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KSPI Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
74.030
Open
73.310
VWAP
73.28
Vol
420.88K
Mkt Cap
13.96B
Low
72.640
Amount
30.84M
EV/EBITDA(TTM)
4.52
Total Shares
190.78M
EV
6.28T
EV/OCF(TTM)
--
P/S(TTM)
3.13
Kaspi.kz AO (Joint Stock Company Kaspi.kz), formerly Aktsionernoe obshchestvo kaspi, is a Kazakhstan-based financial technology company, which provide a range of services such as online payments, e-commerce, and digital banking. The Company operates as holding company for Kaspi Group AO and Kaspi Magazin TOO. The Company operates through two segments. Mass retail offers a wide range of products and financial services to retail customers through a network of branches, offices, and automated teller machine (ATM). These products include savings and current accounts, credit cards, car loans and commodity loans, as well as a wide range of insurance policies. Financial services for corporate, middle, and small, and other businesses segment, including deposits, overdrafts, loans and other credit services and currency exchange.
Show More

Events Timeline

(ET)
2026-03-02
07:11:00
Kaspi.kz Plans to Distribute KZT 850 Quarterly Dividend per ADS
select
2025-11-28 (ET)
2025-11-28
07:42:12
Kaspi.kz Anticipates Completing Rabobank A.S. Acquisition by Mid-2026
select
2025-11-10 (ET)
2025-11-10
07:24:28
Kaspi.kz Announces 20% Year-Over-Year Revenue Growth for Q3 2025
select
2025-08-04 (ET)
2025-08-04
07:09:11
Kaspi.kz sees FY25 net income growth around 15% year-over-year
select
2025-08-04
07:08:39
Kaspi.kz reports Q2 revenue up 20% year-over-year
select

News

seekingalpha
9.5
02-27seekingalpha
Kaspi.kz to Announce Q4 Earnings on March 2
  • Earnings Announcement Date: Kaspi.kz is set to release its Q4 2023 earnings report on March 2 before market open, with investors keenly awaiting performance insights to gauge future growth potential.
  • EPS Expectations: The consensus EPS estimate stands at $3.15, reflecting investor expectations for the company's profitability, yet it lacks strong upward momentum in revisions.
  • Revenue Forecast Analysis: The consensus revenue estimate is $2.33 billion, with one upward and one downward revision in the past three months, indicating a cautious market sentiment regarding the company's revenue growth.
  • Estimate Revision Trends: Over the last three months, EPS estimates have seen no upward revisions and two downward adjustments, suggesting a decline in analyst confidence regarding Kaspi.kz's future earnings potential.
Yahoo Finance
4.0
02-19Yahoo Finance
Kaspi.kz Stock Analysis and Rating Changes
  • Rating Adjustment: Susquehanna downgraded Joint Stock Company Kaspi.kz (NASDAQ:KSPI) from a Positive to Neutral rating and reduced the price target from $130 to $87, indicating a cautious market sentiment despite a potential upside of 17%.
  • Optimistic Outlook: Citi reaffirmed a Buy rating on January 15 with a price target of $100, reflecting long-term confidence in Kaspi.kz, even as market sentiment remains mixed.
  • Financial Report Announcement: Kaspi.kz is set to disclose its financial report on March 2, 2026, for the year ending December 31, 2025, with management emphasizing that 2025 will be an “investment year” to lay the groundwork for future growth.
  • Market Sentiment Analysis: Currently, 43% of analysts are bullish on Kaspi.kz, 43% are neutral, and 14% are bearish, with a median price target of $89.63, indicating a 20.36% upside potential and reflecting the complex views on its future performance.
Fool
5.0
02-11Fool
PayPal's CEO Change Sparks Stock Volatility
  • Executive Shakeup Impact: PayPal's CEO Alex Chris is replaced after less than two years, resulting in a nearly 20% drop in stock price following earnings reports, indicating strong market reaction to management changes that could undermine investor confidence.
  • Performance Decline Warning: While PayPal reported a 9% increase in total payment volume, a 5% drop in transactions per active account highlights challenges in user growth and profitability, potentially affecting future market competitiveness.
  • New CEO Challenges: The appointment of Enrique Lores raises concerns due to his lackluster performance at HP, leading investors to question his ability to effectively drive PayPal's transformation, which may impact the company's strategic direction.
  • Market Valuation Slump: With a current P/E ratio around 8.5, significantly below market averages, PayPal is seen as a value investment opportunity; however, investor concerns about future growth may lead to further stock price pressure.
NASDAQ.COM
5.0
02-11NASDAQ.COM
PayPal CEO Change Triggers Significant Stock Drop
  • Executive Shakeup Impact: PayPal's CEO Alex Chris is replaced after less than two years, leading to a nearly 20% drop in stock price, indicating investor unease about the company's future direction amidst challenges in the payment processing sector.
  • Performance Decline Warning: Despite a 5% drop in transaction volume over the past year, PayPal is focusing on its most profitable products, yet skepticism about new CEO Enrique Lores' capabilities has resulted in significant stock volatility.
  • Investor Confidence Eroded: PayPal's stock has fallen approximately 27% during Chris's tenure and nearly 43% from its peak, reflecting a decline in investor trust in management, particularly in a fiercely competitive market.
  • Uncertain Future Outlook: Although PayPal's current P/E ratio is just 8.5, significantly below market levels, some analysts view this as a potential value trap, while others believe there are still growth opportunities under new leadership.
NASDAQ.COM
2.0
01-06NASDAQ.COM
KSPI Stock Analysis: 52-Week Low at $70.61 and Current Trade at $83.25
  • Price Fluctuation: KSPI's 52-week low stands at $70.61, with a high of $111.45, and the current trading price at $83.25 indicates stability within this range, which may influence investor confidence and market expectations.
  • Technical Indicators: The current price of $83.25 is above the 200-day moving average, suggesting a potential upward trend in the short term, attracting the attention of technical analysts and possibly triggering more buy signals.
  • Market Sentiment: Despite fluctuations within the 52-week range, the current price reflects a degree of market support, potentially indicating investor confidence in the company's fundamentals, which could impact future investment decisions.
  • Investor Focus: As the stock price approaches its 52-week high, investors may closely monitor market dynamics to assess KSPI's future performance and potential investment opportunities.
Newsfilter
8.5
2025-11-28Newsfilter
Kaspi.kz to Acquire Rabobank's Turkish Subsidiary, Expected Closure in Mid-2026
  • Acquisition Agreement Signed: On March 27, 2025, Kaspi.kz signed a share purchase agreement with Rabobank Group to acquire its Turkish subsidiary, with the transaction expected to close in mid-2026, marking a strategic expansion into international markets.
  • Regulatory Approvals Pending: The completion of this transaction is subject to obtaining necessary regulatory approvals and satisfying all customary closing conditions, which not only affects the timeline but may also impact market confidence in Kaspi.kz in the short term.
  • Market Position Enhancement: By acquiring Rabobank A.Ş., Kaspi.kz will further solidify its market position in Turkey, enhancing its competitiveness in the e-commerce and fintech sectors, particularly in collaboration with Hepsiburada.
  • Innovation-Driven Growth: Kaspi.kz is committed to driving innovation through its two-sided Super App model, and this acquisition is expected to provide additional resources to develop digital products that meet user needs, further boosting the company's profitability and market share growth.
Wall Street analysts forecast KSPI stock price to rise
1 Analyst Rating
Wall Street analysts forecast KSPI stock price to rise
1 Buy
0 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
107.00
Averages
107.00
High
107.00
Current: 0.000
sliders
Low
107.00
Averages
107.00
High
107.00
Susquehanna
Positive -> Neutral
downgrade
$130 -> $87
AI Analysis
2026-02-02
Reason
Susquehanna
Price Target
$130 -> $87
AI Analysis
2026-02-02
downgrade
Positive -> Neutral
Reason
Susquehanna downgraded Kaspi.kz to Neutral from Positive with a price target of $87, down from $130.
JPMorgan
Reginald Smith
Neutral
downgrade
$96 -> $88
2025-12-04
Reason
JPMorgan
Reginald Smith
Price Target
$96 -> $88
2025-12-04
downgrade
Neutral
Reason
JPMorgan analyst Reginald Smith lowered the firm's price target on Kaspi.kz to $88 from $96 and keeps a Neutral rating on the shares as part of a 2026 outlook on the financial technology group. The firm sees a "soft-landing grind" in 2026 with slowing real growth for the sector, driven by a weakening labor market and the lagged tariff effects, partially offset by tax cuts.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for KSPI
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Valuation Metrics

