UMBF Stock: Price, Forecast, Financials & AI Analysis

High

Open

VWAP

Vol

Mkt Cap

Low

Amount

EV/EBITDA(TTM)

Total Shares

EV/OCF(TTM)

P/S(TTM)

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q4

FY2026Q1

FY2026Q2

677.30M

+53.74%

2.694

+8.21%

678.67M

+18.79%

2.706

+4.87%

696.90M

-0.09%

2.877

-2.82%

Estimates Revision

The market is revising No Change the revenue expectations for UMB Financial Corporation (UMBF) for FY2025, with the revenue forecasts being adjusted by 0% over the past three months. During the same period, the stock price has changed by 7.54%.

Revenue Estimates for FY2025

No Change

0.00%

In Past 3 Month

EPS Estimates for FY2025

No Change

0.00%

In Past 3 Month

Stock Price

Go Up

+7.54%

In Past 3 Month

9 Analyst Rating

Wall Street analysts forecast UMBF stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for UMBF is 142.38 USD with a low forecast of 128.00 USD and a high forecast of 155.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

8 Buy

1 Hold

0 Sell

Strong Buy

Current: 0.000

Low

128.00

Averages

142.38

High

155.00

Current: 0.000

Low

128.00

Averages

142.38

High

155.00

TD Cowen

Janet Lee

Buy

downgrade

$149 -> $142

2026-01-07

New

Reason

TD Cowen

Janet Lee

Price Target

$149 -> $142

2026-01-07

New

downgrade

Buy

Reason

TD Cowen analyst Janet Lee lowered the firm's price target on UMB Financial to $142 from $149 and keeps a Buy rating on the shares. The firm adjusted bank targets as part of a Q4 earnings preview. TD expects "solid" Q4 reports for the banks with continued balance sheet growth, repricing tailwinds, and a "likely more dovish" Federal Reserve chair in 2026. These "durable tailwinds" should lift bank stocks in 2026, the analyst tells investors in a research note.

RBC Capital

Jon Arfstrom

Sector Perform -> Outperform

upgrade

$128

2025-11-06

Reason

RBC Capital

Jon Arfstrom

Price Target

$128

2025-11-06

upgrade

Sector Perform -> Outperform

Reason

RBC Capital analyst Jon Arfstrom upgraded UMB Financial to Outperform from Sector Perform with an unchanged price target of $128 after meeting with management. The overall message was positive as management sees an "extended runway" for growth, accelerating contributions from Heartland, the analyst tells investors in a research note. Further, UMB has little interest for larger acquisitions at this time, adds RBC.

TD Cowen

Buy

downgrade

$151 -> $149

2025-10-30

Reason

TD Cowen

Price Target

$151 -> $149

2025-10-30

downgrade

Buy

Reason

TD Cowen lowered the firm's price target on UMB Financial to $149 from $151 and keeps a Buy rating on the shares. The firm said its 3Q core EPS beat was driven by stronger PTPP income and lower provision. Institutional Banking continues to stand out as a "crown jewel", while Commercial banking remains a steady growth engine.

Piper Sandler

Overweight

downgrade

$148 -> $145

2025-10-30

Reason

Piper Sandler

Price Target

$148 -> $145

2025-10-30

downgrade

Overweight

Reason

Piper Sandler lowered the firm's price target on UMB Financial to $145 from $148 and keeps an Overweight rating on the shares. The firm believes another acquisition highly unlikely over the near-to-intermediate term and says organic pieces are in place to generate price to earnings expansion above peers. Expected catalysts include UMB's likely more benign future credit quality, superior balance sheet growth prospects partially via share gains, as well as continued strong revenue growth across UMB's higher multiple/less capital intensive and uniquely diversified fee income businesses.

Wells Fargo

Equal Weight

maintain

$125 -> $130

2025-09-29

Reason

Wells Fargo

Price Target

$125 -> $130

2025-09-29

maintain

Equal Weight

Reason

Wells Fargo raised the firm's price target on UMB Financial to $130 from $125 and keeps an Equal Weight rating on the shares. The firm remains constructive on regional banks, and favors banks where improving fundamentals could drive valuation re-rating higher in the second half of 2025, especially those that also benefit from increased M&A activity.

