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NU Overview

-
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
15.280
Open
15.110
VWAP
15.10
Vol
25.74M
Mkt Cap
73.40B
Low
14.970
Amount
388.74M
EV/EBITDA(TTM)
--
Total Shares
4.86B
EV
68.50B
EV/OCF(TTM)
--
P/S(TTM)
--
Nu Holdings Ltd is a Brazil-based holding company, which engages in the provision of digital banking services. The Company offers its customers products across the five financial seasons: spending, saving, investing, borrowing, and protecting. Its spending solutions are designed to help customers pay for goods and services in their everyday lives with a customized credit line or instantly through a mobile phone, while collecting loyalty points and rewards on applicable transactions. Its savings solutions are designed to help customers deposit, manage, and save their money in interest-earning accounts with complementary debit cards. Its investing solutions are designed to help customers invest their money in investment products and services. Its borrowing solutions are designed to provide customers with unsecured loans that are easy to receive, manage, and pay back. Its protecting solutions are designed to help customers secure life insurance and funeral benefits.
Show More

Events Timeline

(ET)
2026-04-21
12:00:00
Nu Holdings Shares Slightly Up to $15.11
select
2026-03-31 (ET)
2026-03-31
13:50:00
TikTok Seeks Brazilian Central Bank Approval for Lending and Payments Licenses
select
link
2026-03-25 (ET)
2026-03-25
14:20:00
Nu Holdings Shares Rise 1.16% to $14.36
select
2026-03-23 (ET)
2026-03-23
13:40:00
Nu Holdings Shares Rise 5.42% to $14.70
select
2026-03-22 (ET)
2026-03-22
11:00:00
Morgan Stanley Bullish on Nu Holding Valuation Reaching $100B
select
2026-03-16 (ET)
2026-03-16
13:30:00
Nu Holdings Shares Rise 2.41% to $14.22
select

