LNC Stock: Price, Forecast, Financials & AI Analysis

High

Open

VWAP

Vol

Mkt Cap

Low

Amount

EV/EBITDA(TTM)

Total Shares

EV/OCF(TTM)

P/S(TTM)

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q4

FY2026Q1

FY2026Q2

4.86B

+4.94%

1.930

+1.03%

4.95B

+5.7%

1.736

+8.5%

4.98B

+5.43%

2.192

-7.13%

Estimates Revision

The market is revising Downward the revenue expectations for Lincoln National Corporation (LNC) for FY2025, with the revenue forecasts being adjusted by -0.23% over the past three months. During the same period, the stock price has changed by 10.73%.

Revenue Estimates for FY2025

Revise Downward

-0.23%

In Past 3 Month

EPS Estimates for FY2025

Revise Upward

+1.5%

In Past 3 Month

Stock Price

Go Up

+10.73%

In Past 3 Month

12 Analyst Rating

Wall Street analysts forecast LNC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for LNC is 43.09 USD with a low forecast of 37.00 USD and a high forecast of 53.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

1 Buy

9 Hold

2 Sell

Hold

Current: 0.000

Low

37.00

Averages

43.09

High

53.00

Current: 0.000

Low

37.00

Averages

43.09

High

53.00

BofA

Neutral

downgrade

$44 -> $43

2026-01-05

New

Reason

BofA

Price Target

$44 -> $43

2026-01-05

New

downgrade

Neutral

Reason

BofA lowered the firm's price target on Lincoln National to $43 from $44 and keeps a Neutral rating on the shares. As in 2025, the pricing trends for most P&C insurance products do not appear positive, the analyst tells investors in a research note. While pricing for liability lines remains positive, it seems that loss costs are rising more steeply than prices, the analyst says, adding that personal auto rates are flattish, while some investors are expecting decline in response to high profitability. The firm added, however, that underwriter valuations hardly look expensive, even as fundamentals have tipped in the "wrong direction."

Piper Sandler

John Barnidge

Neutral

maintain

$42 -> $48

2025-12-23

Reason

Piper Sandler

John Barnidge

Price Target

$42 -> $48

2025-12-23

maintain

Neutral

Reason

Piper Sandler analyst John Barnidge raised the firm's price target on Lincoln National to $48 from $42 and keeps a Neutral rating on the shares. The firm is generally above consensus across the board in lifecoland. The drop in rates has been more gradual than has otherwise been expected, which has been constructive for broader capital markets activity too. This likely causes some tailwind to fee and spread earnings in its coverage, Piper adds.

Morgan Stanley

Bob Huang

Overweight

maintain

$53 -> $54

2025-12-15

Reason

Morgan Stanley

Bob Huang

Price Target

$53 -> $54

2025-12-15

maintain

Overweight

Reason

Morgan Stanley analyst Bob Huang raised the firm's price target on Lincoln National to $54 from $53 and keeps an Overweight rating on the shares. Lower interest rates and a steady or better equity market should serve as the broader macro backdrops and 2026 should see "similar fundamental trends as 2025," the analyst tells investors in a life insurance group outlook note.

Mizuho

Yaron Kinar

Outperform

initiated

$52

2025-12-15

Reason

Mizuho

Yaron Kinar

Price Target

$52

2025-12-15

initiated

Outperform

Reason

Mizuho analyst Yaron Kinar initiated coverage of Lincoln National with an Outperform rating and $52 price target. The firm rolled out coverage of 23 companies, including six life insurers, 11 property and casualty insurers and six insurance brokers. It prefers life insurance, saying the group is undervalued despite credit concerns. Mizuho is less constructive on the property and casualty insurers and brokers citing market softening, plateauing investment yields and reserve concerns. The analyst expects insurance broker organic growth to moderate and is concerned that this may drive more aggressive acquisitions.