The current forward P/E ratio for Kaspi.kz AO (KSPI.O) is 6.06, compared to its 5-year average forward P/E of 6.74. For a more detailed relative valuation and DCF analysis to assess Kaspi.kz AO's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
6.74
Current PE
6.06
Overvalued PE
9.70
Undervalued PE
3.78

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
4.43
Current EV/EBITDA
5.65
Overvalued EV/EBITDA
6.09
Undervalued EV/EBITDA
2.76

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
3.37
Current PS
1.63
Overvalued PS
4.77
Undervalued PS
1.97

Financials

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Whales Holding KSPI

M
Mondrian Investment Partners Limited
Holding
KSPI
+6.71%
3M Return
V
VR Advisory Services Ltd.
Holding
KSPI
+2.25%
3M Return
S
Southeastern Asset Management, Inc.
Holding
KSPI
-0.37%
3M Return
F
Fairtree Asset Management (Pty) Ltd
Holding
KSPI
-1.14%
3M Return
S
Sands Capital Management, LLC
Holding
KSPI
-5.19%
3M Return
C
Carrhae Capital, LLP
Holding
KSPI
-5.35%
3M Return

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Frequently Asked Questions

What is Kaspi.kz AO (KSPI) stock price today?

The current price of KSPI is 73.17 USD — it has decreased -1.22

What is Kaspi.kz AO (KSPI)'s business?

Kaspi.kz AO (Joint Stock Company Kaspi.kz), formerly Aktsionernoe obshchestvo kaspi, is a Kazakhstan-based financial technology company, which provide a range of services such as online payments, e-commerce, and digital banking. The Company operates as holding company for Kaspi Group AO and Kaspi Magazin TOO. The Company operates through two segments. Mass retail offers a wide range of products and financial services to retail customers through a network of branches, offices, and automated teller machine (ATM). These products include savings and current accounts, credit cards, car loans and commodity loans, as well as a wide range of insurance policies. Financial services for corporate, middle, and small, and other businesses segment, including deposits, overdrafts, loans and other credit services and currency exchange.

What is the price predicton of KSPI Stock?

Wall Street analysts forecast KSPI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for KSPI is107.00 USD with a low forecast of 107.00 USD and a high forecast of 107.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Kaspi.kz AO (KSPI)'s revenue for the last quarter?

Kaspi.kz AO revenue for the last quarter amounts to 617.74B USD, increased 20.66

What is Kaspi.kz AO (KSPI)'s earnings per share (EPS) for the last quarter?

Kaspi.kz AO. EPS for the last quarter amounts to 1457.68 USD, decreased -7.59

How many employees does Kaspi.kz AO (KSPI). have?

Kaspi.kz AO (KSPI) has 0 emplpoyees as of March 12 2026.

What is Kaspi.kz AO (KSPI) market cap?

Today KSPI has the market capitalization of 13.96B USD.