OFG Stock: Price, Forecast, Financials & AI Analysis

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High

39.975

Open

38.470

VWAP

39.00

Vol

873.00K

Mkt Cap

2.00B

Low

38.470

Amount

34.00M

EV/EBITDA(TTM)

Total Shares

44.00M

1.00B

EV/OCF(TTM)

P/S(TTM)

OFG Bancorp is a financial holding company. The Company is engaged in providing banking and financial services through its subsidiaries. The Company operates through three segments: Banking, Wealth Management and Treasury. The Company provides banking and financial services to its clients through a range of banking and financial solutions, including commercial, consumer, auto, and mortgage lending; checking and savings accounts; financial planning, insurance, financial service, and investment brokerage, and corporate and individual trust and retirement services. The Company provides these services through various subsidiaries, including a commercial bank, Oriental Bank; a securities broker-dealer, Oriental Financial Services Corp. (Oriental Financial Services); an insurance agency, Oriental Insurance, LLC (Oriental Insurance), and a retirement plan administrator, Oriental Pension Consultants, Inc. (OPC).

Events Timeline

(ET)

2026-01-28

16:20:00

OFG Bancorp Approves $200 Million Stock Repurchase Plan

2026-01-28

16:20:00

Dividend Payable on April 15, 2026

2026-01-22 (ET)

2026-01-22

07:40:00

Company Reports Q4 Revenue of $185.4M Exceeding Expectations

News

9.5

01-22seekingalpha

OFG Bancorp Reports 17% EPS Growth in Q4 2025 Amid Strategic Digital Initiatives

2.0

01-22NASDAQ.COM

OFG Bancorp (OFG) Q4 2025 Earnings Call Transcript

9.5

01-22seekingalpha

OFG Bancorp Reports Q4 EPS of $1.27, Beating Estimates

3.0

2025-12-07Yahoo Finance

Evaluating OFG Bancorp's Valuation Following a Recent Decline in Share Price Momentum

8.0

2025-11-04NASDAQ.COM

OFG Recognized as a Top 10 Financial Stock by Dividend Channel with a 3.07% Yield

4.0

2025-10-27Benzinga

Wells Fargo Keeps Equal-Weight Rating on OFG Bancorp, Reduces Price Target to $43

3 Analyst Rating

Wall Street analysts forecast OFG stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for OFG is 47.00 USD with a low forecast of 43.00 USD and a high forecast of 50.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

2 Buy

1 Hold

0 Sell

Moderate Buy

Current: 0.000

Low

43.00

Averages

47.00

High

50.00

Current: 0.000

Low

43.00

Averages

47.00

High

50.00

Truist

Buy

maintain

$48 -> $44

AI Analysis

2026-01-26

New

Reason

Truist

Price Target

$48 -> $44

AI Analysis

2026-01-26

New

maintain

Buy

Reason

Truist lowered the firm's price target on OFG Bancorp to $44 from $48 and keeps a Buy rating on the shares after its Q4 results. The company has reset expectations with lower net interest margin and modestly slower loan growth, and while these were partially offset by lower non-interest expenses, the net result should drive estimates lower in 2026, the analyst tells investors in a research note. Truist is also cutting its FY26 EPS view to $4.20 from $4.56.

Keefe Bruyette

Kelly Motta

Outperform -> Market Perform

downgrade

$50 -> $43

2026-01-23

Reason

Keefe Bruyette

Kelly Motta

Price Target

$50 -> $43

2026-01-23

downgrade

Outperform -> Market Perform

Reason

Keefe Bruyette analyst Kelly Motta downgraded OFG Bancorp to Market Perform from Outperform with a price target of $43, down from $50. The firm says the bank's net interest income outlook is more constrained than it previously expected. It will be challenging for OFG to re-rate when its revenue is under pressure, particularly as its credit "has also been noisy" in the past two quarters, the analyst tells investors in a research note.

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Valuation Metrics

The current forward P/E ratio for OFG Bancorp (OFG.N) is 9.12, compared to its 5-year average forward P/E of 8.89. For a more detailed relative valuation and DCF analysis to assess OFG Bancorp 's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

5Y Average PE

8.89

Current PE

9.12

Overvalued PE

10.08

Undervalued PE

7.69

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

5Y Average PS

2.31

Current PS

2.45

Overvalued PS

2.61

Undervalued PS

2.01

Financials

AI Analysis

Annual

Quarterly

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Whales Holding OFG

Trading Trends

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Frequently Asked Questions

What is OFG Bancorp (OFG) stock price today?

The current price of OFG is 39.74 USD — it has increased 5.33 % in the last trading day.

What is OFG Bancorp (OFG)'s business?

What is the price predicton of OFG Stock?

Wall Street analysts forecast OFG stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for OFG is47.00 USD with a low forecast of 43.00 USD and a high forecast of 50.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is OFG Bancorp (OFG)'s revenue for the last quarter?

OFG Bancorp revenue for the last quarter amounts to 185.00M USD, increased 3.40 % YoY.

What is OFG Bancorp (OFG)'s earnings per share (EPS) for the last quarter?

OFG Bancorp. EPS for the last quarter amounts to USD, decreased -100.00 % YoY.

How many employees does OFG Bancorp (OFG). have?

OFG Bancorp (OFG) has 2246 emplpoyees as of January 30 2026.

What is OFG Bancorp (OFG) market cap?

Today OFG has the market capitalization of 2.00B USD.

OFG Overview

OFG Overview

Events Timeline

News

Valuation Metrics

Forward PE

Forward EV/EBITDA

Forward PS

Financials

Related Community Screener

Whales Holding OFG

Trading Trends

People Also Watch

Frequently Asked Questions

What is OFG Bancorp (OFG) stock price today?

What is OFG Bancorp (OFG)'s business?

What is the price predicton of OFG Stock?

What is OFG Bancorp (OFG)'s revenue for the last quarter?

What is OFG Bancorp (OFG)'s earnings per share (EPS) for the last quarter?

How many employees does OFG Bancorp (OFG). have?

What is OFG Bancorp (OFG) market cap?