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CINF Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
162.780
Open
161.440
VWAP
161.75
Vol
664.35K
Mkt Cap
24.98B
Low
160.980
Amount
107.46M
EV/EBITDA(TTM)
11.04
Total Shares
154.69M
EV
24.59B
EV/OCF(TTM)
7.11
P/S(TTM)
2.21
Cincinnati Financial Corporation offers primarily business, home and auto insurance, its main business, through The Cincinnati Insurance Company and its two standard market property casualty companies. Its segments include Commercial lines insurance, Personal lines insurance, Excess and surplus lines insurance, Life insurance, and Investments. Commercial lines insurance segment’s business includes commercial casualty, commercial property, commercial auto, workers’ compensation, and other commercial lines. Personal Lines Insurance segment’s business includes personal auto, homeowner and other personal lines. Excess and Surplus Lines Insurance segment covers commercial casualty and commercial property. Life Insurance segment’s business includes term life insurance, worksite products, whole life insurance and universal life insurance. Investments segment invests the cash it generates from insurance operations in fixed-maturity investments, equity investments and short-term investments.
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Events Timeline

(ET)
2026-04-27
16:20:00
Company Reports Q1 Revenue of $2.86B
select
2026-02-09 (ET)
2026-02-09
16:10:00
Company Reports Q4 Revenue of $3.09B
select
2026-01-30 (ET)
2026-01-30
15:20:00
Cincinnati Financial Announces Quarterly Dividend Increase to $0.94 per Share
select

News

PRnewswire
9.0
05-04PRnewswire
Cincinnati Financial Corporation Annual Meeting Results
  • Director Election Results: At the annual meeting on May 2, 2026, shareholders elected all 14 directors for one-year terms, demonstrating strong shareholder support and engagement in corporate governance.
  • Amendment Approval: Shareholders approved the Amended and Restated Articles of Incorporation, indicating proactive adjustments in governance structures to align with market changes and shareholder expectations.
  • Auditor Selection Confirmation: The selection of Deloitte & Touche LLP as the independent registered public accounting firm for 2026 was ratified by shareholders, ensuring financial transparency and compliance, which enhances investor confidence.
  • Shareholder Proposal Rejection: A proposal regarding special shareholder meetings did not receive majority support, reflecting shareholder satisfaction with the current governance structure while potentially influencing future shareholder engagement strategies.
PRnewswire
8.0
05-04PRnewswire
Cincinnati Financial Corporation Declares Quarterly Dividend
  • Dividend Declaration: Cincinnati Financial Corporation's board announced a quarterly cash dividend of $0.94 per share during its regular meeting on May 2, 2026, payable on July 15, 2026, reflecting the company's confidence in its financial strength.
  • Sustained Growth: The declared dividend matches the one paid in April 2026, marking a consistent path towards 66 years of increasing annual cash dividends, which underscores the company's robust financial management and profitability.
  • Management Confidence: CEO Stephen M. Spray commented that the dividend declaration reflects the board's confidence in the company's ability to deliver long-term value, emphasizing a focus on disciplined underwriting and exceptional customer service.
  • Insurance Business Overview: Cincinnati Financial primarily offers business, home, and auto insurance through The Cincinnati Insurance Company, while also providing life insurance and fixed annuities, showcasing its diversified insurance business model.
Newsfilter
8.0
05-04Newsfilter
Cincinnati Financial Corporation Declares Quarterly Dividend
  • Dividend Declaration: Cincinnati Financial Corporation's board declared a quarterly cash dividend of $0.94 per share on May 2, 2026, payable on July 15, 2026, reflecting the company's confidence in its financial strength and commitment to delivering long-term shareholder value.
  • Sustained Growth: The declared dividend matches the one paid in April 2026, marking the company's commitment to increasing annual cash dividends for 66 consecutive years, thereby enhancing investor confidence in its stability.
  • Management Commentary: CEO Stephen M. Spray noted that the dividend declaration showcases the company's success in disciplined underwriting, strong capital management, and exceptional customer service, further solidifying its market position.
  • Business Overview: Cincinnati Financial primarily offers business, home, and auto insurance through The Cincinnati Insurance Company, while also providing life insurance and fixed annuities, demonstrating a diversified insurance business model.
seekingalpha
8.0
05-04seekingalpha
Cincinnati Financial Declares Quarterly Dividend of $0.94 per Share
  • Quarterly Dividend Announcement: Cincinnati Financial has declared a quarterly dividend of $0.94 per share, consistent with previous distributions, indicating the company's stable cash flow and commitment to shareholder returns.
  • Dividend Yield: The forward yield of 2.32% reflects the company's attractiveness in the current market environment, potentially appealing to investors seeking stable income.
  • Payment Schedule: The dividend will be payable on July 15, with a record date of June 23 and an ex-dividend date also on June 23, ensuring shareholders receive timely returns.
  • Long-Term Target Reaffirmation: Cincinnati Financial reiterated its long-term combined ratio target of 92%-98%, despite increasing commercial pricing pressures, demonstrating confidence in its future financial health.
seekingalpha
9.5
04-28seekingalpha
Cincinnati Financial Corporation Q1 2026 Earnings Highlights
  • Net Income Performance: Cincinnati Financial reported a net income of $274 million for Q1 2026, which included an after-tax impact of $82 million from the decrease in fair value of equity securities, indicating solid performance in both insurance and investment operations despite market pressures.
  • Strong Operating Income: The company posted a non-GAAP operating income of $330 million, a significant turnaround from an operating loss of $37 million a year ago, reflecting effective execution of risk selection and pricing strategies that enhance market competitiveness.
  • Premium Growth: Consolidated property casualty net written premiums grew by 7%, with commercial lines up 3% and personal lines up 15%, demonstrating the company's adaptability across different business lines, although growth rates are slowing.
  • Investment Income Increase: Investment income rose by 14% in the first quarter, with operating cash flow reaching $656 million, showcasing the company's success in capital management and investment strategies, further solidifying its financial foundation.
NASDAQ.COM
9.5
04-27NASDAQ.COM
Cincinnati Financial Reports Strong Q1 Net Income Turnaround
  • Significant Profit Improvement: Cincinnati Financial reported a Q1 net income of $274 million, a substantial turnaround from a net loss of $90 million in the same period last year, indicating strong performance amid market recovery.
  • Earnings Per Share Rebound: The company's earnings per share reached $1.75, compared to a loss of $0.57 a year earlier, showcasing a remarkable enhancement in profitability that boosts investor confidence.
  • Total Revenue Growth: Total revenues increased to $2.86 billion from $2.57 billion year-over-year, reflecting robust demand in the insurance and financial services sectors.
  • Premiums and Investment Income Rise: Earned premiums rose from $2.34 billion to $2.60 billion, while investment income grew from $280 million to $318 million, demonstrating the company's success in risk management and investment strategies.
Wall Street analysts forecast CINF stock price to rise
3 Analyst Rating
Wall Street analysts forecast CINF stock price to rise
2 Buy
1 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
157.00
Averages
175.00
High
191.00
Current: 0.000
sliders
Low
157.00
Averages
175.00
High
191.00
Keefe Bruyette
Outperform
maintain
$190 -> $191
AI Analysis
2026-04-29
Reason
Keefe Bruyette
Price Target
$190 -> $191
AI Analysis
2026-04-29
maintain
Outperform
Reason
Keefe Bruyette raised the firm's price target on Cincinnati Financial to $191 from $190 and keeps an Outperform rating on the shares.
BofA
Buy
maintain
$177 -> $183
2026-04-28
Reason
BofA
Price Target
$177 -> $183
2026-04-28
maintain
Buy
Reason
BofA raised the firm's price target on Cincinnati Financial to $183 from $177 and keeps a Buy rating on the shares. Following "a marginal miss" in Q1, the firm's EPS forecasts rise modestly, supported by consistent premium growth despite short-term margin pressure across select lines, the analyst tells investors.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for CINF
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Valuation Metrics

