Loading...

Intellectia LogoIntellectia
AI Trading Bot
Features
Markets
News
Resources
Pricing
Get Started
  1. Home
  2. Stock
  3. AFRM
AFRM logo

AFRM Overview

-
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
an image of Intellectia Logoan image of Intellectia

Most Trusted AI Platform for Winning Trades

TwitterYoutubeQuoraDiscordLinkedinTelegram

Copyright © 2026 Intellectia.AI. All Rights Reserved.

Company

  • Home
  • Contact
  • About Us
  • Press
  • Privacy
  • Terms of Service
  • Service Terms of Use

Resources

  • Blog
  • Tutorial
  • Help Center
  • Affiliate Program

Markets

  • Market Analysis
  • Crypto
  • Featured Screeners
  • AI Earnings Calendar
  • Market Movers
  • Stock Monitor
  • Economic Calendar
  • All US Stocks
  • All Cryptos

Tools

  • Dividend Calculator
  • Dividend Yield Calculator
  • Options Profit Calculator

Features

  • QuantAI Alpha Pick
  • SwingMax Portfolio
  • Swing Trading
  • AI Stock Picker
  • Whales Auto Tracker
  • Daytrading Center
  • Patterns Detection
  • AI Screener
  • Financial AI Agent
  • Backtesting Playground
  • AI Earnings Prediction
  • Stock Monitor
  • Technical Analysis

News

  • Overview
  • Top News
  • Daily Market Brief
  • Earnings Analysis
  • Newswire
  • Stock News
  • Crypto News
  • Institution News
  • Congress News
  • Monitor News

Compare

  • TradingView
  • SeekingAlpha
Intellectia

Loading chart...

High
44.560
Open
44.060
VWAP
44.15
Vol
1.07M
Mkt Cap
14.33B
Low
43.630
Amount
47.47M
EV/EBITDA(TTM)
23.44
Total Shares
333.11M
EV
21.82B
EV/OCF(TTM)
26.18
P/S(TTM)
4.17
Affirm Holdings, Inc. provides consumers with an alternative to traditional payment options. The Company is engaged in building a payment network. Its platform comprises three core elements: point-of-sale payment solutions for consumers, merchant commerce solutions, and a consumer-focused app. Its Affirm App and Website provide tailored offers from merchants based on consumers' preferences. Consumers can apply at affirm.com or via the Affirm App and, upon approval, receive a single-use virtual card to use online or in-store. Its Affirm Card allows consumers to link a bank account to pay in full, or apply to pay overtime through the Affirm App. It offers users an in-app post-purchase feature that allows them to instantly apply to convert any eligible debit transaction into an installment loan. Through the Affirm app and in partnership with Cross River Bank, it offers a savings account, with no minimum deposit requirements or fees.
Show More

Events Timeline

(ET)
2026-03-03
09:10:00
Stripe Expands Shared Payment Token Support for Multiple Payment Methods
select
link
2026-02-23 (ET)
2026-02-23
12:20:00
New York State Issues BNPL Regulatory Rules
select
link

News

Marketbeat
6.5
03-29Marketbeat
Affirm: Stability or Increased Uncertainty on the Horizon?
  • Company Overview: Affirm Holdings is a key player in the buy-now-pay-later (BNPL) sector, reporting significant growth in gross merchandise volume, revenue, and net income in its recent quarterly results.

  • Financial Performance: The company achieved a gross merchandise volume of $13.8 billion, a 36% increase year-over-year, with revenue climbing 30% to $1.12 billion and net income rising 61% to $130 million.

  • Market Position and Risks: Despite strong financials, analysts express caution due to potential credit risks and competition from established players like PayPal and Klarna, as well as rising delinquency rates in the credit market.

  • Investment Outlook: Affirm is seen as a high-risk, high-reward investment, with analysts generally bullish on its growth potential, but investors are advised to be wary of associated risks before investing.

