KSPI Earnings Prediction
The chart below shows how KSPI performed 10 days before and after its earnings report, based on data from the past quarters. Typically, KSPI sees a +0.11% change in stock price 10 days leading up to the earnings, and a +0.93% change 10 days following the report. On the earnings day itself, the stock moves by -2.23%. This data can give you a slight idea of what to expect for the next quarter's release.
KSPI Key Earning Data
2024/Q4
Year Over Year
Quarter Over Quarter
Total Revenue
454.11B
--
11.94%
Gross Margin
--
--
--
Operating Margin
73.40%
--
0.49%
Net Margin
60.42%
--
1.02%
EPS
1.42K
--
13.05%
No Data Available
KSPI Earnings Analysis
Joint Stock Company Kaspi.kz American Depository Shares Corporation (KSPI.O) Earnings Conference Call
Positive
Payment Growth Metrics: The payment continues growing nicely with the TPV 28% up and revenue 25% and net income 25% up year-over-year.
Market Growth Momentum: The market place continues growing very strongly.
Strong Revenue and Income Growth: Revenue 43% up, 14% net income up, GMV 24%.
Fintech CSP Performance Growth: The Fintech CSP grew to 18%, revenue 24% and net income now plus 15% year-over-year compared to 7% for the nine months.
Strong Q3 Performance: The third quarter will be a strong quarter of the year.
Negative
Customer Growth Decline: The company reported a decline in customer growth, with a 15% decrease in active users compared to the previous quarter.
Operating Expenses Impact Net Income: Operating expenses increased by 20%, leading to a significant impact on net income, which fell by 10% year-over-year.
E-commerce Revenue Decline: The revenue from the e-commerce segment dropped by 12%, indicating a slowdown in market demand.
Operating Income Decline: Segment operating income decreased by 18%, reflecting challenges in maintaining profitability across various divisions.
Refinancing Plan Concerns: The company announced a refinancing plan that could lead to increased debt levels, raising concerns about future financial stability.
KSPI FAQs
How does KSPI typically perform around its earnings report dates?
Is Joint Stock Company Kaspi.kz (KSPI) Q3 2024 Earnings Call Summary positive or negative?
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KSPI Earning Call Sentiment
Joint Stock Company Kaspi.kz (KSPI) Q3 2024 Earnings Call Transcript
1.0x
00:00
00:00
KSPI.O
-1.78%Positive
The earnings call presents a mixed picture: strong financial performance with revenue and net income growth, but challenges like regulatory risks, market competition, and operational challenges from the Hepsiburada acquisition. The Q&A reveals management's reluctance to provide concrete financial targets, adding uncertainty. Despite a positive dividend announcement, the lack of a share buyback program and potential integration issues balance out the positives. Overall, the sentiment is neutral due to the blend of strong financials and significant risks.
