QFIN Earnings

QFIN reported its FY2025Q3 earnings on 2025-11-18, showcasing a revenue of 5.00B against an estimate of 5.00B, resulting in a 4.55% surprise. The EPS was 1.52, surpassing the expected 1.68 by -9.52% . The stock experienced a -14.23% price change on the earnings day and a -19% change over the next five days, reflecting market reactions to the results.

Following QFIN's FY2025Q3 earnings announcement on 2025-11-18, the stock price moved by -14.23% on the day of the release. Over the subsequent five days, it saw a -19.00% change. Historically, QFIN's stock price tends to shift by an average of -1.28% in the 10 days leading up to earnings and -0.65% in the 10 days following, providing insight into potential market.

For 2025/Q3, analysts estimate QFIN’s annual revenue to reach 5.00B, while the EPS is projected at . These estimates reflect recent revisions, with revenue estimates revised Revenue Revise Upward by 0.13% and EPS estimates Go Down by -24.14% over the past three months, indicating analyst expectation in the company’s performance.

The correlation between QFIN's stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock’s fundamentals. Over the past three months, revenue estimates for FY2025 were Revise Upward by 0.13%, while EPS estimates moved Go Down by -24.14% . This trend suggests that price dips could present buying opportunities for investors.

Based on historical trends, QFIN's stock price typically moves by -1.28% in the 10 days before its earnings and -0.65% in the 10 days after. For the upcoming 2025/Q3 earnings, analysts expect an EPS of and revenue of 5.00B.

The earnings call reveals strong financial performance with record revenue, cash flow, and a solid financial position. Management's optimism about regulatory adjustments, market consolidation, and AI advancements suggests future growth. Despite short-term risks and regulatory impacts, the company's long-term strategy, including overseas expansion and shareholder returns, is promising. While Q&A highlights some uncertainties, management's focus on sustainable growth and increased dividends indicates a positive outlook. Given the market cap, the stock price is likely to see a moderate positive reaction in the coming weeks.