News

NASDAQ.COM
2.0
04-21NASDAQ.COM
NU Stock Options Analysis and Investment Opportunities
  • Put Option Appeal: The current bid for the $15.00 strike put option is $1.00, and if an investor sells this option, they commit to buying the stock at $15.00, effectively lowering their cost basis to $14.00, which is a 1% discount from the current price of $15.22, making it attractive for those looking to buy NU shares at a lower price.
  • Yield Potential Analysis: Should the put option expire worthless, it would yield a 6.67% return on the cash commitment, or 4.73% annualized, referred to as YieldBoost, highlighting the investment's appeal in the current market context.
  • Call Option Opportunity: The $17.00 strike call option has a current bid of $1.25, and if an investor buys NU shares at $15.22 and sells this call option, they could achieve a total return of 19.91% if the stock is called away at the September 2027 expiration, indicating a high potential return opportunity.
  • Risk-Reward Trade-off: The $17.00 strike call option has a 45% chance of expiring worthless, in which case the investor retains both the shares and the premium collected, resulting in an additional return of 8.21%, or 5.83% annualized, further enhancing the investor's return potential.
Fool
8.5
04-16Fool
Investment Trends in the Fintech Sector
  • Revenue Growth Highlights: In 2025, five fintech companies including Lemonade, Nu Holdings, Robinhood, SoFi, and Upstart achieved at least 35% year-over-year revenue growth, with two exceeding 50%, indicating strong growth potential in the sector.
  • Profitability Improvement: Block expects a 26% adjusted operating margin in 2026, while PayPal generated $5.6 billion in free cash flow on $33.2 billion in revenue in 2025, showcasing the profitability advantage of established fintech players.
  • Valuation Attractiveness: PayPal's stock currently trades 84% below its historical peak, with a forward price-to-earnings ratio of 9.1, highlighting its appeal as an investment opportunity amid market fluctuations.
  • Diversity in Investment Strategy: When selecting stocks, investors should consider various factors such as growth, profitability, and valuation to develop a strategy that aligns with their individual investment philosophy, thereby maximizing returns in the fintech space.
Fool
8.5
04-14Fool
Investment Outlook for Fintech Firms Nu and SoFi
  • Nu's Market Potential: Nu Holdings boasts over 60% of the adult customer base in Brazil and has successfully entered the Mexican and Colombian markets, showcasing strong growth potential, with future opportunities to enhance profitability through cross-selling.
  • Bank Charter Advantage: Recently obtaining a full bank charter approval allows Nu to offer a more comprehensive range of financial products, enhancing its competitive edge in the market and attracting more customers, which is expected to drive future revenue growth.
  • SoFi's Customer Growth: SoFi is experiencing rapid customer growth in the U.S., achieving record additions in each of the past four quarters, with 90% of SoFi Money deposits being direct deposits, indicating a stable revenue source and strong customer loyalty.
  • Diversified Product Strategy: By expanding its platform and diversifying its product line, SoFi is implementing a robust cross-selling strategy that is expected to further increase its market share, moving towards its goal of becoming one of the top ten financial institutions in the country.
Fool
8.5
04-14Fool
Nu Holdings' Investment Potential at Miami's New Stadium
  • Significant Revenue Growth: Nu Holdings achieved a 57% revenue increase in Q4 2023, showcasing its strong performance in the Latin American fintech market; despite a slowdown in customer growth to 15%, the average revenue per user reached a record $15 per month, indicating enhanced profitability.
  • Market Expansion Plans: With conditional approval for a U.S. national bank charter, Nu Holdings is poised to enter the U.S. market, and its investment in naming rights for the new Miami stadium underscores its commitment to North America, which is expected to further drive company growth.
  • Efficient Operating Model: Despite expanding its portfolio of financial products, Nu Holdings maintains a low service cost of $0.80 per account per month, with net income soaring 62% in Q4 2023, reflecting its efficient operations and strong profitability.
  • Shareholder Return Potential: With a return on equity of 33% and a current P/E ratio of 18 times earnings, Nu Holdings appears relatively inexpensive, suggesting that long-term investors could benefit, especially in light of the company's ongoing growth trajectory.
NASDAQ.COM
8.5
04-13NASDAQ.COM
Nu Holdings Emerges as a Dominant Force in Latin American Banking
  • Customer Base Expansion: Nu Holdings ended 2025 with 131 million customers, reflecting a 75% increase over three years, particularly strong in Brazil where 62% of adults are customers, solidifying its market leadership.
  • Significant Revenue Growth: The company achieved a 49% compound annual growth rate in revenue from Q4 2022 to Q4 2025, contributing to a 234% rise in stock price over the past 36 months, indicating strong investor confidence in its future profitability.
  • Future Earnings Expectations: Analysts project a 35% growth in diluted earnings per share from 2025 to 2028, providing a robust tailwind for shareholders seeking strong returns, although growth potential in the U.S. market may be limited.
  • Attractive Valuation: With a forward price-to-earnings ratio of 17.8 and a 20% decline from its January peak, Nu presents an appealing investment opportunity, even if not viewed as a “millionaire-maker” by all analysts.
Fool
8.5
04-13Fool
Nu Holdings: A Promising Fintech in Latin America
  • Customer Base Growth: Nu Holdings ended 2025 with 131 million customers, a 75% increase over three years, capturing 62% of the adult population in Brazil, which underscores the strength of its digital-only business model and solidifies its dominance in the Latin American banking sector.
  • Market Expansion: Since entering Mexico in 2019, Nu has amassed 14 million customers there, while in Colombia, where it launched in 2020, it has reached 4 million, indicating strong demand for its products and services in these newer markets and significant future growth potential.
  • U.S. Market Plans: Nu plans to commence operations in the U.S. next year after receiving conditional approval for a national bank charter, and while the U.S. financial services industry is less prone to disruption, this expansion could still present new growth opportunities for the company.
  • Strong Financial Performance: Nu's revenue grew at a compound annual rate of 49% from Q4 2022 to Q4 2025, with its stock price rising 234% over the past 36 months, reflecting robust financial performance and promising future earnings, with analysts projecting a 35% increase in diluted earnings per share from 2025 to 2028.
Wall Street analysts forecast NU stock price to rise
9 Analyst Rating
Wall Street analysts forecast NU stock price to rise
7 Buy
2 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
16.00
Averages
18.80
High
22.00
Current: 0.000
sliders
Low
16.00
Averages
18.80
High
22.00
CICC
NULL -> Outperform
initiated
$18
AI Analysis
2026-04-13
Reason
CICC
Price Target
$18
AI Analysis
2026-04-13
initiated
NULL -> Outperform
Reason
CICC initiated coverage of Nu Holdings with an Outperform rating and $18 price target.
UBS
Neutral -> Buy
upgrade
2026-03-19
Reason
UBS
Price Target
2026-03-19
upgrade
Neutral -> Buy
Reason
UBS upgraded Nu Holdings to Buy from Neutral with a price target of $17.60, up from $17.20. The stock's current valuation is attractive given Nu's earnings growth expectations, the analyst tells investors in a research note. The firm says the shares are trading at the same valuation levels as in 2023 despite the company's earnings doubling since then. UBS expects Nu to continue reporting growth, driven by the ongoing acceleration of its loan portfolio.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for NU
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Valuation Metrics

