Should You Buy Wells Fargo & Co (WFC) Today? Analysis, Price Targets, and 2026 Outlook.
Conclusion
Hold
Latest Price
88.030
1 Day change
-0.77%
52 Week Range
97.760
Analysis Updated At
2026/01/26
Wells Fargo & Co is not a strong buy at this moment for a beginner investor with a long-term strategy and $50,000-$100,000 available for investment. The stock shows mixed signals from analysts, neutral trading sentiment, and no strong proprietary trading signals. Additionally, recent congress trading data indicates cautious behavior, and technical indicators do not suggest a clear entry point. While the company's financial performance is solid, the lack of immediate positive catalysts and the pre-market price decline suggest holding off on investment for now.
Technical Analysis
The MACD histogram is negative (-1.085) but contracting, RSI is neutral at 29.855, and moving averages are converging, indicating no clear trend. The stock is trading near its support level (S1: 86.802), but no strong bullish signals are present.
Options Data
Bearish
Open Interest Put-Call Ratio
Bearish
Option Volume Put-Call Ratio
Technical Summary
Sell
5
Buy
6
Positive Catalysts
Strong financial performance in Q4 2025 with revenue up 6.59% YoY, net income up 6.52% YoY, and EPS up 13.29% YoY. Analysts have raised price targets, with some maintaining Outperform ratings, citing durable tailwinds for 2026.
Neutral/Negative Catalysts
Technical indicators do not suggest a strong entry point.
Financial Performance
In Q4 2025, Wells Fargo reported revenue of $20.96 billion (up 6.59% YoY), net income of $5.11 billion (up 6.52% YoY), and EPS of $1.62 (up 13.29% YoY). These figures indicate solid growth trends.
Growth
Profitability
Efficiency
Analyst Ratings and Price Target Trends
Analyst sentiment is mixed. While several firms raised price targets (e.g., Wolfe Research to $109, Barclays to $113) and maintained positive ratings, Baird downgraded the stock to Underperform, citing limited upside. The consensus view suggests cautious optimism but no overwhelming bullish sentiment.
Wall Street analysts forecast WFC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for WFC is 98.66 USD with a low forecast of 74 USD and a high forecast of 113 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
17 Analyst Rating
Wall Street analysts forecast WFC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for WFC is 98.66 USD with a low forecast of 74 USD and a high forecast of 113 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
10 Buy
6 Hold
1 Sell
Moderate Buy
Current: 88.710
Low
74
Averages
98.66
High
113
Current: 88.710
Low
74
Averages
98.66
High
113
HSBC
Hold
maintain
$67 -> $74
AI Analysis
2026-01-07
Reason
HSBC
Price Target
$67 -> $74
AI Analysis
2026-01-07
maintain
Hold
Reason
HSBC raised the firm's price target on Wells Fargo to $74 from $67 and keeps a Hold rating on the shares. Bank stocks have pulled back, offering selective opportunities to add exposure, says the analyst, who raised the firm's 2025-26 adjusted EPS estimates among the group by about 1%-7% to incorporate higher net interest income, investment banking fees, and share repurchase estimates.
TD Cowen
Steven Alexopoulos
Hold
maintain
$93 -> $102
2026-01-07
Reason
TD Cowen
Steven Alexopoulos
Price Target
$93 -> $102
2026-01-07
maintain
Hold
Reason
TD Cowen analyst Steven Alexopoulos raised the firm's price target on Wells Fargo to $102 from $93 and keeps a Hold rating on the shares. The firm adjusted bank targets as part of a Q4 earnings preview. TD expects "solid" Q4 reports for the banks with continued balance sheet growth, repricing tailwinds, and a "likely more dovish" Federal Reserve chair in 2026. These "durable tailwinds" should lift bank stocks in 2026, the analyst tells investors in a research note.
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