Intellectia LogoIntellectia
Product
Resources
Markets
News
Partner Program
Pricing
Log inTry for Free
Intellectia Logo
Log in
Intellectia Logo

Product

Features
Financial AI Agent
Stock Technical Analysis
Stock Monitor
Hedge Fund Tracker
AI Screener
Trading Strategies
AI Stock Picker
Swing Trading
Quant AI
Stock Chart Patterns
Daytrading Center
AI Earnings Prediction
Whales Auto Tracker
Backtesting Playground

Resources

Learn
Blog
Earnings
Tutorial
Help Center
Company
About Us
Contact
Press
Reward Program
Partner Program
Tools
Dividend Calculator
Dividend Yield Calculator
Options Profit Calculator
Compare
TradingView
SeekingAlpha

Markets

Trending Stocks
Hot Crypto
Trending News
All Stocks

News

Trading News
Overview
Top News
Daily Market Brief
Earnings
Latest
Newswire
Stock News
Crypto News
Monitor News
Partner ProgramPricing
Start for Free
  1. Home
  2. >
  3. Stock
  4. >
  5. LNC
  6. >
  7. Earnings
stocks logo

LNC Earnings

-
collectAdd to Watchlistadvanced chartAdvanced Chart
$
0.000
0(0.000%)1D
collectadvanced chart
    Overview
    Forecast
    Valuation
    Earnings

Earning Analysis

Welcome to our in-depth analysis of Lincoln National Corp(LNC) earnings, offering investors a detailed look into the company’s financial performance, revenue trends, earnings per share (EPS), and market reactions. This page provides a comprehensive overview of Lincoln National Corp earnings history, forecasts, and key financial metrics, empowering you with the data needed to make informed investment decisions. Whether you're tracking quarterly results, analyzing earnings surprises, or exploring future projections, our detailed breakdown covers it all.

Earnings Forecast

Revenue
EPS
Currency: USD
Actual
Estimate

Surprise Analysis

Name
EPS
Revenue
Price Reaction
Fiscal QuarterEarning DateTimeEstimateActualSurprise%EstimateActualSurprise%1D5D
Fiscal Quarter
Earning Date
Time
Estimate
Actual
Surprise%
Estimate
Actual
Surprise%
1D
5D
FY2025Q32025-10-30Pre-Market1.842.04+10.874.81B4.78B-0.55+1.65+0.75
FY2025Q22025-07-31Pre-Market1.912.36+23.564.65B4.73B+1.68+11.43+13.39
FY2025Q12025-05-08Pre-Market1.541.60+3.904.69B4.69B-0.09-1.82+4.41
FY2024Q42025-02-06Pre-Market1.741.91+9.774.72B4.63B-1.95+5.92+15.28
FY2024Q32024-10-31Pre-Market1.642.06+25.614.62B4.60B-0.28+3.45+9.68
FY2024Q22024-08-01-1.781.84+3.374.60B4.53B-1.57+2.25-13.21
FY2024Q12024-05-02-1.101.37+24.554.58B4.58B--2.74+5.78
FY2023Q42024-02-08-1.321.45+9.854.42B1.97B-55.46-2.47+0.59
FY2023Q32023-11-01-1.760.23-86.934.72B4.67B-0.94-1.52+5.79
FY2023Q22023-08-02-1.922.02+5.214.65B4.73B+1.80-1.41-2.44
Intellectia AI SwingMax
Intellectia AI SwingMax

LNC Earnings Analysis

Our earnings analysis provides a granular look at the company’s performance across recent fiscal quarters, highlighting key metrics such as revenue, EPS, and operating margins. By examining actual results against analyst estimates, we uncover trends and surprises that drive stock price movements, offering valuable insights for both short-term traders and long-term investors.
In the most recent quarter, Lincoln National Corp reported performance for FY2025Q3, announced on 2025-10-30. The company achieved an EPS of 2.04, compared to analyst estimates of 1.84 by 10.87% . Revenue for the quarter reached 4.78B compared to expectations of 4.81B by -0.55% .
The stock price reacted with a 1.65% one-day change and a 0.75% five-day change following the earnings release. These movements reflect market reaction in Lincoln National Corp growth trajectory and strategic initiatives.

LNC Earnings Forecast

Looking ahead, Lincoln National Corp(LNC) remains a focal point for investors seeking growth opportunities. Analyst forecasts for 2025/Q4 project quarter revenue of 4.83B and an EPS of 1.90.
However, recent estimate revisions provide additional context. Over the past three months, revenue estimates for FY2025 have been Revise Upward by 0.55%, while EPS estimates have been Revise Upward by 1.87%. For the upcoming Q4 2025, revenue estimates have been adjusted Revise Upward by 0.41% . These revisions correlate with a 1.02% change in stock price over the same period, suggesting potential buying opportunities for investors who believe in Lincoln National Corp long-term fundamentals.
The relationship between earnings forecast revisions and stock price movements is critical for investors. Positive revisions in revenue or EPS often signal strengthening fundamentals, making temporary price dips attractive entry points. Conversely, downward revisions may reflect short-term challenges.

