KNSL

Kinsale Capital Group Inc

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Advanced Chart

437.060

+2.460(+0.570%)

Overview
Forecast
Valuation

Line

Candle

YTD

High

437.3998

Open

434.190

VWAP

433.06

Vol

53.13K

Mkt Cap

10.13B

Low

424.960

Amount

23.01M

EV/EBITDA(TTM)

20.23

Total Shares

23.28M

9.93B

EV/OCF(TTM)

9.97

P/S(TTM)

6.16

Kinsale Capital Group, Inc. is a property and casualty insurance company that focuses on the excess and surplus lines (E&S) market in the United States. The Company markets and sells insurance products in approximately 50 states, the District of Columbia, the Commonwealth of Puerto Rico, and the United States Virgin Islands primarily through a network of independent insurance brokers. It writes an array of insurance coverages for risks that are unusual or hard to place in the standard insurance market. Its commercial lines offerings include commercial property, excess casualty, small business casualty, construction, general casualty, allied health, products liability, small business property, life sciences, entertainment, energy, professional liability, management liability, environmental, excess professional, health care, public entity, commercial auto, inland marine, aviation, ocean marine, product recall, and railroad. It also writes homeowners coverage in the personal lines market.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q2

FY2025Q3

FY2025Q4

436.71M

+13.56%

4.372

+16.66%

442.55M

+5.86%

4.567

+8.85%

453.62M

+10.07%

5.056

+9.44%

Estimates Revision

The market is revising Downward the revenue expectations for Kinsale Capital Group, Inc. (KNSL) for FY2025, with the revenue forecasts being adjusted by -5.83% over the past three months. During the same period, the stock price has changed by -0.72%.

Revenue Estimates for FY2025

Revise Downward

-5.83%

In Past 3 Month

EPS Estimates for FY2025

Revise Downward

-2.77%

In Past 3 Month

Stock Price

Go Down

-0.72%

In Past 3 Month

9 Analyst Rating

4.66% Upside

Wall Street analysts forecast KNSL stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for KNSL is 457.43 USD with a low forecast of 402.00 USD and a high forecast of 515.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

2 Buy

7 Hold

0 Sell

Hold

4.66% Upside

Current: 437.060

Low

402.00

Averages

457.43

High

515.00

4.66% Upside

Current: 437.060

Low

402.00

Averages

457.43

High

515.00

JP Morgan

Pablo Singzon

Hold

Maintains

$402 → $400

2025-04-28

New

Reason

JP Morgan

Pablo Singzon

Price Target

$402 → $400

2025-04-28

New

Maintains

Hold

Reason

JPMorgan lowered the firm's price target on Kinsale Capital to $400 from $402 and keeps a Neutral rating on the shares following the Q1 report. The firm reduced gross premium growth assumptions to reflect property market headwinds.

Truist Securities

Mark Hughes

Strong Buy

Maintains

$525 → $500

2025-04-28

New

Reason

Truist Securities

Mark Hughes

Price Target

$525 → $500

2025-04-28

New

Maintains

Strong Buy

Reason

Truist lowered the firm's price target on Kinsale Capital to $500 from $525 and keeps a Buy rating on the shares after its Q1 results. Pricing is down 20% from the peak and the company is seeing more competition from the admitted market and certain MGAs, though the management also indicated that the market dynamics are relatively steady now in relation to the first quarter and that their hit rates on quoted commercial property policies is likewise stable, the analyst tells investors in a research note.

RBC Capital

Scott Heleniak

Hold

Reiterates

$500

2025-02-18

Reason

RBC Capital

Scott Heleniak

Price Target

$500

2025-02-18

Reiterates

Hold

Reason

Truist Securities

Mark Hughes

Strong Buy

Maintains

$480 → $525

2025-02-18

Reason

Truist Securities

Mark Hughes

Price Target

$480 → $525

2025-02-18

Maintains

Strong Buy

Reason

JMP Securities

Matthew Carletti

Hold

Reiterates

n/a

2025-02-14

Reason

JMP Securities

Matthew Carletti

Price Target

n/a

2025-02-14

Reiterates

Hold

Reason

Morgan Stanley

Bob Huang

Buy

Maintains

$535 → $520

2025-02-14

Reason

Morgan Stanley

Bob Huang

Price Target

$535 → $520

2025-02-14

Maintains

Buy

Reason

See All Ratings

Valuation Metrics

The current forward P/E ratio for Kinsale Capital Group Inc (KNSL.N) is 23.09, compared to its 5-year average forward P/E of 33.78. For a more detailed relative valuation and DCF analysis to assess Kinsale Capital Group Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Undervalued

5Y Average PE

33.78

Current PE

23.09

Overvalued PE

43.80

Undervalued PE

23.76

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

1.68

Current EV/EBITDA

18.33

Overvalued EV/EBITDA

7.27

Undervalued EV/EBITDA

-3.92

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Fair

5Y Average PS

6.44

Current PS

5.49

Overvalued PS

7.51

Undervalued PS

5.36