Historical Valuation
Nu Holdings Ltd (NU) is now in the Fair zone, suggesting that its current forward PS ratio of 4.29 is considered Fairly compared with the five-year average of -7.23. The fair price of Nu Holdings Ltd (NU) is between 6.98 to 30.38 according to relative valuation methord.
Relative Value
Fair Zone
6.98-30.38
Current Price：17.61
Fair
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Nu Holdings Ltd (NU) has a current Price-to-Book (P/B) ratio of 7.82. Compared to its 3-year average P/B ratio of 7.15 , the current P/B ratio is approximately 9.37% higher. Relative to its 5-year average P/B ratio of 6.95, the current P/B ratio is about 12.48% higher. Nu Holdings Ltd (NU) has a Forward Free Cash Flow (FCF) yield of approximately -7.79%. Compared to its 3-year average FCF yield of -0.53%, the current FCF yield is approximately 1378.66% lower. Relative to its 5-year average FCF yield of -2.68% , the current FCF yield is about 190.24% lower.
P/B
Median3y
7.15
Median5y
6.95
FCF Yield
Median3y
-0.53
Median5y
-2.68
Competitors Valuation Multiple
AI Analysis for NU
The average P/S ratio for NU competitors is 3.31, providing a benchmark for relative valuation. Nu Holdings Ltd Corp (NU.N) exhibits a P/S ratio of 4.29, which is 29.77% above the industry average. Given its robust revenue growth of 41.06%, this premium appears sustainable.
Performance Decomposition
AI Analysis for NU
1Y
3Y
5Y
Market capitalization of NU increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of NU in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is NU currently overvalued or undervalued?
Nu Holdings Ltd (NU) is now in the Fair zone, suggesting that its current forward PS ratio of 4.29 is considered Fairly compared with the five-year average of -7.23. The fair price of Nu Holdings Ltd (NU) is between 6.98 to 30.38 according to relative valuation methord.
What is Nu Holdings Ltd (NU) fair value?
NU's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Nu Holdings Ltd (NU) is between 6.98 to 30.38 according to relative valuation methord.
How does NU's valuation metrics compare to the industry average?
The average P/S ratio for NU's competitors is 3.31, providing a benchmark for relative valuation. Nu Holdings Ltd Corp (NU) exhibits a P/S ratio of 4.29, which is 29.77% above the industry average. Given its robust revenue growth of 41.06%, this premium appears sustainable.
What is the current P/B ratio for Nu Holdings Ltd (NU) as of Jan 09 2026?
As of Jan 09 2026, Nu Holdings Ltd (NU) has a P/B ratio of 7.82. This indicates that the market values NU at 7.82 times its book value.
What is the current FCF Yield for Nu Holdings Ltd (NU) as of Jan 09 2026?
As of Jan 09 2026, Nu Holdings Ltd (NU) has a FCF Yield of -7.79%. This means that for every dollar of Nu Holdings Ltd’s market capitalization, the company generates -7.79 cents in free cash flow.
What is the current Forward P/E ratio for Nu Holdings Ltd (NU) as of Jan 09 2026?
As of Jan 09 2026, Nu Holdings Ltd (NU) has a Forward P/E ratio of 21.54. This means the market is willing to pay $21.54 for every dollar of Nu Holdings Ltd’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Nu Holdings Ltd (NU) as of Jan 09 2026?
As of Jan 09 2026, Nu Holdings Ltd (NU) has a Forward P/S ratio of 4.29. This means the market is valuing NU at $4.29 for every dollar of expected revenue over the next 12 months.