AUB

Atlantic Union Bankshares Corp

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32.040

+0.65(2.071%)1D

Overview
Forecast
Valuation
Earnings

Line

Candle

YTD

High

32.050

Open

31.760

VWAP

31.98

Vol

1.44M

Mkt Cap

4.57B

Low

31.420

Amount

46.13M

EV/EBITDA(TTM)

13.59

Total Shares

89.77M

5.03B

EV/OCF(TTM)

2.68

P/S(TTM)

3.40

Atlantic Union Bankshares Corporation is the holding company for Atlantic Union Bank (the Bank), which provides banking and related financial products and services to consumers and businesses. The Bank has branches and ATMs located in Virginia, Maryland and North Carolina. It operates through two segments: Wholesale Banking and Consumer Banking. Its Wholesale Banking segment provides loan, leasing, and deposit services, as well as treasury management and capital market services to wholesale customers primarily throughout Virginia, Maryland, North Carolina, and South Carolina. These customers include commercial and industrial customers. This segment also includes its equipment finance subsidiary and its wealth management business. Its Consumer Banking segment provides loan and deposit services to consumers and small businesses throughout Virginia, Maryland, and North Carolina. Consumer Banking includes the home loan division and investment management, and advisory services businesses.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2026Q1

FY2025Q4

FY2025Q3

377.71M

+73.99%

0.874

+53.38%

379.35M

+70.67%

0.842

+25.62%

374.28M

+69.27%

0.838

+1%

Estimates Revision

The market is revising Upward the revenue expectations for Atlantic Union Bankshares Corporation (AUB) for FY2025, with the revenue forecasts being adjusted by 0.97% over the past three months. During the same period, the stock price has changed by 9.39%.

Revenue Estimates for FY2025

Revise Upward

+0.97%

In Past 3 Month

EPS Estimates for FY2025

Revise Upward

+1.86%

In Past 3 Month

Stock Price

Go Up

+9.39%

In Past 3 Month

5 Analyst Rating

19.85% Upside

Wall Street analysts forecast AUB stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for AUB is 38.40 USD with a low forecast of 33.00 USD and a high forecast of 46.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

3 Buy

2 Hold

0 Sell

Moderate Buy

19.85% Upside

Current: 32.040

Low

33.00

Averages

38.40

High

46.00

19.85% Upside

Current: 32.040

Low

33.00

Averages

38.40

High

46.00

Keefe Bruyette

Market Perform

maintain

$33 -> $34

2025-08-04

New

Reason

Keefe Bruyette

Price Target

$33 -> $34

2025-08-04

New

maintain

Market Perform

Reason

Keefe Bruyette raised the firm's price target on Atlantic Union Bankshares to $34 from $33 and keeps a Market Perform rating on the shares.

Raymond James

Strong Buy

maintain

$41 -> $42

2025-07-30

Reason

Raymond James

Price Target

$41 -> $42

2025-07-30

maintain

Strong Buy

Reason

Raymond James raised the firm's price target on Atlantic Union Bankshares to $42 from $41 and keeps a Strong Buy rating on the shares. AUB's Q2 results were "noisy," showing positive core business trends with core net interest margin expansion, positive loan growth trends, and stable legacy credit, the analyst tells investors in a research note.

Piper Sandler

Overweight

maintain

$46 -> $45

2025-07-25

Reason

Piper Sandler

Price Target

$46 -> $45

2025-07-25

maintain

Overweight

Reason

Piper Sandler lowered the firm's price target on Atlantic Union Bankshares to $45 from $46 and keeps an Overweight rating on the shares. The firm says the company's Q2 results reflect a transformative period driven by the Sandy Spring Bank acquisition, bolstering its position as the premier regional bank in the lower mid-Atlantic. Atlantic Union saw sustained loan and deposit growth, effective CRE concentration management, solid credit quality, net interest margin expansion to 3.83%, and disciplined expense management, adds Piper.

Morgan Stanley

Equal Weight

maintain

$32 -> $35

2025-07-03

Reason

Morgan Stanley

Price Target

$32 -> $35

2025-07-03

maintain

Equal Weight

Reason

Morgan Stanley raised the firm's price target on Atlantic Union Bankshares to $35 from $32 and keeps an Equal Weight rating on the shares. Midcap banks are trading at their widest discount to the largest banks in over 10 years, and the setup is positive going into earnings with green shoots on loan acceleration, benign credit and ongoing benefits to net interest income, the analyst tells investors in a research note.

Raymond James

Outperform -> Strong Buy

upgrade

$37 -> $41

2025-06-10

Reason

Raymond James

Price Target

$37 -> $41

2025-06-10

upgrade

Outperform -> Strong Buy

Reason

Raymond James upgraded Atlantic Union Bankshares to Strong Buy from Outperform with a price target of $41, up from $37. The firm sees an he attractive valuation for a "desirable franchise that is likely to show a significant improvement in financial performance over the next twelve months." Atlantic Union shares are down 17% year-to-date, largely driven by fears that the Department of Government Efficiency would weigh heavily on the D.C. economy and its acquisition of Sandy Spring in the D.C. suburbs, the analyst tells investors in a research note. However, Raymond James came away constructive from a meeting with management on the bank's outlook. Management reiterated their 2025 guidance and noted that the loan pipeline continues to build and core net interest margin continues to expand, the firm says.

Jefferies

David Chiaverini

Buy

initiated

$37

2025-05-20

Reason

Jefferies

David Chiaverini

Price Target

$37

2025-05-20

initiated

Buy

Reason

Jefferies analyst David Chiaverini initiated coverage of Atlantic Union Bankshares with a Buy rating and $37 price target. The firm initiating coverage of 32 regional and mid-cap banks with a "constructive outlook." Despite tariff uncertainty, several factors could positively impact banks, including a rebound in loan growth as the U.S. avoids a recession, net interest margin expansion with a steeper yield curve, "resilient" credit metrics, excess capital "to play offense or defense," and attractive valuations, the analyst tells investors in a research note. Jefferies' top regional bank top picks are Huntington Bancshares (HBAN), M&T Bank (MTB) and Fifth Third (FITB). The firm's mid-cap top picks are Flagstar Financial (FLG), Axos Financial (AX) and Western Alliance (WAL).

See All Ratings

Valuation Metrics

The current forward P/E ratio for Atlantic Union Bankshares Corp (AUB.N) is 8.93, compared to its 5-year average forward P/E of 11.53. For a more detailed relative valuation and DCF analysis to assess Atlantic Union Bankshares Corp 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Undervalued

5Y Average PE

11.53

Current PE

8.93

Overvalued PE

13.26

Undervalued PE

9.80

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Fair

5Y Average PS

3.48

Current PS

2.95

Overvalued PS

4.12

Undervalued PS

2.84