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NU Overview

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0.000(0.000%)
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0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
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0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
14.350
Open
14.200
VWAP
14.17
Vol
9.75M
Mkt Cap
70.36B
Low
14.050
Amount
138.16M
EV/EBITDA(TTM)
16.10
Total Shares
4.86B
EV
63.91B
EV/OCF(TTM)
18.26
P/S(TTM)
4.59
Nu Holdings Ltd is a Brazil-based holding company, which engages in the provision of digital banking services. The Company offers its customers products across the five financial seasons: spending, saving, investing, borrowing, and protecting. Its spending solutions are designed to help customers pay for goods and services in their everyday lives with a customized credit line or instantly through a mobile phone, while collecting loyalty points and rewards on applicable transactions. Its savings solutions are designed to help customers deposit, manage, and save their money in interest-earning accounts with complementary debit cards. Its investing solutions are designed to help customers invest their money in investment products and services. Its borrowing solutions are designed to provide customers with unsecured loans that are easy to receive, manage, and pay back. Its protecting solutions are designed to help customers secure life insurance and funeral benefits.
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Events Timeline

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News

Fool
9.5
03-10Fool
PinnedNu Holdings Reports Strong Earnings, Future Growth Expected
  • Strong Financial Performance: Nu Holdings reported a 45% year-over-year revenue increase in Q4 2025, reaching $4.9 billion, reflecting robust market demand and customer growth, further solidifying its leadership in the Latin American fintech sector.
  • Customer Base Expansion: The company added 4 million new customers in the quarter, bringing the total to 131 million, indicating a continued increase in market penetration, particularly in Brazil, where 62% of the adult population are now customers.
  • U.S. Market Entry: Nu Holdings recently obtained a bank charter and plans to enter the U.S. market within 18 months; despite facing stiff competition, the CEO stated that a targeted strategy will be employed to ensure success.
  • Attractive Valuation: Despite strong fundamentals, Nu trades at a forward price-to-earnings ratio of 18.7, lower than the S&P 500, indicating investment value, with analysts expecting revenue to grow at a compound annual rate of 32% from 2025 to 2028.
Fool
8.5
03-10Fool
PinnedNu Holdings Faces Expansion Challenges in Mexico
  • User Growth Momentum: Nu Holdings added 13 million users in Q3 2025, indicating potential in the Mexican market; however, merely increasing users is insufficient for achieving sustainable profitability.
  • Profitability Challenge: While Mexico's average revenue per active customer reached $12.50, surpassing the early stage of the Brazilian business in 2019, translating user growth into profitability remains a significant challenge.
  • Market Complexity: The regulatory environment in Mexico differs from Brazil, with fierce competition from traditional banks and local fintechs, and consumer behavior may not mirror Brazilian patterns, necessitating disciplined risk management during expansion.
  • Investor Watch Signals: Investors should closely monitor loan growth, delinquency trends, and revenue mix development in Mexico to assess Nu Holdings' long-term profitability and sustainability in this market.
Fool
8.5
09:06 AMFool
Analyzing Growth Potential of SoFi and Nu Holdings
  • SoFi Revenue Surge: SoFi's adjusted revenue skyrocketed by 140% from 2022 to 2025, with its customer base expanding from 5.2 million to 13.7 million, demonstrating the strong appeal of its all-digital offerings and enhancing its competitive position in the market.
  • Significant Profitability Improvement: After reporting a net loss of $320 million in 2022, SoFi achieved an adjusted profit of $481 million in 2023, with management projecting a compound annual growth rate of 38% to 42% in earnings per share from 2025 to 2028, indicating a robust profitability outlook.
  • Nu Customer Base Expansion: By the end of 2025, Nu's customer count reached 131 million, a 15% year-over-year increase, with a market penetration of 62% in Brazil, showcasing its dominant presence in Latin America and plans to enter the U.S. market for further growth.
  • Strong Revenue Growth: Nu's revenue surged by 45% in 2025, with net income increasing by 51%, indicating its ability to maintain strong growth momentum in the highly competitive financial services sector, which is likely to continue attracting investor interest.
NASDAQ.COM
8.5
09:04 AMNASDAQ.COM
SoFi and Nu: Top Fintech Investment Opportunities
  • SoFi Revenue Surge: SoFi's adjusted revenue skyrocketed by 140% from 2022 to 2025, with its customer base expanding from 5.2 million to 13.7 million, demonstrating the strong appeal of its all-digital offerings and solidifying its market position in fintech.
  • Profitability Improvement: After reporting a net loss of $320 million in 2022, SoFi achieved an adjusted profit of $481 million in 2023, with management projecting a compound annual growth rate of 38% to 42% in adjusted earnings per share from 2025 to 2028, indicating a robust profit outlook.
  • Nu Customer Growth: By 2025, Nu's customer base reached 131 million, a 15% year-over-year increase, with a 62% penetration rate in Brazil, showcasing its dominant presence in Latin America and plans to expand into the U.S. market for further growth.
  • Revenue Growth Momentum: Nu's revenue surged by 45% in 2025, with net income increasing by 51%, highlighting significant growth potential in the mature U.S. banking sector, particularly with strategies targeting the 20% Hispanic population in the U.S. that could drive continued expansion.
Fool
2.0
03-09Fool
Nu Holdings Shares Drop 15.6% Amid Expansion Uncertainty
  • Stock Price Decline: Nu Holdings' shares fell 15.6% in February and continued to decline in March, primarily due to investor disappointment over uncertainty regarding its expansion strategy into the U.S. and ongoing macroeconomic challenges affecting the markets.
  • Strong Customer Growth: Despite the stock decline, Nu Bank achieved a 15% year-over-year increase in customers in 2025, with revenue per active customer rising 45%, leading to a total revenue growth of 45%, showcasing its robust performance in the Latin American market.
  • Future Expansion Plans: The company plans to replicate its digital banking model in the U.S. to serve Latin American customers living there, while also considering expansion into other Latin American markets such as Argentina, Chile, and Uruguay, indicating a long-term strategic vision.
  • Investor Confidence Impact: Concerns over competition in the U.S. market and macroeconomic challenges in core regions have dampened investor confidence in Nu Holdings, and although its P/E ratio stands at 25, which is considered high, the company's reinvestment strategy may lead to rapid net income growth in the future.
NASDAQ.COM
4.5
03-06NASDAQ.COM
EEM ETF 52-Week Price Analysis
  • Price Range Analysis: The EEM ETF has a 52-week low of $38.19 and a high of $63.43, with the latest trade at $57.34, indicating relative stability and investment appeal in the current market.
  • Technical Analysis Tool: Comparing the latest share price to the 200-day moving average provides valuable insights for investors, helping to assess market trends and potential buying opportunities.
  • ETF Unit Trading Mechanism: Exchange-traded funds (ETFs) trade like stocks, where investors buy and sell 'units' that can be created or destroyed based on demand, impacting liquidity and market performance.
  • Inflows and Outflows Monitoring: Weekly monitoring of changes in shares outstanding helps identify ETFs experiencing significant inflows (new units created) or outflows (old units destroyed), assessing their impact on underlying assets and market sentiment.
Wall Street analysts forecast NU stock price to rise
9 Analyst Rating
Wall Street analysts forecast NU stock price to rise
7 Buy
2 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
16.00
Averages
18.80
High
22.00
Current: 0.000
sliders
Low
16.00
Averages
18.80
High
22.00
UBS
Thiago Batista
Neutral
downgrade
AI Analysis
2026-03-04
Reason
UBS
Thiago Batista
Price Target
AI Analysis
2026-03-04
downgrade
Neutral
Reason
UBS analyst Thiago Batista lowered the firm's price target on Nu Holdings to $17.20 from $18.40 and keeps a Neutral rating on the shares.
Morgan Stanley
Jorge Kuri
Overweight
maintain
$18 -> $21
2026-03-02
Reason
Morgan Stanley
Jorge Kuri
Price Target
$18 -> $21
2026-03-02
maintain
Overweight
Reason
Morgan Stanley analyst Jorge Kuri raised the firm's price target on Nu Holdings to $21 from $18 and keeps an Overweight rating on the shares after having hosted an investor roundtable with Nubank's CFO after Q4 results. The discussion reaffirms Nu's "long-term compounding story," says the analyst, who raised the firm's EPS forecast and sees consensus as "well behind."
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for NU
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Valuation Metrics

