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KNSL Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
363.060
Open
361.540
VWAP
360.20
Vol
176.90K
Mkt Cap
8.35B
Low
356.890
Amount
63.72M
EV/EBITDA(TTM)
14.40
Total Shares
23.15M
EV
8.41B
EV/OCF(TTM)
8.06
P/S(TTM)
4.62
Kinsale Capital Group, Inc. is a specialty insurance company that focuses on the excess and surplus lines (E&S) market in the United States. It writes E&S insurance on a non-admitted basis through its insurance subsidiary, Kinsale Insurance Company, which is authorized to write business in 50 states, the District of Columbia, the Commonwealth of Puerto Rico, and the United States Virgin Islands. It also markets certain products through its subsidiary, Aspera Insurance Services, Inc., an insurance broker. Its core client focus is small- to medium-sized accounts. Its commercial lines offerings include commercial property, excess casualty, small business casualty, construction, general casualty, allied health, products liability, small business casualty, general casualty, construction, allied health, small business property, products liability, entertainment, energy, and all other commercial lines. Its personal lines offerings include high value homeowners and personal insurance.
Show More

Events Timeline

(ET)
2026-02-12
16:20:00
Q4 Revenue of $483.27M Exceeds Expectations
select

News

NASDAQ.COM
4.5
02-26NASDAQ.COM
US Stocks Close Higher, Driven by Strong AI Sector Performance
  • Strong Market Performance: The S&P 500 index rose by 0.81%, reaching a 1.5-week high, while the Nasdaq 100 increased by 1.41%, marking a 2-week high, reflecting strong investor confidence in AI infrastructure and software stocks.
  • AI Companies Drive Market: The statement from AI startup Anthropic PBC alleviated concerns about AI disruption, and Nvidia's Q4 revenue is projected to hit $65.91 billion, further fueling optimism about demand for AI processors among investors.
  • Economic Data Impact: US MBA mortgage applications rose by 0.4%, with the average 30-year fixed mortgage rate falling to 6.09%, a nearly 3.5-year low, indicating a potential recovery in buyer confidence that could stimulate the housing market.
  • International Market Rally: Overseas stock markets generally rose, with the Euro Stoxx 50 reaching a new high, indicating global investor optimism about economic recovery, which further supports the upward trend in US stocks.
NASDAQ.COM
4.5
02-25NASDAQ.COM
US Stocks Rise with Strong AI Sector Performance
  • Market Recovery: The S&P 500 index rose by 0.64% and the Nasdaq 100 by 1.15%, both reaching 1.5-week highs, indicating strong investor confidence in AI infrastructure and chipmakers, which may drive broader economic recovery.
  • Increased AI Investment Confidence: AI startup Anthropic PBC alleviated concerns about AI disruption by stating that its new tools will integrate with existing systems rather than replace them, further boosting investor confidence in related stocks.
  • Upcoming Earnings Reports: Market attention is on Nvidia's upcoming earnings report, with estimates suggesting Q4 revenue could reach $65.91 billion; if results exceed expectations, it could further propel AI-related stock gains.
  • Economic Data Impact: US MBA mortgage applications rose by 0.4%, and the average 30-year fixed mortgage rate fell to 6.09%, indicating a slight recovery in the housing market, which may positively influence consumer spending.
moomoo
4.0
02-20moomoo
KINSALE CAPITAL GROUP INC: BMO LOWERS TARGET PRICE FROM $466 TO $418
  • Target Price Adjustment: BMO has cut the target price for Kinsale Capital Group Inc. from $466 to $418.
  • Market Impact: This adjustment reflects changes in market conditions and expectations for the company's performance.
CNBC
6.5
02-19CNBC
AI Disruption in Auto Insurance Market
  • Market Size Outlook: According to BMO Capital Markets, the total addressable market for personal auto insurance is expected to peak at approximately $560 billion by 2040, followed by an annual decline of about 4%, which will have profound implications for insurers.
  • Accident Rate Reduction: The rise of autonomous vehicles is projected to reduce accident rates by 75% to 90%, while current advanced driver-assistance systems can lower collision rates by 40%, directly impacting insurance claims and premium revenues.
  • Valuation Pressure on Stocks: Analysts note that auto insurance accounts for over 90% of Progressive's insurance premiums, and the anticipated lower terminal growth rates could lead to significant declines in stock valuations, prompting investors to remain cautious.
  • Market Reaction: Despite Progressive's stock falling over 11% this year, Wall Street expects a rebound, with analysts generally holding a buy rating on Allstate, forecasting over 19% upside potential in its stock price over the next 12 months.
Fool
9.5
02-19Fool
Lemonade's Strong Earnings Report Leads to Stock Volatility
  • Impressive Earnings: In Q4 2025, Lemonade's in-force premiums rose 31% year-over-year to $1.24 billion, with revenues increasing 53% to $228 million and gross profit soaring 73% to $111 million, indicating strong business growth potential.
  • Narrowing Net Loss: Although the company reported a net loss, it shrank from $0.42 to $0.29 per share, and free cash flow increased from $27 million to $37 million, reflecting improvements in financial health.
  • Market Reaction Volatile: Despite exceeding Wall Street analysts' expectations, the stock surged 13.9% at the open before plummeting 6.8%, highlighting market concerns over high valuations, particularly with Lemonade's price-to-sales ratio at 8.9, significantly above the industry average of 1.4.
  • Optimistic Future Outlook: Management issued revenue guidance for the next quarter above market expectations and set a breakeven target for fiscal year 2027, indicating potential for future growth despite the market's lukewarm response to its data-driven growth targets.
seekingalpha
9.5
02-13seekingalpha
Kinsale Capital Group Q4 2025 Earnings Highlights
  • Significant Earnings Growth: Kinsale Capital Group reported diluted operating earnings per share of $5.81 for Q4 2025, reflecting a 25% increase from $4.62 in Q4 2024, demonstrating the company's ability to achieve profitability growth in a competitive market.
  • Stable Premium Growth: Despite challenges in the commercial property segment, gross and net written premiums grew by 1.8% and 7.1%, respectively, with a notable 10.2% growth in gross written premiums excluding commercial property, indicating strong performance in other areas.
  • Cost Control Advantage: Kinsale's expense ratio stood at 20.8%, significantly lower than industry peers, with the CEO emphasizing the company's low-cost business model and technological advantages, particularly through extensive AI applications that enhance operational efficiency.
  • Capital Return and Dividend Increase: The company announced a $250 million share buyback authorization and raised its quarterly dividend from $0.17 to $0.25, reflecting management's confidence in future cash flows and commitment to shareholder returns.
Wall Street analysts forecast KNSL stock price to rise
11 Analyst Rating
Wall Street analysts forecast KNSL stock price to rise
3 Buy
8 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
415.00
Averages
465.89
High
510.00
Current: 0.000
sliders
Low
415.00
Averages
465.89
High
510.00
BMO Capital
Market Perform -> Underperform
downgrade
$418 -> $348
AI Analysis
2026-02-25
Reason
BMO Capital
Price Target
$418 -> $348
AI Analysis
2026-02-25
downgrade
Market Perform -> Underperform
Reason
BMO Capital downgraded Kinsale Capital to Underperform from Market Perform with a price target of $348, down from $418. The firm expects the company's growth to remain in the low-single digits, which it notes is "materially below" the consensus estimate of 5%. Kinsale's "lower-for-longer" growth will be an overhang on the shares, the analyst tells investors in a research note.
JPMorgan
Pablo Singzon
Neutral
downgrade
$450 -> $410
2026-02-23
Reason
JPMorgan
Pablo Singzon
Price Target
$450 -> $410
2026-02-23
downgrade
Neutral
Reason
JPMorgan analyst Pablo Singzon lowered the firm's price target on Kinsale Capital to $410 from $450 and keeps a Neutral rating on the shares. The firm cites the company's slower growth for the target cut.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for KNSL
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Valuation Metrics

