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UBSI Should I Buy

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Intellectia

Should You Buy United Bankshares Inc (UBSI) Today? Analysis, Price Targets, and 2026 Outlook.

Conclusion
Buy
Latest Price
41.660
1 Day change
0.57%
52 Week Range
45.920
Analysis Updated At
2026/03/27
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United Bankshares Inc (UBSI) is a good buy for a beginner investor with a long-term strategy and $50,000-$100,000 available for investment. The stock demonstrates strong financial performance, positive technical indicators, and favorable analyst sentiment, making it a solid choice for long-term growth.

Technical Analysis

The stock shows bullish momentum with a positively expanding MACD histogram (0.22), RSI_6 at 75.227 in the neutral zone, and bullish moving averages (SMA_5 > SMA_20 > SMA_200). Current price is near the R1 resistance level of 41.048, indicating potential for further upward movement.

Options Data

Bullish
Open Interest Put-Call Ratio
Bullish
Option Volume Put-Call Ratio

Technical Summary

StrongSellSellNeutralBuyStrongBuydotted line Image
Sell
6
Buy
8

Positive Catalysts

  • Strong financial performance in Q4 2025 with revenue up 23.12% YoY, net income up 36.46% YoY, and EPS up 31.43% YoY.

  • Analysts have raised price targets, with Piper Sandler highlighting better-than-expected Q4 results and robust production levels.

  • SwingMax signal on 2026-03-23 suggests a buy-low, sell-high opportunity.

Neutral/Negative Catalysts

  • No recent news or significant hedge fund/insider trading trends.

  • Lack of congress trading data to provide additional sentiment insights.

Financial Performance

In Q4 2025, United Bankshares reported revenue of $302,244,000 (up 23.12% YoY), net income of $128,828,000 (up 36.46% YoY), and EPS of 0.92 (up 31.43% YoY). This reflects strong growth trends and operational efficiency.

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

Analysts have raised price targets recently: Keefe Bruyette to $43 (Market Perform), Piper Sandler to $47 (Overweight), and Stephens to $44 (Equal Weight). Analysts highlight strong net interest income, lower credit costs, and robust production levels despite higher loan payoffs.

Wall Street analysts forecast UBSI stock price to fall
2 Analyst Rating
Wall Street analysts forecast UBSI stock price to fall
1 Buy
1 Hold
0 Sell
Moderate Buy
Current: 41.420
sliders
Low
40
Averages
41.25
High
42.5
Current: 41.420
sliders
Low
40
Averages
41.25
High
42.5
Keefe Bruyette
Catherine Mealor
Market Perform
maintain
$40 -> $43
AI Analysis
2026-01-26
Reason
Keefe Bruyette
Catherine Mealor
Price Target
$40 -> $43
AI Analysis
2026-01-26
maintain
Market Perform
Reason
Keefe Bruyette analyst Catherine Mealor raised the firm's price target on United Bankshares to $43 from $40 and keeps a Market Perform rating on the shares.
Piper Sandler
Overweight
maintain
$47
2026-01-26
Reason
Piper Sandler
Price Target
$47
2026-01-26
maintain
Overweight
Reason
Piper Sandler raised the firm's price target on United Bankshares to $47 from $42.50 and keeps an Overweight rating on the shares. The firm notes Q4 results were better than its expectations on stronger net interest income and lower credit costs. While loan growth was weaker than Piper had hoped, overall pipelines sound active and production levels remained robust in the face of higher loan payoffs in the quarter.
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