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UBSI Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
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Intellectia

Loading chart...

High
43.595
Open
43.545
VWAP
43.41
Vol
635.70K
Mkt Cap
5.98B
Low
43.230
Amount
27.60M
EV/EBITDA(TTM)
--
Total Shares
137.80M
EV
6.44B
EV/OCF(TTM)
4.97
P/S(TTM)
5.24
United Bankshares, Inc. is a financial holding company. The Company offers a full range of commercial and retail banking services and products. It provides community banking services such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services. Its services include deposits in checking, savings, time and money market accounts; the making and servicing of personal, commercial, and floor plan loans; and the making of construction and real estate loans. It also offers individual retirement accounts, safe deposit boxes, wire transfers and other standard banking products and services. It includes the trust department, which acts as a trustee under wills, trusts and pension and profit-sharing plans, as executor and administrator of estates, and as guardian for estates of minors and incompetents, and in addition performs a variety of investment and security services. It offers digital banking for consumer and commercial customers.
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Events Timeline

(ET)
2026-04-23
08:00:00
United Bank Reports Q1 Net Interest Margin of 3.80%
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2026-01-22 (ET)
2026-01-22
08:00:00
United Reports Q4 Tangible Book Value Per Share of $24.63
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2025-11-21 (ET)
2025-11-21
11:04:04
United Bankshares unveils new plan to buy back 5 million shares
select
2025-11-20 (ET)
2025-11-20
13:31:35
United Bankshares Increases 2025 Dividends Per Share to $1.49, Up from $1.48 in 2024
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News

Newsfilter
9.5
04-23Newsfilter
United Bankshares Reports Strong Q1 2026 Earnings Amid Economic Uncertainty
  • Strong Earnings Performance: In Q1 2026, United Bankshares reported net income of $124.2 million, or $0.89 per diluted share, demonstrating robust profitability despite geopolitical and macroeconomic uncertainties, highlighting the company's resilience in the market.
  • Solid Asset Quality: The annualized return on average assets was 1.49% and return on average shareholders' equity was 9.08%, indicating effective capital allocation and asset management, which enhances investor confidence.
  • Growth in Non-Interest Income: Non-interest income for Q1 reached $34.1 million, a 10% increase from Q4 2025, primarily driven by increased net gains on investment securities, reflecting the company's success in diversifying its revenue sources.
  • Strong Capital Ratios: As of March 31, 2026, United's risk-based capital ratio stood at 15.5%, significantly above regulatory requirements, demonstrating robust capital management and positioning the company well for future expansions and acquisitions.
seekingalpha
9.5
04-23seekingalpha
United Bankshares Q1 Earnings Beat Expectations
  • Earnings Beat: United Bankshares reported a Q1 GAAP EPS of $0.89, exceeding expectations by $0.04, indicating the company's stable profitability and growth potential.
  • Revenue Miss: The first quarter revenue of $316.58 million, while up 9.3% year-over-year, fell short of market expectations by $1.42 million, reflecting challenges in revenue growth.
  • Return Metrics: The annualized returns for Q1 2026 showed an average return on assets of 1.49%, average return on shareholders' equity of 9.08%, and average return on tangible common equity of 14.40%, demonstrating ongoing improvements in asset management and capital efficiency.
  • Future Outlook: While maintaining profitability, United Bankshares is expected to continue driving business growth, although it faces pressures from slowing revenue growth, leading to a cautiously optimistic market sentiment regarding its future performance.
NASDAQ.COM
2.0
03-09NASDAQ.COM
United Bankshares Stock Enters Oversold Territory
  • Oversold Indicator Analysis: United Bankshares' Relative Strength Index (RSI) has dropped to 28.5, below the oversold threshold of 30, indicating that recent selling pressure may be nearing exhaustion, prompting investors to consider buying opportunities.
  • Increased Dividend Yield: With a current share price of $40.14, United Bankshares offers an annualized dividend of $1.52, translating to an attractive annual yield of 3.79%, appealing to dividend investors seeking higher returns.
  • Market Comparison Analysis: Compared to the average RSI of 40.7 for other dividend stocks, United Bankshares' significantly lower RSI suggests that its stock may be undervalued, drawing attention from yield-seeking investors.
  • Dividend History Consideration: While dividends are not always predictable, analyzing United Bankshares' dividend history can help investors assess the likelihood of sustaining recent dividends, enabling more informed investment decisions.
NASDAQ.COM
8.0
03-04NASDAQ.COM
United Bankshares Inc. Shows Strong Dividend Performance
  • Outstanding Dividend Performance: United Bankshares Inc. (UBSI) has been included in the 'Dividend Channel S.A.F.E. 25' list due to its solid dividend yield and strong Dividend Rank characteristics, highlighting its attractiveness in dividend investing.
  • Consistent Dividend Growth: With an annualized dividend of $1.52 per share paid quarterly, UBSI demonstrates its ability to consistently increase dividends over the past two decades, enhancing investor confidence.
  • Market Position: As a member of the iShares S&P 1500 Index ETF, UBSI represents 0.23% of the index, while holding $50,895,530 worth of shares in the SPDR S&P Dividend ETF, underscoring its significance in the market.
  • Stable Dividend History: UBSI has never missed or lowered its dividend since inception, showcasing its financial stability and commitment to shareholders, further solidifying its position in the banking and savings sector.
Businesswire
1.0
02-26Businesswire
United Bankshares to Present at Raymond James Conference
  • Conference Schedule: United Bankshares will present at the Raymond James 47th Annual Institutional Investors Conference on March 2, 2026, at 1:40 p.m. (Eastern), with a 30-minute presentation aimed at showcasing the company's financial performance and corporate objectives.
  • Executive Speakers: CEO Rick Adams and CFO W. Mark Tatterson will represent United, sharing insights on the company's strategic direction and future outlook, thereby enhancing investor confidence in the firm.
  • Live Streaming and Replay: The presentation will be streamed live, accessible via the event website, and an archived webcast will be available for one year post-event, ensuring that investors who cannot attend live can still access the information.
  • Company Background: As of December 31, 2025, United Bankshares has consolidated assets of approximately $34 billion and operates over 240 offices across multiple states, highlighting its extensive footprint and influence in the financial services sector.
Newsfilter
1.0
02-26Newsfilter
United Bankshares to Present at Investors Conference
  • Conference Schedule: United Bankshares will present at the Raymond James 47th Annual Institutional Investors Conference on March 2, 2026, at 1:40 p.m. (Eastern), with a 30-minute presentation aimed at showcasing the company's financial performance and corporate objectives.
  • Executive Speakers: CEO Rick Adams and CFO W. Mark Tatterson will represent United Bank, sharing insights on the company's strategic direction and future outlook, thereby enhancing investor confidence in the firm.
  • Live Streaming and Replay: The event will be streamed live, allowing investors to access it via the designated website, and the archived webcast will be available for one year post-event, ensuring that those unable to attend live can still access the information.
  • Investor Materials Release: An investor slide presentation will be made available on the same day as the conference, further supporting investors' understanding of the company's financial status and enhancing transparency and communication efficiency.
Wall Street analysts forecast UBSI stock price to rise
2 Analyst Rating
Wall Street analysts forecast UBSI stock price to rise
1 Buy
1 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
40.00
Averages
41.25
High
42.50
Current: 0.000
sliders
Low
40.00
Averages
41.25
High
42.50
Keefe Bruyette
Catherine Mealor
Market Perform
maintain
$43 -> $45
AI Analysis
2026-04-28
Reason
Keefe Bruyette
Catherine Mealor
Price Target
$43 -> $45
AI Analysis
2026-04-28
maintain
Market Perform
Reason
Keefe Bruyette analyst Catherine Mealor raised the firm's price target on United Bankshares to $45 from $43 and keeps a Market Perform rating on the shares.
Raymond James
Outperform
maintain
$47 -> $49
2026-04-27
Reason
Raymond James
Price Target
$47 -> $49
2026-04-27
maintain
Outperform
Reason
Raymond James raised the firm's price target on United Bankshares to $49 from $47 and keeps an Outperform rating on the shares. The beat was driven mainly by balance sheet expansion and lower expenses, with modest loan growth offset by strong pipelines and reiterated mid-single-digit growth guidance for 2026, while accelerating capital returns, solid capital ratios, and a neutral rate positioning support sustained profitability around a 1.5% ROA and continued EPS and valuation tailwinds, the analyst tells investors in a research note.
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Valuation Metrics

