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  5. XP
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XP

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    Overview
    Forecast
    Valuation
    Earnings
High
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Open
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VWAP
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Vol
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Mkt Cap
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Low
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Amount
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EV/EBITDA(TTM)
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Total Shares
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EV
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EV/OCF(TTM)
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P/S(TTM)
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Financial AI Agent
Financial AI Agent

Market Estimates

Earnings Estimates
Earnings Estimates
Revenue
YoY Chg
EPS
YoYChg
FY2025Q4
FY2026Q1
FY2026Q2
4.77B
+6.37%
2.494
+11.83%
4.85B
+11.64%
2.434
+6.29%
4.99B
+11.98%
2.585
+5.08%
Estimates Revision
The market is revising Downward the revenue expectations for XP Inc. (XP) for FY2025, with the revenue forecasts being adjusted by -0.8% over the past three months. During the same period, the stock price has changed by 4.97%.
Revenue Estimates for FY2025
Revise Downward
down Image
-0.8%
In Past 3 Month
EPS Estimates for FY2025
Revise Upward
up Image
+0.48%
In Past 3 Month
Stock Price
Go Up
up Image
+4.97%
In Past 3 Month
Wall Street analysts forecast XP stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for XP is 23.50 USD with a low forecast of 22.00 USD and a high forecast of 26.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
4 Analyst Rating
Wall Street analysts forecast XP stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for XP is 23.50 USD with a low forecast of 22.00 USD and a high forecast of 26.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
3 Buy
1 Hold
0 Sell
Strong Buy
Current: 19.850
sliders
Low
22.00
Averages
23.50
High
26.00
Current: 19.850
sliders
Low
22.00
Averages
23.50
High
26.00
UBS
Thiago Batista
Buy
downgrade
$24 -> $23
2025-10-16
Reason
UBS
Thiago Batista
Price Target
$24 -> $23
2025-10-16
downgrade
Buy
Reason
UBS analyst Thiago Batista lowered the firm's price target on XP Inc. to $23 from $24 and keeps a Buy rating on the shares.
BofA
Neutral
maintain
$19 -> $22
2025-09-25
Reason
BofA
Price Target
$19 -> $22
2025-09-25
maintain
Neutral
Reason
BofA raised the firm's price target on XP Inc. to $22 from $19 and keeps a Neutral rating on the shares. The firm reduced revenue growth estimates for XP, while noting that its earnings forecasts remain relatively unchanged. The firm's increased target reflects rolling its valuation basis over to year-end 2026 from 2025, the analyst noted.
Itau BBA
Outperform -> Market Perform
downgrade
$21
2025-06-22
Reason
Itau BBA
Price Target
$21
2025-06-22
downgrade
Outperform -> Market Perform
Reason
Itau BBA downgraded XP Inc. to Market Perform from Outperform with a $21 price target.
UBS
Buy
maintain
$17 -> $24
2025-06-10
Reason
UBS
Price Target
$17 -> $24
2025-06-10
maintain
Buy
Reason
UBS raised the firm's price target on XP Inc. to $24 from $17 and keeps a Buy rating on the shares.
Goldman Sachs
Tito Labarta
Neutral -> Buy
upgrade
$17 -> $23
2025-06-04
Reason
Goldman Sachs
Tito Labarta
Price Target
$17 -> $23
2025-06-04
upgrade
Neutral -> Buy
Reason
Grupo Santander
Neutral -> Outperform
upgrade
$22
2025-05-28
Reason
Grupo Santander
Price Target
$22
2025-05-28
upgrade
Neutral -> Outperform
Reason
Grupo Santander upgraded XP Inc. to Outperform from Neutral with a $22 price target. The company has exposure to Brazil's better capital market trends, the analyst tells investors in a research note.
See All Ratings

Valuation Metrics

The current forward P/E ratio for XP Inc (XP.O) is 10.11, compared to its 5-year average forward P/E of 17.70. For a more detailed relative valuation and DCF analysis to assess XP Inc 's fair value, click here.
  • Forward PE
  • Forward EV/EBITDA
  • Forward PS

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
Fair
5Y Average PE
17.70
Current PE
10.11
Overvalued PE
28.08
Undervalued PE
7.32

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
Undervalued EV/EBITDA

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PS
4.68
Current PS
0.00
Overvalued PS
7.36
Undervalued PS
2.01
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Financials

Annual
Quarterly
N/A
Total Revenue
N/A
Operating Profit
N/A
Net Income after Tax
N/A
EPS - Diluted
N/A
Free Cash Flow
N/A
FCF Margin - %
N/A
Net Margin - %
N/A
ROIC

Trading Trends

  • Insider
  • Hedge Fund
  • Congress Trading
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
Bought
Hedge Fund
Hedge Funds areSelling! The selling amount has increased 288.8% over the last quarter.
Sold
Bought
Congress Trading
Congress are Neutral. There are no significant trading trends over the last month.
Sold
Bought
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
Bought
AI Stock Picker
AI Stock Picker

