Loading...

Intellectia LogoIntellectia
AI Trading Bot
Features
Markets
News
Resources
Pricing
Get Started
  1. Home
  2. Stock
  3. UMBF
UMBF logo

UMBF Should I Buy

-
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
an image of Intellectia Logoan image of Intellectia

Most Trusted AI Platform for Winning Trades

TwitterYoutubeQuoraDiscordLinkedinTelegram

Copyright © 2026 Intellectia.AI. All Rights Reserved.

Company

  • Home
  • Contact
  • About Us
  • Press
  • Privacy
  • Terms of Service
  • Service Terms of Use

Resources

  • Blog
  • Tutorial
  • Help Center
  • Affiliate Program

Markets

  • Market Analysis
  • Crypto
  • Featured Screeners
  • AI Earnings Calendar
  • Market Movers
  • Stock Monitor
  • Economic Calendar
  • All US Stocks
  • All Cryptos

Tools

  • Dividend Calculator
  • Dividend Yield Calculator
  • Options Profit Calculator

Features

  • QuantAI Alpha Pick
  • SwingMax Portfolio
  • Swing Trading
  • AI Stock Picker
  • Whales Auto Tracker
  • Daytrading Center
  • Patterns Detection
  • AI Screener
  • Financial AI Agent
  • Backtesting Playground
  • AI Earnings Prediction
  • Stock Monitor
  • Technical Analysis

News

  • Overview
  • Top News
  • Daily Market Brief
  • Earnings Analysis
  • Newswire
  • Stock News
  • Crypto News
  • Institution News
  • Congress News
  • Monitor News

Compare

  • TradingView
  • SeekingAlpha
Intellectia

Should You Buy UMB Financial Corp (UMBF) Today? Analysis, Price Targets, and 2026 Outlook.

Conclusion
Buy
Latest Price
114.650
1 Day change
1.65%
52 Week Range
136.110
Analysis Updated At
2026/03/27
Should I buy Analysis is updated weekly. For real time "Should I Buy" analysis, please sign up to get free answers.
Sign Up

UMB Financial Corp (UMBF) is a good buy for a beginner investor with a long-term horizon and $50,000-$100,000 available for investment. The company has shown strong financial growth in the latest quarter, hedge funds are significantly increasing their positions, and analysts maintain positive ratings with upward price targets. While technical indicators are mixed, the stock's fundamentals and positive sentiment outweigh short-term concerns.

Technical Analysis

The MACD is positive and expanding, indicating bullish momentum. However, the RSI is neutral at 48.247, and moving averages are bearish (SMA_200 > SMA_20 > SMA_5). The stock is trading near its pivot level of 110.63, with resistance at 113.304 and support at 107.956. Overall, the technical indicators suggest mixed signals but no significant downside risk.

Options Data

Bullish
Open Interest Put-Call Ratio
Bullish
Option Volume Put-Call Ratio

The low put-call ratios indicate bullish sentiment in the options market, with calls significantly outweighing puts. Implied volatility is high (IV Percentile: 93.23), suggesting potential for price movement.

Technical Summary

StrongSellSellNeutralBuyStrongBuydotted line Image
Sell
7
Buy
5

Positive Catalysts

  • Hedge funds are aggressively buying, with a 465.42% increase in holdings over the last quarter.

  • Strong Q4 financial performance with 70.03% YoY revenue growth and 74.62% YoY net income growth.

  • Analysts maintain positive ratings and have raised price targets, with the highest target at $

  • No recent negative news or events impacting the stock.

Neutral/Negative Catalysts

  • Bearish moving averages indicate short-term weakness.

  • Lack of recent trading signals from AI Stock Picker or SwingMax.

  • No significant insider trading activity, which could indicate a lack of confidence from company executives.

Financial Performance

In Q4 2025, UMB Financial reported a 70.03% YoY increase in revenue to $688.23 million, a 74.62% YoY increase in net income to $209.54 million, and a 12.30% YoY increase in EPS to $2.74. These results highlight strong growth and operational efficiency.

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

Analysts are optimistic about UMB Financial, with multiple firms maintaining Buy or Overweight ratings. Recent price target changes include Truist lowering its target to $130 (from $150) due to higher cost of equity, while Morgan Stanley raised its target to $156, citing tailwinds from loan growth and net interest margin. The highest target is $160 by Barclays, reflecting confidence in growth trends.

Wall Street analysts forecast UMBF stock price to rise
9 Analyst Rating
Wall Street analysts forecast UMBF stock price to rise
8 Buy
1 Hold
0 Sell
Strong Buy
Current: 112.790
sliders
Low
130
Averages
141.86
High
155
Current: 112.790
sliders
Low
130
Averages
141.86
High
155
Morgan Stanley
Overweight
maintain
$156 -> $143
AI Analysis
2026-03-31
New
Reason
Morgan Stanley
Price Target
$156 -> $143
AI Analysis
2026-03-31
New
maintain
Overweight
Reason
Morgan Stanley lowered the firm's price target on UMB Financial to $143 from $156 and keeps an Overweight rating on the shares. The median bank stock in the firm's coverage is down by 5% over the past 30 days amid concerns about the potential impact of the ongoing Middle East conflict on economic growth and inflation, as well as market concerns on private credit headlines, notes the analyst, who is reducing price targets across the group by 9% on average as the firm applies lower target valuation multiples to reflect higher risk in the environment.
Truist
Brian Foran
Buy
downgrade
$150 -> $130
2026-03-23
Reason
Truist
Brian Foran
Price Target
$150 -> $130
2026-03-23
downgrade
Buy
Reason
Truist analyst Brian Foran lowered the firm's price target on UMB Financial to $130 from $150 and keeps a Buy rating on the shares as part of a broader research note on Financials. The firm is updating its models to incorporate the higher cost of equity and thus lower-than-historical multiples that the market is ascribing, the analyst tells investors in a research note.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for UMBF
Unlock Now

People Also Watch