Should I Buy WU? WU 2026 Analysis

Should You Buy Western Union Co (WU) Today? Analysis, Price Targets, and 2026 Outlook.

Conclusion

Hold

Latest Price

9.460

1 Day change

1.23%

52 Week Range

11.690

Analysis Updated At

2026/01/26

Western Union Co (WU) is not a strong buy at the moment for a beginner investor with a long-term strategy. While the stock offers a high dividend yield of 10.14% and has shown significant growth in its consumer services division, its overall financial performance is weak, with declining revenue, net income, and EPS. Additionally, technical indicators and trading signals do not suggest a strong entry point. The stock may be worth monitoring for future opportunities, but it is not an ideal buy right now.

Technical Analysis

The MACD is below 0 and negatively contracting, indicating bearish momentum. RSI is neutral at 57.059, and moving averages are converging, showing no clear trend. Key support and resistance levels are at S1: 9.17 and R1: 9.689, with the current pre-market price at 9.49, close to the pivot of 9.43.

Options Data

Bullish

Open Interest Put-Call Ratio

Bullish

Option Volume Put-Call Ratio

Technical Summary

Sell

Buy

Positive Catalysts

The stock offers an attractive dividend yield of 10.14%.

Neutral/Negative Catalysts

Financial performance in Q3 2025 showed significant declines in revenue (-0.33% YoY), net income (-47.28% YoY), and EPS (-44.87% YoY). The stock has dropped nearly 58% over five years due to competition.

Financial Performance

In Q3 2025, revenue dropped to $1.03 billion (-0.33% YoY), net income dropped to $139.6 million (-47.28% YoY), and EPS dropped to 0.43 (-44.87% YoY). Gross margin slightly declined to 37.71% (-0.11% YoY).

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

Analysts have raised price targets slightly, with Keefe Bruyette and Susquehanna increasing their targets to $10 from $9, maintaining Market Perform and Neutral ratings, respectively. UBS raised its target to $9 from $8.50, also maintaining a Neutral rating. Analysts are cautiously optimistic but not overwhelmingly bullish.

11 Analyst Rating

Wall Street analysts forecast WU stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for WU is 9 USD with a low forecast of 7 USD and a high forecast of 10 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

0 Buy

7 Hold

4 Sell

Moderate Sell

Current: 9.340

Low

Averages

High

Current: 9.340

Low

Averages

High

Cantor Fitzgerald

NULL -> Underweight

initiated

AI Analysis

2026-01-26

New

Reason

Cantor Fitzgerald

Price Target

AI Analysis

2026-01-26

New

initiated

NULL -> Underweight

Reason

Cantor Fitzgerald initiated coverage of Western Union with an Underweight rating and $9 price target.

Cantor Fitzgerald

Underweight

initiated

2026-01-26

New

Reason

Cantor Fitzgerald

Price Target

2026-01-26

New

initiated

Underweight

Reason

Cantor Fitzgerald initiated coverage of Western Union with an Underweight rating and $9 price target. Western Union management has made impressive strides in improving the business, though the brick and mortar network is a structural disadvantage compared to digital-first or digital-only remittance platforms, the analyst tells investors in a research note. The firm added that the company must also navigate ongoing U.S. immigration reform, regulatory developments, and stablecoin-related sentiment headwinds.

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WU Should I Buy

WU Should I Buy

Should You Buy Western Union Co (WU) Today? Analysis, Price Targets, and 2026 Outlook.

Technical Analysis

Options Data

Technical Summary

Positive Catalysts

Neutral/Negative Catalysts

Financial Performance

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

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