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NU Overview

-
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
13.955
Open
13.880
VWAP
13.63
Vol
61.45M
Mkt Cap
65.62B
Low
13.420
Amount
837.27M
EV/EBITDA(TTM)
--
Total Shares
4.86B
EV
62.18B
EV/OCF(TTM)
--
P/S(TTM)
--
Nu Holdings Ltd is a Brazil-based holding company, which engages in the provision of digital banking services. The Company offers its customers products across the five financial seasons: spending, saving, investing, borrowing, and protecting. Its spending solutions are designed to help customers pay for goods and services in their everyday lives with a customized credit line or instantly through a mobile phone, while collecting loyalty points and rewards on applicable transactions. Its savings solutions are designed to help customers deposit, manage, and save their money in interest-earning accounts with complementary debit cards. Its investing solutions are designed to help customers invest their money in investment products and services. Its borrowing solutions are designed to provide customers with unsecured loans that are easy to receive, manage, and pay back. Its protecting solutions are designed to help customers secure life insurance and funeral benefits.
Show More

Events Timeline

(ET)
2026-04-27
10:10:00
Nubank Announces $8.2B Investment in Brazil by 2026
select
2026-04-21 (ET)
2026-04-21
12:00:00
Nu Holdings Shares Slightly Up to $15.11
select
2026-03-31 (ET)
2026-03-31
13:50:00
TikTok Seeks Brazilian Central Bank Approval for Lending and Payments Licenses
select
link
2026-03-25 (ET)
2026-03-25
14:20:00
Nu Holdings Shares Rise 1.16% to $14.36
select
2026-03-23 (ET)
2026-03-23
13:40:00
Nu Holdings Shares Rise 5.42% to $14.70
select
2026-03-22 (ET)
2026-03-22
11:00:00
Morgan Stanley Bullish on Nu Holding Valuation Reaching $100B
select
2026-03-16 (ET)
2026-03-16
13:30:00
Nu Holdings Shares Rise 2.41% to $14.22
select

