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KSPI Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
97.330
Open
87.010
VWAP
91.95
Vol
1.82M
Mkt Cap
17.43B
Low
86.710
Amount
167.31M
EV/EBITDA(TTM)
5.03
Total Shares
189.88M
EV
7.09T
EV/OCF(TTM)
10.52
P/S(TTM)
3.25
Kaspi.kz AO (Joint Stock Company Kaspi.kz), formerly Aktsionernoe obshchestvo kaspi, is a Kazakhstan-based financial technology company, which provide a range of services such as online payments, e-commerce, and digital banking. The Company operates as holding company for Kaspi Group AO and Kaspi Magazin TOO. The Company operates through two segments. Mass retail offers a wide range of products and financial services to retail customers through a network of branches, offices, and automated teller machine (ATM). These products include savings and current accounts, credit cards, car loans and commodity loans, as well as a wide range of insurance policies. Financial services for corporate, middle, and small, and other businesses segment, including deposits, overdrafts, loans and other credit services and currency exchange.
Show More

Events Timeline

(ET)
2026-03-02
07:11:00
Kaspi.kz Plans to Distribute KZT 850 Quarterly Dividend per ADS
select
2025-11-28 (ET)
2025-11-28
07:42:12
Kaspi.kz Anticipates Completing Rabobank A.S. Acquisition by Mid-2026
select
2025-11-10 (ET)
2025-11-10
07:24:28
Kaspi.kz Announces 20% Year-Over-Year Revenue Growth for Q3 2025
select
2025-08-04 (ET)
2025-08-04
07:09:11
Kaspi.kz sees FY25 net income growth around 15% year-over-year
select
2025-08-04
07:08:39
Kaspi.kz reports Q2 revenue up 20% year-over-year
select

News

Newsfilter
8.5
04-20Newsfilter
PinnedKaspi.kz Completes Purchase of 6 Million ADSs
  • Shareholder Structure Enhancement: Kaspi.kz announced the purchase of 6 million American Depositary Shares (ADSs) from Baring Fintech Venture Funds, which not only strengthens the company's shareholder base but also attracts strategic investors like Tencent, reflecting confidence in future growth.
  • Management Investment Confidence: The investment by Kaspi.kz's co-founder and CEO Mikheil Lomtadze, along with key management team members, demonstrates their strong belief in the company's Super App business model and long-term strategy, which is expected to further bolster the company's market leadership.
  • Market Expansion Potential: Kaspi.kz's Super App integrates services like payments, e-commerce, and fintech in Kazakhstan, achieving an impressive 77 monthly transactions per active user, highlighting its relevance in daily life and laying the groundwork for future expansion into Türkiye.
  • Strategic Investor Inclusion: The addition of investors like Spice Expeditions and U.S. Washington University endowments enhances Kaspi.kz's capital strength, which is expected to support its market expansion in Kazakhstan and Türkiye, thereby increasing the company's competitive edge.
moomoo
8.5
04-20moomoo
TENCENT PARTNERS WITH KASPI.KZ CO-FOUNDER MIKHEIL LOMTADZE AND U.S. INSTITUTIONAL INVESTORS FOR INVESTMENT
  • Investment Announcement: TENCENT has made a significant investment in KASPI, a company co-founded by CEO MIKHEIL LOMTADZE.

  • Focus on Long-term Growth: The investment is aimed at fostering long-term growth and development within the U.S. institutional investor landscape.

