Loading...

Intellectia LogoIntellectia
AI Trading Bot
Features
Markets
News
Resources
Pricing
Get Started
  1. Home
  2. Stock
  3. QFIN
QFIN logo

QFIN Overview

-
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
an image of Intellectia Logoan image of Intellectia

Most Trusted AI Platform for Winning Trades

TwitterYoutubeQuoraDiscordLinkedinTelegram

Copyright © 2026 Intellectia.AI. All Rights Reserved.

Company

  • Home
  • Contact
  • About Us
  • Press
  • Privacy
  • Terms of Service
  • Service Terms of Use

Resources

  • Blog
  • Tutorial
  • Help Center
  • Affiliate Program

Markets

  • Market Analysis
  • Crypto
  • Featured Screeners
  • AI Earnings Calendar
  • Market Movers
  • Stock Monitor
  • Economic Calendar
  • All US Stocks
  • All Cryptos

Tools

  • Dividend Calculator
  • Dividend Yield Calculator
  • Options Profit Calculator

Features

  • QuantAI Alpha Pick
  • SwingMax Portfolio
  • Swing Trading
  • AI Stock Picker
  • Whales Auto Tracker
  • Daytrading Center
  • Patterns Detection
  • AI Screener
  • Financial AI Agent
  • Backtesting Playground
  • AI Earnings Prediction
  • Stock Monitor
  • Technical Analysis

News

  • Overview
  • Top News
  • Daily Market Brief
  • Earnings Analysis
  • Newswire
  • Stock News
  • Crypto News
  • Institution News
  • Congress News
  • Monitor News

Compare

  • TradingView
  • SeekingAlpha
Intellectia

Loading chart...

High
16.310
Open
15.340
VWAP
15.82
Vol
2.31M
Mkt Cap
1.96B
Low
15.070
Amount
36.54M
EV/EBITDA(TTM)
1.83
Total Shares
121.75M
EV
1.40B
EV/OCF(TTM)
0.96
P/S(TTM)
0.79
Qfin Holdings Inc, formerly Qifu Technology Inc, is a holding company mainly engaged in credit technology services. The Company’s services are divided into credit-driven services and platform services according to the nature of the service and the level of related credit risk. The credit-driven services match potential borrowers with financial institutions, enabling financial institutions to obtain borrowers, conduct credit evaluation, fund matching and post-loan services. The platform services include a full range of loan assistance and post-loan services under the capital-light model, intelligent marketing services, referral services, and risk management software as services (SaaS) for financial institution partners under the Intelligent Credit Engine (ICE) model.
Show More

Events Timeline

(ET)
2025-11-19
12:01:27
Qfin Experiences a 10.9% Decline
select
2025-11-18 (ET)
2025-11-18
17:07:00
Qifu Technology Projects FY25 Net Income to Decrease by 2% or Increase by 1%
select
2025-11-18
17:05:09
Qifu Technology announces Q3 EPS of $1.60, down from $1.76 a year ago
select
2025-10-28 (ET)
2025-10-28
12:01:17
Qifu Technology Experiences a 15.9% Decline
select
2025-10-28
10:00:13
Qifu Technology Experiences a 14.9% Decline
select

