Line
|
Candle
1D
5D
1M
3M
6M
YTD
1Y
5Y
High
95.920
Open
91.000
VWAP
94.35
Vol
1.80M
Mkt Cap
6.87B
Low
90.960
Amount
169.45M
EV/EBITDA(TTM)
15.81
Total Shares
48.74M
EV
9.39B
EV/OCF(TTM)
1.24
P/S(TTM)
3.10
UMB Financial Corporation is a financial services company. The Company offers commercial banking, which includes comprehensive deposit, lending and investment services, personal banking, which includes wealth management and financial planning services, and institutional banking, which includes asset servicing, corporate trust solutions, investment banking, and healthcare services. Its segments include Commercial Banking, which serves the commercial banking and treasury management needs of the Company’s small to middle-market businesses through a range of products and services; Institutional Banking segment, which is a combination of banking services, fund services, asset management services and healthcare services provided to institutional clients, and Personal Banking segment that combines consumer banking and wealth management services offered to clients and delivered through personal relationships and its bank branches, automated teller machine (ATM) network and Internet banking.
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Market Estimates
Earnings Estimates
Revenue
YoY Chg
EPS
YoYChg
FY2025Q3
FY2025Q2
FY2025Q1
642.59M
+56.69%
2.385
+6.01%
631.45M
+59.28%
2.261
+4.66%
559.01M
+37.96%
2.195
-11.15%
Estimates Revision
The market is revising Downward the revenue expectations for UMB Financial Corporation (UMBF) for FY2025, with the revenue forecasts being adjusted by -0.33% over the past three months. During the same period, the stock price has changed by -21.39%.
Revenue Estimates for FY2025
Revise Downward
-0.33%
In Past 3 Month
EPS Estimates for FY2025
Revise Downward
-0.14%
In Past 3 Month
Stock Price
Go Down
-21.39%
In Past 3 Month
8 Analyst Rating
30.59% Upside
Wall Street analysts forecast UMBF stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for UMBF is 123.50 USD with a low forecast of 105.00 USD and a high forecast of 143.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
5 Buy
3 Hold
0 Sell
Moderate Buy
30.59% Upside
Current: 94.570
Low
105.00
Averages
123.50
High
143.00
30.59% Upside
Current: 94.570
Low
105.00
Averages
123.50
High
143.00
Wells Fargo
Timur Braziler
Hold
Maintains
$120 → $105
2025-04-09
Reason
Wells Fargo
Timur Braziler
Price Target
$120 → $105
2025-04-09
Maintains
Hold
Reason
Wells Fargo lowered the firm's price target on UMB Financial to $105 from $120 and keeps an Equal Weight rating on the shares. While long-term uncertainty has certainly increased, the recent pullback in the space presents a near-term opportunity as EPS results remain steady, credit is still okay, and expectations are once again really low.
Barclays
Jared Shaw
Buy
Maintains
$139 → $125
2025-04-08
Reason
Barclays
Jared Shaw
Price Target
$139 → $125
2025-04-08
Maintains
Buy
Reason
Barclays lowered the firm's price target on UMB Financial to $125 from $139 and keeps an Overweight rating on the shares as part of a Q1 preview for the mid-cap banks. Heightened uncertainty hurts 2025 outlooks and could lead to lowered guidance at earnings, but buyback activity is a potential catalyst for some, the analyst tells investors in a research note.
Morgan Stanley
Brian Wilczynski
Buy
Maintains
$156 → $146
2025-03-13
Reason
Morgan Stanley
Brian Wilczynski
Price Target
$156 → $146
2025-03-13
Maintains
Buy
Reason
Morgan Stanley lowered the firm's price target on UMB Financial to $146 from $156 and keeps an Overweight rating on the shares. The firm is reducing its estimates on Midcap Banks in North America under its coverage given higher uncertainty and slower economic growth outlook, the analyst tells investors. Trade and tariff policy changes are occurring sooner and more forcefully than previously anticipated, Morgan Stanley states. Additionally, the firm notes a slower pace of economic growth and higher level of policy uncertainty is a headwind for the sector, leading to many price target cuts in the group.
