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AFRM Overview

-
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
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Intellectia

Loading chart...

High
67.150
Open
64.350
VWAP
66.13
Vol
5.79M
Mkt Cap
22.34B
Low
64.180
Amount
383.08M
EV/EBITDA(TTM)
31.12
Total Shares
333.11M
EV
28.97B
EV/OCF(TTM)
34.76
P/S(TTM)
6.26
Affirm Holdings, Inc. provides consumers with an alternative to traditional payment options. The Company is engaged in building a payment network. Its platform comprises three core elements: point-of-sale payment solutions for consumers, merchant commerce solutions, and a consumer-focused app. Its Affirm App and Website provide tailored offers from merchants based on consumers' preferences. Consumers can apply at affirm.com or via the Affirm App and, upon approval, receive a single-use virtual card to use online or in-store. Its Affirm Card allows consumers to link a bank account to pay in full, or apply to pay overtime through the Affirm App. It offers users an in-app post-purchase feature that allows them to instantly apply to convert any eligible debit transaction into an installment loan. Through the Affirm app and in partnership with Cross River Bank, it offers a savings account, with no minimum deposit requirements or fees.
Show More

Events Timeline

(ET)
2026-04-17
08:50:00
U.S. Stock Futures Rise as Trump Says Iran War Should End Soon
select
2026-03-03 (ET)
2026-03-03
09:10:00
Stripe Expands Shared Payment Token Support for Multiple Payment Methods
select
link