The current forward P/E ratio for Nu Holdings Ltd (NU.N) is 21.54, compared to its 5-year average forward P/E of -7.23. For a more detailed relative valuation and DCF analysis to assess Nu Holdings Ltd's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
-7.23
Current PE
21.54
Overvalued PE
139.19
Undervalued PE
-153.65

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
4.74
Current PS
4.29
Overvalued PS
8.30
Undervalued PS
1.17

Financials

AI Analysis
Annual
Quarterly

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Whales Holding NU

B
BB Gestão de Recursos - Distribuidora de Títulos e Valores Mobiliários S.A.
Holding
NU
+20.49%
3M Return
T
Two Sigma Investments, LP
Holding
NU
+12.15%
3M Return
P
PDT Partners, LLC
Holding
NU
+12.05%
3M Return
D
Driehaus Capital Management LLC
Holding
NU
+11.26%
3M Return
W
Wasatch Advisors LP
Holding
NU
+8.61%
3M Return
W
Winton Capital Group Limited
Holding
NU
+8.12%
3M Return

Trading Trends

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Frequently Asked Questions

What is Nu Holdings Ltd (NU) stock price today?

The current price of NU is 14.11 USD — it has decreased -2.62

What is Nu Holdings Ltd (NU)'s business?

Nu Holdings Ltd is a Brazil-based holding company, which engages in the provision of digital banking services. The Company offers its customers products across the five financial seasons: spending, saving, investing, borrowing, and protecting. Its spending solutions are designed to help customers pay for goods and services in their everyday lives with a customized credit line or instantly through a mobile phone, while collecting loyalty points and rewards on applicable transactions. Its savings solutions are designed to help customers deposit, manage, and save their money in interest-earning accounts with complementary debit cards. Its investing solutions are designed to help customers invest their money in investment products and services. Its borrowing solutions are designed to provide customers with unsecured loans that are easy to receive, manage, and pay back. Its protecting solutions are designed to help customers secure life insurance and funeral benefits.

What is the price predicton of NU Stock?

Wall Street analysts forecast NU stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for NU is18.80 USD with a low forecast of 16.00 USD and a high forecast of 22.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Nu Holdings Ltd (NU)'s revenue for the last quarter?

Nu Holdings Ltd revenue for the last quarter amounts to 4.56B USD, increased 56.45

What is Nu Holdings Ltd (NU)'s earnings per share (EPS) for the last quarter?

Nu Holdings Ltd. EPS for the last quarter amounts to 0.18 USD, increased 63.64

How many employees does Nu Holdings Ltd (NU). have?

Nu Holdings Ltd (NU) has 8716 emplpoyees as of March 12 2026.

What is Nu Holdings Ltd (NU) market cap?

Today NU has the market capitalization of 70.36B USD.