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WU Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
9.770
Open
9.730
VWAP
9.65
Vol
10.18M
Mkt Cap
3.05B
Low
9.440
Amount
98.15M
EV/EBITDA(TTM)
5.08
Total Shares
313.45M
EV
4.69B
EV/OCF(TTM)
8.62
P/S(TTM)
0.79
The Western Union Company is a provider of cross-border, cross-currency money movement, payments, and digital financial services, empowering consumers, businesses, financial institutions, and governments. Its segments include Consumer Money Transfer and Consumer Services. The Consumer Money Transfer segment facilitates money transfers, which are primarily sent from its retail agent and owned locations worldwide or through Websites and mobile devices. Its money transfer service is provided through one interconnected global network. This service is available for international cross-border transfers and, in certain countries, intra-country transfers. The Consumer Services segment includes the Company’s bill payment services, money order services, retail foreign exchange services, media network, prepaid cards, lending partnerships, and digital wallets. The Company provides its services primarily through a network of agent locations in more than 200 countries and territories.
Show More

Events Timeline

(ET)
2026-03-04
11:40:00
Crossmint Partners with Western Union to Launch USDPT Stablecoin
select
2026-02-20 (ET)
2026-02-20
16:10:00
Supreme Court Rules Against Trump's Tariffs
select
2026-02-20
12:40:00
Supreme Court Rules Against Trump's Tariffs
select
2026-02-20
09:00:00
U.S. Stock Futures Slightly Lower as Oil Prices Rise Amid Geopolitical Tensions
select
2026-02-20
07:10:00
Company Sees FY26 Revenue Up 6%-9%
select
2026-02-20
07:10:00
Company Reports Q4 Revenue of $1.01B
select
2026-02-19 (ET)
2026-02-19
14:30:00
Western Union Expected to Report Earnings Tomorrow, Consensus at 43 Cents
select

News

CNBC
4.0
03-05CNBC
India Faces Economic Fallout from Middle East Conflict
  • Remittance Dependency: India is the largest recipient of remittances globally, accounting for 3.5% of GDP, which is higher than the 2% share from exports to the U.S., highlighting the critical role of remittances in supporting India's economy.
  • Gulf Contribution: According to a Citi report, remittances from Gulf countries contribute 38% of India's total inflows, with $51.4 billion out of $135.4 billion in FY2025 coming from this region, underscoring its significance to India's financial stability.
  • External Pressure Risks: Experts warn that a prolonged conflict in the Middle East could sharply reduce remittance inflows, and combined with rising oil prices, this would exacerbate India's external economic pressures, potentially impacting the rupee.
  • Growth Outlook: Despite potential short-term shocks to remittances, experts believe that if the conflict does not persist, India's economy is expected to maintain growth, with a projected growth rate of 7.8% in 2025.
stocktwits
7.5
03-04stocktwits
Crossmint Partners with Western Union to Launch USDPT Stablecoin
  • Partnership Announcement: Crossmint is collaborating with Western Union to launch the U.S. Dollar Payment Token (USDPT) on Solana, integrating with Western Union's Digital Asset Network to facilitate instant fund transfers for new fintech applications, enhancing user experience.
  • Digital Asset Network: Western Union's Digital Asset Network is designed to link stablecoins to real-world cash access, allowing users to convert digital dollars into local currency through over 360,000 collection points globally, thereby enhancing its global payment capabilities.
  • Financial Performance: Western Union reported fourth-quarter revenue of $1 billion, a 5% year-over-year decline, but adjusted earnings per share increased from $0.40 to $0.45, indicating growth potential in its Consumer Services and Branded Digital segments.
  • Market Sentiment: Despite a 3.7% year-to-date increase in Western Union's stock price, retail sentiment remains bearish, reflecting cautious investor attitudes towards the company's future growth prospects.
PRnewswire
7.5
03-04PRnewswire
Crossmint Partners with Western Union to Launch USDPT Stablecoin
  • Strategic Partnership: Crossmint has formed a strategic alliance with Western Union to support the launch of USDPT, a stablecoin issued on the Solana platform, enhancing market acceptance of digital assets.
  • Global Cash Access: Western Union's Digital Asset Network will connect over 360,000 cash collection points, allowing users to convert digital dollars into local currency, significantly improving liquidity and accessibility for users.
  • Technical Integration: Crossmint plans to integrate its existing wallet and payment APIs with Western Union's Digital Asset Network, which will support new fintech applications for instant fund transfers and value storage in digital dollars.
  • Market Impact: This collaboration is set to drive the adoption of stablecoins globally while leveraging Western Union's trusted payment infrastructure to provide Crossmint's customers with reliable cash pick-up options in over 200 countries.
Newsfilter
7.5
03-04Newsfilter
Crossmint Partners with Western Union to Launch USDPT Stablecoin
  • Partnership Announcement: Crossmint has partnered with Western Union to support the launch of USDPT, a new stablecoin issued on Solana, aimed at enhancing user access to digital assets.
  • Global Cash Access: Western Union's Digital Asset Network will connect over 360,000 cash collection points, allowing users to convert digital dollars into local currency, thereby improving liquidity for global users.
  • Technical Integration: Crossmint plans to integrate its existing wallet and payment APIs with Western Union's Digital Asset Network, which will enable instant fund transfers on Solana and connect to Western Union's payout options in the future.
  • Market Impact: This collaboration is expected to drive the adoption of stablecoins globally and provide Crossmint's customers with reliable cash pick-up options in over 200 countries, further solidifying its position in the fintech sector.
Fool
9.5
02-24Fool
Western Union Faces Challenges and Opportunities Amid Fintech Competition
  • Dividend Appeal: Western Union currently boasts a dividend yield of 10% with a payout ratio of just 41%, indicating its ability to sustain dividend payments while remaining profitable; even a potential 50% cut would still yield 5%, making it attractive for long-term investors.
  • Poor Market Performance: The stock has averaged annual losses of 10% over the past five years, highlighting the challenges faced in the competitive fintech landscape; however, its current P/E ratio of 5.3 is below the five-year average of 7.3, potentially appealing to value investors.
  • Digital Transformation: Despite a 5% year-over-year revenue decline in Q4, the CEO noted enhancements in consumer services, expansion of retail footprint, and acceleration towards a digital-first operating model, demonstrating the company's commitment to adapting to market changes.
  • Competitive Pressure: Western Union is under significant pressure from fintech competitors that simplify remittance processes through innovative apps; while the company has a strong historical market position, future growth remains contingent on navigating external environmental shifts.
NASDAQ.COM
7.5
02-24NASDAQ.COM
Western Union Faces Challenges and Opportunities in Fintech Era
  • Stock Performance Decline: Western Union has averaged annual losses of 10% over the past five years, indicating ongoing pressure in the competitive fintech landscape, and while its current stock price may appear attractive, investors should carefully assess the associated risks.
  • Attractive Dividend Yield: The company boasts a dividend yield of 10% with a payout ratio of 41%, reflecting a relatively healthy profitability, providing a certain level of income security for long-term investors despite the challenging market environment.
  • Digital Transformation Efforts: In the fourth quarter, revenue fell by 5% year-over-year; however, the CEO noted that the company is strengthening consumer services, expanding its retail footprint, and accelerating its transition to a digital-first operating model, aiming for sustainable long-term growth.
  • Increased Competitive Pressure: Despite its long history in cross-border payments, Western Union faces intense competition from fintech companies, particularly among immigrant populations, and unfavorable economic conditions may further impact its future performance.
Wall Street analysts forecast WU stock price to rise
11 Analyst Rating
Wall Street analysts forecast WU stock price to rise
0 Buy
7 Hold
4 Sell
Moderate Sell
Current: 0.000
sliders
Low
7.00
Averages
9.00
High
10.00
Current: 0.000
sliders
Low
7.00
Averages
9.00
High
10.00
Cantor Fitzgerald
NULL -> Underweight
initiated
$9
AI Analysis
2026-01-26
Reason
Cantor Fitzgerald
Price Target
$9
AI Analysis
2026-01-26
initiated
NULL -> Underweight
Reason
Cantor Fitzgerald initiated coverage of Western Union with an Underweight rating and $9 price target.
Cantor Fitzgerald
Underweight
initiated
$9
2026-01-26
Reason
Cantor Fitzgerald
Price Target
$9
2026-01-26
initiated
Underweight
Reason
Cantor Fitzgerald initiated coverage of Western Union with an Underweight rating and $9 price target. Western Union management has made impressive strides in improving the business, though the brick and mortar network is a structural disadvantage compared to digital-first or digital-only remittance platforms, the analyst tells investors in a research note. The firm added that the company must also navigate ongoing U.S. immigration reform, regulatory developments, and stablecoin-related sentiment headwinds.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for WU
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Valuation Metrics