News

NASDAQ.COM
8.0
04-17NASDAQ.COM
Circle Internet Group Sees Surge in Options Trading Volume
  • Surge in Options Volume: Circle Internet Group Inc Class A (CRCL) recorded an options trading volume of 179,848 contracts today, equivalent to approximately 18 million shares, which represents a significant 111.4% of its average daily trading volume over the past month, indicating strong market interest.
  • High Strike Activity: Notably, the $110 strike call option expiring on April 17, 2026, saw 26,772 contracts traded today, representing about 2.7 million underlying shares, suggesting a heightened investor expectation for future price increases.
  • Affirm Holdings Options Activity: In parallel, Affirm Holdings Inc (AFRM) has seen an options trading volume of 49,241 contracts today, translating to approximately 4.9 million shares, which is 101.9% of its average daily trading volume over the past month, reflecting ongoing market interest in the company.
  • Bullish Call Trends: Specifically, the $75 strike call option expiring on May 15, 2026, has recorded a trading volume of 6,111 contracts today, equivalent to about 611,100 shares, indicating a bullish sentiment among investors regarding AFRM's future performance.
stocktwits
6.5
04-17stocktwits
Morgan Stanley Bullish on Affirm Holdings' Growth Potential
  • Earnings Guidance Revisions: Morgan Stanley anticipates that Affirm will update its projections for gross merchandise volume, profitability, and earnings per share at the upcoming Investor Forum, potentially boosting market confidence in its future growth trajectory.
  • Price Target Increase: The firm reiterated its ‘Overweight’ rating on Affirm and set a price target of $76, implying a 26% upside from Thursday's closing price, indicating strong bullish sentiment towards the stock.
  • Sentiment Shift: Driven by high message volume, retail sentiment around Affirm shifted from ‘bullish’ to ‘extremely bullish’, reflecting investor optimism about its future performance, with the stock rising over 6% on Friday afternoon.
  • Credit Concerns Overstated: Despite heightened market anxiety regarding private credit exposure, Morgan Stanley believes these fears are exaggerated, as stable asset-backed securities spreads indicate healthy demand and continued access to funding in capital markets.
CNBC
4.5
04-17CNBC
Market Surges as Strait of Hormuz Opens to Commercial Traffic
  • Market Surge: The stock market surged on Friday after Iran announced the Strait of Hormuz is open to all commercial traffic, leading to a 14% drop in oil prices, with WTI trading above $80 per barrel, reflecting optimism about economic recovery.
  • Transportation and Industrials Rally: Lower oil prices lifted transportation and industrial stocks, with Boeing shares rising over 3% and both Honeywell and GE Vernova increasing by 2%, indicating a resurgence of confidence in these sectors.
  • Apple's Recognition: Bank of America analysts named Apple a 'high-quality' stock, noting its resilience against AI volatility and progress in on-device AI capabilities, suggesting investors will refocus on Apple's strong sales in China.
  • Trade Alert Mechanism: Subscribers to the CNBC Investing Club receive trade alerts before Jim executes trades, with a 45-minute wait period post-alert to ensure transparency and strategic execution.
CNBC
2.0
04-17CNBC
Energy Stocks Plummet While Travel Stocks Rally
  • Energy Stocks Plummet: Energy stocks fell sharply as oil prices dropped over 12% after Iran opened the Strait of Hormuz during the ceasefire between Israel and Lebanon, with APA Corporation down more than 9% and Valero Energy falling over 8.5%, negatively impacting overall confidence in the energy sector.
  • Travel Stocks Rally: Following Iran's announcement to open the Strait of Hormuz for commercial shipping, Royal Caribbean surged 9.7%, United Airlines jumped over 9%, and Expedia gained 5%, reflecting optimistic market sentiment regarding travel recovery.
  • Critical Metals Surge: Greenland's government approved the transfer of a 50.5% interest in Tanbreez Mining to Critical Metals, increasing its stake in the rare earths mine to 92.5%, which propelled the company's shares up over 40%, highlighting the strategic importance of rare earth resources.
  • Netflix Disappoints: Streaming giant Netflix saw its stock drop 9% as it projected second-quarter earnings of 78 cents per share, missing the 84 cents forecast by analysts, compounded by co-founder Reed Hastings' announcement to leave the board in June, further dampening investor confidence.
seekingalpha
2.0
04-17seekingalpha
Affirm Holdings Stock Surges 8.6% After Morgan Stanley Top Pick Designation
  • Stock Surge: Affirm Holdings (AFRM) stock surged 8.6% in Friday morning trading, primarily driven by Morgan Stanley naming it a top pick in the consumer finance sector, reflecting market confidence in its future performance.
  • Market Environment Improvement: News of Iran opening the Strait of Hormuz may buoy fintech and consumer finance stocks, as lower gasoline prices could free up cash for consumers, enhancing their confidence to spend and borrow.
  • Analyst Rating: Morgan Stanley analyst James Faucette assigned an overweight rating to Affirm (AFRM), citing prospects for upward earnings estimate revisions and easing private credit fears, indicating a particularly attractive investment setup for the next six months.
  • Industry Trends: Other fintech stocks rising alongside Affirm include Robinhood (+6.3%), SoFi (+5.3%), and LendingClub (+5.8%), suggesting a growing optimism across the entire sector as market conditions improve.
CNBC
6.0
04-17CNBC
Morgan Stanley Optimistic on Affirm's Future Prospects
  • Upward Growth Revisions: Morgan Stanley has named Affirm as its top pick, projecting upward revisions to growth estimates with a price target of $76, indicating a 26% upside from Thursday's close, reflecting strong market confidence in its future performance.
  • Investor Day Catalyst: Affirm is set to hold its Investor Day in May, which is expected to raise targets for gross merchandise value (GMV), margins, and earnings per share (EPS), further enhancing market expectations for its growth potential.
  • Overblown Market Fears: While investors have expressed concerns about Affirm's links to private credit, Morgan Stanley believes these fears are exaggerated, as Affirm's asset-backed securities (ABS) spreads remain stable, indicating strong forward demand.
  • Attractive Valuation: Morgan Stanley highlights that Affirm's valuation remains compelling, with expectations to raise several estimates linked to its financial outlook, driving up shares in line with Wall Street consensus, where 23 out of 31 analysts rate the stock as a buy or strong buy.
Wall Street analysts forecast AFRM stock price to rise
22 Analyst Rating
Wall Street analysts forecast AFRM stock price to rise
17 Buy
5 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
65.00
Averages
87.72
High
107.00
Current: 0.000
sliders
Low
65.00
Averages
87.72
High
107.00
Morgan Stanley
James Faucette
Overweight
maintain
$76
AI Analysis
2026-04-17
New
Reason
Morgan Stanley
James Faucette
Price Target
$76
AI Analysis
2026-04-17
New
maintain
Overweight
Reason
Morgan Stanley analyst James Faucette named Affirm as the analyst's Top Pick, citing upward estimate revision potential, "overdone" private credit fears, and a strong catalyst path. The upcoming investor forum in May "could be a major catalyst," with the company likely to raise GMV, margin and EPS targets, adds the analyst, who has an Overweight rating and $76 price target on Affirm shares.
Citizens
Outperform
to
NULL
downgrade
$105 -> $85
2026-04-17
New
Reason
Citizens
Price Target
$105 -> $85
2026-04-17
New
downgrade
Outperform
to
NULL
Reason
Citizens lowered the firm's price target on Affirm to $85 from $105 and keeps an Outperform rating on the shares. After benefiting from strong tailwinds in 2025, the Consumer Finance and FinTech sector now faces multiple macro headwinds, including geopolitical risks, inflation concerns, and uncertainty around credit and labor markets, the analyst tells investors in a research note. Despite this, consumer resilience has held up into mid-2Q26, and management commentary is expected to remain broadly consistent with prior trends, the firm says.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for AFRM
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Valuation Metrics

