Truist Financial Corporation (TFC) has shown resilience with strong Q4 2024 earnings, reporting a 12.3% year-over-year EPS growth and a solid CET1 ratio of 11.5%, indicating strong capital strength. The company also announced a $500 million share repurchase plan, signaling confidence and returning value to shareholders.

Analyst Sentiment:

Analysts have mixed opinions but lean towards cautious optimism. RBC Capital and Bank of America have Buy ratings, while Barclays maintains a Hold. The average price target of $52.15 suggests potential upside.

Technical Analysis:

TFC's RSI is around 38.53, indicating it's not overbought. However, the stock is trading below its 50-day and 200-day moving averages, suggesting caution. The MACD is slightly negative but stabilizing.

Market Outlook:

The banking sector faces challenges like slow economic growth and high consumer debt. Despite this, TFC's investment banking and trading income grew nearly 59% year-over-year, showing strength in capital markets.

Conclusion:

While TFC shows positive fundamentals and analyst upgrades, technical indicators and economic uncertainties suggest a cautious approach. It may be wise to wait for further confirmation before making a decision.

Final Recommendation:

Buy TFC stock as it presents a buying opportunity with potential upside, supported by strong earnings and analyst optimism. However, consider waiting for technical confirmation before entering.

What is price prediction 2025 for TFC Stock?

Truist Financial (TFC) is expected to reach a price target of $48 by the end of 2025. This prediction is supported by strong Q4 earnings, a solid CET1 ratio, and positive analyst upgrades. The stock is currently undervalued compared to its average price target of $52.15.

What is surpport and resistant level for TFC Stock?

The S1 support level for TFC Stock is $40.32 ,The R1 resistant level for TFC Stock is $42.43.

What is the current price of TFC Stock?

As of the end of day on 2025-04-01, the price of TFC Stock was $40.55.

What is the target price of TFC Stock?

The target price for TFC Stock according to analyst rating is 51.07, with the highest price target at 57.00 and the lowest at 44.00. Analysts have a Moderate Buy rating on TFC Stock overall.

What is the market cap of Truist Financial Corp?

The market cap of TFC is $53.5B.

Is Truist Financial Corp (TFC) overvalued?

Analysis and Insights

Truist Financial (TFC) appears to be slightly overvalued based on current metrics and market sentiment. Here's the analysis:

Valuation Metrics:
- TFC's P/E ratio of 18.61 is higher than the industry average, suggesting premium pricing.
- The EV/EBITDA of 12.11 indicates a higher valuation compared to peers.
Price Target:
- The stock is trading below the mean analyst price target of $52.15, signaling potential upside.
Profitability:
- Strong ROE of 23.84% and a net margin of 26.19% highlight solid profitability.
Debt Levels:
- The debt-to-equity ratio of 89.98% is elevated, raising concerns about financial leverage.
Dividend Yield:
- The dividend yield of 4.79% is attractive but may not justify the current valuation.

Conclusion

TFC is slightly overvalued due to high valuation multiples and debt levels, but its strong profitability and dividend yield provide some support. Investors should exercise caution and consider waiting for a dip or improved market conditions.

What is Truist Financial Corp (TFC)'s business?

Truist Financial Corporation is a financial services company. The Company operates through its commercial bank subsidiary, Truist Bank (the Bank). The Bank provides a range of banking and trust services for clients and its digital platform. The Company’s segments include Consumer Banking and Wealth, Corporate and Commercial Banking, and Insurance Holdings. The Bank provides a range of banking services to commercial and consumer clients, which includes asset management, automobile lending, credit card lending, consumer finance, home equity lending, insurance, investment brokerage services, mobile/online banking, payment solutions, retail deposit products, small business lending and student lending. Its services also include commercial deposit and treasury services, commercial finance, commercial lending, floor plan lending, leasing, investment banking and capital markets services, institutional trust services, international banking, insurance premium finance and supply chain financing.

What is price prediction 2030 for TFC Stock?

Truist Financial Corporation (TFC) is expected to reach a price target of $60 to $70 by 2030, driven by strong Q4 2024 earnings, positive analyst sentiment, and solid capital strength. Analysts maintain a "Moderate Buy" rating with a mean price target of $52.15, suggesting cautious optimism for future growth.