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NU Overview

-
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
13.080
Open
13.030
VWAP
12.82
Vol
66.81M
Mkt Cap
61.79B
Low
12.680
Amount
856.77M
EV/EBITDA(TTM)
--
Total Shares
4.86B
EV
57.29B
EV/OCF(TTM)
--
P/S(TTM)
36.85
Nu Holdings Ltd is a Brazil-based holding company, which engages in the provision of digital banking services. The Company offers its customers products across the five financial seasons: spending, saving, investing, borrowing, and protecting. Its spending solutions are designed to help customers pay for goods and services in their everyday lives with a customized credit line or instantly through a mobile phone, while collecting loyalty points and rewards on applicable transactions. Its savings solutions are designed to help customers deposit, manage, and save their money in interest-earning accounts with complementary debit cards. Its investing solutions are designed to help customers invest their money in investment products and services. Its borrowing solutions are designed to provide customers with unsecured loans that are easy to receive, manage, and pay back. Its protecting solutions are designed to help customers secure life insurance and funeral benefits.
Show More

Events Timeline

(ET)
2026-06-17
15:00:00
Nu Holdings Shares Rise 4.52% to $13.29
select
2026-06-15 (ET)
2026-06-15
14:00:00
Nu Holdings Shares Rise 1.6% to $12.38
select
2026-06-04 (ET)
2026-06-04
08:00:00
Nu Holdings Approves $1B Share Repurchase Program
select
2026-06-02 (ET)
2026-06-02
16:30:00
US Stocks Surge to New Highs on AI Economic Strength
select
2026-06-02
12:10:00
Alphabet Secures Funding to Expand AI Infrastructure
select