News

Fool
9.5
05-27Fool
Qfin Surges 26.93% After Q1 Earnings Beat Expectations
  • Significant Stock Surge: Qfin's stock soared by 26.93% during Wednesday's trading session, reaching a price of $15.98 by 1:50 p.m. ET, indicating strong market enthusiasm following its earnings report.
  • Earnings Meet Expectations: Despite lower-than-expected sales, Qfin reported non-GAAP earnings of $1.12 per American depositary share and sales of $566.74 million, which fell short by $22.8 million, yet still met earnings expectations.
  • Improved Asset Quality: The company achieved a delinquency rate of 3.5% in the first quarter, reflecting an improvement in asset quality, and management's forward guidance has instilled optimism among investors regarding future business prospects.
  • Future Guidance: Qfin is guiding for net income between 830 million and 910 million Chinese renminbi for the current quarter, suggesting another significant decline in overall net income, but also leaving room for potential sequential improvement, showcasing the company's cautious approach to risk management.
seekingalpha
9.5
05-27seekingalpha
Qfin Holdings Shares Surge 24% Amid Improved Asset Quality
  • Significant Stock Surge: Qfin Holdings shares jumped approximately 24% on Wednesday, reflecting investor optimism regarding the company's resilient asset quality and strong cash flow despite a sharp decline in quarterly profits.
  • Decline in Profit and Revenue: The company reported a first-quarter net income of RMB 879.8 million, down from RMB 1.8 billion a year earlier, while total net revenue fell to RMB 3.91 billion from RMB 4.69 billion, indicating reduced loan volumes amid tighter regulatory conditions.
  • Loan Origination Volume Drop: Loan origination volume decreased by 26.8% to RMB 65.03 billion, with outstanding loan balances down 18.5%, demonstrating the firm's cautious approach to credit risk management.
  • Improved Asset Quality: Despite earnings pressure, the 90-day delinquency rate improved to 3.5%, and operating cash flow remained robust, indicating a strong liquidity position for the company.
seekingalpha
9.5
05-27seekingalpha
Qfin Holdings Reports Q1 Earnings Miss with Declining Revenue
  • Revenue Decline: Qfin Holdings reported Q1 revenue of $566.74 million, a 16.63% year-over-year decline, missing estimates by $22.78 million, indicating significant competitive pressures in the market.
  • User Growth: As of March 31, 2026, the platform connected 167 financial institutional partners and 297.5 million consumers with potential credit needs, reflecting an 11.0% increase year-over-year, demonstrating progress in expanding market reach.
  • Loan Origination: In Q1, the platform facilitated 12,925,120 loans with a total volume of RMB 65,034 million, down 26.8% from the previous year, highlighting weakened market demand and challenges faced by the company.
  • Future Outlook: The company expects Q2 2026 net income to range between RMB 830 million and RMB 910 million, representing a year-over-year decline of 47% to 51%, indicating pressure on future profitability and uncertainty in the market environment.
NASDAQ.COM
2.0
05-27NASDAQ.COM
Qfin (QFIN) Q1 2026 Earnings Call Transcript
NASDAQ.COM
9.5
05-27NASDAQ.COM
Qfin Holdings Reports Earnings Beat Amid Revenue Decline
  • Earnings Surprise: Qfin Holdings Inc. reported earnings of $1.04 per share, exceeding the Zacks Consensus Estimate of $0.96, although this reflects a decline from $1.74 per share a year ago, indicating volatility in profitability.
  • Revenue Performance: The company posted revenues of $566.74 million for the quarter, surpassing the Zacks Consensus Estimate by 5.05%, yet this marks a decrease from $646.4 million year-over-year, highlighting challenges from intensified market competition and shifting customer demands.
  • Stock Performance: Qfin Holdings Inc. shares have dropped approximately 39.5% since the beginning of the year, contrasting with the S&P 500's gain of 9.2%, indicating a significant underperformance in the market, prompting investors to closely monitor future earnings expectations.
  • Future Outlook: While the current consensus EPS estimate stands at $0.90 on revenues of $494.51 million, the unfavorable trend in estimate revisions has led to a Zacks Rank of 5 (Strong Sell), suggesting that the stock may continue to face pressure in the near term.
Newsfilter
9.5
05-26Newsfilter
Qfin Holdings Reports Q1 2026 Financial Highlights Amid Regulatory Challenges
  • Significant User Growth: As of March 31, 2026, Qfin Holdings' platform connected 167 financial institutions and 297.5 million consumers, representing an 11% increase from the previous year, indicating strong market appeal and potential credit demand.
  • Decline in Loan Origination: In Q1 2026, total loan volume facilitated through the platform was RMB 65.034 billion, a 26.8% decrease year-over-year, reflecting the challenges in the market environment and the company's cautious strategy amid tightened credit standards.
  • Revenue and Profit Decline: The company reported net revenue of RMB 39.093 billion for Q1 2026, down 4.5% from the previous quarter, with net income of RMB 8.798 billion, a 51% year-over-year decline, highlighting the impact of regulatory pressures on profitability.
  • Cautious Future Outlook: Qfin expects Q2 2026 net income to range between RMB 8.30 billion and RMB 9.10 billion, reflecting a cautious stance on market uncertainties while emphasizing ongoing investments in its global expansion plans.
Wall Street analysts forecast QFIN stock price to rise
3 Analyst Rating
Wall Street analysts forecast QFIN stock price to rise
2 Buy
1 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
21.00
Averages
36.93
High
50.00
Current: 0.000
sliders
Low
21.00
Averages
36.93
High
50.00
Jefferies
Buy
downgrade
AI Analysis
2026-03-18
Reason
Jefferies
Price Target
AI Analysis
2026-03-18
downgrade
Buy
Reason
Jefferies lowered the firm's price target on Qfin to $23.40 from $30.30 and keeps a Buy rating on the shares. The firm, which updated estimates after Q4 results and Q1 guidance, says it factors in "a prudent outlook considering the recent macro and regulatory uncertainties."
JPMorgan
NULL -> Overweight
initiated
$65
2025-07-02
Reason
JPMorgan
Price Target
$65
2025-07-02
initiated
NULL -> Overweight
Reason
JPMorgan initiated coverage of Qifu Technology with an Overweight rating and $65 price target. Qifu, a leading online lending platform in China focused on retail clients underserved by traditional financial institutions, is \"emerging from the shake-out as a leading consumer finance platform,\" the analyst tells investors. Qifu offers \"a rare combination of growth and strong total shareholder returns,\" adds the analyst, who forecasts its total return from dividends and share buybacks for 2025, 2026 and 2027 at 17%, 14%, and 12%, respectively, of its current market cap.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for QFIN
Unlock Now

