Historical Valuation
Qfin Holdings Inc (QFIN) is now in the Undervalued zone, suggesting that its current forward PE ratio of 3.07 is considered Undervalued compared with the five-year average of 4.35. The fair price of Qfin Holdings Inc (QFIN) is between 74.41 to 84.60 according to relative valuation methord. Compared to the current price of 18.14 USD , Qfin Holdings Inc is Undervalued By 75.62%.
Relative Value
Fair Zone
74.41-84.60
Current Price：18.14
75.62%
Undervalued
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Qfin Holdings Inc (QFIN) has a current Price-to-Book (P/B) ratio of 0.71. Compared to its 3-year average P/B ratio of 1.17 , the current P/B ratio is approximately -39.12% higher. Relative to its 5-year average P/B ratio of 1.33, the current P/B ratio is about -46.19% higher. Qfin Holdings Inc (QFIN) has a Forward Free Cash Flow (FCF) yield of approximately 62.43%. Compared to its 3-year average FCF yield of 32.46%, the current FCF yield is approximately 92.36% lower. Relative to its 5-year average FCF yield of 30.42% , the current FCF yield is about 105.24% lower.
P/B
Median3y
1.17
Median5y
1.33
FCF Yield
Median3y
32.46
Median5y
30.42
Competitors Valuation Multiple
AI Analysis for QFIN
The average P/S ratio for QFIN competitors is 4.46, providing a benchmark for relative valuation. Qfin Holdings Inc Corp (QFIN.O) exhibits a P/S ratio of 0.95, which is -78.68% above the industry average. Given its robust revenue growth of 20.12%, this premium appears sustainable.
Performance Decomposition
AI Analysis for QFIN
1Y
3Y
5Y
Market capitalization of QFIN increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of QFIN in the past 1 year is driven by Unknown.
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Frequently Asked Questions
Is QFIN currently overvalued or undervalued?
Qfin Holdings Inc (QFIN) is now in the Undervalued zone, suggesting that its current forward PE ratio of 3.07 is considered Undervalued compared with the five-year average of 4.35. The fair price of Qfin Holdings Inc (QFIN) is between 74.41 to 84.60 according to relative valuation methord. Compared to the current price of 18.14 USD , Qfin Holdings Inc is Undervalued By 75.62% .
What is Qfin Holdings Inc (QFIN) fair value?
QFIN's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Qfin Holdings Inc (QFIN) is between 74.41 to 84.60 according to relative valuation methord.
How does QFIN's valuation metrics compare to the industry average?
The average P/S ratio for QFIN's competitors is 4.46, providing a benchmark for relative valuation. Qfin Holdings Inc Corp (QFIN) exhibits a P/S ratio of 0.95, which is -78.68% above the industry average. Given its robust revenue growth of 20.12%, this premium appears sustainable.
What is the current P/B ratio for Qfin Holdings Inc (QFIN) as of Jan 10 2026?
As of Jan 10 2026, Qfin Holdings Inc (QFIN) has a P/B ratio of 0.71. This indicates that the market values QFIN at 0.71 times its book value.
What is the current FCF Yield for Qfin Holdings Inc (QFIN) as of Jan 10 2026?
As of Jan 10 2026, Qfin Holdings Inc (QFIN) has a FCF Yield of 62.43%. This means that for every dollar of Qfin Holdings Inc’s market capitalization, the company generates 62.43 cents in free cash flow.
What is the current Forward P/E ratio for Qfin Holdings Inc (QFIN) as of Jan 10 2026?
As of Jan 10 2026, Qfin Holdings Inc (QFIN) has a Forward P/E ratio of 3.07. This means the market is willing to pay $3.07 for every dollar of Qfin Holdings Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Qfin Holdings Inc (QFIN) as of Jan 10 2026?
As of Jan 10 2026, Qfin Holdings Inc (QFIN) has a Forward P/S ratio of 0.95. This means the market is valuing QFIN at $0.95 for every dollar of expected revenue over the next 12 months.