Jefferies

NULL -> Buy

maintain

$52 -> $59

2025-12-15

Reason

Jefferies

Price Target

$52 -> $59

2025-12-15

maintain

NULL -> Buy

Reason

Jefferies raised the firm's price target on Lincoln National to $59 from $52 and keeps a Buy rating on the shares, which were also named as a Franchise Pick. For Lincoln, the firm expects greater details on its path to a 45-60% free cash flow conversion level, with risk transfer as "a potential kicker," and for the broader U.S. life insurance space the firm stays constructive, the analyst tells investors.

Keefe Bruyette

Market Perform

maintain

$43 -> $44

2025-11-03

Reason

Keefe Bruyette

Price Target

$43 -> $44

2025-11-03

maintain

Market Perform

Reason

Keefe Bruyette raised the firm's price target on Lincoln National to $44 from $43 and keeps a Market Perform rating on the shares.

Valuation Metrics

The current forward P/E ratio for Lincoln National Corp (LNC.N) is 5.66, compared to its 5-year average forward P/E of 4.12. For a more detailed relative valuation and DCF analysis to assess Lincoln National Corp 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

N/A

5Y Average PE

4.12

Current PE

5.66

Overvalued PE

8.86

Undervalued PE

-0.62

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

5Y Average PS

0.40

Current PS

0.43

Overvalued PS

0.57

Undervalued PS

0.24

Financials

Annual

Quarterly

N/A

Total Revenue

N/A

Operating Profit

N/A

Net Income after Tax

N/A

EPS - Diluted

N/A

Free Cash Flow

N/A

FCF Margin - %

N/A

Net Margin - %

N/A

ROIC

Trading Trends

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Hedge Fund

Hedge Funds are Neutral. There are no significant trading trends over the last quarter.

Sold

Bought

Congress Trading

Congress areBuying! The buying amount has increased100%over the last month.

Sold

Bought

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

LNC News & Events

Events Timeline

No data

News

9.5

21:40 PMBusinesswire

PinnedLincoln Financial to Report Q4 and Full Year 2025 Results on February 12, 2026

6.5

2025-12-23Benzinga

Benzinga Factor Investing Framework Enhances Value Stock Recovery

7.5

2025-12-18Newsfilter

Lincoln Financial Partners with FOX Sports as First Women's Sports Desk Sponsor

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Frequently Asked Questions

What is Lincoln National Corp (LNC) stock price today?

The current price of LNC is 44.16 USD — it has decreased -1.16 % in the last trading day.

What is Lincoln National Corp (LNC)'s business?

Lincoln National Corporation is a holding company, which operates multiple insurance and retirement businesses through subsidiary companies. Its segments include Annuities, Life Insurance, Group Protection and Retirement Plan Services. The Annuities segment provides tax-deferred investment growth and lifetime income opportunities for its clients by offering variable annuities, fixed annuities and indexed variable annuities. The Life Insurance segment provides life insurance products, including term insurance, indexed universal life insurance (IUL) and variable universal life insurance (VUL) products, linked-benefit products, and critical illness and long-term care riders. The Group Protection segment offers group non-medical insurance products and services, including short- and long-term disability, statutory disability and paid family medical leave administration. The Company’s Retirement Plan Services segment provides employers with retirement plan products and services.

What is the price predicton of LNC Stock?

What is Lincoln National Corp (LNC)'s revenue for the last quarter?

Lincoln National Corp revenue for the last quarter amounts to 4.90B USD, increased 41.72 % YoY.

What is Lincoln National Corp (LNC)'s earnings per share (EPS) for the last quarter?

Lincoln National Corp. EPS for the last quarter amounts to 2.12 USD, decreased -164.44 % YoY.

What changes have occurred in the market's expectations for Lincoln National Corp (LNC)'s fundamentals?

How many employees does Lincoln National Corp (LNC). have?

Lincoln National Corp (LNC) has 9783 emplpoyees as of January 08 2026.

What is Lincoln National Corp (LNC) market cap?

Today LNC has the market capitalization of 8.49B USD.