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Synchrony Financial (SYF)'s revenue for the last quarter?

Synchrony Financial revenue for the last quarter amounts to 5.13B USD, increased 4.16

What is Synchrony Financial (SYF)'s earnings per share (EPS) for the last quarter?

Synchrony Financial. EPS for the last quarter amounts to 2.27 USD, increased 20.11

How many employees does Synchrony Financial (SYF). have?

Synchrony Financial (SYF) has 20000 emplpoyees as of June 19 2026.

What is Synchrony Financial (SYF) market cap?

Today SYF has the market capitalization of 25.32B USD.