Citigroup
Benjamin Gerlinger
Strong Buy
to
Hold
Downgrades
$130 → $127
2025-02-03
Reason
Citigroup
Benjamin Gerlinger
Price Target
$130 → $127
2025-02-03
Downgrades
Strong Buy
to
Hold
Reason
Piper Sandler
Nathan Race
Buy
Maintains
$142 → $143
2025-01-30
Reason
Piper Sandler
Nathan Race
Price Target
$142 → $143
2025-01-30
Maintains
Buy
Reason
Piper Sandler raised the firm's price target on UMB Financial (UMBF) to $143 from $142 and keeps an Overweight rating on the shares. The firm cites additional outperformance expected given legacy UMB's superior PPNR growth outlook in the current rate environment. Piper also anticipates the soon-to-close and progressing-as-planned Heartland Financial (HTLF) acquisition will result in consistently superior through-cycle profitability via the added scale, a likely conservative 27.5% cost saves target and with the addition of Heartland Financial's high-quality, relatively lower-cost deposit base.
RBC Capital
Jon Arfstrom
Hold
Reiterates
$128
2025-01-30
Reason
RBC Capital
Jon Arfstrom
Price Target
$128
2025-01-30
Reiterates
Hold
Reason
See All Ratings
Valuation Metrics
The current forward P/E ratio for UMB Financial Corp (UMBF.O) is 10.23, compared to its 5-year average forward P/E of 11.53. For a more detailed relative valuation and DCF analysis to assess UMB Financial Corp 's fair value, click here.
Forward PE
The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
Fair
5Y Average PE
11.53
Current PE
10.23
Overvalued PE
13.40
Undervalued PE
9.66
Forward EV/EBITDA
The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00
Forward PS
The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
Fair
5Y Average PS
2.75
Current PS
2.80
Overvalued PS
3.30
Undervalued PS
2.21
Financials
Annual
Quarterly
FY2024Q4
YoY :
+16.02%
404.77M
Total Revenue
FY2024Q4
YoY :
+79.23%
144.82M
Operating Profit
FY2024Q4
YoY :
+69.19%
120.00M
Net Income after Tax
FY2024Q4
YoY :
+68.28%
2.44
EPS - Diluted
FY2024Q4
YoY :
+37.69%
3.36B
Free Cash Flow
FY2024Q4
YoY :
+90.18%
497.62
FCF Margin - %
FY2024Q4
YoY :
+45.84%
29.65
Net Margin - %
FY2024Q4
YoY :
+15.22%
6.36
ROIC
Trading Trends
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
102.4K
USD
1
3-6
Months
6.5M
USD
7
6-9
Months
7.9M
USD
10
0-12
Months
5.3M
USD
13
Bought
0-3
2
47.8K
USD
Months
3-6
2
47.9K
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Hedge Fund
Hedge Funds are Neutral. There are no significant trading trends over the last quarter.
Sold
0-3
Months
0.0
Volume
0
3-6
Months
364.7K
Volume
4
6-9
Months
0.0
Volume
0
0-12
Months
0.0
Volume
0
Bought
0-3
0
0.0
Volume
Months
3-6
1
15.8K
Volume
Months
6-9
0
0.0
Volume
Months
0-12
8
1.4M
Volume
Months
Congress Trading
Congress are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
1
8.0K
USD
Months
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
102.4K
USD
1
3-6
Months
6.5M
USD
7
6-9
Months
7.9M
USD
10
0-12
Months
5.3M
USD
13
Bought
0-3
2
47.8K
USD
Months
3-6
2
47.9K
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
UMBF News & Events
Events Timeline
2025-04-29 (ET)
2025-04-29
16:07:05
UMB Financial reports Q1 operating EPS $2.58, consensus $2.19
2025-01-28 (ET)
2025-01-28
15:06:15
UMB Financial reports Q4 operating EPS $2.49, consensus $2.26
2025-01-10 (ET)
2025-01-10
13:19:10
Fed approves UMB Financial application to acquire Heartland Financial
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Sign Up For More Events
News
7.0
13:36 PMSeekingAlphaUMB Financial forecasts 2.75%-2.80% core NIM for Q2 2025 driven by Heartland acquisition impact
6.0
04-16CNBCBuy this little-known bank stock poised to benefit from Trump policies, says Bank of America
4.0
04-09BenzingaForecasting The Future: 6 Analyst Projections For UMB Financial
Sign Up For More News
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FAQ
What is UMB Financial Corp (UMBF) stock price today?
The current price of UMBF is 94.57 USD — it has decreased -3.32 % in the last trading day.
What is UMB Financial Corp (UMBF)'s business?
What is the price predicton of UMBF Stock?
What is UMB Financial Corp (UMBF)'s revenue for the last quarter?
What is UMB Financial Corp (UMBF)'s earnings per share (EPS) for the last quarter?
What changes have occurred in the market's expectations for UMB Financial Corp (UMBF)'s fundamentals?
How many employees does UMB Financial Corp (UMBF). have?