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CINF Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
157.140
Open
153.950
VWAP
155.84
Vol
450.47K
Mkt Cap
24.35B
Low
153.950
Amount
70.20M
EV/EBITDA(TTM)
13.62
Total Shares
155.69M
EV
23.80B
EV/OCF(TTM)
7.65
P/S(TTM)
2.20
Cincinnati Financial Corporation offers primarily business, home and auto insurance, its main business, through The Cincinnati Insurance Company and its two standard market property casualty companies. Its segments include Commercial lines insurance, Personal lines insurance, Excess and surplus lines insurance, Life insurance, and Investments. Commercial lines insurance segment’s business includes commercial casualty, commercial property, commercial auto, workers’ compensation, and other commercial lines. Personal Lines Insurance segment’s business includes personal auto, homeowner and other personal lines. Excess and Surplus Lines Insurance segment covers commercial casualty and commercial property. Life Insurance segment’s business includes term life insurance, worksite products, whole life insurance and universal life insurance. Investments segment invests the cash it generates from insurance operations in fixed-maturity investments, equity investments and short-term investments.
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Events Timeline

(ET)
2026-02-09
16:10:00
Company Reports Q4 Revenue of $3.09B
select
2026-01-30 (ET)
2026-01-30
15:20:00
Cincinnati Financial Announces Quarterly Dividend Increase to $0.94 per Share
select
2025-10-27 (ET)
2025-10-27
16:19:40
Cincinnati Financial announces Q3 non-GAAP EPS of $2.85, surpassing consensus of $2.06
select

