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NU Overview

-
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
13.100
Open
13.000
VWAP
13.00
Vol
6.94M
Mkt Cap
63.83B
Low
12.910
Amount
90.24M
EV/EBITDA(TTM)
--
Total Shares
4.86B
EV
59.34B
EV/OCF(TTM)
--
P/S(TTM)
38.07
Nu Holdings Ltd is a Brazil-based holding company, which engages in the provision of digital banking services. The Company offers its customers products across the five financial seasons: spending, saving, investing, borrowing, and protecting. Its spending solutions are designed to help customers pay for goods and services in their everyday lives with a customized credit line or instantly through a mobile phone, while collecting loyalty points and rewards on applicable transactions. Its savings solutions are designed to help customers deposit, manage, and save their money in interest-earning accounts with complementary debit cards. Its investing solutions are designed to help customers invest their money in investment products and services. Its borrowing solutions are designed to provide customers with unsecured loans that are easy to receive, manage, and pay back. Its protecting solutions are designed to help customers secure life insurance and funeral benefits.
Show More

Events Timeline

(ET)
2026-05-27
11:30:00
Nu Holdings Shares Rise 0.89% to $13.10
select
2026-05-14 (ET)
2026-05-14
19:20:00
S&P 500 Closes Above 7,500 for First Time, Tech Stocks Drive Rally
select
2026-05-14
18:00:00
Nu Bank's AI Transformation Drives Customer Base to 15 Million
select

