Stock Price & Analysis

Based on the latest market data and analyst ratings, here's a concise analysis of PRU stock:

Technical Analysis

The stock is currently trading at $117.31, showing signs of weakness with RSI at 44.95 indicating neutral to slightly bearish momentum. The price is trading below its 20-day moving average of $118.32, suggesting short-term weakness.

Recent Developments

• A strategic partnership announcement with Dai-ichi Life Holdings for product distribution and asset management capabilities
• BMO Capital initiated coverage with an Underperform rating and $101 price target, suggesting -13.59% downside potential
• Multiple analysts have maintained Hold ratings with price targets ranging from $113-$129

Analyst Consensus The current analyst sentiment is mixed to slightly bearish:

• Recent price target changes trend downward
• Most analysts maintain Hold ratings
• BMO Capital's bearish initiation stands out with significant downside projection

Valuation & Growth

The stock has underperformed insurance sector peers over the past year, gaining about 19% YTD compared to the insurance sector ETF's 28.5% gains.

Sell Recommendation Given the technical weakness, recent bearish analyst initiation, and underperformance relative to peers, selling PRU at current levels appears prudent. The stock faces near-term headwinds and better opportunities likely exist in the insurance sector.

Based on the provided data and market analysis, here is the price prediction for PRU stock in 2025:

Prudential Financial (PRU) is expected to reach $130-135 by end of 2025, representing a potential upside of 11-15% from current price of $117.31, driven by its strategic partnership with Dai-ichi Life for product distribution and asset management capabilities and improving NBP margin expansion through optimized product mix.

The stock's technical indicators suggest near-term resistance at $120.23 (Fibonacci R1 level) with RSI at 44.95 showing neutral momentum, while recent analyst coverage initiated with bearish stance and $101 price target indicates downside risks.

BMO Capital's recent underperform rating with $101 target contrasts with the broader consensus target of $130.27, highlighting divergent views on PRU's 2025 outlook amid macro uncertainties around interest rate cuts and post-election policies.

The S1 support level for PRU Stock is $114.65 ,The R1 resistant level for PRU Stock is $120.23.

As of the end of day on 2025-01-24, the price of PRU Stock was $117.31.

The target price for PRU Stock according to analyst rating is 134.50, with the highest price target at 154.00 and the lowest at 117.00. Analysts have a Hold rating on PRU Stock overall.

The market cap of PRU is $41.9B.

Based on the provided data and recent analyst coverage, here's a concise analysis of PRU's valuation:

Valuation Analysis PRU's valuation metrics show a declining trend in Q3 2024, with P/E at 10.78x, EV/EBITDA at 11.15x, and P/B at 1.42x, indicating the stock is reasonably valued compared to historical levels.

Recent Performance & Analyst Views Recent analyst actions suggest mixed sentiment. While the stock has risen 19% over the last year, it has underperformed the broader insurance sector, which gained 28.5% in 2024. BMO Capital initiated coverage with an Underperform rating and $101 price target on January 23, 2025, suggesting 13.6% downside.

Financial Health Q3 2024 showed:

• Net income declined to $443M from $1.18B in Q2
• ROE improved to 14.43% from 9.98% in Q2
• Net margin decreased to 2.31% from 7.87% in Q2
• Debt-to-equity ratio remained stable at ~114.84%

Strategic Developments A new strategic partnership with Dai-ichi Life Holdings was announced on January 24, 2025, focusing on product distribution and asset management capabilities in Japan, which could provide new growth opportunities.

Based on declining earnings, mixed analyst sentiment, and current valuation metrics, PRU appears slightly overvalued at current levels, particularly given the recent underperformance relative to peers and declining profitability metrics.

Prudential Financial, Inc. is a financial services provider and global investment manager. The Company offers a range of financial products and services, including life insurance, annuities, retirement-related products and services, mutual funds, and investment management. It offers these products and services to individual and institutional customers through its own and third-party distribution networks. It operates in the United States, Asia, Europe and Latin America. Its segment includes PGIM, U.S. Businesses, International Businesses, Closed Block division, and Corporate and Other operations. PGIM segment provides investment management services and solutions related to public fixed income, public equity, real estate debt and equity, private credit and other alternatives, and multi-asset class strategies, to institutional and retail clients and its general account. U.S. Businesses segment consists of the retirement strategies, group insurance and individual life products.

Based on the comprehensive data analysis and market research, here's the price prediction for Prudential Financial (PRU) stock by 2030:

Prudential Financial's stock price is projected to reach $165-175 by 2030, representing a potential upside of approximately 40-50% from current levels. This forecast is supported by the company's strategic shift towards capital-light products and strong performance in its global investment management business. The company's successful execution of $23.5 billion in reinsurance transactions in 2024 has significantly reduced its exposure to guaranteed universal life policies by 60%, improving its risk profile.

The expansion in Asia markets, particularly the strong growth in Hong Kong (+12% YoY) and Indonesia (+29% YoY), combined with the company's robust asset management platform managing $1.6 trillion, positions PRU for sustainable long-term growth through 2030.

PRU has a total of 40658 employees.