Historical Valuation
Kaspi.kz AO (KSPI) is now in the Undervalued zone, suggesting that its current forward PE ratio of 6.06 is considered Undervalued compared with the five-year average of 6.64. The fair price of Kaspi.kz AO (KSPI) is between 104.72 to 170.57 according to relative valuation methord. Compared to the current price of 81.84 USD , Kaspi.kz AO is Undervalued By 21.85%.
Relative Value
Fair Zone
104.72-170.57
Current Price：81.84
21.85%
Undervalued
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Kaspi.kz AO (KSPI) has a current Price-to-Book (P/B) ratio of 3.30. Compared to its 3-year average P/B ratio of 6.64 , the current P/B ratio is approximately -50.31% higher. Relative to its 5-year average P/B ratio of 7.07, the current P/B ratio is about -53.36% higher. Kaspi.kz AO (KSPI) has a Forward Free Cash Flow (FCF) yield of approximately 4.78%. Compared to its 3-year average FCF yield of 6.73%, the current FCF yield is approximately -28.96% lower. Relative to its 5-year average FCF yield of 6.65% , the current FCF yield is about -28.10% lower.
P/B
Median3y
6.64
Median5y
7.07
FCF Yield
Median3y
6.73
Median5y
6.65
Competitors Valuation Multiple
AI Analysis for KSPI
The average P/S ratio for KSPI competitors is 6.88, providing a benchmark for relative valuation. Kaspi.kz AO Corp (KSPI.O) exhibits a P/S ratio of 1.63, which is -76.28% above the industry average. Given its robust revenue growth of 32.65%, this premium appears sustainable.
Performance Decomposition
AI Analysis for KSPI
1Y
3Y
5Y
Market capitalization of KSPI increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of KSPI in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is KSPI currently overvalued or undervalued?
Kaspi.kz AO (KSPI) is now in the Undervalued zone, suggesting that its current forward PE ratio of 6.06 is considered Undervalued compared with the five-year average of 6.64. The fair price of Kaspi.kz AO (KSPI) is between 104.72 to 170.57 according to relative valuation methord. Compared to the current price of 81.84 USD , Kaspi.kz AO is Undervalued By 21.85% .
What is Kaspi.kz AO (KSPI) fair value?
KSPI's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Kaspi.kz AO (KSPI) is between 104.72 to 170.57 according to relative valuation methord.
How does KSPI's valuation metrics compare to the industry average?
The average P/S ratio for KSPI's competitors is 6.88, providing a benchmark for relative valuation. Kaspi.kz AO Corp (KSPI) exhibits a P/S ratio of 1.63, which is -76.28% above the industry average. Given its robust revenue growth of 32.65%, this premium appears sustainable.
What is the current P/B ratio for Kaspi.kz AO (KSPI) as of Jan 10 2026?
As of Jan 10 2026, Kaspi.kz AO (KSPI) has a P/B ratio of 3.30. This indicates that the market values KSPI at 3.30 times its book value.
What is the current FCF Yield for Kaspi.kz AO (KSPI) as of Jan 10 2026?
As of Jan 10 2026, Kaspi.kz AO (KSPI) has a FCF Yield of 4.78%. This means that for every dollar of Kaspi.kz AO’s market capitalization, the company generates 4.78 cents in free cash flow.
What is the current Forward P/E ratio for Kaspi.kz AO (KSPI) as of Jan 10 2026?
As of Jan 10 2026, Kaspi.kz AO (KSPI) has a Forward P/E ratio of 6.06. This means the market is willing to pay $6.06 for every dollar of Kaspi.kz AO’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Kaspi.kz AO (KSPI) as of Jan 10 2026?
As of Jan 10 2026, Kaspi.kz AO (KSPI) has a Forward P/S ratio of 1.63. This means the market is valuing KSPI at $1.63 for every dollar of expected revenue over the next 12 months.