XP News & Events

Events Timeline

(ET)
2025-11-17
17:21:50
XP Inc. greenlights treasury share retirement and share buyback initiative
select
2025-11-17
16:11:49
XP Inc. announces Q3 EPS of R$2.47, up from R$2.18 a year ago
select
2025-08-18 (ET)
2025-08-18
16:17:32
XP Inc. announces Q2 net income of R$1.32B, up from R$1.12B a year ago
select
Sign Up For More Events
Sign Up For More Events

News

[object Object]
Preview
7.5
12-03NASDAQ.COM
General Atlantic's $68 Million Investment: Insights into Pharvaris' Current Potential
  • General Atlantic's Investment in Pharvaris: General Atlantic, L.P. increased its stake in Pharvaris by 500,000 shares, raising its total position to 8,031,252 shares valued at $200.38 million, which now represents 6.0% of the firm's $3.33 billion assets under management.

  • Pharvaris' Clinical Focus: Pharvaris is a clinical-stage biotechnology company developing oral therapies for hereditary angioedema, aiming to replace injectable treatments with more convenient oral options that could significantly improve patient management of the condition.

  • Upcoming Clinical Trials: The company is nearing pivotal clinical results for its oral drug, Deucrictibant, which must demonstrate efficacy and gain FDA approval to potentially transform the treatment landscape for hereditary angioedema.

  • Market Implications: The investment by General Atlantic signals confidence in Pharvaris' upcoming data cycle, which could position the company as a key player in the rare disease market if it successfully proves the advantages of its oral therapy over existing treatments.

[object Object]
Preview
6.5
11-25NASDAQ.COM
Can XP Inc. (XP) Surge by 32.21% as Anticipated by Wall Street Analysts?
  • Current Stock Performance: XP Inc. (XP) closed at $17.76, showing a 0.7% gain over the past month, with a mean price target of $23.48 suggesting a potential upside of 32.2%.

  • Analyst Price Targets: Analysts have varying short-term price targets for XP, with the lowest at $18.30 (3% increase) and the highest at $30.00 (68.9% increase), but the reliability of these targets is questioned due to potential biases.

  • Earnings Estimates and Analyst Agreement: There is a growing optimism among analysts regarding XP's earnings, as indicated by upward revisions in EPS estimates, which historically correlate with stock price movements.

  • Investment Caution: While price targets can provide insights, investors should approach them with skepticism and consider other factors, such as earnings estimates and analyst rankings, before making investment decisions.

[object Object]
Preview
4.0
11-25NASDAQ.COM
Daily Upgrade Report for Validea Martin Zweig Strategy - November 25, 2025
  • Validea's Growth Investor Model: Today's upgrades for Validea's Growth Investor model highlight XP Inc. (XP) as a mid-cap value stock with a rating increase from 77% to 85%, indicating strong interest based on its fundamentals and valuation.

  • Company Overview: XP Inc. is a Cayman Islands-based holding company that provides technological platforms for investments, financial services, and education, along with a variety of financial products and advisory services.

  • Martin Zweig's Strategy: The strategy, based on Martin Zweig's principles, focuses on identifying growth stocks with accelerating earnings and sales growth, reasonable valuations, and low debt levels.

  • Validea's Investment Research: Validea offers stock analysis and model portfolios based on the strategies of renowned investors, aiming to outperform the market over the long term.

Sign Up For More News

People Also Watch

FAQ

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What is XP Inc (XP) stock price today?

The current price of XP is 19.85 USD — it has increased 3.22 % in the last trading day.

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What is XP Inc (XP)'s business?

XP Inc. is a Cayman Islands-based holding company. The Company owns technological platforms for investments, financial services and education, in addition to media and content platforms, including brands, such as XP, Rico, Clear, Infomoney, XPeed and IM+. It distributes a range of financial products and services, such as financial education and digital content platform, financial advisory services and open financial product platform. Xpeed is a financial education platform in Brazil, which offers courses, MBAs and learning tools, as well as a range of digital content. It advises and supports its customers in a range of activities related to the financial universe, such as advisory services for institutional clients, private banking for high income clients, international financial services, structuring and issuance of financial products for corporate clients and issuers. It offers an open financial product platform to its clients, encompassing both proprietary and partnership products.

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What is the price predicton of XP Stock?

Wall Street analysts forecast XP stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for XP is 23.50 USD with a low forecast of 22.00 USD and a high forecast of 26.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

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What is XP Inc (XP)'s revenue for the last quarter?

XP Inc revenue for the last quarter amounts to 4.66B USD, increased 7.92 % YoY.

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What is XP Inc (XP)'s earnings per share (EPS) for the last quarter?

XP Inc. EPS for the last quarter amounts to 2.47 USD, increased 13.30 % YoY.

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What changes have occurred in the market's expectations for XP Inc (XP)'s fundamentals?

The market is revising Downward the revenue expectations for XP Inc. (XP) for FY2025, with the revenue forecasts being adjusted by -0.8% over the past three months. During the same period, the stock price has changed by 4.97%.
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How many employees does XP Inc (XP). have?

XP Inc (XP) has 7442 emplpoyees as of December 05 2025.

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What is XP Inc (XP) market cap?

Today XP has the market capitalization of 10.30B USD.

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