QFIN Stock: Price, Forecast, Financials & AI Analysis

High

Open

VWAP

Vol

Mkt Cap

Low

Amount

EV/EBITDA(TTM)

Total Shares

EV/OCF(TTM)

P/S(TTM)

3 Analyst Rating

Wall Street analysts forecast QFIN stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for QFIN is 36.93 USD with a low forecast of 21.00 USD and a high forecast of 50.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

2 Buy

1 Hold

0 Sell

Moderate Buy

Current: 19.260

Low

21.00

Averages

36.93

High

50.00

Current: 19.260

Low

21.00

Averages

36.93

High

50.00

JPMorgan

NULL -> Overweight

initiated

$65

2025-07-02

Reason

JPMorgan

Price Target

$65

2025-07-02

initiated

NULL -> Overweight

Reason

JPMorgan initiated coverage of Qifu Technology with an Overweight rating and $65 price target. Qifu, a leading online lending platform in China focused on retail clients underserved by traditional financial institutions, is "emerging from the shake-out as a leading consumer finance platform," the analyst tells investors. Qifu offers "a rare combination of growth and strong total shareholder returns," adds the analyst, who forecasts its total return from dividends and share buybacks for 2025, 2026 and 2027 at 17%, 14%, and 12%, respectively, of its current market cap.

B of A Securities

Emma Xu

Strong Buy

Maintains

$51 → $53

2025-03-26

Reason

B of A Securities

Emma Xu

Price Target

$51 → $53

2025-03-26

Maintains

Strong Buy

Reason

Valuation Metrics

The current forward P/E ratio for Qfin Holdings Inc (QFIN.O) is 3.23, compared to its 5-year average forward P/E of 4.33. For a more detailed relative valuation and DCF analysis to assess Qfin Holdings Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

5Y Average PE

4.33

Current PE

3.23

Overvalued PE

5.43

Undervalued PE

3.24

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

5Y Average EV/EBITDA

2.91

Current EV/EBITDA

2.54

Overvalued EV/EBITDA

3.96

Undervalued EV/EBITDA

1.87

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

5Y Average PS

1.39

Current PS

1.00

Overvalued PS

1.91

Undervalued PS

0.86

Financials

Annual

Quarterly

N/A

Total Revenue

N/A

Operating Profit

N/A

Net Income after Tax

N/A

EPS - Diluted

N/A

Gross Profit Margin - %

N/A

Net Margin - %

Trading Trends

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Hedge Fund

Hedge Funds areSelling! The selling amount has increased 183.83% over the last quarter.

Sold

Bought

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

QFIN News & Events

Events Timeline

No data

News

9.5

11-26Benzinga

Qfin Transitions from Fintech Star to Struggler Amid New Regulatory Changes

6.0

11-19Benzinga

JP Morgan Adjusts Qfin Holdings Rating to Neutral and Reduces Price Target to $21

2.0

11-19NASDAQ.COM

Qfin Holdings is Underpriced

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Frequently Asked Questions

What is Qfin Holdings Inc (QFIN) stock price today?

The current price of QFIN is 19.26 USD — it has decreased -2.78 % in the last trading day.

What is Qfin Holdings Inc (QFIN)'s business?

Qfin Holdings Inc, formerly Qifu Technology Inc, is a holding company mainly engaged in credit technology services. The Company’s services are divided into credit-driven services and platform services according to the nature of the service and the level of related credit risk. The credit-driven services match potential borrowers with financial institutions, enabling financial institutions to obtain borrowers, conduct credit evaluation, fund matching and post-loan services. The platform services include a full range of loan assistance and post-loan services under the capital-light model, intelligent marketing services, referral services, and risk management software as services (SaaS) for financial institution partners under the Intelligent Credit Engine (ICE) model.

What is the price predicton of QFIN Stock?

What is Qfin Holdings Inc (QFIN)'s revenue for the last quarter?

Qfin Holdings Inc revenue for the last quarter amounts to 5.25B USD, increased 20.12 % YoY.

What is Qfin Holdings Inc (QFIN)'s earnings per share (EPS) for the last quarter?

Qfin Holdings Inc. EPS for the last quarter amounts to 5.40 USD, decreased -11.33 % YoY.

What changes have occurred in the market's expectations for Qfin Holdings Inc (QFIN)'s fundamentals?

The market is revising Upward the revenue expectations for Qfin Holdings, Inc. (QFIN) for FY2025, with the revenue forecasts being adjusted by 0.68% over the past three months. During the same period, the stock price has changed by -33.06%.

How many employees does Qfin Holdings Inc (QFIN). have?

Qfin Holdings Inc (QFIN) has 3527 emplpoyees as of December 15 2025.

What is Qfin Holdings Inc (QFIN) market cap?

Today QFIN has the market capitalization of 2.58B USD.