News

PRnewswire
1.0
03-18PRnewswire
Cincinnati Financial Corporation Announces 2026 Annual Meeting Materials Availability
  • Meeting Materials Released: Cincinnati Financial Corporation has made available online the materials for its 2026 Annual Meeting of Shareholders, including the 2025 Annual Report on Form 10-K and the 2026 Annual Shareholder Meeting Notice and Proxy Statement, ensuring shareholders have timely access to key information.
  • Meeting Date and Location: The 2026 Annual Meeting is scheduled for May 2 at 9:30 a.m. at the Cincinnati Art Museum, providing a live webcast for shareholders unable to attend in person, thereby enhancing the accessibility of the meeting.
  • Voting Instructions Sent: Shareholders of record as of March 4, 2026, will receive voting instructions via mail or email, utilizing a mailed Notice of Internet Availability of Proxy Materials to reduce costs and environmental impact while encouraging online reading of materials.
  • Material Receipt Options: Shareholders can continue to receive printed or electronic materials based on their previous elections, with instructions provided in the proxy voting notice, ensuring flexibility in how shareholders receive important documents.
Newsfilter
1.0
03-18Newsfilter
Cincinnati Financial Corporation Announces 2026 Annual Meeting Materials Availability
  • Meeting Materials Released: Cincinnati Financial Corporation has made available online the materials for its 2026 Annual Meeting of Shareholders, including the 2025 Annual Report on Form 10-K and the 2026 Annual Meeting Notice and Proxy Statement, ensuring shareholders have timely access to critical information.
  • Meeting Date and Location: The 2026 Annual Meeting is scheduled for May 2 at 9:30 a.m. at the Cincinnati Art Museum, providing a live webcast for shareholders unable to attend in person, thereby enhancing meeting accessibility.
  • Voting Instructions Sent: Shareholders of record as of March 4, 2026, will receive voting instructions via mail or email, utilizing a mailed Notice of Internet Availability of Proxy Materials to reduce costs and environmental impact while encouraging online reading of materials.
  • Material Receipt Options: Shareholders can choose to continue receiving printed or electronic materials based on their preferences, with instructions provided in the Notice of Internet Availability of Proxy Materials, ensuring flexibility in how shareholders receive information.
NASDAQ.COM
8.0
02-23NASDAQ.COM
Cincinnati Financial Corp. Shows Strong Dividend Performance
  • Dividend Stability: Cincinnati Financial Corp. (CINF) has been included in the 'Dividend Channel S.A.F.E. 25' list due to its flawless history of never missing or lowering dividends, which enhances investor confidence in its financial stability.
  • Dividend Yield: The company pays an annualized dividend of $3.76 per share in quarterly installments, showcasing a strong current yield that attracts income-seeking investors and solidifies its position in the insurance brokerage sector.
  • Sustained Growth: Cincinnati Financial has consistently increased its dividends over the past two decades, reflecting robust profitability and cash flow management, which helps enhance its competitive edge in the market.
  • ETF Holdings: As a member of the iShares S&P 1500 Index ETF and representing 0.86% of the SPDR S&P Dividend ETF, CINF's significance in investment portfolios is underscored, further boosting its market recognition.
seekingalpha
9.5
02-10seekingalpha
Cincinnati Financial Reports Strong Q4 2025 Earnings with Strategic Focus
  • Net Income Growth: Cincinnati Financial's net income for the full year 2025 reached $2.4 billion, a 4% increase, while Q4 net income soared to $676 million, reflecting a 67% rise, demonstrating the resilience of the company's insurance business and effective long-term strategy.
  • Operational Efficiency Improvement: The non-GAAP operating income for Q4 increased by 7% to $531 million, with a property casualty combined ratio of 85.2%, lowering the full-year combined ratio to 94.9%, indicating the company's success in maintaining pricing discipline.
  • Significant Investment Income: Investment income grew by 9% for Q4 and 14% for the full year, with cash flow from operating activities reaching $3.1 billion, a 17% increase, providing strong support for the company's financial stability and future growth prospects.
  • Strategic Technology Investments: Ongoing investments in intelligent automation and generative AI are expected to drive future business growth, with management expressing optimism about investment income growth in 2026, showcasing the company's adaptability to market competition.
CNBC
9.5
02-09CNBC
ON Semiconductor Misses Revenue Estimates, Shares Drop
  • ON Semiconductor Earnings Miss: ON Semiconductor reported fourth-quarter revenue of $1.53 billion, falling short of the LSEG consensus estimate of $1.54 billion, resulting in a nearly 6% drop in shares; however, adjusted earnings of 64 cents per share exceeded the forecast of 62 cents, indicating some operational strength despite revenue concerns.
  • Upwork Client Decline: Upwork revealed that active clients at the end of 2025 totaled 785,000, down from 832,000 the previous year, leading to a 22% plunge in shares; additionally, the current quarter revenue guidance of $192 million to $197 million fell short of the $201 million consensus estimate, highlighting weakening market demand.
  • Chegg Performance Decline: Chegg's fourth-quarter adjusted EBITDA was $12.9 million, a significant 65% drop year-over-year, with revenue at $72.7 million, down 49%, causing a 5% decline in shares; this stark performance decline underscores the challenges facing the online education sector.
  • Aecom Earnings Beat Expectations: Aecom posted first-quarter adjusted earnings of $1.29 per share on revenue of $1.85 billion, surpassing analyst expectations of $1.17 per share and $1.76 billion in revenue, resulting in a roughly 3% increase in shares, reflecting the company's competitive strength and a rebound in market demand.
seekingalpha
9.5
02-09seekingalpha
Cincinnati Financial Q4 2025 Earnings Exceed Expectations
  • Earnings Beat: Cincinnati Financial reported a Q4 2025 non-GAAP EPS of $3.37, exceeding expectations by $0.48, indicating robust profitability growth and operational efficiency.
  • Significant Revenue Growth: The company achieved $3.09 billion in revenue for Q4, marking a 21.7% year-over-year increase and surpassing estimates by $180 million, reflecting strong market performance and heightened customer demand.
  • Net Income Surge: Q4 2025 net income rose by $271 million compared to Q4 2024, driven by after-tax net investment gains of $237 million, showcasing the effectiveness of the company's investment strategies.
  • Increased Book Value: As of December 31, 2025, the book value per share reached $102.35, up $13.24 from year-end 2024, indicating improved asset quality and enhanced shareholder value.
Wall Street analysts forecast CINF stock price to rise
3 Analyst Rating
Wall Street analysts forecast CINF stock price to rise
2 Buy
1 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
157.00
Averages
175.00
High
191.00
Current: 0.000
sliders
Low
157.00
Averages
175.00
High
191.00
Keefe Bruyette
Keefe Bruyette
Outperform
maintain
$180 -> $191
AI Analysis
2026-01-06
Reason
Keefe Bruyette
Keefe Bruyette
Price Target
$180 -> $191
AI Analysis
2026-01-06
maintain
Outperform
Reason
Keefe Bruyette raised the firm's price target on Cincinnati Financial to $191 from $180 and keeps an Outperform rating on the shares.
BofA
Buy
downgrade
$186 -> $180
2026-01-05
Reason
BofA
Price Target
$186 -> $180
2026-01-05
downgrade
Buy
Reason
BofA lowered the firm's price target on Cincinnati Financial to $180 from $186 and keeps a Buy rating on the shares. As in 2025, the pricing trends for most P&C insurance products do not appear positive, the analyst tells investors in a research note. While pricing for liability lines remains positive, it seems that loss costs are rising more steeply than prices, the analyst says, adding that personal auto rates are flattish, while some investors are expecting decline in response to high profitability. The firm added, however, that underwriter valuations hardly look expensive, even as fundamentals have tipped in the "wrong direction."
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for CINF
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Valuation Metrics

