TFSL Relative Valuation
TFSL's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, TFSL is overvalued; if below, it's undervalued.
Historical Valuation
TFS Financial Corp (TFSL) is now in the Undervalued zone, suggesting that its current forward PE ratio of 39.17 is considered Undervalued compared with the five-year average of 61.76. The fair price of TFS Financial Corp (TFSL) is between 14.78 to 24.64 according to relative valuation methord. Compared to the current price of 14.10 USD , TFS Financial Corp is Undervalued By 4.63%.
Relative Value
Fair Zone
14.78-24.64
Current Price：14.10
4.63%
Undervalued
39.25
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
TFS Financial Corp. (TFSL) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
NaN
EV/EBIT
TFS Financial Corp. (TFSL) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.
11.30
PS
TFS Financial Corp. (TFSL) has a current PS of 11.30. The 5-year average PS is 15.21. The thresholds are as follows: Strongly Undervalued below 6.65, Undervalued between 6.65 and 10.93, Fairly Valued between 19.49 and 10.93, Overvalued between 19.49 and 23.77, and Strongly Overvalued above 23.77. The current Forward PS of 11.30 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/OCF
TFS Financial Corp. (TFSL) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
TFS Financial Corp. (TFSL) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
TFS Financial Corp (TFSL) has a current Price-to-Book (P/B) ratio of 2.08. Compared to its 3-year average P/B ratio of 1.94 , the current P/B ratio is approximately 7.23% higher. Relative to its 5-year average P/B ratio of 2.28, the current P/B ratio is about -8.96% higher. TFS Financial Corp (TFSL) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 2.09%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 1.91% , the current FCF yield is about -100.00% lower.
2.08
P/B
Median3y
1.94
Median5y
2.28
1.81
FCF Yield
Median3y
2.09
Median5y
1.91
Competitors Valuation Multiple
The average P/S ratio for TFSL's competitors is , providing a benchmark for relative valuation. TFS Financial Corp Corp (TFSL) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 14.84%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of TFSL increased by 17.41% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 26.52 to 32.97.
The secondary factor is the Revenue Growth, contributed 14.84%to the performance.
Overall, the performance of TFSL in the past 1 year is driven by Margin Expansion. Which is more sustainable.
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FAQ
Is TFS Financial Corp (TFSL) currently overvalued or undervalued?
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