KNSL Relative Valuation
KNSL's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, KNSL is overvalued; if below, it's undervalued.
Historical Valuation
Kinsale Capital Group Inc (KNSL) is now in the Undervalued zone, suggesting that its current forward PE ratio of 17.97 is considered Undervalued compared with the five-year average of 29.89. The fair price of Kinsale Capital Group Inc (KNSL) is between 431.17 to 635.83 according to relative valuation methord. Compared to the current price of 361.26 USD , Kinsale Capital Group Inc is Undervalued By 16.21%.
Relative Value
Fair Zone
431.17-635.83
Current Price：361.26
16.21%
Undervalued
17.97
PE
1Y
3Y
5Y
Trailing
Forward
14.55
EV/EBITDA
Kinsale Capital Group Inc. (KNSL) has a current EV/EBITDA of 14.55. The 5-year average EV/EBITDA is 3.74. The thresholds are as follows: Strongly Undervalued below -11.34, Undervalued between -11.34 and -3.80, Fairly Valued between 11.28 and -3.80, Overvalued between 11.28 and 18.82, and Strongly Overvalued above 18.82. The current Forward EV/EBITDA of 14.55 falls within the Overvalued range.
14.55
EV/EBIT
Kinsale Capital Group Inc. (KNSL) has a current EV/EBIT of 14.55. The 5-year average EV/EBIT is 18.75. The thresholds are as follows: Strongly Undervalued below -4.28, Undervalued between -4.28 and 7.24, Fairly Valued between 30.26 and 7.24, Overvalued between 30.26 and 41.78, and Strongly Overvalued above 41.78. The current Forward EV/EBIT of 14.55 falls within the Historic Trend Line -Fairly Valued range.
4.45
PS
Kinsale Capital Group Inc. (KNSL) has a current PS of 4.45. The 5-year average PS is 6.10. The thresholds are as follows: Strongly Undervalued below 4.56, Undervalued between 4.56 and 5.33, Fairly Valued between 6.87 and 5.33, Overvalued between 6.87 and 7.64, and Strongly Overvalued above 7.64. The current Forward PS of 4.45 falls within the Strongly Undervalued range.
0.00
P/OCF
Kinsale Capital Group Inc. (KNSL) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Kinsale Capital Group Inc. (KNSL) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Kinsale Capital Group Inc (KNSL) has a current Price-to-Book (P/B) ratio of 4.51. Compared to its 3-year average P/B ratio of 8.24 , the current P/B ratio is approximately -45.30% higher. Relative to its 5-year average P/B ratio of 7.97, the current P/B ratio is about -43.50% higher. Kinsale Capital Group Inc (KNSL) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 8.66%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 8.35% , the current FCF yield is about -100.00% lower.
4.51
P/B
Median3y
8.24
Median5y
7.97
11.04
FCF Yield
Median3y
8.66
Median5y
8.35
Competitors Valuation Multiple
The average P/S ratio for KNSL's competitors is 1.08, providing a benchmark for relative valuation. Kinsale Capital Group Inc Corp (KNSL) exhibits a P/S ratio of , which is -100.00% above the industry average. Given its robust revenue growth of 19.19%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of KNSL decreased by 22.33% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 396.88M to 473.02M.
The secondary factor is the Margin Expansion, contributed 4.07%to the performance.
Overall, the performance of KNSL in the past 1 year is driven by Revenue Growth. Which is more sustainable.
People Also Watch
FAQ
Is Kinsale Capital Group Inc (KNSL) currently overvalued or undervalued?
What is Kinsale Capital Group Inc (KNSL) fair value?
How does KNSL's valuation metrics compare to the industry average?
What is the current P/B ratio for Kinsale Capital Group Inc (KNSL) as of Dec 05 2025?
What is the current FCF Yield for Kinsale Capital Group Inc (KNSL) as of Dec 05 2025?
What is the current Forward P/E ratio for Kinsale Capital Group Inc (KNSL) as of Dec 05 2025?