The current forward P/E ratio for Kinsale Capital Group Inc (KNSL.N) is 19.47, compared to its 5-year average forward P/E of 29.01. For a more detailed relative valuation and DCF analysis to assess Kinsale Capital Group Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
29.01
Current PE
19.47
Overvalued PE
33.95
Undervalued PE
24.08

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
4.13
Current EV/EBITDA
15.28
Overvalued EV/EBITDA
11.89
Undervalued EV/EBITDA
-3.63

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
5.99
Current PS
4.67
Overvalued PS
6.60
Undervalued PS
5.38

Financials

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Whales Holding KNSL

S
Stephens Investment Management Group, LLC
Holding
KNSL
+7.72%
3M Return
M
Maren Capital LLC
Holding
KNSL
+7.62%
3M Return
C
Copeland Capital Management, LLC
Holding
KNSL
+7.52%
3M Return
P
Port Capital LLC
Holding
KNSL
+4.05%
3M Return
M
Madison Investment Holdings, Inc
Holding
KNSL
+0.86%
3M Return
G
Giverny Capital Inc.
Holding
KNSL
-1.02%
3M Return

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Frequently Asked Questions

What is Kinsale Capital Group Inc (KNSL) stock price today?

The current price of KNSL is 360.64 USD — it has increased 0.24

What is Kinsale Capital Group Inc (KNSL)'s business?

Kinsale Capital Group, Inc. is a specialty insurance company that focuses on the excess and surplus lines (E&S) market in the United States. It writes E&S insurance on a non-admitted basis through its insurance subsidiary, Kinsale Insurance Company, which is authorized to write business in 50 states, the District of Columbia, the Commonwealth of Puerto Rico, and the United States Virgin Islands. It also markets certain products through its subsidiary, Aspera Insurance Services, Inc., an insurance broker. Its core client focus is small- to medium-sized accounts. Its commercial lines offerings include commercial property, excess casualty, small business casualty, construction, general casualty, allied health, products liability, small business casualty, general casualty, construction, allied health, small business property, products liability, entertainment, energy, and all other commercial lines. Its personal lines offerings include high value homeowners and personal insurance.

What is the price predicton of KNSL Stock?

Wall Street analysts forecast KNSL stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for KNSL is465.89 USD with a low forecast of 415.00 USD and a high forecast of 510.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Kinsale Capital Group Inc (KNSL)'s revenue for the last quarter?

Kinsale Capital Group Inc revenue for the last quarter amounts to 479.39M USD, increased 16.86

What is Kinsale Capital Group Inc (KNSL)'s earnings per share (EPS) for the last quarter?

Kinsale Capital Group Inc. EPS for the last quarter amounts to 6.01 USD, increased 28.42

How many employees does Kinsale Capital Group Inc (KNSL). have?

Kinsale Capital Group Inc (KNSL) has 711 emplpoyees as of March 12 2026.

What is Kinsale Capital Group Inc (KNSL) market cap?

Today KNSL has the market capitalization of 8.35B USD.