TFSL

TFS Financial Corp

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12.750

+0.02(0.157%)1D

Overview
Forecast
Valuation
Earnings

Line

Candle

YTD

High

12.770

Open

12.730

VWAP

Vol

7.40K

Mkt Cap

3.58B

Low

12.730

Amount

EV/EBITDA(TTM)

65.53

Total Shares

280.71M

8.13B

EV/OCF(TTM)

14.26

P/S(TTM)

12.83

TFS Financial Corporation is the holding company of Third Federal Savings and Loan Association of Cleveland (Association). The Association is a federally chartered savings and loan association, and its principal business consists of originating and servicing residential real estate mortgage loans and attracting retail savings deposits. The Association’s principal lending activity is the origination of up to 30-year fixed-rate and adjustable-rate, first mortgage loans to purchase or refinance residential real estate. The Association's loan portfolio includes residential mortgage loans, home equity loans and lines of credit and construction loans. The Association conducts its operations from its main office in Cleveland, Ohio, and from 37 additional, full-service branches and two loan production offices located throughout the states of Ohio and Florida. It provides savings products in all 50 states and first mortgage refinance loans in 27 states and the District of Columbia.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2026Q1

FY2025Q4

FY2025Q3

80.38M

+7.41%

0.080

81.18M

+18.15%

0.080

+33.33%

80.30M

+15.92%

0.080

+14.29%

Estimates Revision

The market is revising No Change the revenue expectations for TFS Financial Corporation (TFSL) for FY2025, with the revenue forecasts being adjusted by 0% over the past three months. During the same period, the stock price has changed by -2.67%.

Revenue Estimates for FY2025

No Change

0.00%

In Past 3 Month

EPS Estimates for FY2025

No Change

0.00%

In Past 3 Month

Stock Price

Go Down

-2.67%

In Past 3 Month

2 Analyst Rating

13.73% Upside

Wall Street analysts forecast TFSL stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for TFSL is 14.50 USD with a low forecast of 14.00 USD and a high forecast of 15.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

0 Buy

2 Hold

0 Sell

Hold

13.73% Upside

Current: 12.750

Low

14.00

Averages

14.50

High

15.00

13.73% Upside

Current: 12.750

Low

14.00

Averages

14.50

High

15.00

Piper Sandler

Adam Butler

Hold

Initiates

$15

2024-11-22

Reason

Piper Sandler

Adam Butler

Price Target

$15

2024-11-22

Initiates

Hold

Reason

Piper Sandler analyst Adam Butler assumed coverage of TFS Financial with a Neutral rating and $15 price target. The Neutral rating is reflective of TFS's likely inflecting, but still well below average, profitability and the high likelihood of sustaining its robust dividend, the analyst tells investors in a research note.

See All Ratings

Valuation Metrics

The current forward P/E ratio for TFS Financial Corp (TFSL.O) is 39.66, compared to its 5-year average forward P/E of 63.38. For a more detailed relative valuation and DCF analysis to assess TFS Financial Corp 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Undervalued

5Y Average PE

63.38

Current PE

39.66

Overvalued PE

79.37

Undervalued PE

47.39

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Undervalued

5Y Average PS

15.74

Current PS

10.92

Overvalued PS

19.91

Undervalued PS

11.57