LNC Relative Valuation
LNC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, LNC is overvalued; if below, it's undervalued.
Historical Valuation
Lincoln National Corp (LNC) is now in the Undervalued zone, suggesting that its current forward PS ratio of 0.43 is considered Undervalued compared with the five-year average of 4.12. The fair price of Lincoln National Corp (LNC) is between 67.32 to 94.24 according to relative valuation methord. Compared to the current price of 44.16 USD , Lincoln National Corp is Undervalued By 34.4%.
Relative Value
Fair Zone
67.32-94.24
Current Price：44.16
34.4%
Undervalued
5.66
PE
1Y
3Y
5Y
0.00
EV/EBITDA
Lincoln National Corp. (LNC) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
3.06
EV/EBIT
Lincoln National Corp. (LNC) has a current EV/EBIT of 3.06. The 5-year average EV/EBIT is 4.02. The thresholds are as follows: Strongly Undervalued below -14.70, Undervalued between -14.70 and -5.34, Fairly Valued between 13.37 and -5.34, Overvalued between 13.37 and 22.73, and Strongly Overvalued above 22.73. The current Forward EV/EBIT of 3.06 falls within the Historic Trend Line -Fairly Valued range.
0.43
PS
Lincoln National Corp. (LNC) has a current PS of 0.43. The 5-year average PS is 0.40. The thresholds are as follows: Strongly Undervalued below 0.07, Undervalued between 0.07 and 0.24, Fairly Valued between 0.57 and 0.24, Overvalued between 0.57 and 0.73, and Strongly Overvalued above 0.73. The current Forward PS of 0.43 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/OCF
Lincoln National Corp. (LNC) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Lincoln National Corp. (LNC) has a current P/FCF of 0.00. The 5-year average P/FCF is 3.74. The thresholds are as follows: Strongly Undervalued below -6.15, Undervalued between -6.15 and -1.20, Fairly Valued between 8.69 and -1.20, Overvalued between 8.69 and 13.64, and Strongly Overvalued above 13.64. The current Forward P/FCF of 0.00 falls within the Historic Trend Line -Fairly Valued range.
Lincoln National Corp (LNC) has a current Price-to-Book (P/B) ratio of 0.90. Compared to its 3-year average P/B ratio of 0.91 , the current P/B ratio is approximately -1.29% higher. Relative to its 5-year average P/B ratio of 0.93, the current P/B ratio is about -2.74% higher. Lincoln National Corp (LNC) has a Forward Free Cash Flow (FCF) yield of approximately -2.08%. Compared to its 3-year average FCF yield of -11.23%, the current FCF yield is approximately -81.46% lower. Relative to its 5-year average FCF yield of -1.90% , the current FCF yield is about 9.72% lower.
0.90
P/B
Median3y
0.91
Median5y
0.93
-2.08
FCF Yield
Median3y
-11.23
Median5y
-1.90
Competitors Valuation Multiple
The average P/S ratio for LNC's competitors is 2.05, providing a benchmark for relative valuation. Lincoln National Corp Corp (LNC) exhibits a P/S ratio of 0.43, which is -78.87% above the industry average. Given its robust revenue growth of 41.72%, this premium appears sustainable.
Performance Decomposition
1Y
3Y
5Y
Market capitalization of LNC increased by 30.71% over the past 1 year. The primary factor behind the change was an increase in P/E Change from 1.62 to 4.03.
The secondary factor is the Revenue Growth, contributed 41.72%to the performance.
Overall, the performance of LNC in the past 1 year is driven by P/E Change. Which is more unsustainable.
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Frequently Asked Questions
Is Lincoln National Corp (LNC) currently overvalued or undervalued?
Lincoln National Corp (LNC) is now in the Undervalued zone, suggesting that its current forward PS ratio of 0.43 is considered Undervalued compared with the five-year average of 4.12. The fair price of Lincoln National Corp (LNC) is between 67.32 to 94.24 according to relative valuation methord. Compared to the current price of 44.16 USD , Lincoln National Corp is Undervalued By 34.40% .
What is Lincoln National Corp (LNC) fair value?
LNC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Lincoln National Corp (LNC) is between 67.32 to 94.24 according to relative valuation methord.
How does LNC's valuation metrics compare to the industry average?
The average P/S ratio for LNC's competitors is 2.05, providing a benchmark for relative valuation. Lincoln National Corp Corp (LNC) exhibits a P/S ratio of 0.43, which is -78.87% above the industry average. Given its robust revenue growth of 41.72%, this premium appears sustainable.
What is the current P/B ratio for Lincoln National Corp (LNC) as of Jan 08 2026?
As of Jan 08 2026, Lincoln National Corp (LNC) has a P/B ratio of 0.90. This indicates that the market values LNC at 0.90 times its book value.
What is the current FCF Yield for Lincoln National Corp (LNC) as of Jan 08 2026?
As of Jan 08 2026, Lincoln National Corp (LNC) has a FCF Yield of -2.08%. This means that for every dollar of Lincoln National Corp’s market capitalization, the company generates -2.08 cents in free cash flow.
What is the current Forward P/E ratio for Lincoln National Corp (LNC) as of Jan 08 2026?
As of Jan 08 2026, Lincoln National Corp (LNC) has a Forward P/E ratio of 5.66. This means the market is willing to pay $5.66 for every dollar of Lincoln National Corp’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Lincoln National Corp (LNC) as of Jan 08 2026?
As of Jan 08 2026, Lincoln National Corp (LNC) has a Forward P/S ratio of 0.43. This means the market is valuing LNC at $0.43 for every dollar of expected revenue over the next 12 months.