Newsfilter
9.5
04-13Newsfilter
Kaspi.kz to Report Q1 Financial Results on May 11
  • Earnings Release Schedule: Kaspi.kz will report its Q1 financial results for the period ending March 31, 2026, on May 11, 2026, with a conference call at 8:00 AM EST to discuss performance, aiming to enhance investor understanding of the company's financial health.
  • User Base Growth: The company's Super App serves over 25 million consumers and 900,000 merchants, showcasing its strong influence in Kazakhstan and Türkiye, further solidifying its leadership in the digital economy.
  • Transaction Frequency Increase: With 77 monthly transactions per active user, the high engagement level indicates strong reliance on the diverse services offered by Kaspi.kz, which helps maintain its competitive edge in a crowded market.
  • Strategic Investment Expansion: Kaspi.kz holds an 86% stake in Hepsiburada in Türkiye, further extending its influence in the e-commerce sector, which is expected to provide robust support for future revenue growth.
Fool
6.5
03-21Fool
Brightlight Capital Reduces Stake in Hilton Grand Vacations
  • Stake Reduction Impact: Brightlight Capital Management disclosed in a February 17, 2026 SEC filing that it reduced its stake in Hilton Grand Vacations by 79,500 shares, resulting in a $2.43 million decrease in quarter-end position value, indicating a cautious outlook on the company's future performance.
  • Ownership Ratio Change: Following this transaction, Brightlight's stake in Hilton Grand Vacations now represents 9.65%, which may affect market confidence in the company, especially as its primary revenue source from vacation ownership sales faces challenges.
  • Financial Overview: As of February 13, 2026, Hilton Grand Vacations' stock price was $46.22, reflecting a 9.3% increase over the past year, yet underperforming the S&P 500 by 2.5 percentage points, indicating relative weakness in the market that could influence investor decisions.
  • Investor Considerations: Hilton Grand Vacations relies heavily on vacation ownership sales and resort operations for revenue; while it has stable recurring income, it still faces consumer credit risk, prompting investors to monitor market demand and credit conditions' impact on sales and profitability.
NASDAQ.COM
6.5
03-21NASDAQ.COM
Brightlight Capital Reduces Stake in Hilton Grand Vacations
  • Share Reduction Details: Brightlight Capital Management disclosed in an SEC filing dated February 17, 2026, that it sold 79,500 shares of Hilton Grand Vacations, resulting in a $2.43 million decline in quarter-end position value, reflecting both trading activity and stock price movements.
  • Holding Proportion Change: Following this transaction, Brightlight's stake decreased to 303,200 shares valued at $13.57 million, representing 9.65% of its assets under management, which places it outside the fund's top five holdings, indicating a strategic shift in investment focus.
  • Market Performance Analysis: As of February 13, 2026, Hilton Grand Vacations' stock was priced at $46.22, up 9.3% over the past year, yet underperformed the S&P 500 by 2.5 percentage points, reflecting a potential decline in market confidence towards the company.
  • Business Model and Risks: Hilton Grand Vacations relies on revenue from timeshare sales and club management, with approximately 333,000 members; however, its performance is highly dependent on consumer demand and credit risk, suggesting that economic fluctuations could significantly impact profitability.
seekingalpha
9.5
02-27seekingalpha
Kaspi.kz to Announce Q4 Earnings on March 2
  • Earnings Announcement Date: Kaspi.kz is set to release its Q4 2023 earnings report on March 2 before market open, with investors keenly awaiting performance insights to gauge future growth potential.
  • EPS Expectations: The consensus EPS estimate stands at $3.15, reflecting investor expectations for the company's profitability, yet it lacks strong upward momentum in revisions.
  • Revenue Forecast Analysis: The consensus revenue estimate is $2.33 billion, with one upward and one downward revision in the past three months, indicating a cautious market sentiment regarding the company's revenue growth.
  • Estimate Revision Trends: Over the last three months, EPS estimates have seen no upward revisions and two downward adjustments, suggesting a decline in analyst confidence regarding Kaspi.kz's future earnings potential.
Wall Street analysts forecast KSPI stock price to rise
1 Analyst Rating
Wall Street analysts forecast KSPI stock price to rise
1 Buy
0 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
107.00
Averages
107.00
High
107.00
Current: 0.000
sliders
Low
107.00
Averages
107.00
High
107.00
Susquehanna
Positive -> Neutral
downgrade
$130 -> $87
AI Analysis
2026-02-02
Reason
Susquehanna
Price Target
$130 -> $87
AI Analysis
2026-02-02
downgrade
Positive -> Neutral
Reason
Susquehanna downgraded Kaspi.kz to Neutral from Positive with a price target of $87, down from $130.
JPMorgan
Reginald Smith
Neutral
downgrade
$96 -> $88
2025-12-04
Reason
JPMorgan
Reginald Smith
Price Target
$96 -> $88
2025-12-04
downgrade
Neutral
Reason
JPMorgan analyst Reginald Smith lowered the firm's price target on Kaspi.kz to $88 from $96 and keeps a Neutral rating on the shares as part of a 2026 outlook on the financial technology group. The firm sees a "soft-landing grind" in 2026 with slowing real growth for the sector, driven by a weakening labor market and the lagged tariff effects, partially offset by tax cuts.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for KSPI
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Valuation Metrics

The current forward P/E ratio for Kaspi.kz AO (KSPI.O) is 0.00, compared to its 5-year average forward P/E of 6.78. For a more detailed relative valuation and DCF analysis to assess Kaspi.kz AO's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
6.78
Current PE
0.00
Overvalued PE
9.71
Undervalued PE
3.85

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
3.99
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
6.04
Undervalued EV/EBITDA
1.95

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.96
Current PS
0.00
Overvalued PS
4.65
Undervalued PS
1.26

Financials

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Whales Holding KSPI

M
Mondrian Investment Partners Limited
Holding
KSPI
+7.16%
3M Return
S
Sands Capital Management, LLC
Holding
KSPI
+2.67%
3M Return
S
Southeastern Asset Management, Inc.
Holding
KSPI
+0.16%
3M Return
F
First Beijing Investment Ltd.
Holding
KSPI
+0.08%
3M Return
M
Magallanes Value Investors, S.A., SGIIC
Holding
KSPI
-0.22%
3M Return
C
Carrhae Capital, LLP
Holding
KSPI
-1.69%
3M Return

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Frequently Asked Questions

What is Kaspi.kz AO (KSPI) stock price today?

The current price of KSPI is 91.81 USD — it has increased 8.13

What is Kaspi.kz AO (KSPI)'s business?

Kaspi.kz AO (Joint Stock Company Kaspi.kz), formerly Aktsionernoe obshchestvo kaspi, is a Kazakhstan-based financial technology company, which provide a range of services such as online payments, e-commerce, and digital banking. The Company operates as holding company for Kaspi Group AO and Kaspi Magazin TOO. The Company operates through two segments. Mass retail offers a wide range of products and financial services to retail customers through a network of branches, offices, and automated teller machine (ATM). These products include savings and current accounts, credit cards, car loans and commodity loans, as well as a wide range of insurance policies. Financial services for corporate, middle, and small, and other businesses segment, including deposits, overdrafts, loans and other credit services and currency exchange.

What is the price predicton of KSPI Stock?

Wall Street analysts forecast KSPI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for KSPI is107.00 USD with a low forecast of 107.00 USD and a high forecast of 107.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Kaspi.kz AO (KSPI)'s revenue for the last quarter?

Kaspi.kz AO revenue for the last quarter amounts to 618.89B USD, increased 20.89

What is Kaspi.kz AO (KSPI)'s earnings per share (EPS) for the last quarter?

Kaspi.kz AO. EPS for the last quarter amounts to 1469.36 USD, decreased -6.85

How many employees does Kaspi.kz AO (KSPI). have?

Kaspi.kz AO (KSPI) has 0 emplpoyees as of April 21 2026.

What is Kaspi.kz AO (KSPI) market cap?

Today KSPI has the market capitalization of 17.43B USD.