QFIN
Qfin Holdings Inc
$
34.860
- Overview
- Forecast
- Valuation
- Earnings
Line
|
Candle
1D
5D
1M
3M
6M
YTD
1Y
5Y
High
34.950
Open
34.900
VWAP
34.61
Vol
1.41M
Mkt Cap
11.35B
Low
34.100
Amount
48.84M
EV/EBITDA(TTM)
4.72
Total Shares
155.25M
EV
5.33B
EV/OCF(TTM)
3.77
P/S(TTM)
2.11
Qfin Holdings Inc, formerly Qifu Technology Inc, is an investment holding company mainly engaged in credit technology services. The Company’s services are divided into credit-driven services and platform services according to the nature of the service and the level of related credit risk. The credit-driven services match potential borrowers with financial institutions, enabling financial institutions to obtain borrowers, conduct credit evaluation, fund matching and post-loan services. The platform services include a full range of loan assistance and post-loan services under the capital-light model, intelligent marketing services, referral services, and risk management software as services (SaaS) for financial institution partners under the Intelligent Credit Engine (ICE) model.
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3 Analyst Rating
68.47% Upside
Wall Street analysts forecast QFIN stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for QFIN is 58.73 USD with a low forecast of 52.70 USD and a high forecast of 65.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
3 Buy
0 Hold
0 Sell
Strong Buy
68.47% Upside
Current: 34.860
Low
52.70
Averages
58.73
High
65.00
68.47% Upside
Current: 34.860
Low
52.70
Averages
58.73
High
65.00
JPMorgan
NULL -> Overweight
initiated
$65
2025-07-02
Reason
JPMorgan
Price Target
$65
2025-07-02
initiated
NULL -> Overweight
Reason
JPMorgan initiated coverage of Qifu Technology with an Overweight rating and $65 price target. Qifu, a leading online lending platform in China focused on retail clients underserved by traditional financial institutions, is \"emerging from the shake-out as a leading consumer finance platform,\" the analyst tells investors. Qifu offers \"a rare combination of growth and strong total shareholder returns,\" adds the analyst, who forecasts its total return from dividends and share buybacks for 2025, 2026 and 2027 at 17%, 14%, and 12%, respectively, of its current market cap.
B of A Securities
Emma Xu
Strong Buy
Maintains
$51 → $53
2025-03-26
Reason
B of A Securities
Emma Xu
Price Target
$51 → $53
2025-03-26
Maintains
Strong Buy
Reason
Citigroup
Judy Zhang
Strong Buy
Maintains
$31 → $38
2024-11-21
Reason
Citigroup
Judy Zhang
Price Target
$31 → $38
2024-11-21
Maintains
Strong Buy
Reason
Citi analyst Judy Zhang raised the firm's price target on Qifu Technology to $37.50 from $31.44 and keeps a Buy rating on the shares. The company reported a solid Q3 beat on a large provision writeback, the analyst tells investors in a research note. The firm says Qifu's asset quality further improved in Q3.
See All Ratings
Valuation Metrics
The current forward P/E ratio for Qfin Holdings Inc (QFIN.O) is 4.71, compared to its 5-year average forward P/E of 4.31. For a more detailed relative valuation and DCF analysis to assess Qfin Holdings Inc 's fair value, click here.
Forward PE
The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
Fair
5Y Average PE
4.31
Current PE
4.71
Overvalued PE
5.43
Undervalued PE
3.19
Forward EV/EBITDA
The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
Fair
5Y Average EV/EBITDA
2.71
Current EV/EBITDA
3.35
Overvalued EV/EBITDA
3.98
Undervalued EV/EBITDA
1.43
Forward PS
The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
Fair
5Y Average PS
1.37
Current PS
1.74
Overvalued PS
1.90
Undervalued PS
0.84
Financials
Annual
Quarterly
FY2025Q1
YoY :
+12.94%
4.69B
Total Revenue
FY2025Q1
YoY :
+44.76%
1.97B
Operating Profit
FY2025Q1
YoY :
+54.86%
1.80B
Net Income after Tax
FY2025Q1
YoY :
+72.88%
6.31
EPS - Diluted
FY2025Q1
YoY :
+3.03%
84.77
Gross Profit Margin - %
FY2025Q1
YoY :
+37.13%
38.30
Net Margin - %
FY2025Q1
YoY :
+25.30%
26.50
ROIC
Trading Trends
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Hedge Fund
Hedge Funds areSelling! The selling amount has increased 183.83% over the last quarter.
Sold
0-3
Months
0.0
Volume
0
3-6
Months
2.3M
Volume
3
6-9
Months
822.7K
Volume
3
0-12
Months
0.0
Volume
0
Bought
0-3
0
0.0
Volume
Months
3-6
1
33.7K
Volume
Months
6-9
2
693.5K
Volume
Months
0-12
0
0.0
Volume
Months
Congress Trading
Congress are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
QFIN News & Events
Events Timeline
2025-03-25 (ET)
2025-03-25
06:51:33
Qifu Technology files to sell $600M of convertible senior notes due 2030
2025-03-16 (ET)
2025-03-16
18:40:40
Qifu Technology reports Q4 EPS RMB 13.66 vs RMB 7.14 last year
2024-12-30 (ET)
2024-12-30
16:03:32
Qifu Technology announces update on share repurchase plans
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News
3.0
08-13SeekingAlphaQifu Technology Q2 Earnings Preview
2.0
07-24NASDAQ.COMQifu Technology Breaks Below 200-Day Moving Average - Notable for QFIN
8.0
07-21BenzingaOptions Corner: Why Overlooked Fintech Specialist Qifu Technology May See A Sentiment Reversal
Sign Up For More News
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FAQ
What is Qfin Holdings Inc (QFIN) stock price today?
The current price of QFIN is 34.86 USD — it has increased 2.2 % in the last trading day.
What is Qfin Holdings Inc (QFIN)'s business?
What is the price predicton of QFIN Stock?
What is Qfin Holdings Inc (QFIN)'s revenue for the last quarter?
What is Qfin Holdings Inc (QFIN)'s earnings per share (EPS) for the last quarter?
What changes have occurred in the market's expectations for Qfin Holdings Inc (QFIN)'s fundamentals?
How many employees does Qfin Holdings Inc (QFIN). have?