The current forward P/E ratio for Cincinnati Financial Corp (CINF.O) is 19.45, compared to its 5-year average forward P/E of 22.10. For a more detailed relative valuation and DCF analysis to assess Cincinnati Financial Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
22.10
Current PE
19.45
Overvalued PE
26.76
Undervalued PE
17.44

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.09
Current PS
2.09
Overvalued PS
2.49
Undervalued PS
1.69

Financials

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Whales Holding CINF

O
Old Republic International Corporation
Holding
CINF
+9.65%
3M Return
L
Lighthouse Investment Partners, LLC
Holding
CINF
+2.20%
3M Return
T
The Welch Group, LLC
Holding
CINF
-0.54%
3M Return
T
The London Company of Virginia, LLC
Holding
CINF
-0.97%
3M Return
K
Kornitzer Capital Management, Inc.
Holding
CINF
-1.36%
3M Return
V
Vest Financial LLC
Holding
CINF
-1.61%
3M Return

Trading Trends

    Insider
    Hedge Fund
    Congress Trading

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Frequently Asked Questions

What is Cincinnati Financial Corp (CINF) stock price today?

The current price of CINF is 156.42 USD — it has increased 1.78

What is Cincinnati Financial Corp (CINF)'s business?

Cincinnati Financial Corporation offers primarily business, home and auto insurance, its main business, through The Cincinnati Insurance Company and its two standard market property casualty companies. Its segments include Commercial lines insurance, Personal lines insurance, Excess and surplus lines insurance, Life insurance, and Investments. Commercial lines insurance segment’s business includes commercial casualty, commercial property, commercial auto, workers’ compensation, and other commercial lines. Personal Lines Insurance segment’s business includes personal auto, homeowner and other personal lines. Excess and Surplus Lines Insurance segment covers commercial casualty and commercial property. Life Insurance segment’s business includes term life insurance, worksite products, whole life insurance and universal life insurance. Investments segment invests the cash it generates from insurance operations in fixed-maturity investments, equity investments and short-term investments.

What is the price predicton of CINF Stock?

Wall Street analysts forecast CINF stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CINF is175.00 USD with a low forecast of 157.00 USD and a high forecast of 191.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Cincinnati Financial Corp (CINF)'s revenue for the last quarter?

Cincinnati Financial Corp revenue for the last quarter amounts to 2.90B USD, increased 7.12

What is Cincinnati Financial Corp (CINF)'s earnings per share (EPS) for the last quarter?

Cincinnati Financial Corp. EPS for the last quarter amounts to 4.29 USD, increased 67.58

How many employees does Cincinnati Financial Corp (CINF). have?

Cincinnati Financial Corp (CINF) has 5705 emplpoyees as of March 31 2026.

What is Cincinnati Financial Corp (CINF) market cap?

Today CINF has the market capitalization of 24.35B USD.