Stock Price & Analysis

Analysis and Insights

Technical Analysis:

NU stock is currently trading at $11.735, showing a slight increase in pre-market and a 1.25% gain in the regular market. The volume is moderate, indicating some investor interest. The RSI values (55.34, 51.21, 50.44) suggest the stock is not oversold or overbought, indicating a neutral position. The Stochastic Oscillator readings (80.54, 83.85) are in the bullish zone, suggesting potential upward momentum. The MACD is slightly negative (-0.15) but with a positive MACD Histogram (0.14), indicating a possible bullish crossover soon.

Fundamental Analysis:

NU Holdings is a strong growth stock in the fintech sector, expanding its digital banking services in Latin America. The company has a high return on equity (ROE) of 28%, indicating efficient use of shareholders' equity. The forward P/E ratio is around 15, which is relatively attractive compared to peers. However, Berkshire Hathaway's recent reduction in its position in NU and macroeconomic uncertainties in Brazil could pose short-term risks.

News Sentiment and Analyst Ratings:

Recent news highlights NU's growth potential, with expansion into Mexico and Colombia. Analysts suggest that long-term gains are likely, despite recent stock declines. The stock is considered attractive at current prices due to its high ROE and low P/E ratio.

Conclusion:

Given the neutral to bullish technical indicators and strong fundamental growth prospects, NU stock presents a promising opportunity for long-term growth. While short-term risks exist, the potential for expansion and attractive valuation make it a favorable investment.

The price prediction for NU Stock in 2025 is expected to reach $15. This estimate is based on strong revenue growth, expanding customer base, and profitability, supported by a forward P/E ratio of 20, indicating a reasonable valuation for its growth prospects.

The S1 support level for NU Stock is $10.11 ,The R1 resistant level for NU Stock is $11.86.

As of the end of day on 2025-04-01, the price of NU Stock was $10.47.

The target price for NU Stock according to analyst rating is 14.40, with the highest price target at 18.00 and the lowest at 9.00. Analysts have a Moderate Buy rating on NU Stock overall.

The market cap of NU is $49.7B.

NU is not overvalued based on its financial metrics and growth prospects. Its P/E ratio of 25.68 and EV/EBITDA of 15.48 are moderate, while its ROE of 28% highlights strong profitability. Despite macroeconomic concerns, NU's expansion in Latin America and solid financials justify its valuation. The stock's forward P/E of 15 reflects expectations of continued growth. Overall, NU's valuation aligns with its growth potential and financial performance.

Nu Holdings Ltd is a Brazil-based company that provides a digital banking platform. The Company offers its customers products across the five financial seasons: spending, saving, investing, borrowing, and protecting. Its spending solutions are designed to help customers pay for goods and services in their everyday lives with a customized credit line or instantly through a mobile phone, while collecting loyalty points and rewards on applicable transactions. Its savings solutions are designed to help customers deposit, manage and save their money in interest-earning accounts with complementary debit cards. Its investing solutions are designed to help customers invest their money in investment products and services. Its borrowing solutions are designed to provide customers with unsecured loans that are easy to receive, manage and pay back. Its NuInsurance protecting solutions are designed to help customers secure life insurance and funeral benefits.

Price Prediction for NU Stock in 2030

• $50 to $70 per share: Based on high growth rate, profitability, and expansion into new markets.
• Reason: Strong financial performance, market expansion, and positive analyst sentiment.

NU has a total of 7686 employees.