QFIN is not a strong buy at the moment given the investor's long-term strategy and beginner level. The lack of positive financial performance, hedge fund selling, and no significant trading signals suggest waiting for a better entry point.
The MACD is positive but contracting, RSI is neutral at 58.37, and moving averages are converging, indicating no strong bullish or bearish trend. The pre-market price is $14, slightly above the pivot point of $13.539, with resistance at $14.234.

NULL identified. No recent news or significant insider activity.
Hedge funds are selling heavily, with a 183.83% increase in selling over the last quarter. Financial performance has significantly declined YoY in revenue (-9.78%), net income (-46.81%), and EPS (-40.94%). Analysts have lowered price targets, citing macro and regulatory uncertainties.
In Q4 2025, revenue dropped to $4.04B (-9.78% YoY), net income fell to $1.02B (-46.81% YoY), and EPS decreased to 3.91 (-40.94% YoY). Gross margin also contracted slightly to 81.56% (-2.45% YoY).
Jefferies recently lowered the price target from $30.30 to $23.40 while maintaining a Buy rating, reflecting a cautious outlook due to macro and regulatory concerns.