Estimate Revision

The chart shows the correlation between LNC's stock price and earnings forecast revisions. Positive revisions in Revenue or EPS often strengthen the stock's fundamentals, making price dips potential buying opportunities.
Revenue Estimates for FY2025
Revise Upward
up Image
+0.55%
In Past 3 Month
EPS Estimates for FY2025
Revise Upward
up Image
+1.87%
In Past 3 Month
Revenue Estimates for Q4 2025
Revise Upward
up Image
+0.41%
In Past 3 Month
Stock Price
Go Up
up Image
+1.02%
In Past 3 Month
1Y
3Y
5Y
Annual FY 2025
Currency: USD
Currency: USD
1Y
3Y
5Y
--
Revenue Estimate-Annual FY 2025:19.09B
--
EPS Estimate-Annual FY 2025:7.80
—
Stock Price42.54
Financial AI Agent
Financial AI Agent

LNC Revenue and EPS Performance: A Historical Perspective

Lincoln National Corp revenue and earnings per share (EPS) performance over recent quarters provides a clear picture of its financial health. Below is a detailed breakdown of the company’s earnings history, showcasing actual results, analyst estimates, and surprise percentages for key fiscal quarters:
FY2025Q3 (2025-10-30,Pre-Market):
EPS: 2.04 (Actual) vs.1.84 (Estimate) (10.87%)
Revenue: 4.78B (Actual) vs. 4.81B (Estimate) (-0.55%)
Price Reaction: 1.65%(1-Day), 0.75%(5-Day)
FY2025Q2 (2025-07-31,Pre-Market):
EPS: 2.36 (Actual) vs.1.91 (Estimate) (23.56%)
Revenue: 4.73B (Actual) vs. 4.65B (Estimate) (1.68%)
Price Reaction: 11.43%(1-Day), 13.39%(5-Day)
FY2025Q1 (2025-05-08,Pre-Market):
EPS: 1.60 (Actual) vs.1.54 (Estimate) (3.90%)
Revenue: 4.69B (Actual) vs. 4.69B (Estimate) (-0.09%)
Price Reaction: -1.82%(1-Day), 4.41%(5-Day)
Earnings Reaction
The chart below shows how LNC performed 10 days before and after its earnings report, based on data from the past quarters. Typically, LNC sees a -1.79% change in stock price 10 days leading up to the earnings, and a +2.04% change 10 days following the report. On the earnings day itself, the stock moves by +1.47%. This data can give you a slight idea of what to expect for the next quarter's release.
For example, in SEP/2025, the stock changed 3.22% on the day following the earnings release and then changed by 0.96% over the next 10 days. These patterns provide investors with valuable insights into potential price movements and help inform trading strategies around earnings events.
AI Stock Picker
AI Stock Picker

Transcript Summary

Lincoln National Corp (LNC) Q3 2025 Earnings Call Summary
Positive
2025-10-30
The earnings call summary indicates positive financial performance with growth in annuities and retirement plan services, and stable margins in Group Protection. The Q&A section adds confidence with stable earnings drivers and plans for capital deployment, although some details were deferred to future calls. Despite minor concerns like modest margin decline and lack of immediate share repurchase details, the overall sentiment is positive, supported by strong earnings and market strategy. The absence of market cap data limits the precision of impact prediction, but the overall outlook suggests a positive trend.
Lincoln National Corp (LNC) Q2 2025 Earnings Call Summary
Positive
2025-07-31
The earnings call reveals several positive factors: improved margins, strong growth in first-year sales, and increased deposits in Retirement Plan Services. The Q&A highlights management's confidence in margin expansion and sales growth, despite some uncertainty in restructuring impacts. The partnership with Bain Capital and a strategic focus on digital capabilities are promising. Although there are some declines in annuities and retirement earnings, positive guidance and strategic moves outweigh these concerns, suggesting a positive stock price movement in the short term.
Lincoln National Corp (LNC) Q1 2025 Earnings Call Summary
Neutral
2025-05-09
The earnings call shows mixed results: strong financial performance with EPS exceeding expectations and improvements in operating income, but concerns about regulatory risks, supply chain challenges, and market volatility. The partnership with Bain Capital and the strong RBC ratio provide stability, but lack of share repurchase or dividend programs and potential headwinds in retirement services and annuities balance the positives. The Q&A highlighted management's avoidance of specifics on certain metrics, adding uncertainty. Overall, the sentiment is neutral, with no significant catalysts for a strong stock price movement.
Lincoln National Corp (LNC) Q1 2025 Earnings Call Summary
Neutral
2025-05-08
The earnings call presents a mixed picture. While adjusted operating income is up, net income shows a significant loss. The Bain Capital investment is positive, but the lack of share repurchases or dividends is neutral. Market volatility and potential economic downturns pose risks, offsetting gains in some business segments. Q&A insights reveal management's cautious optimism but lack specifics. This balance of positive and negative factors suggests a neutral stock price movement in the short term.
Lincoln National Corp (LNC) Q4 2024 Earnings Call Summary
Positive
2025-02-07
The earnings call reflects strong financial performance with record high adjusted operating income and a robust capital position. Positive developments include increased EPS, a high RBC ratio, and a share repurchase program, all of which support a positive outlook. The Q&A reveals management's confidence in strategic priorities and capital efficiency, despite some avoidance in specifics. Overall, the combination of financial strength, strategic execution, and share repurchases indicates a likely positive stock price movement.
Lincoln National Corporation (LNC) Q3 2024 Earnings Call Summary
Positive
2024-10-31
The earnings call summary shows strong performance in annuity sales, operating income growth, and a high RBC ratio, despite a net loss driven by non-economic impacts. Positive Q&A feedback on free cash flow and annuity demand supports this. However, the lack of clarity on share buybacks may temper enthusiasm. Overall, strong annuity sales, favorable cash flow, and strategic focus suggest a positive stock price movement, with potential upside from growth in annuities and group protection.
Lincoln National Corporation (LNC) Q2 2024 Earnings Call Summary
Neutral
2024-08-01
The earnings call presents a mixed picture. Financial performance shows some positive aspects like increased annuity sales and improved leverage ratio, but also negative factors such as a life insurance operating loss and below-target alternative investment returns. The Q&A section reveals uncertainties about free cash flow and expense improvements. No guidance was refused, and no new partnerships or secondary offerings were announced. Overall, the mixed financial results and lack of clear guidance or dividend discussion suggest a neutral market reaction.