News

Fool
8.5
05-01Fool
Nu Holdings: Opportunities and Risks for Latin America's Fintech Giant
  • Significant Growth: Nu Holdings reported an annualized revenue growth rate of 50% from 2022 to 2025, with a 76% increase in its customer base, and a transformation from a $9.1 million net loss to nearly $2.9 billion in net income, showcasing robust fundamentals.
  • Market Dominance: In Brazil, Nu boasts a customer penetration of 62%, leads in new credit card issuance in Mexico, and nearly doubled its deposit base year-over-year in Colombia during Q4, reinforcing its dominant position in the Latin American market.
  • Geographic Risks and Opportunities: While the region's 400 million population presents opportunities due to many unbanked individuals, Nu faces uncertainties from commodity-dependent economies, currency volatility, and inflation, which could impact its financials, necessitating investor vigilance.
  • Attractive Valuation: Despite a staggering 196% increase over the past three years, Nu's stock currently trades 22% below its January peak, with a forward price-to-earnings ratio of 20.2, making it an attractive investment option for those willing to monitor associated risks.
Fool
8.5
04-26Fool
Nu Holdings: New Investment Opportunities in Fintech
  • Significant Customer Growth: Nubank added 4 million new customers in the latest quarter, bringing its total to 131 million, a 15% year-over-year increase, making it the largest bank in Brazil by customer count, which not only boosts market share but also enhances brand influence.
  • Strong Financial Performance: In 2025, Nubank's revenue and net income surged by 45%, with a return on equity of 33%, significantly above the 15% benchmark for banks, demonstrating the efficiency and profitability of its digital, asset-light model.
  • U.S. Market Expansion: Nubank received conditional approval from the Office of the Comptroller of the Currency to launch Nubank N.A. in the U.S. by 2027, with analysts projecting potential revenues of $21 billion by 2030 if it captures a 2% market share, further enhancing overall profitability.
  • Attractive Valuation: With a current stock price of $14.61, a price-to-earnings ratio of 25, and a forward P/E of 20, the stock is considered undervalued given its PEG ratio of 0.87, making it an appealing option for investors seeking undervalued stocks with strong growth potential.
NASDAQ.COM
8.5
04-26NASDAQ.COM
Nu Holdings Approved for U.S. Expansion
  • Significant Customer Growth: Nubank added 4 million new customers in the last quarter, bringing its total to 131 million, a 15% increase year-over-year, solidifying its position as the largest bank in Brazil by customer count and enhancing its brand influence.
  • Strong Financial Performance: In 2025, Nubank's revenue and net income both surged by 45%, with a return on equity of 33%, significantly above the 15% benchmark for banks, demonstrating the efficiency and profitability of its digital, asset-light model.
  • U.S. Market Expansion: Nubank received conditional approval from the Office of the Comptroller of the Currency to launch Nubank N.A. in the U.S. by 2027, with projections suggesting that capturing a 2% market share could generate $21 billion in revenue by 2030, highlighting the potential of its international strategy.
  • Attractive Valuation: Currently, Nubank trades at a price-to-earnings ratio of 25 and a forward P/E of 20, with a five-year PEG ratio of 0.87, indicating its undervaluation and making it an appealing option for long-term investors.
NASDAQ.COM
2.0
04-22NASDAQ.COM
ProShares Ultra VIX ETF Sees 38.3% Surge in Inflows
  • Significant Inflow Growth: The ProShares Ultra VIX Short-Term Futures ETF added 3,150,000 units this week, resulting in a 38.3% increase in outstanding units, indicating strong investor interest in market volatility.
  • Positive Market Reaction: This inflow surge reflects investor expectations of future market uncertainty, potentially leading to increased capital inflows into the ETF in the short term, thereby enhancing its market position.
  • Shift in Investor Sentiment: With the rise in inflows, the ProShares Ultra VIX ETF may become the preferred choice for investors seeking to hedge against market risks, further boosting its trading volume and liquidity.
  • Volatility Investment Strategy: The inflow growth of this ETF suggests that investors are adjusting their portfolios to capitalize on market volatility, which could influence overall market dynamics and trigger follow-on investments from other investors.
Fool
8.5
04-22Fool
Three Stocks Warren Buffett Will Hold Forever
  • Coca-Cola's Lasting Value: Coca-Cola is the longest-held stock in Berkshire Hathaway's portfolio, purchased in 1988, currently representing 9.4% of the total portfolio, and is expected to generate $848 million in dividends this year, showcasing its stable cash flow and long-term investment value.
  • American Express's Unique Advantage: American Express accounts for 15.6% of Berkshire's portfolio, with its unique business model attracting high-spending customers through annual fees and premium rewards programs, which are expected to drive profitability and market share growth.
  • Apple's Ecosystem: Although Berkshire has reduced its stake, Apple remains its largest holding at 19.2%, with a 23% year-over-year increase in iPhone sales indicating its competitive strength and long-term growth potential in the market.
  • AI Investment Outlook: Apple's $1 billion annual partnership with Alphabet's Gemini for AI development will enhance its capabilities and reduce costs, further solidifying its market position in AI and demonstrating strategic foresight in technological innovation.
NASDAQ.COM
2.0
04-21NASDAQ.COM
NU Stock Options Analysis and Investment Opportunities
  • Put Option Appeal: The current bid for the $15.00 strike put option is $1.00, and if an investor sells this option, they commit to buying the stock at $15.00, effectively lowering their cost basis to $14.00, which is a 1% discount from the current price of $15.22, making it attractive for those looking to buy NU shares at a lower price.
  • Yield Potential Analysis: Should the put option expire worthless, it would yield a 6.67% return on the cash commitment, or 4.73% annualized, referred to as YieldBoost, highlighting the investment's appeal in the current market context.
  • Call Option Opportunity: The $17.00 strike call option has a current bid of $1.25, and if an investor buys NU shares at $15.22 and sells this call option, they could achieve a total return of 19.91% if the stock is called away at the September 2027 expiration, indicating a high potential return opportunity.
  • Risk-Reward Trade-off: The $17.00 strike call option has a 45% chance of expiring worthless, in which case the investor retains both the shares and the premium collected, resulting in an additional return of 8.21%, or 5.83% annualized, further enhancing the investor's return potential.
Wall Street analysts forecast NU stock price to rise
9 Analyst Rating
Wall Street analysts forecast NU stock price to rise
7 Buy
2 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
16.00
Averages
18.80
High
22.00
Current: 0.000
sliders
Low
16.00
Averages
18.80
High
22.00
CICC
NULL -> Outperform
initiated
$18
AI Analysis
2026-04-13
Reason
CICC
Price Target
$18
AI Analysis
2026-04-13
initiated
NULL -> Outperform
Reason
CICC initiated coverage of Nu Holdings with an Outperform rating and $18 price target.
UBS
Neutral -> Buy
upgrade
2026-03-19
Reason
UBS
Price Target
2026-03-19
upgrade
Neutral -> Buy
Reason
UBS upgraded Nu Holdings to Buy from Neutral with a price target of $17.60, up from $17.20. The stock's current valuation is attractive given Nu's earnings growth expectations, the analyst tells investors in a research note. The firm says the shares are trading at the same valuation levels as in 2023 despite the company's earnings doubling since then. UBS expects Nu to continue reporting growth, driven by the ongoing acceleration of its loan portfolio.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for NU
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Valuation Metrics

