LNC Earnings Prediction
The chart below shows how LNC performed 10 days before and after its earnings report, based on data from the past quarters. Typically, LNC sees a -1.41% change in stock price 10 days leading up to the earnings, and a -2.27% change 10 days following the report. On the earnings day itself, the stock moves by -0.13%. This data can give you a slight idea of what to expect for the next quarter's release.
LNC Key Earning Data
2024/Q4
Year Over Year
Quarter Over Quarter
Total Revenue
6.35B
4749.62%
83.83%
Gross Margin
--
--
--
Operating Margin
35.42%
103.19%
-305.10%
Net Margin
26.55%
102.82%
-273.76%
EPS
9.63
231.20%
-392.71%
No Data Available
LNC Earnings Analysis
Lincoln National Corp Corporation (LNC.N) Earnings Conference Call
Positive
Earnings Per Share Beat: Lincoln National Corporation reported an EPS of $1.91, exceeding expectations of $1.87, indicating strong financial performance.
Record Operating Income Growth: Full-year adjusted operating income reached its highest level in three years, showcasing significant growth and operational efficiency.
RBC Ratio Improvement: The RBC ratio improved to over 430%, surpassing the target of 400%, which enhances financial stability and flexibility for future investments.
Wealth Management Sale Success: The company successfully closed the sale of its wealth management business, contributing to a strengthened capital position throughout the year.
Balanced Cost Management Strategy: Targeted actions to reduce expenses were implemented while simultaneously investing in operations and technology, indicating a balanced approach to cost management and growth.
Negative
Earnings Per Share Beat: Reported EPS of $1.91, while expectations were $1.87, indicating only a slight beat and not a significant improvement in profitability.
Stagnant Revenue Challenges: Despite an increase in adjusted operating income, the overall revenue growth was stagnant, reflecting challenges in market demand and competitive pressures.
RBC Ratio Concerns: The RBC ratio increased to over 430%, but this was primarily due to the sale of the wealth management business, raising concerns about organic growth prospects.
Expense Reduction Strategies: Targeted actions to reduce expenses may indicate underlying inefficiencies, as the company continues to invest in operations and technology without clear immediate returns.
Capital Foundation and Profitability: The focus on building a strong capital foundation and optimizing the operating model suggests ongoing struggles to achieve sustainable growth and profitability.
LNC FAQs
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LNC Earning Call Sentiment
Lincoln National Corporation (NYSE:LNC) Q4 2024 Earnings Call Transcript
LNC.N
3.77%Positive
The earnings call reflects strong financial performance with record high adjusted operating income and a robust capital position. Positive developments include increased EPS, a high RBC ratio, and a share repurchase program, all of which support a positive outlook. The Q&A reveals management's confidence in strategic priorities and capital efficiency, despite some avoidance in specifics. Overall, the combination of financial strength, strategic execution, and share repurchases indicates a likely positive stock price movement.