People Also Watch

FAQ

arrow icon

What were the key highlights of LNC’s latest earnings report for FY2025Q3?

LNC reported its FY2025Q3 earnings on 2025-10-30, showcasing a revenue of 4.78B against an estimate of 4.81B, resulting in a -0.55% surprise. The EPS was 2.04, surpassing the expected 1.84 by 10.87% . The stock experienced a 1.65% price change on the earnings day and a 0.75% change over the next five days, reflecting market reactions to the results.
arrow icon

How did LNC’s stock price react after the FY2025Q3 earnings release?

Following LNC’s FY2025Q3 earnings announcement on 2025-10-30, the stock price moved by 1.65% on the day of the release. Over the subsequent five days, it saw a 0.75% change. Historically, LNC’s stock price tends to shift by an average of -1.79% in the 10 days leading up to earnings and +2.04% in the 10 days following, providing insight into potential market.
arrow icon

What are the revenue and EPS estimates for LNC for 2025/Q4?

For 2025/Q4, analysts estimate LNC’s annual revenue to reach 4.83B, while the EPS is projected at 1.90. These estimates reflect recent revisions, with revenue estimates revised Revenue Revise Upward by 0.55% and EPS estimates Revise Upward by 0.41% over the past three months, indicating analyst expectation in the company’s performance.
arrow icon

How does LNC’s stock price correlate with earnings forecast revisions?

The correlation between LNC’s stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock’s fundamentals. Over the past three months, revenue estimates for FY2025 were Revise Upward by 0.55%, while EPS estimates moved Revise Upward by 0.41% . This trend suggests that price dips could present buying opportunities for investors.
arrow icon

What should investors expect from LNC’s next earnings report?

Based on historical trends, LNC’s stock price typically moves by -1.79% in the 10 days before its earnings and +2.04% in the 10 days after. For the upcoming 2025/Q4 earnings, analysts expect an EPS of 1.90 and revenue of 4.83B.
arrow icon

What is the sentiment in Lincoln National Corp (LNC) Q3 2025 Earnings Call Summary?

The earnings call summary indicates positive financial performance with growth in annuities and retirement plan services, and stable margins in Group Protection. The Q&A section adds confidence with stable earnings drivers and plans for capital deployment, although some details were deferred to future calls. Despite minor concerns like modest margin decline and lack of immediate share repurchase details, the overall sentiment is positive, supported by strong earnings and market strategy. The absence of market cap data limits the precision of impact prediction, but the overall outlook suggests a positive trend.
Intellectia LogoIntellectiaIntellectia LogoIntellectia

Redefine Your Investment Decisions

TwitterTwitterYoutubeYoutubeQuoraQuoraDiscordDiscordLinkedinLinkedinTelegramTelegram
AppStoreGooglePlay

Copyright © 2025 Intellectia.AI. All Rights Reserved.

pci certified logo
Company
HomeContactAbout UsNews Release
Compare
TradingViewSeeking Alpha
Features
Financial AI AgentStock Technical AnalysisStock MonitorHedge Fund TrackerAI ScreenerDaytrading Center
Strategies
AI Stock PickerSwing TradingStock Chart PatternsEarnings TradingDaytrading CenterAI Earnings PredictionQuant AIWhales Auto TrackerBacktesting Playground
Free Tools
Dividend CalculatorDividend Yield CalculatorOptions Profit Calculator
Resource
BlogTutorialEarningsTrending StocksCrypto MarketPartner ProgramTerms of UsePrivacy PolicySecuritySitemap
Start for Free