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KNSL

Kinsale Capital Group Inc
$
437.200
-1.67(-0.381%)1D
  • Overview
  • Forecast
  • Valuation
  • Earnings
Line
Line
|
Candle
Candle
1D
5D
1M
3M
6M
YTD
1Y
5Y
High
445.3699
Open
439.250
VWAP
437.54
Vol
232.83K
Mkt Cap
10.19B
Low
435.4292
Amount
101.87M
EV/EBITDA(TTM)
19.82
Total Shares
23.28M
EV
10.27B
EV/OCF(TTM)
10.42
P/S(TTM)
6.14
Kinsale Capital Group, Inc. is a specialty insurance company that focuses on the excess and surplus lines (E&S) market in the United States. It writes E&S insurance on a non-admitted basis through its insurance subsidiary, Kinsale Insurance Company, which is authorized to write business in 50 states, the District of Columbia, the Commonwealth of Puerto Rico, and the United States Virgin Islands. It also markets certain products through its subsidiary, Aspera Insurance Services, Inc., an insurance broker. Its core client focus is small- to medium-sized accounts. Its commercial lines offerings include commercial property, excess casualty, small business casualty, construction, general casualty, allied health, products liability, small business casualty, general casualty, construction, allied health, small business property, products liability, entertainment, energy, and all other commercial lines. Its personal lines offerings include high value homeowners and personal insurance.
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Market Estimates

Earnings Estimates
Revenue
YoY Chg
EPS
YoYChg
FY2026Q1
FY2025Q4
FY2025Q3
466.32M
+10.14%
4.760
+28.3%
456.72M
+10.82%
5.215
+12.88%
445.20M
+6.49%
4.657
+10.98%
Estimates Revision
The market is revising Upward the revenue expectations for Kinsale Capital Group, Inc. (KNSL) for FY2025, with the revenue forecasts being adjusted by 2.39% over the past three months. During the same period, the stock price has changed by -4.29%.
Revenue Estimates for FY2025
Revise Upward
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+2.39%
In Past 3 Month
EPS Estimates for FY2025
Revise Upward
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+4.13%
In Past 3 Month
Stock Price
Go Down
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-4.29%
In Past 3 Month
10 Analyst Rating
up Image
15.59% Upside
Wall Street analysts forecast KNSL stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for KNSL is 505.38 USD with a low forecast of 448.00 USD and a high forecast of 560.00  USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
4 Buy
6 Hold
0 Sell
Moderate Buy
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15.59% Upside
Current: 437.200
sliders
Low
448.00
Averages
505.38
High
560.00
BMO Capital
Market Perform
maintain
$429 -> $474
2025-07-29
Reason
BMO Capital raised the firm's price target on Kinsale Capital to $474 from $429 and keeps a Market Perform rating on the shares. The firm raised its estimates 2% through 2026 driven by higher net investment income, higher net premiums written with less premiums ceded, a lower/better underlying loss ratio, and higher reserve release levels, the analyst tells investors in a research note.
Truist
Buy
maintain
$500 -> $560
2025-07-28
Reason
Truist raised the firm's price target on Kinsale Capital to $560 from $500 and keeps a Buy rating on the shares after its Q2 earnings beat. The firm is positive on the company's mid-to-upper-single-digit growth in premiums, along with steady combined ratios and rising investment income, the analyst tells investors in a research note. Kinsale should be a long-term performer, even in a more competitive P&C market, Truist added.
Compass Point
Neutral
maintain
$432 -> $490
2025-07-28
Reason
Compass Point raised the firm's price target on Kinsale Capital to $490 from $432 and keeps a Neutral rating on the shares. The firm, which notes that it has described Kinsale as "the gold standard in specialty E&S insurance," adds that the company's Q2 report showed evidence of growth emanating from non-property underwriting and high-value homeowners lines that appears to be maintaining a strong overall growth rate despite the decline in commercial property.
BofA
NULL -> Buy
initiated
$543
2025-06-21
Reason
BofA initiated coverage of Kinsale Capital with a Buy rating and $543 price target.
BofA
Joseph Tumillo
Buy
initiated
$543
2025-06-21
Reason
As previously reported, BofA analyst Joseph Tumillo initiated coverage of Kinsale Capital with a Buy rating and "Street-high" $543 price target. The specialty insurance carrier focuses exclusively on the excess and surplus lines, particularly for small-to-medium enterprises, notes the analyst, who adds that Kinsale's focus on attractive market segments, disciplined underwriting and expense management historically has delivered strong premium growth. The firm believes concerns around slower top-line growth are "overblown," but provide "an attractive entry point in a compounding business gaining share in a growing market," the analyst tells investors.
Morgan Stanley
Overweight
maintain
$490 -> $525
2025-05-19
Reason
Morgan Stanley raised the firm's price target on Kinsale Capital to $525 from $490 and keeps an Overweight rating on the shares. The firm is updating its price targets on stocks under its coverage in the P&C Insurance sector, the analyst tells investors. Results were somewhat mixed depending on the segments, but the firm sees further growth and margin expansion in personal lines, which should be durable in 2025. Heading into 2025, the firm expects broader P&C trend to remain steady, with personal lines and brokers leading on the earnings growth front.