Fool
2.0
03-27Fool
Financial Stocks Struggle, Consumer Finance Takes Major Hit
  • Consumer Finance Decline: Year-to-date, consumer finance stocks have plummeted by 21%, with Robinhood, Affirm, and SoFi down 39%, 40%, and 38% respectively, reflecting investor concerns over economic slowdown and rising credit risks, leading to a valuation correction for these previously high-performing stocks in 2025.
  • Payment Processor Advantage: Visa and Mastercard, as the largest payment processors in the U.S., account for 76% of credit card transaction volume and 69% of cards in circulation, and due to their lack of credit risk exposure, they maintain stable cash flows during economic downturns, with expectations of double-digit earnings growth in 2026.
  • Market Dominance: S&P Global and Moody's control 80% of the credit rating market, and with its strong positions in market intelligence and indexing, S&P Global has historically performed well under various market conditions, with a projected 5% increase in credit issuance in 2026.
  • Analyst Optimism: 93% of analysts rate Mastercard and S&P Global as
NASDAQ.COM
2.0
03-27NASDAQ.COM
Financial Stocks Decline, Visa and Mastercard Stand Out
  • Overall Financial Sector Decline: Financial stocks have dropped approximately 10% year-to-date, with consumer finance stocks suffering the most, down 21%, significantly impacting the entire financial sector.
  • Visa and Mastercard's Market Position: As the largest payment processors in the U.S., Visa and Mastercard account for 76% of credit card purchase volume and 69% of all cards in circulation, and their lack of credit risk allows them to perform relatively well during economic downturns.
  • Analyst Optimism for Visa and Mastercard: With 93% of analysts rating Mastercard as a 'buy' with a price target of $669, indicating a 34% upside, and 92% rating Visa with a target of $408, also suggesting a 34% potential gain, both companies are viewed favorably.
  • S&P Global's Resilient Performance: As a dominant player in the credit ratings market, S&P Global, alongside Moody's, controls 80% of the market share, with a projected 5% increase in credit issuance in 2026, and its status as a Dividend King with 53 consecutive years of dividend increases underscores its financial strength.
CNBC
7.5
03-20CNBC
OpenAI Shifts E-commerce Strategy, Abandoning Instant Checkout
  • Strategic Shift: OpenAI has decided to abandon its Instant Checkout feature in favor of developing dedicated apps with retailers, aiming to enhance user experience and give retailers more control over the transaction process to better compete in the e-commerce landscape.
  • User Experience Challenges: Analysts noted that OpenAI underestimated the complexities of enabling transactions, leading to errors in the Instant Checkout feature, with only about 30 Shopify merchants participating, highlighting the difficulties in technical implementation.
  • Market Response: Walmart's data indicates that conversion rates for products sold directly in ChatGPT are three times lower than those that redirect users to retailer websites for checkout, suggesting that users prefer completing purchases on retailer sites, impacting OpenAI's e-commerce potential.
  • Future Outlook: Despite the challenges faced by OpenAI, analysts believe that AI shopping is still in its early stages, with the potential to attract more retailer investments, especially through new apps that enhance the shopping experience.
Fool
2.0
03-19Fool
Lenders Alarmed by Rising Borrower Default Rates
  • Rising Default Rates: The increase in borrower default rates has raised significant concerns among lenders, which is expected to negatively impact the stability of the credit market and may lead to tighter lending conditions.
  • Market Reaction: As of the afternoon of March 16, 2026, stock prices related to lending institutions have already been affected, reflecting investor anxiety over future credit risks, potentially resulting in higher financing costs.
  • Credit Policy Reevaluation: Lenders may need to reassess their credit policies in response to the rising default risks, which could affect borrowers' access to financing and overall market liquidity.
  • Economic Uncertainty: The rise in borrower default rates may signal signs of economic slowdown, prompting lenders to closely monitor macroeconomic indicators to formulate appropriate risk management strategies.
NASDAQ.COM
6.5
03-19NASDAQ.COM
Concerns Rise Over Increasing Borrower Default Rates
  • Borrower Default Risk: Lenders are increasingly concerned about rising borrower default rates, which could lead to tighter credit conditions and negatively impact overall economic growth.
  • AI and Wealth Creation: The debate over whether AI can create the world's first trillionaire is intensifying, attracting investor interest while cautioning against potential technology bubbles.
  • Unique Company Report: A new report highlights a company dubbed an 'Indispensable Monopoly' that provides critical technology needed by Nvidia and Intel, potentially reshaping market dynamics and enhancing the competitiveness of these firms.
  • Investment Recommendations: While The Motley Fool's analyst team has identified 10 stocks with high return potential, Affirm was not included, prompting investors to carefully assess its future performance against market trends.
Wall Street analysts forecast AFRM stock price to rise
22 Analyst Rating
Wall Street analysts forecast AFRM stock price to rise
17 Buy
5 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
65.00
Averages
87.72
High
107.00
Current: 0.000
sliders
Low
65.00
Averages
87.72
High
107.00
TD Cowen
Buy
to
Buy
downgrade
$95 -> $80
AI Analysis
2026-03-31
New
Reason
TD Cowen
Price Target
$95 -> $80
AI Analysis
2026-03-31
New
downgrade
Buy
to
Buy
Reason
TD Cowen lowered the firm's price target on Affirm to $80 from $95 and keeps a Buy rating on the shares. The firm adjusted price targets in the consumer finance group as part of a Q1 preview. Macro environment uncertainty has increased due to concerns about AI on employment and geopolitics, the analyst tells investors in a research note. TD believes higher gas prices will be a headwind to low-income consumers. Competition has remained elevated in auto lending, adds the firm. Its top picks are Capital One (COF), SLM (SLM) and Affirm (AFRM).
BofA
Matthew O'Neill
initiated
$82
2026-03-05
Reason
BofA
Matthew O'Neill
Price Target
$82
2026-03-05
initiated
Reason
BofA analyst Matthew O'Neill reinstated coverage of Affirm with a Buy rating and $82 price target.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for AFRM
Unlock Now

