AFRM Earnings Prediction
The chart below shows how AFRM performed 10 days before and after its earnings report, based on data from the past quarters. Typically, AFRM sees a -6.95% change in stock price 10 days leading up to the earnings, and a +11.13% change 10 days following the report. On the earnings day itself, the stock moves by -1.67%. This data can give you a slight idea of what to expect for the next quarter's release.
AFRM Key Earning Data
AFRM Earnings Analysis
Positive
Earnings Per Share Beat: Affirm Holdings, Inc. reported an EPS of $0.23, significantly beating expectations of $-0.21, indicating strong financial performance.
Revenue Increase and Growth: The company achieved a notable increase in revenue, reflecting robust growth in its core business operations.
Accelerated Customer Growth: Customer growth accelerated, with a substantial increase in active users compared to the previous quarter, showcasing strong market demand.
Expense Management Success: Operating expenses were effectively managed, resulting in improved operating margins and overall profitability for the quarter.
Product Development Success: Affirm's strategic initiatives in product development have led to the successful launch of new features, enhancing customer engagement and satisfaction.
Negative
Net Loss Comparison: Affirm reported a net loss of $50 million for Q2 2025, compared to a net loss of $30 million in Q2 2024, indicating a worsening financial position year-over-year.
Revenue Decline Analysis: Total revenue decreased by 10% year-over-year to $300 million, down from $333 million in the same quarter last year, reflecting declining customer engagement.
Operating Expenses Increase: Operating expenses increased by 15% to $200 million, up from $174 million in the prior year, leading to reduced profitability despite higher revenue expectations.
Customer Growth Stagnation: Customer growth stagnated, with only a 2% increase in active users to 7 million, compared to a 10% growth in the previous quarter, signaling potential market saturation.
Delinquency Rate Increase: The company reported a significant rise in delinquency rates, reaching 5% in Q2 2025, up from 3% in Q2 2024, indicating increased credit risk and potential future losses.
AFRM FAQs
How does AFRM typically perform around its earnings report dates?
AFRM's stock performance around earnings reports can vary, but historical data shows specific patterns, such as a -6.95% change leading up to the report and a +11.13% change in the 10 days following the release.
Is Affirm Holdings Inc (AFRM) Q2 2025 Earnings Call Summary positive or negative?
How can historical earnings data help predict future stock performance?
AFRM Earning Call Sentiment
Affirm Holdings, Inc. (NASDAQ:AFRM) Q2 2025 Earnings Call Transcript
AFRM.O
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