The current forward P/E ratio for Cincinnati Financial Corp (CINF.O) is 18.69, compared to its 5-year average forward P/E of 21.87. For a more detailed relative valuation and DCF analysis to assess Cincinnati Financial Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
21.87
Current PE
18.69
Overvalued PE
26.46
Undervalued PE
17.28

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.56
Current EV/EBITDA
14.73
Overvalued EV/EBITDA
2.69
Undervalued EV/EBITDA
-1.57

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.07
Current PS
1.95
Overvalued PS
2.46
Undervalued PS
1.68

Financials

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Whales Holding CINF

V
Venture Visionary Partners LLC
Holding
CINF
+12.30%
3M Return
V
Verition Fund Management LLC
Holding
CINF
+11.64%
3M Return
A
Aegon Asset Management UK Plc
Holding
CINF
+8.47%
3M Return
L
Lighthouse Investment Partners, LLC
Holding
CINF
+6.09%
3M Return
J
Johnson Investment Counsel, Inc.
Holding
CINF
+4.30%
3M Return
V
Vest Financial LLC
Holding
CINF
+4.25%
3M Return

Trading Trends

    Insider
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Frequently Asked Questions

What is Cincinnati Financial Corp (CINF) stock price today?

The current price of CINF is 161.5 USD — it has decreased -0.34

What is Cincinnati Financial Corp (CINF)'s business?

Cincinnati Financial Corporation offers primarily business, home and auto insurance, its main business, through The Cincinnati Insurance Company and its two standard market property casualty companies. Its segments include Commercial lines insurance, Personal lines insurance, Excess and surplus lines insurance, Life insurance, and Investments. Commercial lines insurance segment’s business includes commercial casualty, commercial property, commercial auto, workers’ compensation, and other commercial lines. Personal Lines Insurance segment’s business includes personal auto, homeowner and other personal lines. Excess and Surplus Lines Insurance segment covers commercial casualty and commercial property. Life Insurance segment’s business includes term life insurance, worksite products, whole life insurance and universal life insurance. Investments segment invests the cash it generates from insurance operations in fixed-maturity investments, equity investments and short-term investments.

What is the price predicton of CINF Stock?

Wall Street analysts forecast CINF stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CINF is175.00 USD with a low forecast of 157.00 USD and a high forecast of 191.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Cincinnati Financial Corp (CINF)'s revenue for the last quarter?

Cincinnati Financial Corp revenue for the last quarter amounts to 2.97B USD, increased 12.51

What is Cincinnati Financial Corp (CINF)'s earnings per share (EPS) for the last quarter?

Cincinnati Financial Corp. EPS for the last quarter amounts to 1.75 USD, decreased -401.72

How many employees does Cincinnati Financial Corp (CINF). have?

Cincinnati Financial Corp (CINF) has 5705 emplpoyees as of May 10 2026.

What is Cincinnati Financial Corp (CINF) market cap?

Today CINF has the market capitalization of 24.98B USD.