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OFG Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
46.290
Open
45.840
VWAP
45.91
Vol
41.15K
Mkt Cap
1.92B
Low
45.690
Amount
1.89M
EV/EBITDA(TTM)
5.55
Total Shares
42.26M
EV
1.45B
EV/OCF(TTM)
1.64
P/S(TTM)
2.84
OFG Bancorp is a financial holding company. The Company is engaged in providing banking and financial services through its subsidiaries. The Company operates through three segments: Banking, Wealth Management and Treasury. The Company provides banking and financial services to its clients through a range of banking and financial solutions, including commercial, consumer, auto, and mortgage lending; checking and savings accounts; financial planning, insurance, financial service, and investment brokerage, and corporate and individual trust and retirement services. The Company provides these services through various subsidiaries, including a commercial bank, Oriental Bank; a securities broker-dealer, Oriental Financial Services Corp. (Oriental Financial Services); an insurance agency, Oriental Insurance, LLC (Oriental Insurance), and a retirement plan administrator, Oriental Pension Consultants, Inc. (OPC).
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Events Timeline

(ET)
2026-04-21
07:40:00
Q1 Revenue Reaches $185.8M with 5.36% Net Interest Margin
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2026-01-28 (ET)
2026-01-28
16:20:00
OFG Bancorp Approves $200 Million Stock Repurchase Plan
select
2026-01-28
16:20:00
Dividend Payable on April 15, 2026
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2026-01-22 (ET)
2026-01-22
07:40:00
Company Reports Q4 Revenue of $185.4M Exceeding Expectations
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News

Newsfilter
9.5
04-22Newsfilter
OFG Bancorp Reports Strong Q1 Earnings, Analysts Raise Price Targets
  • Earnings Beat Expectations: OFG Bancorp reported Q1 earnings that exceeded analyst expectations, showcasing growth in key areas and reflecting the company's strong performance and solid financial health in the market.
  • Analysts Raise Price Targets: Following the robust earnings report, analysts have raised their price targets for OFG Bancorp, indicating increased market confidence in the company's future growth potential.
  • Stock Price Surge: Benefiting from the positive earnings report, OFG Bancorp's stock gained 5.1%, which not only boosts investor confidence but may also attract more institutional investors' attention.
  • Strategic Growth Potential: The growth in key areas indicates the effectiveness of the company's strategic direction, suggesting continued performance improvement and enhanced competitiveness in the market moving forward.
Yahoo Finance
9.5
04-22Yahoo Finance
OFG Bancorp Reports Strong Q1 Earnings Highlights
  • Earnings Growth: OFG Bancorp reported a 26% year-over-year increase in diluted earnings per share, driven by a 4% growth in core revenues, indicating a significant enhancement in profitability that boosts investor confidence.
  • Loan and Deposit Dynamics: Loans grew by 5% year-over-year with new loan production up 9%, and although core deposits declined by 1%, excluding a $500 million government deposit transfer, core deposits actually grew over 4%, showcasing the company's strong performance in the lending market.
  • Commitment to Capital Management: The company repurchased $44.5 million of common shares and increased its dividend by 17%, reflecting a strong focus on shareholder returns and demonstrating proactive capital management strategies that enhance market confidence in its financial health.
  • Digital Strategy Success: OFG's digital strategy yielded positive results, with retail digital enrollments up 10% and virtual teller usage up 7%, indicating successful efforts in enhancing customer experience and operational efficiency, further solidifying its market position.
seekingalpha
9.5
04-21seekingalpha
OFG Bancorp Q1 2026 Earnings Call Highlights
  • Strong Financial Performance: OFG Bancorp reported a 26% year-over-year increase in earnings per share for Q1 2026, with loans growing 5% and core deposits increasing over 4% after excluding the government deposit transfer, indicating robust financial health amid economic uncertainties.
  • Enhanced Capital Returns: The company repurchased $44.5 million in common shares and raised its dividend by 17%, actions that not only bolster shareholder confidence but also reflect a proactive capital management strategy aimed at attracting more investor interest.
  • Effective Cost Control: Non-interest expenses totaled $95 million in Q1, down $10.3 million from the previous quarter, demonstrating effective cost management, with full-year expenses expected to remain between $380 million and $385 million, further enhancing profitability.
  • Positive Credit Performance: Net charge-offs totaled $21 million, down $5.5 million from the previous quarter, indicating successful credit risk management, particularly in retail credit, which is expected to continue driving loan growth in the future.
CNBC
2.0
04-21CNBC
Significant Stock Movements for Multiple Companies
  • Valmont Industries Strong Performance: The agricultural products and infrastructure company saw its stock rise 12% after reporting better-than-expected first-quarter results, driven by strong demand in its North American utility business, while also raising the lower end of its full-year earnings guidance, indicating market confidence in future growth.
  • Pitney Bowes Revenue Beat: Mailing equipment and services giant Pitney Bowes reported first-quarter revenue of $477 million, exceeding the market consensus of $465.9 million, leading to an 8% stock increase, which reflects the company's solid performance in a competitive market.
  • UnitedHealth Earnings Surprise: UnitedHealth reported first-quarter earnings of $7.23 per share and revenue of $11.72 billion, both surpassing analyst expectations, resulting in a 9% stock increase, while the company also raised its full-year earnings outlook, showcasing its strong market position.
  • Quest Diagnostics Strong Results: Laboratory testing services company Quest Diagnostics posted first-quarter earnings of $2.50 per share, exceeding the expected $2.37, with revenue reaching $2.90 billion, surpassing the $2.83 billion consensus estimate, leading to a 5.2% stock increase, highlighting its competitive edge in the industry.
seekingalpha
9.5
04-21seekingalpha
OFG Bancorp Q1 Earnings Exceed Expectations
  • Strong Earnings Performance: OFG Bancorp reported a Q1 GAAP EPS of $1.26, beating expectations by $0.27, indicating a significant improvement in profitability that is likely to positively impact the stock price.
  • Stable Revenue Growth: The company achieved revenues of $185.8 million in Q1, a 4.2% year-over-year increase, exceeding market expectations by $9.32 million, demonstrating sustained business momentum that enhances investor confidence.
  • Improved Return Metrics: With a net interest margin of 5.36%, a return on average assets of 1.78%, and a return on average tangible common equity of 16.43%, these improvements reflect effective strategies in asset management and profitability, potentially attracting more investor interest.
  • Decreased Credit Loss Provisions: The total provision for credit losses was $22.5 million in Q1, significantly down from $31.9 million in Q4 and $25.7 million in Q1 last year, indicating effective control over credit risk, which may enhance future profitability.
NASDAQ.COM
9.5
04-21NASDAQ.COM
OFG Bancorp Reports Increased Q1 Earnings
  • Earnings Growth: OFG Bancorp reported a first-quarter profit of $53.94 million, translating to an earnings per share (EPS) of $1.26, which marks a significant increase from last year's $45.57 million and $1.00 per share, indicating enhanced profitability.
  • Revenue Increase: The company's revenue rose by 4.2% year-over-year to $185.80 million, compared to $178.28 million last year, reflecting robust business growth and improved market demand.
  • Financial Performance: Both earnings and revenue exceeded market expectations, demonstrating the company's adaptability and competitiveness in the current economic environment, which may attract more investor interest.
  • Future Outlook: With continued growth in earnings and revenue, OFG Bancorp is positioned to further expand its market share and strengthen its standing in the financial services industry.
Wall Street analysts forecast OFG stock price to rise
3 Analyst Rating
Wall Street analysts forecast OFG stock price to rise
2 Buy
1 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
43.00
Averages
47.00
High
50.00
Current: 0.000
sliders
Low
43.00
Averages
47.00
High
50.00
Truist
Arren Cyganovich
Buy
maintain
$44 -> $50
AI Analysis
2026-04-22
Reason
Truist
Arren Cyganovich
Price Target
$44 -> $50
AI Analysis
2026-04-22
maintain
Buy
Reason
Truist analyst Arren Cyganovich raised the firm's price target on OFG Bancorp to $50 from $44 and keeps a Buy rating on the shares. The firm cites the company's very strong Q1 results, stable credit quality, conservative loan growth, expense efficiency gains, and strong capital returns, the analyst tells investors in a research note.
Keefe Bruyette
Kelly Motta
maintain
$43 -> $48
2026-04-22
Reason
Keefe Bruyette
Kelly Motta
Price Target
$43 -> $48
2026-04-22
maintain
Reason
Keefe Bruyette analyst Kelly Motta raised the firm's price target on OFG Bancorp to $48 from $43 and keeps a Market Perform rating on the shares.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for OFG
Unlock Now

