OFG Stock: Price, Forecast, Financials & AI Analysis

High

Open

VWAP

Vol

Mkt Cap

Low

Amount

EV/EBITDA(TTM)

Total Shares

EV/OCF(TTM)

P/S(TTM)

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q4

FY2026Q1

FY2026Q2

184.17M

+1.24%

1.147

+5.28%

180.19M

+0.9%

1.063

+6.25%

183.95M

+0.87%

1.127

-1.96%

Estimates Revision

The market is revising Downward the revenue expectations for OFG Bancorp (OFG) for FY2025, with the revenue forecasts being adjusted by -0.81% over the past three months. During the same period, the stock price has changed by -3.83%.

Revenue Estimates for FY2025

Revise Downward

-0.81%

In Past 3 Month

EPS Estimates for FY2025

Revise Downward

-1.57%

In Past 3 Month

Stock Price

Go Down

-3.83%

In Past 3 Month

3 Analyst Rating

Wall Street analysts forecast OFG stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for OFG is 47.00 USD with a low forecast of 43.00 USD and a high forecast of 50.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

2 Buy

1 Hold

0 Sell

Moderate Buy

Current: 0.000

Low

43.00

Averages

47.00

High

50.00

Current: 0.000

Low

43.00

Averages

47.00

High

50.00

Wells Fargo

Timur Braziler

Equal Weight

downgrade

$48 -> $43

2025-10-27

Reason

Wells Fargo

Timur Braziler

Price Target

$48 -> $43

2025-10-27

downgrade

Equal Weight

Reason

Wells Fargo analyst Timur Braziler lowered the firm's price target on OFG Bancorp to $43 from $48 and keeps an Equal Weight rating on the shares. The firm sees tough stretch ahead, as rate cuts plus heightened deposit competition likely weigh on net interest income through much of the first half of 2026.

Wells Fargo

Timur Braziler

Overweight

downgrade

$25 -> $23

2025-10-27

Reason

Wells Fargo

Timur Braziler

Price Target

$25 -> $23

2025-10-27

downgrade

Overweight

Reason

Wells Fargo analyst Timur Braziler lowered the firm's price target on First BanCorp (FBP) to $23 from $25 and keeps an Overweight rating on the shares. The firm remains bullish on the name on best ROTCE and capital return story in PR, despite increased deposit competition from OFG (OFG) and rate cuts weighing on the net interest income outlook. PR economy continues to diverge from the mainland, and First BanCorp should benefit, Wells argues.

Truist

Arren Cyganovich

Buy

downgrade

$50 -> $48

2025-10-23

Reason

Truist

Arren Cyganovich

Price Target

$50 -> $48

2025-10-23

downgrade

Buy

Reason

Truist analyst Arren Cyganovich lowered the firm's price target on OFG Bancorp to $48 from $50 and keeps a Buy rating on the shares after its Q3 earnings miss. Two areas impacted results during the quarter - higher credit costs and net interest margin - though with that said, the driver of the more conservative net interest margin guide was partly due to chunky commercial loan repayments and partly due to retail deposit customer acquisitions, the analyst tells investors in a research note.

Keefe Bruyette

Outperform

maintain

$51 -> $50

2025-10-23

Reason

Keefe Bruyette

Price Target

$51 -> $50

2025-10-23

maintain

Outperform

Reason

Keefe Bruyette lowered the firm's price target on OFG Bancorp to $50 from $51 and keeps an Outperform rating on the shares post the Q3 report. The firm still likes OFG's positioning as the "challenger bank" in Puerto Rico.

Keefe Bruyette

Outperform

maintain

$48 -> $50

2025-07-18

Reason

Keefe Bruyette

Price Target

$48 -> $50

2025-07-18

maintain

Outperform

Reason

Keefe Bruyette raised the firm's price target on OFG Bancorp to $50 from $48 and keeps an Outperform rating on the shares. Net interest income was driven higher by "robust" loan growth, the analyst tells investors in a research note.

Keefe Bruyette

Outperform

downgrade

$53 -> $48

2025-04-24

Reason

Keefe Bruyette

Price Target

$53 -> $48

2025-04-24

downgrade

Outperform

Reason

Keefe Bruyette lowered the firm's price target on OFG Bancorp to $48 from $53 and keeps an Outperform rating on the shares.

Valuation Metrics

The current forward P/E ratio for OFG Bancorp (OFG.N) is 9.12, compared to its 5-year average forward P/E of 8.86. For a more detailed relative valuation and DCF analysis to assess OFG Bancorp 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

5Y Average PE

8.86

Current PE

9.12

Overvalued PE

10.08

Undervalued PE

7.64

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

5Y Average PS

2.31

Current PS

2.45

Overvalued PS

2.61

Undervalued PS

2.01

Financials

Annual

Quarterly

N/A

Total Revenue

N/A

Operating Profit

N/A

Net Income after Tax

N/A

EPS - Diluted

N/A

Free Cash Flow

N/A

FCF Margin - %

N/A

Net Margin - %

N/A

ROIC

Trading Trends

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Hedge Fund

Hedge Funds are Neutral. There are no significant trading trends over the last quarter.

Sold

Bought

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

OFG News & Events

Events Timeline

No data

News

3.0

2025-12-07Yahoo Finance

Evaluating OFG Bancorp's Valuation Following a Recent Decline in Share Price Momentum

8.0

2025-11-04NASDAQ.COM

OFG Recognized as a Top 10 Financial Stock by Dividend Channel with a 3.07% Yield

4.0

2025-10-27Benzinga

Wells Fargo Keeps Equal-Weight Rating on OFG Bancorp, Reduces Price Target to $43

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Frequently Asked Questions

What is OFG Bancorp (OFG) stock price today?

The current price of OFG is 41.38 USD — it has decreased -0.67 % in the last trading day.

What is OFG Bancorp (OFG)'s business?

OFG Bancorp is a financial holding company. The Company is engaged in providing banking and financial services through its subsidiaries. The Company operates through three segments: Banking, Wealth Management and Treasury. The Company provides banking and financial services to its clients through a range of banking and financial solutions, including commercial, consumer, auto, and mortgage lending; checking and savings accounts; financial planning, insurance, financial service, and investment brokerage, and corporate and individual trust and retirement services. The Company provides these services through various subsidiaries, including a commercial bank, Oriental Bank; a securities broker-dealer, Oriental Financial Services Corp. (Oriental Financial Services); an insurance agency, Oriental Insurance, LLC (Oriental Insurance), and a retirement plan administrator, Oriental Pension Consultants, Inc. (OPC).

What is the price predicton of OFG Stock?

What is OFG Bancorp (OFG)'s revenue for the last quarter?

OFG Bancorp revenue for the last quarter amounts to 181.26M USD, increased 5.80 % YoY.

What is OFG Bancorp (OFG)'s earnings per share (EPS) for the last quarter?

OFG Bancorp. EPS for the last quarter amounts to 1.16 USD, increased 16.00 % YoY.

What changes have occurred in the market's expectations for OFG Bancorp (OFG)'s fundamentals?

How many employees does OFG Bancorp (OFG). have?

OFG Bancorp (OFG) has 2246 emplpoyees as of January 10 2026.

What is OFG Bancorp (OFG) market cap?

Today OFG has the market capitalization of 1.82B USD.