The current forward P/E ratio for Western Union Co (WU.N) is 5.26, compared to its 5-year average forward P/E of 7.88. For a more detailed relative valuation and DCF analysis to assess Western Union Co's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
7.88
Current PE
5.26
Overvalued PE
9.88
Undervalued PE
5.87

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
6.30
Current EV/EBITDA
4.67
Overvalued EV/EBITDA
7.62
Undervalued EV/EBITDA
4.98

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
1.19
Current PS
0.71
Overvalued PS
1.56
Undervalued PS
0.82

Financials

AI Analysis
Annual
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Whales Holding WU

M
Macquarie Capital Investment Management LLC
Holding
WU
+7.04%
3M Return
J
J. Goldman & Co., L.P.
Holding
WU
-1.10%
3M Return
M
Meridiem Capital Partners LP
Holding
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-10.30%
3M Return

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Frequently Asked Questions

What is Western Union Co (WU) stock price today?

The current price of WU is 9.73 USD — it has increased 0.21

What is Western Union Co (WU)'s business?

The Western Union Company is a provider of cross-border, cross-currency money movement, payments, and digital financial services, empowering consumers, businesses, financial institutions, and governments. Its segments include Consumer Money Transfer and Consumer Services. The Consumer Money Transfer segment facilitates money transfers, which are primarily sent from its retail agent and owned locations worldwide or through Websites and mobile devices. Its money transfer service is provided through one interconnected global network. This service is available for international cross-border transfers and, in certain countries, intra-country transfers. The Consumer Services segment includes the Company’s bill payment services, money order services, retail foreign exchange services, media network, prepaid cards, lending partnerships, and digital wallets. The Company provides its services primarily through a network of agent locations in more than 200 countries and territories.

What is the price predicton of WU Stock?

Wall Street analysts forecast WU stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for WU is9.00 USD with a low forecast of 7.00 USD and a high forecast of 10.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Western Union Co (WU)'s revenue for the last quarter?

Western Union Co revenue for the last quarter amounts to 1.01B USD, decreased -4.71

What is Western Union Co (WU)'s earnings per share (EPS) for the last quarter?

Western Union Co. EPS for the last quarter amounts to 0.36 USD, decreased -68.42

How many employees does Western Union Co (WU). have?

Western Union Co (WU) has 9600 emplpoyees as of March 11 2026.

What is Western Union Co (WU) market cap?

Today WU has the market capitalization of 3.05B USD.