Stock Price & Analysis

Based on the recent market data and analyst sentiment, here's a concise analysis of SCHW's current position:

Technical Analysis

• Current price at $80.44, showing a -1.70% decline in the last session
• RSI-14 at 49.10 indicates neutral momentum
• Trading near its 20-day SMA of $82.10, suggesting short-term consolidation
• Fibonacci support levels at $80.32 and resistance at $83.81

Recent Developments

• Trump Media announced a partnership with Charles Schwab for their fintech expansion, with an approved investment of up to $250M for various investment vehicles
• Mutual funds have increased their exposure to SCHW in Q4 2024, while hedge funds reduced their positions, indicating diverging institutional views

Analyst Sentiment

• Recent analyst ratings show a moderately bullish stance:
  • UBS maintains Strong Buy with $95 target (15.77% upside)
  • Wells Fargo upgraded to Buy with $93 target
  • Deutsche Bank maintains Strong Buy with $105 target (30.27% upside)

Sell Signals

• Recent insider selling activity with Co-Chairman Charles R. Schwab selling 113,051 shares
• Trading below key moving averages
• Declining trading volume

Based on the technical indicators and recent institutional activity, SCHW appears to be in a consolidation phase with near-term selling pressure. The recommendation is to SELL at current levels and wait for a better entry point below $79.25 (Fibonacci S2 level).

Based on the provided data and market analysis, here is the price prediction for Charles Schwab (SCHW) stock in 2025:

Price Target Analysis According to multiple analyst forecasts, SCHW is expected to reach:

• Average target: $88-90 by end of 2025 (+10-12% upside)
• Bull case: $105 (+30.5% upside)
• Bear case: $61 (-24.2% downside)

Key Growth Drivers

1. Strong Financial Performance:

• Q4 2024 revenue grew 20% YoY to $5.33B
• Adjusted EPS increased 49% YoY to $1.01
• Total client assets rose 19% YoY to $10.10T

2. Positive Business Momentum:

• Client transactional sweep cash grew by $35B vs Q3 2024
• Bank Supplemental Funding reduced by ~50% from peak levels
• Market share gains in retail brokerage segment

Price Prediction for 2025 Based on technical analysis and fundamental factors, SCHW is likely to reach $92-95 by end of 2025 (+15-18% from current $80.44), supported by:

• Strong earnings growth forecast of 28.6% YoY
• Improved interest rate environment
• Continued market share gains in wealth management
• Positive analyst sentiment with 64% having Buy/Strong Buy ratings

The most probable scenario (60% probability) is a gradual uptrend to $92-95 range, driven by earnings growth and multiple expansion as interest rates stabilize.

Bear case (25% probability): Stock could fall to $70-75 range if market volatility increases or interest rates decline sharply.

Bull case (15% probability): Stock could exceed $100 if earnings growth accelerates beyond expectations and market sentiment improves significantly.

The S1 support level for SCHW Stock is $79.11 ,The R1 resistant level for SCHW Stock is $83.7.

As of the end of day on 2025-02-26, the price of SCHW Stock was $79.48.

The target price for SCHW Stock according to analyst rating is 93.12, with the highest price target at 105.00 and the lowest at 78.00. Analysts have a Moderate Buy rating on SCHW Stock overall.

The market cap of SCHW is $144.7B.

Based on the provided data and recent market activity, here's a comprehensive analysis of whether SCHW is overvalued:

Current Valuation Assessment: SCHW is currently trading at a P/E ratio of 26.36x, which is significantly higher than its historical average and recent quarters. This represents a premium compared to the broader financial services sector.

Fundamental Strength: The company's revenue grew 14.3% YoY to $25.52B in 2023, showing strong top-line growth. However, net income declined from $6.64B to $4.65B, indicating some pressure on profitability margins.

Market Position: Recent strategic moves like the partnership with Trump Media and strong client asset growth demonstrate the company's market leadership. Total client assets reached $9.92T in Q3 2024, showing continued business momentum.

Technical Analysis:

Valuation Metrics:

Verdict: At the current price of $80.44, SCHW appears moderately overvalued based on:

• Elevated P/E ratio compared to historical levels
• Declining net profit margins despite revenue growth
• Higher debt-to-equity ratio at 144.25% compared to 103.47% year ago
• Recent insider selling activity suggesting management's cautious outlook
• Current price trading near the upper end of its 52-week range

The stock would be more attractively valued in the $65-70 range, representing a more reasonable multiple given the current market environment and company fundamentals.

The Charles Schwab Corporation is a savings and loan holding company. The Company, through its subsidiaries, engages in wealth management, securities brokerage, banking, asset management, custody, and financial advisory services. The Company provides financial services to individuals and institutional clients through two segments: Investor Services and Advisor Services. The Investor Services segment provides retail brokerage, investment advisory, and banking and trust services to individual investors, and retirement plan services, as well as other corporate brokerage services, to businesses and their employees. The Advisor Services segment provides custodial, trading, banking and trust, and support services, and retirement business services, to independent registered investment advisors, independent retirement advisors, and recordkeepers. Its products and services include brokerage, mutual funds, exchange-traded funds, advice solutions, alternative investments, banking and trust.

Based on the provided data and market research, here is a comprehensive price prediction analysis for Charles Schwab (SCHW) stock in 2030:

Technical Analysis

The current price of SCHW is $80.44 as of February 21, 2025. The stock has shown strong momentum recently, gaining 30% over the past 52 weeks compared to the S&P 500's 21.8% rise.

Fundamental Growth Drivers

• Strong earnings growth trajectory with analysts expecting 28.6% EPS growth in FY2025
• Solid track record of meeting/beating earnings estimates in last 4 quarters
• Expanding fintech initiatives through partnerships like Trump Media's Truth.Fi
• Higher net interest revenue and asset management fees driving robust performance

2030 Price Target Analysis

Based on multiple forecasts and growth projections:

Timeframe	Price Target	Implied Return
2025 End	$105.65	+31%
2027 End	$138.14	+72%
2030 End	$157.07	+95%

Sources:

Key Factors Supporting 2030 Target

1. Market Position & Scale

• Current market cap of $147.3B expected to grow with industry consolidation
• Strong competitive moat in wealth management and trading services

2. Revenue Growth Catalysts

• Expanding fintech services and digital transformation
• Growing asset management and advisory business
• Rising interest rate environment benefiting net interest income

3. Industry Trends

• Increasing retail investor participation
• Growing demand for digital financial services
• Consolidation opportunities in fragmented wealth management space

Risk Factors

• Regulatory changes affecting the financial services industry
• Market volatility impacting trading revenues
• Competition from fintech disruptors
• Interest rate environment shifts

Conclusion

Based on the analysis, SCHW stock is projected to reach approximately $157 by 2030, representing a 95% increase from current levels. This forecast is supported by the company's strong market position, growth initiatives, and industry tailwinds.

SCHW has a total of 33000 employees.