The stock is currently trading at $5.72 during regular market hours, showing a slight decline of -0.17% today. The stock has been in a consolidation phase after reaching recent highs, with key technical levels:

Support levels: $5.64, $5.47
Resistance levels: $6.06, $6.16, $6.32
RSI (14) at 50.54 indicates neutral momentum
MACD shows slight bearish divergence with -0.03 histogram

Fundamental Strengths

According to recent earnings results:

Strong Q4 2024 performance with loan portfolio growth of 15.5%
Improved credit quality with NPL decreasing to 2.4%
Digital transformation gains through One Itaú project
Robust capital position and consistent dividend payments

2025 Outlook

Management projects loan portfolio growth of 4.5%-8.5%
Financial margin expected to grow 7.5%-11.5%
Cost of credit guidance between BRL34.5-38.5 billion
Focus on technology investments and efficiency improvements

Risk Factors

Exposure to Brazilian economic volatility
Currency fluctuation risks
Competitive pressure in digital banking
Regulatory changes in Latin American markets

Recommendation Based on the technical and fundamental analysis, ITUB presents a HOLD recommendation at current levels. While the company shows strong fundamentals and digital transformation progress, the current technical setup suggests a period of consolidation. Better entry points may emerge near the support level of $5.64.

What is price prediction 2025 for ITUB Stock?

Based on the provided data and recent company announcements, here's a price prediction analysis for ITUB stock in 2025:

ITUB stock is projected to reach $6.50-7.00 by end of 2025, driven by the bank's strong digital transformation progress and projected loan portfolio growth of 4.5%-8.5%. The bank's robust Q4 2024 performance, with improved credit quality metrics and NPL reduction to 2.4%, along with the successful migration of 5.3 million clients to One Itaú platform, supports this bullish outlook.

The technical analysis shows the stock is currently trading at $5.72, with key resistance levels at $6.06 (Fibonacci R1) and support at $5.74 (Fibonacci S1). The RSI at 50.54 indicates neutral momentum, suggesting potential for upward movement.

What is surpport and resistant level for ITUB Stock?

The S1 support level for ITUB Stock is $5.65 ,The R1 resistant level for ITUB Stock is $6.03.

What is the current price of ITUB Stock?

As of the end of day on 2025-02-27, the price of ITUB Stock was $5.64.

What is the target price of ITUB Stock?

The target price for ITUB Stock according to analyst rating is 6.70, with the highest price target at 7.00 and the lowest at 6.30. Analysts have a Strong Buy rating on ITUB Stock overall.

What is the market cap of Itau Unibanco Holding SA?

The market cap of ITUB is $83.3B.

Is Itau Unibanco Holding SA (ITUB) overvalued?

Based on the provided data and recent developments, I'll analyze whether ITUB is overvalued:

Valuation Analysis:

Financial Performance:

P/E ratio of 10.35x (2023), which is relatively modest for a major bank
ROE of 22.1% consolidated (23.4% in Brazil) shows strong profitability
Net income grew 18.2% year-over-year to BRL41.4 billion
Credit quality improved with NPL decreasing to 2.4%

Growth Outlook:

Projected loan portfolio growth of 4.5%-8.5% for 2025
Financial margin with clients expected to grow 7.5%-11.5%
Digital transformation progressing with One Itaú project targeting 15 million client migrations by end of 2025

Technical Analysis:

Current price of $5.72 shows:

Trading below 200-day SMA of $5.98
RSI at 50.54 indicates neutral momentum
MACD showing slight bullish divergence
Currently near support level at $5.64

Conclusion: ITUB is NOT overvalued considering:

Strong fundamentals with improving credit quality
Reasonable P/E ratio relative to growth
Healthy ROE and dividend yield
Conservative growth projections reflecting prudent management

What is Itau Unibanco Holding SA (ITUB)'s business?

Itau Unibanco Holding S.A. is a holding company. The Company provides a range of financial products and services to individual and corporate clients in Brazil and abroad. The Company operates through three segments: Retail Banking, Wholesale Banking, and Activities with the Market + Corporation. The Retail Banking segment offers banking products and services to a diversified client base of account holders and non-account holders, individuals and companies. The Wholesale Banking segment offers products and services to middle-market companies, high-net worth clients (Private Banking) and institutional clients. The Company's Activities with the Market + Corporation segment mainly manages the financial results associated with capital surplus, subordinated debt, and net debt of tax credits and debits. The Company provides banking activities, through its commercial, investment, real estate loan, finance and investment credit, and lease portfolios, including foreign exchange operations.

What is price prediction 2030 for ITUB Stock?

Based on ITUB's strong financial performance and digital transformation initiatives, the stock price is projected to reach $9.50 by 2030, driven by consistent loan portfolio growth of 4.5-8.5% annually and successful implementation of the One Itaú project targeting 15 million client migrations. The bank's robust profitability metrics, with ROE at 22.1% and improving credit quality metrics, support this long-term bullish outlook.