News

Fool
8.5
05-31Fool
PinnedNu Holdings: A Bargain Amid AI Stock Frenzy
  • Latin American Growth Potential: Nu Holdings demonstrates robust growth in Brazil and Mexico, with nearly 100 million active customers in Brazil; despite slowing user growth, the average monthly revenue per customer has surged from $3 at the end of 2020 to $16, showcasing the effectiveness of its strategy to enhance revenue through new products.
  • U.S. Market Expansion Plans: Nu Bank aims to enter the highly competitive U.S. market, and while specific strategies are yet to be disclosed, management believes targeting low-income customers and the Latino population could capture market share; if successful, it could match the scale of its Brazilian operations within a decade.
  • Significant Profitability Gains: Over the past five years, Nu Bank's net income has skyrocketed by 4,000%, reaching $3.2 billion, with a year-over-year growth of 41%, indicating its ability to operate efficiently while expanding, and suggesting further profit potential ahead.
  • Attractive Market Valuation: With a current market cap of approximately $64 billion, Nu Bank's earnings are expected to continue rising, potentially increasing from $3.2 billion to $10 billion in the next five years, making its current stock price appear highly attractive to investors.
NASDAQ.COM
8.5
05-31NASDAQ.COM
Nu Holdings Expands in Brazil and Mexico
  • Market Leadership: Nu Holdings has established itself as the largest private financial institution in Brazil, boasting over 100 million active customers, which represents more than half of the country's adult population, with a monthly activity rate increasing from 78% in 2022 to 83%, demonstrating its strong market penetration and customer loyalty.
  • Profitability and Expansion: Despite a saturated Brazilian market, Nu sees significant opportunities for cross-selling, currently capturing only 7% of the gross profit opportunity, and plans to enhance customer engagement by introducing higher-fee products, thereby driving future revenue growth.
  • Breakthrough in Mexico: Nu's customer base in Mexico surged from 2.1 million in 2022 to 15 million, achieving breakeven in the first quarter, indicating rapid growth potential in new markets, while obtaining a bank charter to expand its operational scope.
  • Cost and Risk Management: Although Nu has maintained a low cost-to-serve per customer below $1 for several years, it reached $1 in Q1 2026, raising market concerns about high costs and credit risk; however, these investments are expected to facilitate larger business growth in the long run.
Fool
8.5
05-31Fool
Nu Holdings: Disruptor in Latin American Finance
  • Customer Base Expansion: Nu Holdings has surpassed 100 million customers in Brazil, capturing over half of the country's adult population, demonstrating its strong influence and market penetration in the Latin American financial sector.
  • Profitability Improvement: Despite market saturation, Nu's monthly active user rate increased from 78% in 2022 to 83%, indicating success in enhancing customer engagement and cross-selling, which is expected to further boost gross margins in the future.
  • International Expansion Strategy: Nu is rapidly replicating its success in Brazil, particularly in Mexico, where customer numbers have surged from 2.1 million in 2022 to 15 million, and the newly obtained bank charter will facilitate further market expansion.
  • Strong Financial Performance: With a 42% year-over-year sales increase and a 41% rise in net income, despite rising costs and credit risks, Nu's current price-to-earnings ratio of 21 suggests that the recent stock price decline may present a buying opportunity.
Yahoo Finance
5.0
05-31Yahoo Finance
Kontiki Capital Management Exits Full Truck Alliance Stake Worth $193.84 Million
  • Complete Stake Sale: On May 15, 2026, Kontiki Capital Management disclosed the sale of its entire 20,380,969 shares in Full Truck Alliance (NYSE:YMM), valued at approximately $193.84 million, indicating a diminished confidence in the company's future performance.
  • Portfolio Shift: Following this transaction, Kontiki's top three holdings are NU ($469.10 million, 32.9% of AUM), CPNG ($223.90 million, 15.7% of AUM), and HTHT ($177.79 million, 12.5% of AUM), reflecting a strategic reallocation of its investment portfolio.
  • Underwhelming Performance: Despite a 5.5% year-over-year revenue increase to $412.9 million in Q1, Full Truck Alliance's net income fell 22% to $144.1 million, highlighting challenges in profitability that may affect investor sentiment.
  • Uncertain Future Outlook: With Full Truck Alliance's stock price down 24% over the past year, significantly underperforming the S&P 500's 28% gain, investors should monitor whether the company can convert its growing user network into faster earnings growth to navigate current market pressures.
NASDAQ.COM
8.5
05-31NASDAQ.COM
Nu Bank's Growth Potential in Brazil and Mexico
  • Market Expansion Potential: Nu Bank has nearly 100 million active customers in Brazil, representing a significant portion of the 213 million population, and while user growth is slowing, the increase in digital banking products has raised average monthly revenue per user from $3 at the end of 2020 to $16, indicating strong revenue growth potential.
  • Opportunities in Mexico: With 15 million customers in Mexico, Nu Bank is still in its early stages, but given Mexico's population of 133 million, it is expected to attract more users over the next 5 to 10 years, further increasing its market share.
  • U.S. Market Strategy: Nu Bank plans to enter the highly competitive U.S. market, and although specific strategies are not yet disclosed, it is anticipated to focus on low-income customers and the Latino population, with initial investments kept minimal to reduce impacts on profitability.
  • Profitability Improvement: Over the past five years, Nu Bank's net income has surged by 4000% to $3.2 billion, and it is expected to maintain a 41% annual growth rate over the next five years, potentially increasing net income to $10 billion in a shorter timeframe, highlighting the investment value of its stock.
Fool
8.5
05-29Fool
Comparative Analysis of Digital Banking: SoFi vs. Nu
  • SoFi Financial Performance: SoFi Technologies reported a revenue of $3.6 billion for FY 2025, marking a 35% increase, with a net income of approximately $481.3 million and a net margin of about 13%, indicating robust growth and profitability in the U.S. market.
  • Nu's Market Expansion: Nu's revenue climbed to $16.3 billion in FY 2025, reflecting a 45% growth rate, with a net income nearing $2.9 billion and a net margin of approximately 18%, showcasing strong performance and rapid customer base expansion in Latin America.
  • Risk Comparison: SoFi faces risks from reliance on a limited number of loan purchasers and scrutiny from regulators, while Nu contends with fierce competition in the Latin American market and vulnerabilities to economic instability and foreign exchange fluctuations.
  • Valuation Comparison: SoFi's forward P/E stands at 26.7x compared to Nu's 14.7x, indicating that Nu appears more attractive in terms of valuation, prompting investors to consider their risk tolerance when making investment decisions.
Wall Street analysts forecast NU stock price to rise
9 Analyst Rating
Wall Street analysts forecast NU stock price to rise
7 Buy
2 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
16.00
Averages
18.80
High
22.00
Current: 0.000
sliders
Low
16.00
Averages
18.80
High
22.00
UBS
Buy
downgrade
AI Analysis
2026-05-20
Reason
UBS
Price Target
AI Analysis
2026-05-20
downgrade
Buy
Reason
UBS lowered the firm's price target on Nubank to $16.90 from $18.10 and keeps a Buy rating on the shares.
CICC
NULL -> Outperform
initiated
$18
2026-04-13
Reason
CICC
Price Target
$18
2026-04-13
initiated
NULL -> Outperform
Reason
CICC initiated coverage of Nu Holdings with an Outperform rating and $18 price target.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for NU
Unlock Now

