Stock Price & Analysis

Based on the analysis of KNSL's technical and fundamental factors, the stock presents a mixed outlook. While the company has strong growth prospects and a unique market position, the current valuation and upcoming earnings make it a hold.

Answer:
KNSL stock is currently in a hold position due to mixed technical indicators and high valuation.

KNSL stock is predicted to reach $480 in 2025, driven by strong profitability in the specialty insurance market and growth in the $116 billion excess and surplus lines segment. However, risks include a high forward P/E of 25.25 and potential competition.

The S1 support level for KNSL Stock is $440.34 ,The R1 resistant level for KNSL Stock is $468.19.

As of the end of day on 2025-03-24, the price of KNSL Stock was $479.62.

The target price for KNSL Stock according to analyst rating is 459.57, with the highest price target at 520.00 and the lowest at 402.00. Analysts have a Hold rating on KNSL Stock overall.

The market cap of KNSL is $10.9B.

Analysis and Insights

KNSL may be overvalued based on several factors:

1. High Valuation Metrics:

   • The stock has a Forward P/E ratio of 25.25, significantly higher than its industry average of 11.52, indicating a premium valuation.
   • The EV/EBITDA ratio of 22.46 and PEG ratio of 1.68 further suggest that the stock is trading at a premium compared to its growth prospects.

2. Recent Stock Price Decline:

   • Despite strong revenue growth (13.28% year-over-year) and solid profitability, KNSL's stock has dropped 13% in the past three months, reflecting investor caution.

3. Mixed Analyst Sentiment:

   • While some analysts maintain a "Buy" rating, others have lowered price targets, citing high valuations and cautious near-term outlooks.

4. Technical Indicators:

   • The stock is trading near its 200-day moving average, and recent price action shows volatility without clear upward momentum.

Conclusion

KNSL's high valuation metrics, recent price decline, and mixed analyst sentiment suggest it may be overvalued. Investors should consider waiting for a price correction or clearer signs of upward momentum before entering.

Kinsale Capital Group, Inc. is a property and casualty insurance company that focuses on the excess and surplus lines (E&S) market in the United States. The Company markets and sells insurance products in approximately 50 states, the District of Columbia, the Commonwealth of Puerto Rico, and the United States Virgin Islands primarily through a network of independent insurance brokers. It writes an array of insurance coverages for risks that are unusual or hard to place in the standard insurance market. Its commercial lines offerings include commercial property, excess casualty, small business casualty, construction, general casualty, allied health, products liability, small business property, life sciences, entertainment, energy, professional liability, management liability, environmental, excess professional, health care, public entity, commercial auto, inland marine, aviation, ocean marine, product recall, and railroad. It also writes homeowners coverage in the personal lines market.

KNSL stock is predicted to reach $600 by 2030, driven by strong growth prospects and positive market conditions. The stock's current price of $453.02 as of 2025-03-17 suggests potential for significant appreciation. Analysts anticipate robust revenue growth and expanding market share to support this upward trajectory.

KNSL has a total of 561 employees.