Valuation Metrics

The current forward P/E ratio for Qfin Holdings Inc (QFIN.O) is 3.27, compared to its 5-year average forward P/E of 4.30. For a more detailed relative valuation and DCF analysis to assess Qfin Holdings Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
4.30
Current PE
3.27
Overvalued PE
5.38
Undervalued PE
3.22

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
2.65
Current EV/EBITDA
-0.45
Overvalued EV/EBITDA
4.04
Undervalued EV/EBITDA
1.25

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
1.28
Current PS
0.12
Overvalued PS
1.90
Undervalued PS
0.66

Financials

AI Analysis
Annual
Quarterly

Related Community Screener

Dime las 3 mejores acciones
Intellectia · 846 candidates
Region: USPrice: >= $5.00Market Cap Category: small, mid, large, megaList Exchange: XNYS, XNAS, XASEMoving Average Relationship: PriceAboveMA5, PriceAboveMA20, PriceCrossAboveMA5Week Price Change Pct: >= $0.00Month Price Change Pct: >= $0.00Monthly Average Dollar Volume: >= 1,000,000Macd: positive, bullish
Ticker
Name
Market Cap$
top bottom
APPS logo
APPS
Digital Turbine Inc
1.06B
SPCE logo
SPCE
Virgin Galactic Holdings Inc
645.51M
REPL logo
REPL
Replimune Group Inc
717.56M
MX logo
MX
Magnachip Semiconductor Corp
320.68M
CRSR logo
CRSR
Corsair Gaming Inc
1.30B
RCAT logo
RCAT
Red Cat Holdings Inc
2.18B
현재 프리마켓 갭상승 2% 이상, 상대적 볼륨 1.5이상, 오늘 호재 있는 종목들 말해봐
Intellectia · 66 candidates
Relative Vol: >= 1.50Pre Market Price Change: >= $2.00Pre Market Dollar Volume: >= 0News Driver: Positive
Ticker
Name
Market Cap$
top bottom
SNGX logo
SNGX
Soligenix Inc
7.60M
BRTX logo
BRTX
BioRestorative Therapies Inc
6.36M
APPS logo
APPS
Digital Turbine Inc
576.72M
DY logo
DY
Dycom Industries Inc
12.62B
MNTS logo
MNTS
Momentus Inc
154.68M
HOTH logo
HOTH
Hoth Therapeutics Inc
13.55M
any mid cap or small cap undervalued
Intellectia · 59 candidates
Market Cap: 300.00M - 10.00BNet Margin: >= 10.00Pe Ttm: 0.000 - 10List Exchange: XNYS, XNAS, XASEP/B Ratio: 0.00 - 1.30Return On Equity: >= 12.0%
Ticker
Name
Market Cap$
top bottom
IRS logo
IRS
IRSA Inversiones y Representaciones SA
1.30B
TGS logo
TGS
Transportadora de Gas del Sur SA
4.61B
FNLC logo
FNLC
First Bancorp Inc
331.57M
QFIN logo
QFIN
Qfin Holdings Inc
1.84B
FINV logo
FINV
FinVolution Group
1.17B
OMAB logo
OMAB
Grupo Aeroportuario del Centro Norte SAB De CV
5.62B
que accion me recomiendas comprar con 50
Intellectia · 82 candidates
Market Cap: 500.00M - 20.00BPrice: $5.00 - $50.00Analyst Consensus: Strong Buy, Moderate BuyRevenue 5yr Cagr: >= 10Eps 5yr Cagr: >= 10
Ticker
Name
Market Cap$
top bottom
CEPU logo
CEPU
Central Puerto SA
2.36B
HG logo
HG
Hamilton Insurance Group Ltd
3.13B
BTSG logo
BTSG
Brightspring Health Services Inc
8.02B