The current forward P/E ratio for Nu Holdings Ltd. (NU.N) is 19.16, compared to its 5-year average forward P/E of -5.09. For a more detailed relative valuation and DCF analysis to assess Nu Holdings Ltd.'s fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
-5.09
Current PE
19.16
Overvalued PE
135.61
Undervalued PE
-145.79

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
1.36
Current EV/EBITDA
4.25
Overvalued EV/EBITDA
6.49
Undervalued EV/EBITDA
-3.78

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
4.60
Current PS
2.61
Overvalued PS
8.05
Undervalued PS
1.14

Financials

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Whales Holding NU

S
Simplex Trading, LLC
Holding
NU
+67.62%
3M Return
A
Atreides Management, LP
Holding
NU
+39.03%
3M Return
W
Whale Rock Capital Management LLC
Holding
NU
+33.85%
3M Return
F
Foxhaven Asset Management, LP
Holding
NU
+31.20%
3M Return
M
Maplelane Capital, LLC
Holding
NU
+26.64%
3M Return
A
Amundi Luxembourg S.A.
Holding
NU
+19.22%
3M Return

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Frequently Asked Questions

What is Nu Holdings Ltd. (NU) stock price today?

The current price of NU is 13.5 USD — it has decreased -2.17

What is Nu Holdings Ltd. (NU)'s business?

Nu Holdings Ltd is a Brazil-based holding company, which engages in the provision of digital banking services. The Company offers its customers products across the five financial seasons: spending, saving, investing, borrowing, and protecting. Its spending solutions are designed to help customers pay for goods and services in their everyday lives with a customized credit line or instantly through a mobile phone, while collecting loyalty points and rewards on applicable transactions. Its savings solutions are designed to help customers deposit, manage, and save their money in interest-earning accounts with complementary debit cards. Its investing solutions are designed to help customers invest their money in investment products and services. Its borrowing solutions are designed to provide customers with unsecured loans that are easy to receive, manage, and pay back. Its protecting solutions are designed to help customers secure life insurance and funeral benefits.

What is the price predicton of NU Stock?

Wall Street analysts forecast NU stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for NU is18.80 USD with a low forecast of 16.00 USD and a high forecast of 22.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Nu Holdings Ltd. (NU)'s revenue for the last quarter?

Nu Holdings Ltd. revenue for the last quarter amounts to 4.56B USD, increased 56.45

What is Nu Holdings Ltd. (NU)'s earnings per share (EPS) for the last quarter?

Nu Holdings Ltd.. EPS for the last quarter amounts to 0.18 USD, increased 63.64

How many employees does Nu Holdings Ltd. (NU). have?

Nu Holdings Ltd. (NU) has 8716 emplpoyees as of May 12 2026.

What is Nu Holdings Ltd. (NU) market cap?

Today NU has the market capitalization of 65.62B USD.