Valuation Metrics

The current forward P/E ratio for OFG Bancorp (OFG.N) is 7.39, compared to its 5-year average forward P/E of 8.83. For a more detailed relative valuation and DCF analysis to assess OFG Bancorp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
8.83
Current PE
7.39
Overvalued PE
10.01
Undervalued PE
7.65

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.44
Current EV/EBITDA
5.64
Overvalued EV/EBITDA
2.10
Undervalued EV/EBITDA
-1.22

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.33
Current PS
2.64
Overvalued PS
2.62
Undervalued PS
2.04

Financials

AI Analysis
Annual
Quarterly

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Whales Holding OFG

T
The Burney Company
Holding
OFG
+10.48%
3M Return

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Frequently Asked Questions

What is OFG Bancorp (OFG) stock price today?

The current price of OFG is 45.75 USD — it has increased 0.48

What is OFG Bancorp (OFG)'s business?

OFG Bancorp is a financial holding company. The Company is engaged in providing banking and financial services through its subsidiaries. The Company operates through three segments: Banking, Wealth Management and Treasury. The Company provides banking and financial services to its clients through a range of banking and financial solutions, including commercial, consumer, auto, and mortgage lending; checking and savings accounts; financial planning, insurance, financial service, and investment brokerage, and corporate and individual trust and retirement services. The Company provides these services through various subsidiaries, including a commercial bank, Oriental Bank; a securities broker-dealer, Oriental Financial Services Corp. (Oriental Financial Services); an insurance agency, Oriental Insurance, LLC (Oriental Insurance), and a retirement plan administrator, Oriental Pension Consultants, Inc. (OPC).

What is the price predicton of OFG Stock?

Wall Street analysts forecast OFG stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for OFG is47.00 USD with a low forecast of 43.00 USD and a high forecast of 50.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is OFG Bancorp (OFG)'s revenue for the last quarter?

OFG Bancorp revenue for the last quarter amounts to 182.51M USD, increased 1.81

What is OFG Bancorp (OFG)'s earnings per share (EPS) for the last quarter?

OFG Bancorp. EPS for the last quarter amounts to 1.27 USD, increased 16.51

How many employees does OFG Bancorp (OFG). have?

OFG Bancorp (OFG) has 2185 emplpoyees as of May 06 2026.

What is OFG Bancorp (OFG) market cap?

Today OFG has the market capitalization of 1.92B USD.