USB
US Bancorp
$
46.170
- Overview
- Forecast
- Valuation
- Earnings
Line
|
Candle
1D
5D
1M
3M
6M
YTD
1Y
5Y
High
46.385
Open
46.220
VWAP
46.18
Vol
4.98M
Mkt Cap
71.85B
Low
45.860
Amount
229.82M
EV/EBITDA(TTM)
10.57
Total Shares
1.56B
EV
100.73B
EV/OCF(TTM)
41.61
P/S(TTM)
2.94
U.S. Bancorp is a financial services holding company. Its segments are Wealth, Corporate, Commercial and Institutional Banking, Consumer and Business Banking, Payment Services, and Treasury and Corporate Support. It provides a full range of financial services, including lending and depository services, cash management, capital markets, and trust and investment management services. It also engages in credit card services, merchant and ATM processing, mortgage banking, insurance, brokerage and leasing. Its banking subsidiary, U.S. Bank National Association (USBNA), is engaged in the banking business, principally in domestic markets. USBNA provides a range of products and services to individuals, businesses, institutional organizations, governmental entities and other financial institutions. Its non-banking subsidiaries offer investment and insurance products to its customers principally within its domestic markets, and fund administration services to a range of mutual and other funds.
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Market Estimates
Earnings Estimates
Revenue
YoY Chg
EPS
YoYChg
FY2026Q1
FY2025Q4
FY2025Q3
7.13B
+2.41%
1.052
+2.13%
7.19B
+3%
1.128
+5.46%
7.15B
+4.57%
1.108
+7.57%
Estimates Revision
The market is revising Downward the revenue expectations for U.S. Bancorp (USB) for FY2025, with the revenue forecasts being adjusted by -0.68% over the past three months. During the same period, the stock price has changed by 7.65%.
Revenue Estimates for FY2025
Revise Downward
-0.68%
In Past 3 Month
EPS Estimates for FY2025
Revise Upward
+1.2%
In Past 3 Month
Stock Price
Go Up
+7.65%
In Past 3 Month
18 Analyst Rating
15.81% Upside
Wall Street analysts forecast USB stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for USB is 53.47 USD with a low forecast of 46.00 USD and a high forecast of 67.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
12 Buy
5 Hold
1 Sell
Moderate Buy
15.81% Upside
Current: 46.170
Low
46.00
Averages
53.47
High
67.00
15.81% Upside
Current: 46.170
Low
46.00
Averages
53.47
High
67.00
DA Davidson
Buy
maintain
$49 -> $52
2025-07-21
Reason
DA Davidson
Price Target
$49 -> $52
2025-07-21
maintain
Buy
Reason
DA Davidson raised the firm's price target on U.S. Bancorp to $52 from $49 and keeps a Buy rating on the shares. U.S. Bancorp delivered positive operating leverage year over year, while core fee income was solid and fee income guidance was maintained, the analyst tells investors in a research note. During the quarter, U.S. Bancorp took several actions to strategically position the balance sheet for near-term margin expansion and for NII to grow in the second half, DA Davidson adds.
Morgan Stanley
Betsy Graseck
Overweight
maintain
$51 -> $52
2025-07-18
Reason
Morgan Stanley
Betsy Graseck
Price Target
$51 -> $52
2025-07-18
maintain
Overweight
Reason
Morgan Stanley analyst Betsy Graseck raised the firm's price target on U.S. Bancorp to $52 from $51 and keeps an Overweight rating on the shares. After an 8% EPS beat on reserve release and fees, the firm is increasing its 2025 EPS forecast by 9c, or 2.1%, to $4.39 mainly on higher fees and lower provision, partially offset by lower net interest income and higher expenses.
Oppenheimer
Outperform
maintain
$65 -> $66
2025-07-18
Reason
Oppenheimer
Price Target
$65 -> $66
2025-07-18
maintain
Outperform
Reason
Oppenheimer raised the firm's price target on U.S. Bancorp to $66 from $65 and keeps an Outperform rating on the shares. Despite sustaining industry leading ROTCE in recent years, the stock has lagged peers, with one more quarter of that in the Q2 results with the shares trading off 1.9% on a day when the S&P and BKX were fractionally higher, despite a notable EPS beat, the firm notes. Oppenheimer's basic view, however, is that sustained high ROTCE wins in the long run and that U.S. Bancorp is significantly undervalued, and thus the firm remains bullish.
TD Cowen
Steven Alexopoulos
Buy
downgrade
$60 -> $58
2025-07-18
Reason
TD Cowen
Steven Alexopoulos
Price Target
$60 -> $58
2025-07-18
downgrade
Buy
Reason
TD Cowen analyst Steven Alexopoulos lowered the firm's price target on U.S. Bancorp to $58 from $60 and keeps a Buy rating on the shares. The firm said while core EPS of $1.14 beat, with NII coming in light this prompted a guide-down on revenue for FY25. Although Cowen understands investor frustration with another setback, with a new CEO now operating with a greater sense of urgency, they suspect a growing motivation at the company to step up organic growth.
