UBSI

United Bankshares Inc

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Advanced Chart

35.880

+0.13(0.364%)1D

Overview
Forecast
Valuation
Earnings

Line

Candle

YTD

High

36.000

Open

35.760

VWAP

35.82

Vol

667.41K

Mkt Cap

5.08B

Low

35.690

Amount

23.91M

EV/EBITDA(TTM)

Total Shares

135.20M

5.45B

EV/OCF(TTM)

3.34

P/S(TTM)

4.95

United Bankshares, Inc. is a financial holding company of United Bank (the Bank). The Company operates through the community banking segment. The Bank offers a full range of products and services through various delivery channels. It includes among the banking products and services offered are the acceptance of deposits in checking, savings, time and money market accounts; the making and servicing of personal, credit card, commercial, and floor plan loans, and the making of construction and real estate loans as well as the origination and sale of residential mortgages in the secondary market. It also offers trust and brokerage services, safe deposit boxes, and wire transfers. The Bank operates a network of over 240 locations across Georgia, South Carolina, North Carolina, Virginia, Maryland, Washington, D.C., West Virginia, Ohio, and Pennsylvania.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2026Q1

FY2025Q4

FY2025Q3

308.65M

+6.29%

0.788

+3.73%

310.70M

+18.26%

0.825

+19.57%

307.78M

+17.38%

0.825

+17.86%

Estimates Revision

The market is revising Upward the revenue expectations for United Bankshares, Inc. (UBSI) for FY2025, with the revenue forecasts being adjusted by 1.35% over the past three months. During the same period, the stock price has changed by -3.26%.

Revenue Estimates for FY2025

Revise Upward

+1.35%

In Past 3 Month

EPS Estimates for FY2025

Revise Upward

+2.96%

In Past 3 Month

Stock Price

Go Down

-3.26%

In Past 3 Month

3 Analyst Rating

11.48% Upside

Wall Street analysts forecast UBSI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for UBSI is 40.00 USD with a low forecast of 40.00 USD and a high forecast of 40.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

0 Buy

3 Hold

0 Sell

Hold

11.48% Upside

Current: 35.880

Low

40.00

Averages

40.00

High

40.00

11.48% Upside

Current: 35.880

Low

40.00

Averages

40.00

High

40.00

Piper Sandler

Stephen Scouten

Hold

Initiates

$39

2025-03-12

Reason

Piper Sandler

Stephen Scouten

Price Target

$39

2025-03-12

Initiates

Hold

Reason

Piper Sandler assumed coverage of United Bankshares with a Neutral rating and $38.50 price target. United has strong profitability above peer medians as well as optionality around capital deployment, but over the next 12 months concerns around the D.C. area and the bank's exposure will constrain any share outperformance, the analyst tells investors in a research note.

See All Ratings

Valuation Metrics

The current forward P/E ratio for United Bankshares Inc (UBSI.O) is 11.02, compared to its 5-year average forward P/E of 13.21. For a more detailed relative valuation and DCF analysis to assess United Bankshares Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Undervalued

5Y Average PE

13.21

Current PE

11.02

Overvalued PE

14.56

Undervalued PE

11.87

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Fair

5Y Average PS

4.46

Current PS

4.08

Overvalued PS

4.94

Undervalued PS

3.98