INTR

Inter & Co Inc

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Advanced Chart

6.700

-0.03(-0.446%)1D

Overview
Forecast
Valuation
Earnings

Line

Candle

YTD

High

6.800

Open

6.760

VWAP

6.70

Vol

2.10M

Mkt Cap

2.94B

Low

6.610

Amount

14.05M

EV/EBITDA(TTM)

21.99

Total Shares

438.84M

4.44B

EV/OCF(TTM)

4.04

P/S(TTM)

3.68

Inter & Co Inc is a Brazil-based company that developed a global payments platform combining a fully digital backbone with integration with other payments platforms. The Company's objective is to operate as a digital multi-service bank for individuals and companies, and among its main activities are real estate loans, payroll credit, credit for companies, rural loans, credit card operations, checking account, investments, insurance services, as well as a marketplace of non-financial services provided by means of its subsidiaries. The Company helps their customers to manage their money, providing a complete digital checking account where the Group can deliver a broad range of financial solutions through the Super App. Through the Super App, Inter & Co Inc's clients can shop on-line in a high variety of stores, as well as purchase, for example a plane ticket and book hotels.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q2

FY2025Q3

FY2025Q4

1.98B

+33.72%

0.140

+67.08%

2.13B

+26.91%

0.156

+67.39%

2.28B

+23.59%

0.178

+63.6%

Estimates Revision

The market is revising Downward the revenue expectations for Inter & Co, Inc. (INTR) for FY2025, with the revenue forecasts being adjusted by -0.79% over the past three months. During the same period, the stock price has changed by 1.67%.

Revenue Estimates for FY2025

Revise Downward

-0.79%

In Past 3 Month

EPS Estimates for FY2025

Revise Upward

+1.29%

In Past 3 Month

Stock Price

Go Up

+1.67%

In Past 3 Month

1 Analyst Rating

-40.30% Downside

Wall Street analysts forecast INTR stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for INTR is 4.00 USD with a low forecast of 4.00 USD and a high forecast of 4.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

0 Buy

0 Hold

1 Sell

Moderate Sell

-40.30% Downside

Current: 6.700

Low

4.00

Averages

4.00

High

4.00

-40.30% Downside

Current: 6.700

Low

4.00

Averages

4.00

High

4.00

Morgan Stanley

Jorge Kuri

Sell

Maintains

$4.5 → $4

2025-03-17

Reason

Morgan Stanley

Jorge Kuri

Price Target

$4.5 → $4

2025-03-17

Maintains

Sell

Reason

Morgan Stanley lowered the firm's price target on Inter&Co to $4 from $4.50 and keeps an Underweight rating on the shares. While the bank has made strides in cost efficiency, the firm argues that weak customer monetization, limited credit cross-selling, poor lending unit economics, and marginal cost gains limit further expansion in return on equity.

JP Morgan

Yuri Fernandes

Buy

Maintains

$7.2 → $7.1

2025-01-24

Reason

JP Morgan

Yuri Fernandes

Price Target

$7.2 → $7.1

2025-01-24

Maintains

Buy

Reason

JP Morgan

Yuri Fernandes

Buy

Maintains

$8.5 → $7.2

2024-12-13

Reason

JP Morgan

Yuri Fernandes

Price Target

$8.5 → $7.2

2024-12-13

Maintains

Buy

Reason

JPMorgan analyst Yuri Fernandes lowered the firm's price target on Inter&Co to $7.20 from $8.50 and keeps an Overweight rating on the shares. The firm recommends buying the dip with the shares down down 24% in the last month. It updated Inter's model to incorporate higher Selic and more conservative assumptions to reflect the more challenging macro outlook. However, the company has undergone important changes, notably active hedging strategy and products repricing, and is better positioned to navigate this cycle, the analyst tells investors in a research note.

JP Morgan

Yuri Fernandes

Hold

Buy

Upgrades

$7.5 → $8.5

2024-10-09

Reason

JP Morgan

Yuri Fernandes

Price Target

$7.5 → $8.5

2024-10-09

Upgrades

Hold

Buy

Reason

JPMorgan upgraded Inter&Co to Overweight from Neutral with a price target of $8.50, up from $7.50. The analyst believes the recent weakness offers a good entry point for the shares. The firm expects Inter&Co to continue improving profitability, driven by ongoing risk-adjusted net interest income expansion and operating leverage, with revenues growing at a 28% annually through 2026. In addition, potential lower taxes and higher leverage could also be tailwinds for higher return on equity, contends JPMorgan.

See All Ratings

Valuation Metrics

The current forward P/E ratio for Inter & Co Inc (INTR.O) is 10.67, compared to its 5-year average forward P/E of 17.33. For a more detailed relative valuation and DCF analysis to assess Inter & Co Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Fair

5Y Average PE

17.33

Current PE

10.67

Overvalued PE

32.15

Undervalued PE

2.51

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

N/A

5Y Average PS

1.64

Current PS

0.00

Overvalued PS

2.13

Undervalued PS

1.16