BofA
Buy
maintain
$49 -> $54
2025-07-13
Reason
BofA
Price Target
$49 -> $54
2025-07-13
maintain
Buy
Reason
BofA raised the firm's price target on U.S. Bancorp to $54 from $49 and keeps a Buy rating on the shares. The firm adjusted regional bank price targets as part of a Q2 earnings preview. A lack of interest rate cuts delay a rebound in growth, but "resilient" earnings, an acceleration in loan growth, and investment banking activity server as catalysts for the stocks, the analyst tells investors in a research note.
JPMorgan
Vivek Juneja
Underweight
maintain
$42
2025-07-10
Reason
JPMorgan
Vivek Juneja
Price Target
$42
2025-07-10
maintain
Underweight
Reason
JPMorgan analyst Vivek Juneja raised the firm's price target on U.S. Bancorp to $448.50 from $42 and keeps an Underweight rating on the shares as part of a Q2 preview for the large cap banks. The firm attributes the recent outperformance of the large bank stocks to hope for a continued good economy and regulatory benefits with some reduction in capital requirements. In the near term, JPMorgan expects large bank stocks to remain in a narrow range due to "moderate fundamentals" and above average valuations.
See All Ratings
Valuation Metrics
The current forward P/E ratio for US Bancorp (USB.N) is 10.29, compared to its 5-year average forward P/E of 10.66. For a more detailed relative valuation and DCF analysis to assess US Bancorp 's fair value, click here.
Forward PE
The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
Fair
5Y Average PE
10.66
Current PE
10.29
Overvalued PE
12.35
Undervalued PE
8.96
Forward EV/EBITDA
The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00
Forward PS
The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
Fair
5Y Average PS
2.69
Current PS
2.49
Overvalued PS
3.30
Undervalued PS
2.09
Financials
Annual
Quarterly
FY2025Q2
YoY :
+1.46%
6.20B
Total Revenue
FY2025Q2
YoY :
+10.13%
2.29B
Operating Profit
FY2025Q2
YoY :
+13.04%
1.82B
Net Income after Tax
FY2025Q2
YoY :
+14.43%
1.11
EPS - Diluted
FY2025Q2
YoY :
-685.61%
8.22B
Free Cash Flow
FY2025Q2
YoY :
-80.12%
9.81
FCF Margin - %
FY2025Q2
YoY :
+11.42%
29.37
Net Margin - %
FY2025Q2
YoY :
+25.79%
5.17
ROIC
Trading Trends
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
2.0M
USD
2
3-6
Months
97.7K
USD
1
6-9
Months
10.5M
USD
5
0-12
Months
3.0M
USD
2
Bought
0-3
0
0.0
USD
Months
3-6
1
186.6K
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Hedge Fund
Hedge Funds areBuying! The buying amount has increased 128.97% over the last quarter.
Sold
0-3
Months
0.0
Volume
0
3-6
Months
1.4M
Volume
11
6-9
Months
10.2M
Volume
14
0-12
Months
0.0
Volume
0
Bought
0-3
0
0.0
Volume
Months
3-6
4
11.5M
Volume
Months
6-9
10
5.0M
Volume
Months
0-12
0
0.0
Volume
Months
Congress Trading
Congress are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
8.0K
USD
1
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
1
8.0K
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
3
24.0K
USD
Months
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
2.0M
USD
2
3-6
Months
97.7K
USD
1
6-9
Months
10.5M
USD
5
0-12
Months
3.0M
USD
2
Bought
0-3
0
0.0
USD
Months
3-6
1
186.6K
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
USB News & Events
Events Timeline
2025-08-15 (ET)
2025-08-15
05:40:55
Fintech, crypto executives urge Trump to block data access fees, Bloomberg says
2025-08-07 (ET)
2025-08-07
15:47:48
Trump directs Federal banking regulators to remove 'reputational risk' guidance
2025-08-05 (ET)
2025-08-05
05:54:17
White House EO to fine banks for discriminating against conservatives, WSJ says
Sign Up For More Events
Sign Up For More Events
News
8.0
08-21NASDAQ.COMUSB Options for October 3rd Now Available for Trading
9.5
08-20NASDAQ.COMTruist's NII Rises in 1H25 Due to Loan Growth: Can This Momentum Last?
8.0
08-14NASDAQ.COMUS Bancorp's Preferred Stock Series L Yield Pushes Past 6%
Sign Up For More News
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FAQ
What is US Bancorp (USB) stock price today?
The current price of USB is 46.17 USD — it has decreased -0.52 % in the last trading day.
What is US Bancorp (USB)'s business?
What is the price predicton of USB Stock?
What is US Bancorp (USB)'s revenue for the last quarter?
What is US Bancorp (USB)'s earnings per share (EPS) for the last quarter?
What changes have occurred in the market's expectations for US Bancorp (USB)'s fundamentals?
How many employees does US Bancorp (USB). have?