Stock Price & Analysis

Based on the provided data and current market conditions, here's my analysis of QFIN stock:

Technical Analysis

The stock has shown strong upward momentum recently, with the price rising from around $14 to $40.45 as of the latest close. The stock is currently trading near its recent highs, showing bullish momentum.

Fundamental Analysis

According to recent analysis, QFIN currently has:

• Forward P/E ratio of 6.72
• PEG ratio of 0.32
• P/B ratio of 1.90

These metrics suggest the stock is trading at attractive valuations compared to peers. For example, its competitor CLMB trades at:

• Forward P/E of 30.62
• PEG ratio of 1.91
• P/B ratio of 6.66

Recent Developments

• The stock was recently included in the iShares MSCI China ETF, though it saw some weakness with a 4.4% decline in recent trading
• QFIN holds a Zacks Rank #1 (Strong Buy) rating, indicating positive earnings outlook
• The company's value metrics are significantly more attractive than industry peers

Recommendation Based on the technical momentum and attractive valuations, QFIN appears to be a BUY at current levels. The stock offers an appealing combination of growth potential and value characteristics.

Based on the available data and market context, I'll provide a comprehensive price prediction analysis for QFIN stock in 2025.

Technical Analysis

The current technical indicators show:

• RSI (14) at 46.94 indicates neutral momentum
• MACD (12,26,9) at 0.98 with divergence -0.29 suggests weakening upward momentum
• Stock is trading above key moving averages (SMA200: $28.90, SMA60: $39.11)
• Currently trading within Bollinger Bands (Middle: $42.10, Upper: $46.69, Lower: $37.51)

Fundamental Drivers

Recent developments supporting bullish case:

• Strong revenue growth trajectory
• Continued business expansion
• Undervalued compared to peers with forward P/E of 6.72

Price Target Analysis

Based on technical and fundamental factors, here are the 2025 price scenarios:

• Base Case ($45-48): Continued execution on growth strategy while maintaining profitability margins
• Bull Case ($52-55): Accelerated user growth and successful expansion into new business segments
• Bear Case ($35-38): Macroeconomic headwinds or regulatory challenges in Chinese fintech sector

The most likely scenario points to a price target of $46 by end of 2025, representing ~14% upside from current levels, driven by:

• Solid technical support levels
• Attractive valuation metrics
• Strong business fundamentals

The S1 support level for QFIN Stock is $40.03 ,The R1 resistant level for QFIN Stock is $45.37.

As of the end of day on 2025-02-28, the price of QFIN Stock was $40.055.

The target price for QFIN Stock according to analyst rating is 44.15, with the highest price target at 44.15 and the lowest at 44.15. Analysts have a Moderate Buy rating on QFIN Stock overall.

The market cap of QFIN is $13.5B.

Based on the provided data and recent market performance, QFIN is currently not overvalued. The stock trades at attractive valuation multiples with a forward P/E of 4.3x and P/B of 0.81x, significantly below industry averages. The company demonstrates solid financial performance with net income growing to 4.29B CNY in 2023 from 4.02B CNY in 2022, while maintaining healthy margins and ROE above 21%. Technical indicators show the stock trading above major moving averages (SMA200 at 28.90 and SMA60 at 39.11), suggesting sustained upward momentum despite recent profit-taking. The stock's current RSI of 46.94 indicates neutral territory, neither overbought nor oversold.

Qifu Technology Inc, formerly 360 DigiTech Inc, is a China-based company mainly engaged in credit technology services. The services provided by the Company are divided into credit-driven services and platform services according to the nature of the service and the level of related credit risk. The credit-driven services match potential borrowers with financial institutions, enabling financial institutions to obtain borrowers, conduct credit evaluation, fund matching and post-loan services. The platform services include a full range of loan assistance and post-loan services under the capital-light model, intelligent marketing services, referral services, and risk management software as services (SaaS) for financial institution partners under the Intelligent Credit Engine (ICE) model.

Based on the technical indicators and market analysis, QFIN stock is projected to reach $85-90 by 2030, driven by its strong financial technology platform growth in China and expanding market share in digital lending services. The company's consistent revenue growth trajectory and improving operational efficiency suggest a compound annual growth rate of approximately 15-18% over the next 5 years. Recent analyst ratings maintain a Strong Buy stance with near-term price targets of $38 [from Relevant Data], indicating potential for significant upward movement in the long term as the company continues to strengthen its market position in the fintech sector.

QFIN has a total of 3121 employees.