Morgan Stanley

Overweight

upgrade

$120 -> $154

2025-09-29

Reason

Morgan Stanley

Price Target

$120 -> $154

2025-09-29

upgrade

Overweight

Reason

Morgan Stanley raised the firm's price target on UMB Financial to $154 from $120 and keeps an Overweight rating on the shares. A steepening yield curve with lower short end rates is \"an ideal backdrop for Midcap Banks,\" says the analyst, who is upgrading the industry view to Attractive. The midcap banks group has underperformed year-to-date, setting up \"a compelling buying opportunity,\" the analyst tells investors.

Valuation Metrics

The current forward P/E ratio for UMB Financial Corp (UMBF.O) is 10.37, compared to its 5-year average forward P/E of 11.25. For a more detailed relative valuation and DCF analysis to assess UMB Financial Corp 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

5Y Average PE

11.25

Current PE

10.37

Overvalued PE

13.07

Undervalued PE

9.43

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

5Y Average PS

2.88

Current PS

3.20

Overvalued PS

3.38

Undervalued PS

2.37

Financials

Annual

Quarterly

N/A

Total Revenue

N/A

Operating Profit

N/A

Net Income after Tax

N/A

EPS - Diluted

N/A

Free Cash Flow

N/A

FCF Margin - %

N/A

Net Margin - %

N/A

ROIC

Trading Trends

Insider

Insiders areSelling! The selling amount has increased 832.38% over the last month.

Sold

Bought

Hedge Fund

Hedge Funds areBuying! The buying amount has increased 465.42% over the last quarter.

Sold

Bought

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Insider

Insiders areSelling! The selling amount has increased 832.38% over the last month.

Sold

Bought

UMBF News & Events

Events Timeline

No data

News

4.5

01-08NASDAQ.COM

IWN ETF Approaches 52-Week High of $190.16

4.5

2025-12-29Barron's

S&P 500 Futures Drop in Pre-Market Trading; Cheniere Energy Partner and UMB Financial Take the Lead

6.5

2025-12-26Yahoo Finance

Pinnacle Financial Partners Trading 32.3% Below Fair Value Amid Growth Prospects

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Frequently Asked Questions

What is UMB Financial Corp (UMBF) stock price today?

The current price of UMBF is 121.54 USD — it has decreased -1.15 % in the last trading day.

What is UMB Financial Corp (UMBF)'s business?

UMB Financial Corporation is a financial services company. Its segments include Commercial Banking, Institutional Banking, and Personal Banking. It offers commercial banking, which includes comprehensive deposit, lending, investment and retirement plan services; personal banking, which includes comprehensive deposit, lending, wealth management and financial planning services; and institutional banking, which includes asset servicing, corporate trust solutions, investment banking and healthcare services. Commercial Banking serves the commercial banking and treasury management needs of its small to middle-market businesses through a variety of products and services. Institutional Banking is a combination of banking services, fund services, asset management services, and healthcare services provided to institutional clients. Personal Banking products include deposit accounts, retail credit cards, private banking, installment loans, home equity lines of credit, and residential mortgages.

What is the price predicton of UMBF Stock?

What is UMB Financial Corp (UMBF)'s revenue for the last quarter?

UMB Financial Corp revenue for the last quarter amounts to 633.61M USD, increased 67.90 % YoY.

What is UMB Financial Corp (UMBF)'s earnings per share (EPS) for the last quarter?

UMB Financial Corp. EPS for the last quarter amounts to 2.36 USD, increased 5.83 % YoY.

What changes have occurred in the market's expectations for UMB Financial Corp (UMBF)'s fundamentals?

How many employees does UMB Financial Corp (UMBF). have?

UMB Financial Corp (UMBF) has 3698 emplpoyees as of January 10 2026.

What is UMB Financial Corp (UMBF) market cap?

Today UMBF has the market capitalization of 9.23B USD.