NU

Nu Holdings Ltd

Add to Watchlist

Advanced Chart

15.990

+0.03(0.188%)1D

Overview
Forecast
Valuation
Earnings

Line

Candle

YTD

High

16.130

Open

16.010

VWAP

16.00

Vol

39.20M

Mkt Cap

77.05B

Low

15.885

Amount

627.27M

EV/EBITDA(TTM)

21.88

Total Shares

4.78B

71.17B

EV/OCF(TTM)

18.06

P/S(TTM)

6.21

Nu Holdings Ltd is a Brazil-based holding company, which engages in the provision of digital banking services. The Company offers its customers products across the five financial seasons: spending, saving, investing, borrowing, and protecting. Its spending solutions are designed to help customers pay for goods and services in their everyday lives with a customized credit line or instantly through a mobile phone, while collecting loyalty points and rewards on applicable transactions. Its savings solutions are designed to help customers deposit, manage, and save their money in interest-earning accounts with complementary debit cards. Its investing solutions are designed to help customers invest their money in investment products and services. Its borrowing solutions are designed to provide customers with unsecured loans that are easy to receive, manage, and pay back. Its protecting solutions are designed to help customers secure life insurance and funeral benefits.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2026Q1

FY2025Q4

FY2025Q3

4.32B

+32.92%

0.171

+50.08%

4.10B

+37.12%

0.164

+45.62%

3.96B

+34.65%

0.150

+32.08%

Estimates Revision

The market is revising Upward the revenue expectations for Nu Holdings Ltd. (NU) for FY2025, with the revenue forecasts being adjusted by 4.34% over the past three months. During the same period, the stock price has changed by 30.64%.

Revenue Estimates for FY2025

Revise Upward

+4.34%

In Past 3 Month

EPS Estimates for FY2025

Revise Upward

+5.61%

In Past 3 Month

Stock Price

Go Up

+30.64%

In Past 3 Month

13 Analyst Rating

8.69% Upside

Wall Street analysts forecast NU stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for NU is 17.38 USD with a low forecast of 15.60 USD and a high forecast of 20.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

10 Buy

3 Hold

0 Sell

Strong Buy

8.69% Upside

Current: 15.990

Low

15.60

Averages

17.38

High

20.00

8.69% Upside

Current: 15.990

Low

15.60

Averages

17.38

High

20.00

JPMorgan

NULL -> Overweight

maintain

$16 -> $17

2025-09-05

Reason

JPMorgan

Price Target

$16 -> $17

2025-09-05

maintain

NULL -> Overweight

Reason

JPMorgan raised the firm's price target on Nu Holdings to $17 from $16 and keeps an Overweight rating on the shares. The firm updated the company's model.

UBS

Thiago Batista

Neutral

maintain

2025-09-02

Reason

UBS

Thiago Batista

Price Target

2025-09-02

maintain

Neutral

Reason

UBS analyst Thiago Batista raised the firm's price target on Nu Holdings to $15.60 from $14.30 and keeps a Neutral rating on the shares.

BofA

Mario Pierry

Neutral

maintain

$14 -> $16

2025-08-25

Reason

BofA

Mario Pierry

Price Target

$14 -> $16

2025-08-25

maintain

Neutral

Reason

BofA analyst Mario Pierry raised the firm's price target on Nu Holdings to $16 from $14 and keeps a Neutral rating on the shares. Nubank's share price has appreciated 16% since the release of Q2 results that "resonated well with the bulls," though the firm viewed operating trends as mixed and sees high senior management turnover as a risk, the analyst tells investors in a post-earnings note.

Bradesco BBI

Neutral -> Outperform

upgrade

$17

2025-08-25

Reason

Bradesco BBI

Price Target

$17

2025-08-25

upgrade

Neutral -> Outperform

Reason

Bradesco BBI upgraded Nu Holdings to Outperform from Neutral with a $17 price target. The firm cites the company's positive momentum for the upgrade.

Grupo Santander

Underperform -> Neutral

upgrade

$16

2025-08-24

Reason

Grupo Santander

Price Target

$16

2025-08-24

upgrade

Underperform -> Neutral

Reason

Grupo Santander upgraded Nu Holdings to Neutral from Underperform with a $16 price target. The firm cites the company's recovering growth for the upgrade.

Citi

Sell

Buy

upgrade

$9 -> $18

2025-08-19

Reason

Citi

Price Target

$9 -> $18

2025-08-19

upgrade

Sell

Buy

Reason

Citi upgraded Nu Holdings to Buy from Sell with a price target of $18, up from $9.

See All Ratings

Valuation Metrics

The current forward P/E ratio for Nu Holdings Ltd (NU.N) is 23.87, compared to its 5-year average forward P/E of -9.45. For a more detailed relative valuation and DCF analysis to assess Nu Holdings Ltd 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

N/A

5Y Average PE

-9.45

Current PE

23.87

Overvalued PE

142.41

Undervalued PE

-161.30

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Fair

5Y Average PS

4.79

Current PS

4.58

Overvalued PS

8.48

Undervalued PS

1.09