News

Yahoo Finance
8.0
06-20Yahoo Finance
Nu Holdings Approves $1 Billion Share Buyback Program
  • Buyback Program Reaffirms Shareholder Value: Nu Holdings Ltd.'s board has approved a share repurchase program of up to $1 billion to be executed over the next 12 months, aimed at enhancing per-share financial metrics by reducing the share count, thereby boosting shareholder returns.
  • Strengthened Capital Allocation Policy: This buyback initiative not only underscores the company's commitment to shareholder value but also reflects the effectiveness of its capital allocation policy, as its core business continues to generate substantial capital for distribution, ensuring financial stability during high-growth phases.
  • Sustained Growth Investments: Despite market challenges, Nu Holdings' growth investments across Brazil, Mexico, and Colombia remain well-funded, demonstrating the company's strong performance and future growth potential in these markets.
  • Operational Error Investigation: The company is aware of an incorrect message sent to customers indicating liquidation by Brazil's central bank, which has been classified as a one-time operational error and is under investigation, highlighting the company's commitment to compliance and transparency.
Fool
8.5
06-18Fool
Nu Holdings: Three Catalysts for Potential Rebound in 2026
  • Bank Charter Expansion: Nu Holdings is obtaining bank charters in Brazil and Mexico, with a total user base of 135 million, including 115 million in Brazil, positioning itself as the largest private financial institution, which is expected to enhance user engagement and stability through cross-selling.
  • U.S. Market Expansion: The company has received a conditional bank charter to operate in the U.S., planning to fully capitalize within the next 12 to 18 months and offer a full range of banking products, targeting a vast market of 342 million potential customers.
  • AI Credit Decision Optimization: Nu's AI model, Nuformer, has reduced credit risk by 70%, and in Q4 2025, the credit card purchase volume market share in Brazil increased by 0.5%, marking the highest absolute increase in a decade, demonstrating strong market performance and financial inclusion.
  • International Brand Building: The partnership with Inter Miami CF and the naming of Nu Stadium signify the company's international growth strategy in the U.S., aimed at enhancing brand presence and attracting the large Spanish-speaking population.
NASDAQ.COM
8.5
06-18NASDAQ.COM
Nu Secures Bank Charters in Brazil and Mexico, Expands U.S. Ambitions
  • Bank Charter Acquisition: Nu has secured full bank charters in Brazil and Mexico, allowing it to offer a wider range of financial products under one platform, thereby enhancing business stability and competitive positioning in the market.
  • User Base Expansion: As of Q1, Nu boasts 115 million users in Brazil, covering over half of the adult population, demonstrating its strong appeal in a high-barrier market and providing opportunities for future cross-selling.
  • U.S. Market Strategy: Nu has received a conditional bank charter to operate in the U.S., with plans to fully capitalize within the next 12 to 18 months, targeting the vast market of 342 million people to further drive its international growth strategy.
  • AI Credit Scoring Innovation: Nu's AI model, Nuformer, has achieved a 70% reduction in risk, enhancing credit approval efficiency and improving credit quality, which is expected to lead to higher revenues and stronger market performance.
Fool
2.0
06-17Fool
Nu Holdings Shares Rise Modestly Amid AI Interest and Buyback Program
  • Stock Performance: Nu Holdings shares rose 1.34% to $12.89, despite weaker performance in the broader fintech sector, indicating market interest in its AI-driven credit platform.
  • Buyback Program: The company announced a $1 billion share repurchase program aimed at boosting investor confidence and enhancing earnings per share, which is expected to have a positive impact on the stock price.
  • Credit Loss Concerns: Despite rapid growth, the company set aside more for potential credit losses in Q1, putting pressure on its risk-adjusted net interest margin, prompting investors to focus on the quality of its lending growth.
  • AI Application Outlook: NuFormer is already utilized in credit card decisioning and unsecured lending, becoming part of the company's loan pricing engine, making it crucial to see if it can continue leveraging AI to generate more revenue.
NASDAQ.COM
8.5
06-14NASDAQ.COM
Latin America's Digital Finance Potential and Risks
  • Market Growth Potential: Latin America's low digital and fintech penetration is expected to create long-term growth opportunities for companies like DLocal, BBB Foods, and Nu Holdings, despite facing political and macroeconomic risks.
  • Investment Opportunity Analysis: While DLocal is seen as a potential investment, it was not included in the current top ten recommended stocks by The Motley Fool Stock Advisor analyst team, indicating a cautious market outlook on its future performance.
  • Historical Return Comparison: Historical examples like Netflix and Nvidia show that investments made at the right time can yield extraordinary returns of 433,268% and 1,259,391%, respectively, highlighting the market's appetite for high-return stocks.
  • Investor Community: Joining The Motley Fool Stock Advisor provides access to the latest top ten stock recommendations, leveraging its average return of 935% to significantly outperform the S&P 500's 207% return, thereby enhancing individual investors' decision-making capabilities.
Fool
5.0
06-14Fool
Analysis of Growth Potential in Latin America's Digital Economy
  • Market Growth Potential: Latin America's digital and consumer markets exhibit significant long-term growth potential, particularly in fintech and retail, which is expected to attract considerable investor interest.
  • Political Risk Considerations: Despite the rich market opportunities, the elevated levels of political and macroeconomic risks in the region could significantly impact investor decisions, necessitating careful assessment.
  • Investment Opportunities: Investors can enter this volatile market through diversified strategies, capitalizing on the rapid developments in fintech and retail, especially in the growing trends of digital payments and online shopping.
  • Video Analysis: The video content provides an in-depth analysis of the Latin American market, assisting investors in understanding how to seize opportunities within a complex environment, thereby enhancing their investment confidence in the region.
Wall Street analysts forecast NU stock price to rise
9 Analyst Rating
Wall Street analysts forecast NU stock price to rise
7 Buy
2 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
16.00
Averages
18.80
High
22.00
Current: 0.000
sliders
Low
16.00
Averages
18.80
High
22.00
Citi
Buy -> Neutral
downgrade
$18 -> $13
AI Analysis
2026-06-14
Reason
Citi
Price Target
$18 -> $13
AI Analysis
2026-06-14
downgrade
Buy -> Neutral
Reason
Citi downgraded Nubank to Neutral from Buy with a price target of $13, down from $18. The firm sees Nubank's growth will come at the expense of monetization and profitability given its reliance on credit, the analyst tells investors in a research note. Citi also believes the company's exposures to credit cards and personal loans increases its "vulnerability to a crowding-out effect on borrowers' repayment capacity."
Susquehanna
Positive -> Neutral
downgrade
$18 -> $13
2026-06-03
Reason
Susquehanna
Price Target
$18 -> $13
2026-06-03
downgrade
Positive -> Neutral
Reason
Susquehanna downgraded Nubank to Neutral from Positive with a price target of $13, down from $18. The company's operating margins fell 760 basis points to 19.2% in Q1 due to its credit card push in Brazil and regional expansion into Mexico, the analyst tells investors in a research note. The firm believes the departure of Brazil-based CFO Guilherme Lago and the hiring of Visa's North America CEO Rob Livingston likely expedites Nu's global expansion. The company is again in a heightened investment cycle, says Susquehanna, which downgrades the shares pending better visibility. Nu's margins have been under pressure from several factors that are unlikely to ease near-term, the firm adds.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for NU
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Valuation Metrics

