CINF

Cincinnati Financial Corp

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Advanced Chart

153.600

+0.2(0.130%)1D

Overview
Forecast
Valuation
Earnings

Line

Candle

YTD

High

154.710

Open

153.590

VWAP

153.86

Vol

375.89K

Mkt Cap

24.02B

Low

153.400

Amount

57.83M

EV/EBITDA(TTM)

9.75

Total Shares

156.56M

23.84B

EV/OCF(TTM)

9.15

P/S(TTM)

2.07

Cincinnati Financial Corporation offers primarily business, home and auto insurance, its main business, through The Cincinnati Insurance Company and its two standard market property casualty companies. Its segments include Commercial lines insurance, Personal lines insurance, Excess and surplus lines insurance, Life insurance, and Investments. Commercial lines insurance segment’s business includes commercial casualty, commercial property, commercial auto, workers’ compensation, and other commercial lines. Personal Lines Insurance segment’s business includes personal auto, homeowner and other personal lines. Excess and Surplus Lines Insurance segment covers commercial casualty and commercial property. Life Insurance segment’s business includes term life insurance, worksite products, whole life insurance and universal life insurance. Investments segment invests the cash it generates from insurance operations in fixed-maturity investments, equity investments and short-term investments.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2026Q1

FY2025Q4

FY2025Q3

3.01B

+17.29%

2.091

-971.19%

2.91B

+14.77%

2.679

-14.67%

2.85B

-14.29%

1.670

+17.58%

Estimates Revision

The market is revising Upward the revenue expectations for Cincinnati Financial Corporation (CINF) for FY2025, with the revenue forecasts being adjusted by 4.04% over the past three months. During the same period, the stock price has changed by 1.32%.

Revenue Estimates for FY2025

Revise Upward

+4.04%

In Past 3 Month

EPS Estimates for FY2025

Revise Upward

+11.88%

In Past 3 Month

Stock Price

Go Up

+1.32%

In Past 3 Month

7 Analyst Rating

7.55% Upside

Wall Street analysts forecast CINF stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CINF is 165.20 USD with a low forecast of 145.00 USD and a high forecast of 175.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

5 Buy

2 Hold

0 Sell

Moderate Buy

7.55% Upside

Current: 153.600

Low

145.00

Averages

165.20

High

175.00

7.55% Upside

Current: 153.600

Low

145.00

Averages

165.20

High

175.00

Keefe Bruyette

Meyer Shields

Outperform

maintain

$167 -> $178

2025-08-05

Reason

Keefe Bruyette

Meyer Shields

Price Target

$167 -> $178

2025-08-05

maintain

Outperform

Reason

Keefe Bruyette analyst Meyer Shields raised the firm's price target on Cincinnati Financial to $178 from $167 and keeps an Outperform rating on the shares. The firm increased estimates post the company's Q2 report. It now assumes lower catastrophe loss and expense ratios and bigger catastrophe reserve releases, partly offset by slower premium growth.

Keefe Bruyette

Outperform

maintain

$167 -> $168

2025-08-05

Reason

Keefe Bruyette

Price Target

$167 -> $168

2025-08-05

maintain

Outperform

Reason

Keefe Bruyette raised the firm's price target on Cincinnati Financial to $168 from $167 and keeps an Outperform rating on the shares. The firm increased estimates post the company's Q2 report. It now assumes lower catastrophe loss and expense ratios and bigger catastrophe reserve releases, partly offset by slower premium growth.

Roth Capital

Buy

maintain

$160 -> $175

2025-07-29

Reason

Roth Capital

Price Target

$160 -> $175

2025-07-29

maintain

Buy

Reason

Roth Capital raised the firm's price target on Cincinnati Financial to $175 from $160 and keeps a Buy rating on the shares. Cincinnati Financial's better earnings were primarily due to a better underlying combined ratio led by favorable loss reserve development, the analyst tells investors in a research note.

Keefe, Bruyette & Woods

Meyer Shields

Buy

Maintains

$182 → $148

2025-04-09

Reason

Keefe, Bruyette & Woods

Meyer Shields

Price Target

$182 → $148

2025-04-09

Maintains

Buy

Reason

Keefe Bruyette analyst Meyer Shields lowered the firm's price target on Cincinnati Financial to $148 from $182 and keeps an Outperform rating on the shares.

Keefe, Bruyette & Woods

Meyer Shields

Buy

Maintains

$180 → $182

2025-02-13

Reason

Keefe, Bruyette & Woods

Meyer Shields

Price Target

$180 → $182

2025-02-13

Maintains

Buy

Reason

Roth MKM

Harry Fong

Strong Buy

Maintains

$140 → $160

2025-02-12

Reason

Roth MKM

Harry Fong

Price Target

$140 → $160

2025-02-12

Maintains

Strong Buy

Reason

See All Ratings

Valuation Metrics

The current forward P/E ratio for Cincinnati Financial Corp (CINF.O) is 19.25, compared to its 5-year average forward P/E of 21.89. For a more detailed relative valuation and DCF analysis to assess Cincinnati Financial Corp 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Fair

5Y Average PE

21.89

Current PE

19.25

Overvalued PE

26.61

Undervalued PE

17.16

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Fair

5Y Average PS

2.07

Current PS

2.03

Overvalued PS

2.46

Undervalued PS

1.67