Valuation Metrics

The current forward P/E ratio for Affirm Holdings Inc (AFRM.O) is 22.63, compared to its 5-year average forward P/E of -23.84. For a more detailed relative valuation and DCF analysis to assess Affirm Holdings Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
-23.84
Current PE
22.63
Overvalued PE
73.29
Undervalued PE
-120.96

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
-19.83
Current EV/EBITDA
27.65
Overvalued EV/EBITDA
106.34
Undervalued EV/EBITDA
-146.01

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
6.82
Current PS
5.71
Overvalued PS
13.06
Undervalued PS
0.57

Financials

AI Analysis
Annual
Quarterly

Related Community Screener

us stocks and ETFs
Intellectia · 56 candidates
Region: USPrice: $10.00 - $150.00Beta: HighRiskList Exchange: XNYS, XNAS, XASEMin5 Price Change Pct: $0.40 - $2.50Monthly Average Dollar Volume: >= 5,000,000
Ticker
Name
Market Cap$
top bottom
MRVL logo
MRVL
Marvell Technology Inc
79.99B
SHOP logo
SHOP
Shopify Inc
165.07B
ONDS logo
ONDS
Ondas Inc
4.73B
B logo
B
Barrick Mining Corp
72.21B
RBLX logo
RBLX
Roblox Corp
41.93B
MRNA logo
MRNA
Moderna Inc
21.05B
What is the number one earner today?
Intellectia · 24 candidates
Market Cap: >= 10.00BPrice: >= $5.00Volume: >= 2,000,000Price Change Pct: >= $5.00List Exchange: XNYS, XNAS, XASE
Ticker
Name
Market Cap$
top bottom
COIN logo
COIN
Coinbase Global Inc
48.16B
MSTR logo
MSTR
Strategy Inc
44.28B
IREN logo
IREN
IREN Ltd
12.89B
ASTS logo
ASTS
AST SpaceMobile Inc
35.41B
NBIS logo
NBIS
Nebius Group NV
21.96B
MRNA logo
MRNA
Moderna Inc
19.68B
cash app stocks to invest in
Intellectia · 20 candidates
Market Cap: >= 500.00MRevenue Ttm: >= 250.00MEps Ttm: >= 0
Ticker
Name
Market Cap$
top bottom
INTU logo
INTU
Intuit Inc
146.07B
HOOD logo
HOOD
Robinhood Markets Inc
95.24B
COIN logo
COIN
Coinbase Global Inc
61.19B
RKT logo
RKT
Rocket Companies Inc
59.75B
FIS logo
FIS
Fidelity National Information Services Inc
31.37B
AFRM logo
AFRM
Affirm Holdings Inc
23.69B
what are some stocks to buy if btc goes up
Intellectia · 17 candidates
Market Cap: >= 500.00MBeta: HighRiskWeekly Average Turnover: >= 1,000,000
Ticker
Name
Market Cap$
top bottom
INTU logo
INTU
Intuit Inc
146.07B
HOOD logo
HOOD
Robinhood Markets Inc
95.24B
COIN logo
COIN
Coinbase Global Inc
61.19B
SOFI logo
SOFI
SoFi Technologies Inc
32.32B
AFRM logo
AFRM
Affirm Holdings Inc
23.69B
IREN logo
IREN
IREN Ltd
17.59B
best cashapp stocks to buy
Intellectia · 5 candidates
Market Cap: >= 5.00BNet Margin: >= 0.00Annual Revenue Yoy Growth: >= 5.0%
Ticker
Name
Market Cap$
top bottom
V logo
V
Visa Inc