The current forward P/E ratio for Nu Holdings Ltd. (NU.N) is 17.67, compared to its 5-year average forward P/E of -4.50. For a more detailed relative valuation and DCF analysis to assess Nu Holdings Ltd.'s fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
-4.50
Current PE
17.67
Overvalued PE
134.43
Undervalued PE
-143.43

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
1.43
Current EV/EBITDA
3.53
Overvalued EV/EBITDA
6.53
Undervalued EV/EBITDA
-3.66

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
4.54
Current PS
2.33
Overvalued PS
7.97
Undervalued PS
1.11

Financials

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Whales Holding NU

S
Simplex Trading, LLC
Holding
NU
+78.42%
3M Return
A
Atreides Management, LP
Holding
NU
+44.18%
3M Return
W
Whale Rock Capital Management LLC
Holding
NU
+38.28%
3M Return
A
Amundi Luxembourg S.A.
Holding
NU
+27.55%
3M Return
P
Partners Group Holding AG
Holding
NU
+26.41%
3M Return
O
Optiver US LLC
Holding
NU
+23.29%
3M Return

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Frequently Asked Questions

What is Nu Holdings Ltd. (NU) stock price today?

The current price of NU is 12.71 USD — it has decreased -1.4

What is Nu Holdings Ltd. (NU)'s business?

Nu Holdings Ltd is a Brazil-based holding company, which engages in the provision of digital banking services. The Company offers its customers products across the five financial seasons: spending, saving, investing, borrowing, and protecting. Its spending solutions are designed to help customers pay for goods and services in their everyday lives with a customized credit line or instantly through a mobile phone, while collecting loyalty points and rewards on applicable transactions. Its savings solutions are designed to help customers deposit, manage, and save their money in interest-earning accounts with complementary debit cards. Its investing solutions are designed to help customers invest their money in investment products and services. Its borrowing solutions are designed to provide customers with unsecured loans that are easy to receive, manage, and pay back. Its protecting solutions are designed to help customers secure life insurance and funeral benefits.

What is the price predicton of NU Stock?

Wall Street analysts forecast NU stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for NU is18.80 USD with a low forecast of 16.00 USD and a high forecast of 22.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Nu Holdings Ltd. (NU)'s revenue for the last quarter?

Nu Holdings Ltd. revenue for the last quarter amounts to 4.85B USD, increased 52.14

What is Nu Holdings Ltd. (NU)'s earnings per share (EPS) for the last quarter?

Nu Holdings Ltd.. EPS for the last quarter amounts to 0.18 USD, increased 63.64

How many employees does Nu Holdings Ltd. (NU). have?

Nu Holdings Ltd. (NU) has 8716 emplpoyees as of June 21 2026.

What is Nu Holdings Ltd. (NU) market cap?

Today NU has the market capitalization of 61.79B USD.