TGLS logo
TGLS
Tecnoglass Inc
2.04B
ATAT logo
ATAT
Atour Lifestyle Holdings Ltd
5.43B
FSM logo
FSM
Fortuna Mining Corp
4.17B
top financial stocks to buy under 20 bucks
Intellectia · 14 candidates
Market Cap: >= 1000.00MSector: FinancialsPrice: $3.00 - $20.00Analyst Consensus: Strong Buy, Moderate BuyList Exchange: XNYS, XNAS, XASEReturn On Equity: >= 8.0%One Week Rise Prob: >= 0One Month Predict Return: >= 0.0%
Ticker
Name
Market Cap$
top bottom
ITUB logo
ITUB
Itau Unibanco Holding SA
101.11B
BBD logo
BBD
Banco Bradesco SA
41.67B
QFIN logo
QFIN
Qfin Holdings Inc
2.05B
NU logo
NU
Nu Holdings Ltd
81.50B
GBDC logo
GBDC
Golub Capital BDC Inc
3.22B
XP logo
XP
XP Inc
10.21B
What stock has the most upside this 2026?
Intellectia · 48 candidates
Market Cap: 1000.00M - 100.00BAnalyst Consensus: Strong Buy, Moderate BuyRevenue 5yr Cagr: >= 10Eps 5yr Cagr: >= 10List Exchange: XNYS, XNAS, XASETarget Price Upside Potential: MoreAbovePrice
Ticker
Name
Market Cap$
top bottom
KSPI logo
KSPI
Kaspi.kz AO
15.02B
QFIN logo
QFIN
Qfin Holdings Inc
2.14B
NICE logo
NICE
Nice Ltd
7.07B
PTC logo
PTC
PTC Inc
19.28B
JD logo
JD
JD.com Inc
42.34B
TW logo
TW
Tradeweb Markets Inc
24.31B
3 stocks with RSI below 25
Intellectia · 221 candidates
Rsi Category: oversold
Ticker
Name
Market Cap$
top bottom
WIX logo
WIX
Wix.Com Ltd
4.37B
SOAR logo
SOAR
Volato Group Inc
3.65M
OTLK logo
OTLK
Outlook Therapeutics Inc
32.44M
JTAI logo
JTAI
Jet.AI Inc
5.42M
SPRC logo
SPRC
Scisparc Ltd
4.57M
IPW logo
IPW
iPower Inc
5.62M
best unvalued stock to buy
Intellectia · 43 candidates
Dividend Yield Ttm: >= 3Beta: LowRiskWeekly Average Turnover: >= 1,000,000Pe Ttm: <= 12P/B Ratio: <= 1.20P Fcf Ratio: <= 8.00
Ticker
Name
Market Cap$
top bottom
PRGO logo
PRGO
Perrigo Company PLC
2.05B
NGL logo
NGL
NGL Energy Partners LP
1.27B
ATNI logo
ATNI
ATN International Inc
350.00M
DOW logo
DOW
Dow Inc
20.19B
CTO logo
CTO
CTO Realty Growth Inc
587.23M
GEL logo
GEL
Genesis Energy LP
2.08B
find undervalued stocks with rsi below 30
Intellectia · 84 candidates
Weekly Average Turnover: >= 1,000,000Pe Ttm: <= 15Rsi 14: <= 30
Ticker
Name
Market Cap$
top bottom
ET logo
ET
Energy Transfer LP
60.60B
NET logo
NET
Cloudflare Inc
59.54B
TEAM logo
TEAM
Atlassian Corp
32.21B
FLUT logo
FLUT
Flutter Entertainment PLC
31.73B
HPQ logo
HPQ
HP Inc
17.93B
HUBS logo
HUBS
HubSpot Inc
15.84B
over sold stock
Intellectia · 4 candidates
Market Cap: >= 1000.00MBeta: LowRiskWeekly Average Turnover: >= 2,000,000Rsi 14: <= 25Week Price Change Pct: <= $-3.00
Ticker
Name
Market Cap$
top bottom
BR logo
BR
Broadridge Financial Solutions Inc
24.15B
GDDY logo
GDDY
GoDaddy Inc
14.07B
MLCO logo
MLCO
Melco Resorts & Entertainment Ltd
2.35B
QFIN logo
QFIN
Qfin Holdings Inc
2.12B

