Should You Buy Nu Holdings Ltd (NU) Today? Analysis, Price Targets, and 2026 Outlook.
Analysis Updated At
2026/01/30
BUY now. Despite being technically overbought (RSI_6 ~86), NU has strong upside momentum (bullish MA stack + expanding MACD) and a fresh, high-impact catalyst (conditional OCC approval to form a U.S. national bank). With an impatient profile (not waiting for an ideal pullback), the current pre-market dip (~18.52, -1.28%) is a reasonable entry to ride the trend and catalyst-driven sentiment into the next resistance zone (around 18.71 then 19.34).
Technical Analysis
Trend remains bullish: SMA_5 > SMA_20 > SMA_200 confirms an uptrend and MACD histogram (+0.17) is positive and expanding (momentum strengthening). However, RSI_6 at ~86 signals the stock is overheated/overbought, increasing the odds of a near-term shakeout. Key levels: pivot ~17.69 (first meaningful support); near-term resistance R1 ~18.71 (close to current area) and R2 ~19.34. If price clears and holds above ~18.71, the path to ~19.34 improves; if it loses ~17.69, risk of a deeper pullback rises.
Analyst Ratings and Price Target Trends
Recent Street trend is clearly improving: multiple firms raised targets (Susquehanna $19->$22 most recently on 2026-01-27; KeyBanc $15->$19; JPMorgan $17->$18; UBS $16->$18.40), and Grupo Santander upgraded to Outperform with a $22 target. Wall Street pros: accelerating growth (Brazil improving, Mexico strong), controlled asset quality, and a credible global/U.S. expansion pathway. Cons: some analysts remain more cautious (e.g., UBS still Neutral) and the bullish thesis depends on continued asset quality + execution as the company expands.
Wall Street analysts forecast NU stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for NU is 18.8 USD with a low forecast of 16 USD and a high forecast of 22 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
Wall Street analysts forecast NU stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for NU is 18.8 USD with a low forecast of 16 USD and a high forecast of 22 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
Current: 18.760
Current: 18.760