625.80B
MA logo
MA
Mastercard Inc
473.76B
AXP logo
AXP
American Express Co
247.72B
PYPL logo
PYPL
PayPal Holdings Inc
52.29B
AFRM logo
AFRM
Affirm Holdings Inc
23.69B

Whales Holding AFRM

P
Pacific Heights Asset Management, LLC
Holding
AFRM
+1.45%
3M Return
G
GIC Private Limited
Holding
AFRM
-2.91%
3M Return
A
Atreides Management, LP
Holding
AFRM
-3.46%
3M Return
T
Tremblant Capital Group
Holding
AFRM
-6.88%
3M Return
I
Ilex Capital Partners (Uk) LLP
Holding
AFRM
-7.84%
3M Return
N
NZS Capital, LLC
Holding
AFRM
-7.86%
3M Return

Trading Trends

    Insider
    Hedge Fund
    Congress Trading

People Also Watch

Frequently Asked Questions

What is Affirm Holdings Inc (AFRM) stock price today?

The current price of AFRM is 44.26 USD — it has increased 2.86

What is Affirm Holdings Inc (AFRM)'s business?

Affirm Holdings, Inc. provides consumers with an alternative to traditional payment options. The Company is engaged in building a payment network. Its platform comprises three core elements: point-of-sale payment solutions for consumers, merchant commerce solutions, and a consumer-focused app. Its Affirm App and Website provide tailored offers from merchants based on consumers' preferences. Consumers can apply at affirm.com or via the Affirm App and, upon approval, receive a single-use virtual card to use online or in-store. Its Affirm Card allows consumers to link a bank account to pay in full, or apply to pay overtime through the Affirm App. It offers users an in-app post-purchase feature that allows them to instantly apply to convert any eligible debit transaction into an installment loan. Through the Affirm app and in partnership with Cross River Bank, it offers a savings account, with no minimum deposit requirements or fees.

What is the price predicton of AFRM Stock?

Wall Street analysts forecast AFRM stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for AFRM is87.72 USD with a low forecast of 65.00 USD and a high forecast of 107.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Affirm Holdings Inc (AFRM)'s revenue for the last quarter?

Affirm Holdings Inc revenue for the last quarter amounts to 933.34M USD, increased 33.62

What is Affirm Holdings Inc (AFRM)'s earnings per share (EPS) for the last quarter?

Affirm Holdings Inc. EPS for the last quarter amounts to 0.23 USD, decreased -174.19

How many employees does Affirm Holdings Inc (AFRM). have?

Affirm Holdings Inc (AFRM) has 2206 emplpoyees as of March 31 2026.

What is Affirm Holdings Inc (AFRM) market cap?

Today AFRM has the market capitalization of 14.33B USD.