The current forward P/E ratio for Affirm Holdings Inc (AFRM.O) is 34.84, compared to its 5-year average forward P/E of -19.77. For a more detailed relative valuation and DCF analysis to assess Affirm Holdings Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
-19.77
Current PE
34.84
Overvalued PE
75.63
Undervalued PE
-115.17

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
-16.40
Current EV/EBITDA
40.79
Overvalued EV/EBITDA
106.91
Undervalued EV/EBITDA
-139.72

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
6.53
Current PS
3.91
Overvalued PS
12.58
Undervalued PS
0.47

Financials

AI Analysis
Annual
Quarterly

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Whales Holding AFRM

D
Durable Capital Partners, LP
Holding
AFRM
+61.13%
3M Return
F
Foxhaven Asset Management, LP
Holding
AFRM
+32.11%
3M Return
P
Pacific Heights Asset Management, LLC
Holding
AFRM
+9.13%
3M Return
J
Jericho Capital Asset Management L.P.
Holding
AFRM
+8.49%
3M Return
T
Tremblant Capital Group
Holding
AFRM
+8.20%
3M Return
B
Ballentine Partners, LLC
Holding
AFRM
+7.11%
3M Return

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Frequently Asked Questions

What is Affirm Holdings Inc (AFRM) stock price today?

The current price of AFRM is 67.06 USD — it has increased 3.97

What is Affirm Holdings Inc (AFRM)'s business?

Affirm Holdings, Inc. provides consumers with an alternative to traditional payment options. The Company is engaged in building a payment network. Its platform comprises three core elements: point-of-sale payment solutions for consumers, merchant commerce solutions, and a consumer-focused app. Its Affirm App and Website provide tailored offers from merchants based on consumers' preferences. Consumers can apply at affirm.com or via the Affirm App and, upon approval, receive a single-use virtual card to use online or in-store. Its Affirm Card allows consumers to link a bank account to pay in full, or apply to pay overtime through the Affirm App. It offers users an in-app post-purchase feature that allows them to instantly apply to convert any eligible debit transaction into an installment loan. Through the Affirm app and in partnership with Cross River Bank, it offers a savings account, with no minimum deposit requirements or fees.

What is the price predicton of AFRM Stock?

Wall Street analysts forecast AFRM stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for AFRM is87.72 USD with a low forecast of 65.00 USD and a high forecast of 107.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Affirm Holdings Inc (AFRM)'s revenue for the last quarter?

Affirm Holdings Inc revenue for the last quarter amounts to 933.34M USD, increased 33.62

What is Affirm Holdings Inc (AFRM)'s earnings per share (EPS) for the last quarter?

Affirm Holdings Inc. EPS for the last quarter amounts to 0.23 USD, decreased -174.19

How many employees does Affirm Holdings Inc (AFRM). have?

Affirm Holdings Inc (AFRM) has 2206 emplpoyees as of April 20 2026.

What is Affirm Holdings Inc (AFRM) market cap?

Today AFRM has the market capitalization of 22.34B USD.