Whales Holding QFIN

A
Aspex Management (HK) Limited
Holding
QFIN
-3.81%
3M Return
K
Krane Funds Advisors, LLC
Holding
QFIN
-10.41%
3M Return

Trading Trends

    Insider
    Hedge Fund
    Congress Trading

People Also Watch

Frequently Asked Questions

What is Qfin Holdings Inc (QFIN) stock price today?

The current price of QFIN is 16.08 USD — it has increased 4.62

What is Qfin Holdings Inc (QFIN)'s business?

Qfin Holdings Inc, formerly Qifu Technology Inc, is a holding company mainly engaged in credit technology services. The Company’s services are divided into credit-driven services and platform services according to the nature of the service and the level of related credit risk. The credit-driven services match potential borrowers with financial institutions, enabling financial institutions to obtain borrowers, conduct credit evaluation, fund matching and post-loan services. The platform services include a full range of loan assistance and post-loan services under the capital-light model, intelligent marketing services, referral services, and risk management software as services (SaaS) for financial institution partners under the Intelligent Credit Engine (ICE) model.

What is the price predicton of QFIN Stock?

Wall Street analysts forecast QFIN stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for QFIN is36.93 USD with a low forecast of 21.00 USD and a high forecast of 50.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Qfin Holdings Inc (QFIN)'s revenue for the last quarter?

Qfin Holdings Inc revenue for the last quarter amounts to 3.86B USD, decreased -17.62

What is Qfin Holdings Inc (QFIN)'s earnings per share (EPS) for the last quarter?

Qfin Holdings Inc. EPS for the last quarter amounts to 3.58 USD, decreased -43.26

How many employees does Qfin Holdings Inc (QFIN). have?

Qfin Holdings Inc (QFIN) has 3557 emplpoyees as of June 01 2026.

What is Qfin Holdings Inc (QFIN) market cap?

Today QFIN has the market capitalization of 1.96B USD.