Valuation Metrics

The current forward P/E ratio for Kinsale Capital Group Inc (KNSL.N) is 22.12, compared to its 5-year average forward P/E of 32.37. For a more detailed relative valuation and DCF analysis to assess Kinsale Capital Group Inc 's fair value, click here.

Forward PE

StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
Undervalued
5Y Average PE
32.37
Current PE
22.12
Overvalued PE
41.72
Undervalued PE
23.02

Forward EV/EBITDA

StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
2.68
Current EV/EBITDA
16.93
Overvalued EV/EBITDA
9.46
Undervalued EV/EBITDA
-4.11

Forward PS

StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
Fair
5Y Average PS
6.36
Current PS
5.51
Overvalued PS
7.40
Undervalued PS
5.31

Financials

Annual
Quarterly
FY2025Q2
YoY :
+16.00%
441.02M
Total Revenue
FY2025Q2
YoY :
+24.10%
142.06M
Operating Profit
FY2025Q2
YoY :
+44.87%
134.12M
Net Income after Tax
FY2025Q2
YoY :
+45.09%
5.76
EPS - Diluted
FY2025Q2
YoY :
-8.37%
252.08M
Free Cash Flow
FY2025Q2
YoY :
-14.23%
56.37
FCF Margin - %
FY2025Q2
YoY :
+24.89%
30.41
Net Margin - %
FY2025Q2
YoY :
-10.09%
27.17
ROIC

Trading Trends

Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
659.9K
USD
1
3-6
Months
955.9K
USD
2
6-9
Months
3.6M
USD
3
0-12
Months
2.2M
USD
1
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Hedge Fund
Hedge Funds are Neutral. There are no significant trading trends over the last quarter.
Sold
0-3
Months
0.0
Volume
0
3-6
Months
1.7K
Volume
1
6-9
Months
32.8K
Volume
3
0-12
Months
0.0
Volume
0
Bought
0-3
0
0.0
Volume
Months
3-6
6
142.6K
Volume
Months
6-9
6
92.8K
Volume
Months
0-12
0
0.0
Volume
Months
Congress Trading
Congress are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
1
32.5K
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months

KNSL News & Events

Events Timeline

2025-07-24 (ET)
2025-07-24
16:24:50
Kinsale Capital reports Q2 operating EPS $4.78, consensus $4.39
select
2025-04-25 (ET)
2025-04-25
12:00:59
Kinsale Capital falls -15.5%
select
2025-04-25
10:00:24
Kinsale Capital falls -13.4%
select
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News

9.5
08-05NASDAQ.COM
Kinsale (KNSL) Q2 2025 Earnings Call Transcript
4.0
07-29Benzinga
BMO Capital Maintains Market Perform on Kinsale Cap Gr, Raises Price Target to $474
4.0
07-28Benzinga
Truist Securities Maintains Buy on Kinsale Cap Gr, Raises Price Target to $560
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FAQ

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The current price of KNSL is 437.2 USD — it has decreased -0.38 % in the last trading day.

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