Stock Price & Analysis

Based on the analysis of PRU's recent performance, technical indicators, and analyst sentiment, it is recommended to hold the stock. PRU has shown mixed performance, with a 12% decline over the past three months and a current price below key moving averages, suggesting caution. However, the mean analyst price target of $125.88 indicates potential upside.

The price prediction for PRU stock in 2025 is expected to reach $115 per share, driven by its current undervaluation and potential recovery. Analysts have set a mean price target of $125.88, suggesting an 18.7% upside, but technical indicators and recent underperformance indicate a more conservative estimate.

The S1 support level for PRU Stock is $109.66 ,The R1 resistant level for PRU Stock is $115.75.

As of the end of day on 2025-04-02, the price of PRU Stock was $109.5.

The target price for PRU Stock according to analyst rating is 126.45, with the highest price target at 140.00 and the lowest at 99.00. Analysts have a Hold rating on PRU Stock overall.

The market cap of PRU is $39.9B.

Analysis and Insights

Valuation Metrics:

Prudential Financial (PRU) currently has a P/E ratio of 10.78, which is lower than the industry average, suggesting it may be undervalued. The EV/EBITDA ratio is 15.54, which is moderate and not overly stretched. The price-to-book ratio is 1.42, indicating the stock is reasonably priced relative to its book value. The dividend yield is 4.25%, which is attractive and higher than many peers, making it a good income option.

Financial Performance:

The company's total revenue has been inconsistent, with some quarters showing growth and others declines. Net income has also been volatile, with a net loss in Q4 2024, which could be a concern. However, the company has a strong current ratio and a manageable debt-to-equity ratio, showing good liquidity and financial health.

Analyst Sentiment:

Most analysts have a "Hold" rating on PRU, with price targets ranging from $101 to $129. The average price target is around $125, suggesting limited upside but also indicating that the stock is not significantly overvalued. The dividend yield of 4.25% is a positive sign, attracting income-focused investors.

Conclusion:

Based on the analysis, PRU does not appear to be overvalued. The stock is trading below the average analyst price target, and the dividend yield is attractive. While there are concerns about the company's net income volatility, the valuation metrics and strong dividend yield suggest that PRU is reasonably priced.

Prudential Financial, Inc. is a financial services provider and global investment manager. The Company offers a range of financial products and services, including life insurance, annuities, retirement-related products and services, mutual funds, and investment management. It offers these products and services to individual and institutional customers through its own and third-party distribution networks. It operates in the United States, Asia, Europe and Latin America. Its segment includes PGIM, U.S. Businesses, International Businesses, Closed Block division, and Corporate and Other operations. PGIM segment provides investment management services and solutions related to public fixed income, public equity, real estate debt and equity, private credit and other alternatives, and multi-asset class strategies, to institutional and retail clients and its general account. U.S. Businesses segment consists of the retirement strategies, group insurance and individual life products.

The price prediction for PRU stock by 2030 is expected to reach $150 per share, driven by its strong fundamentals and growth prospects in the insurance sector. The stock is currently undervalued with a high score in multi-factor models, suggesting potential for long-term appreciation.

PRU has a total of 40658 employees.