The current forward P/E ratio for Nu Holdings Ltd. (NU.N) is 21.32, compared to its 5-year average forward P/E of -5.39. For a more detailed relative valuation and DCF analysis to assess Nu Holdings Ltd.'s fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
-5.39
Current PE
21.32
Overvalued PE
136.13
Undervalued PE
-146.90

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
1.32
Current EV/EBITDA
4.80
Overvalued EV/EBITDA
6.47
Undervalued EV/EBITDA
-3.83

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
4.62
Current PS
2.90
Overvalued PS
8.09
Undervalued PS
1.15

Financials

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Whales Holding NU

S
Simplex Trading, LLC
Holding
NU
+50.12%
3M Return
L
Los Angeles Capital Management LLC
Holding
NU
+44.84%
3M Return
F
Foxhaven Asset Management, LP
Holding
NU
+32.11%
3M Return
W
Whale Rock Capital Management LLC
Holding
NU
+20.80%
3M Return
P
PDT Partners, LLC
Holding
NU
+12.15%
3M Return
C
Coatue Management
Holding
NU
+10.42%
3M Return

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Frequently Asked Questions

What is Nu Holdings Ltd. (NU) stock price today?

The current price of NU is 15.05 USD — it has decreased -0.33

What is Nu Holdings Ltd. (NU)'s business?

Nu Holdings Ltd is a Brazil-based holding company, which engages in the provision of digital banking services. The Company offers its customers products across the five financial seasons: spending, saving, investing, borrowing, and protecting. Its spending solutions are designed to help customers pay for goods and services in their everyday lives with a customized credit line or instantly through a mobile phone, while collecting loyalty points and rewards on applicable transactions. Its savings solutions are designed to help customers deposit, manage, and save their money in interest-earning accounts with complementary debit cards. Its investing solutions are designed to help customers invest their money in investment products and services. Its borrowing solutions are designed to provide customers with unsecured loans that are easy to receive, manage, and pay back. Its protecting solutions are designed to help customers secure life insurance and funeral benefits.

What is the price predicton of NU Stock?

Wall Street analysts forecast NU stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for NU is18.80 USD with a low forecast of 16.00 USD and a high forecast of 22.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Nu Holdings Ltd. (NU)'s revenue for the last quarter?

Nu Holdings Ltd. revenue for the last quarter amounts to 4.56B USD, increased 56.45

What is Nu Holdings Ltd. (NU)'s earnings per share (EPS) for the last quarter?

Nu Holdings Ltd.. EPS for the last quarter amounts to 0.18 USD, increased 63.64

How many employees does Nu Holdings Ltd. (NU). have?

Nu Holdings Ltd. (NU) has 8716 emplpoyees as of April 22 2026.

What is Nu Holdings Ltd. (NU) market cap?

Today NU has the market capitalization of 73.40B USD.