Valuation Metrics

The current forward P/E ratio for Nu Holdings Ltd. (NU.N) is 18.12, compared to its 5-year average forward P/E of -4.79. For a more detailed relative valuation and DCF analysis to assess Nu Holdings Ltd.'s fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
-4.79
Current PE
18.12
Overvalued PE
135.04
Undervalued PE
-144.63

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
1.41
Current EV/EBITDA
3.70
Overvalued EV/EBITDA
6.53
Undervalued EV/EBITDA
-3.72

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
4.57
Current PS
2.41
Overvalued PS
8.01
Undervalued PS
1.13

Financials

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Whales Holding NU

S
Simplex Trading, LLC
Holding
NU
+76.69%
3M Return
A
Atreides Management, LP
Holding
NU
+45.17%
3M Return
W
Whale Rock Capital Management LLC
Holding
NU
+35.52%
3M Return
I
IEQ Capital, LLC
Holding
NU
+28.45%
3M Return
A
Amundi Luxembourg S.A.
Holding
NU
+26.88%
3M Return
O
Optiver US LLC
Holding
NU
+24.70%
3M Return

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Frequently Asked Questions

What is Nu Holdings Ltd. (NU) stock price today?

The current price of NU is 12.99 USD — it has decreased -1.07

What is Nu Holdings Ltd. (NU)'s business?

Nu Holdings Ltd is a Brazil-based holding company, which engages in the provision of digital banking services. The Company offers its customers products across the five financial seasons: spending, saving, investing, borrowing, and protecting. Its spending solutions are designed to help customers pay for goods and services in their everyday lives with a customized credit line or instantly through a mobile phone, while collecting loyalty points and rewards on applicable transactions. Its savings solutions are designed to help customers deposit, manage, and save their money in interest-earning accounts with complementary debit cards. Its investing solutions are designed to help customers invest their money in investment products and services. Its borrowing solutions are designed to provide customers with unsecured loans that are easy to receive, manage, and pay back. Its protecting solutions are designed to help customers secure life insurance and funeral benefits.

What is the price predicton of NU Stock?

Wall Street analysts forecast NU stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for NU is18.80 USD with a low forecast of 16.00 USD and a high forecast of 22.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Nu Holdings Ltd. (NU)'s revenue for the last quarter?

Nu Holdings Ltd. revenue for the last quarter amounts to 4.85B USD, increased 52.14

What is Nu Holdings Ltd. (NU)'s earnings per share (EPS) for the last quarter?

Nu Holdings Ltd.. EPS for the last quarter amounts to 0.18 USD, increased 63.64

How many employees does Nu Holdings Ltd. (NU). have?

Nu Holdings Ltd. (NU) has 8716 emplpoyees as of June 01 2026.

What is Nu Holdings Ltd. (NU) market cap?

Today NU has the market capitalization of 63.83B USD.