The current forward P/E ratio for United Bankshares Inc (UBSI.O) is 12.38, compared to its 5-year average forward P/E of 13.09. For a more detailed relative valuation and DCF analysis to assess United Bankshares Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
13.09
Current PE
12.38
Overvalued PE
14.41
Undervalued PE
11.76

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.13
Current EV/EBITDA
6.20
Overvalued EV/EBITDA
0.99
Undervalued EV/EBITDA
-0.73

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
4.47
Current PS
4.37
Overvalued PS
4.86
Undervalued PS
4.08

Financials

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UBSI logo
UBSI
United Bankshares Inc
5.96B

Whales Holding UBSI

S
Staley Capital Advisers, Inc.
Holding
UBSI
+9.77%
3M Return
S
Silvercrest Asset Management Group LLC
Holding
UBSI
+7.65%
3M Return
E
EARNEST Partners, LLC
Holding
UBSI
+2.82%
3M Return

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Frequently Asked Questions

What is United Bankshares Inc (UBSI) stock price today?

The current price of UBSI is 43.41 USD — it has increased 0

What is United Bankshares Inc (UBSI)'s business?

United Bankshares, Inc. is a financial holding company. The Company offers a full range of commercial and retail banking services and products. It provides community banking services such as asset management, real property title insurance, financial planning, mortgage banking, and brokerage services. Its services include deposits in checking, savings, time and money market accounts; the making and servicing of personal, commercial, and floor plan loans; and the making of construction and real estate loans. It also offers individual retirement accounts, safe deposit boxes, wire transfers and other standard banking products and services. It includes the trust department, which acts as a trustee under wills, trusts and pension and profit-sharing plans, as executor and administrator of estates, and as guardian for estates of minors and incompetents, and in addition performs a variety of investment and security services. It offers digital banking for consumer and commercial customers.

What is the price predicton of UBSI Stock?

Wall Street analysts forecast UBSI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for UBSI is41.25 USD with a low forecast of 40.00 USD and a high forecast of 42.50 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is United Bankshares Inc (UBSI)'s revenue for the last quarter?

United Bankshares Inc revenue for the last quarter amounts to 275.67M USD, increased 1.08

What is United Bankshares Inc (UBSI)'s earnings per share (EPS) for the last quarter?

United Bankshares Inc. EPS for the last quarter amounts to 0.89 USD, increased 50.85

How many employees does United Bankshares Inc (UBSI). have?

United Bankshares Inc (UBSI) has 2694 emplpoyees as of May 11 2026.

What is United Bankshares Inc (UBSI) market cap?

Today UBSI has the market capitalization of 5.98B USD.