Loading...

Intellectia LogoIntellectia
AI Trading Bot
Features
Markets
News
Resources
Pricing
Get Started
  1. Home
  2. Stock
  3. ENVA
ENVA logo

ENVA Overview

-
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
an image of Intellectia Logoan image of Intellectia

Most Trusted AI Platform for Winning Trades

TwitterYoutubeQuoraDiscordLinkedinTelegram

Copyright © 2026 Intellectia.AI. All Rights Reserved.

Company

  • Home
  • Contact
  • About Us
  • Press
  • Privacy
  • Terms of Service
  • Service Terms of Use

Resources

  • Blog
  • Tutorial
  • Help Center
  • Affiliate Program

Markets

  • Market Analysis
  • Crypto
  • Featured Screeners
  • AI Earnings Calendar
  • Market Movers
  • Stock Monitor
  • Economic Calendar
  • All US Stocks
  • All Cryptos

Tools

  • Dividend Calculator
  • Dividend Yield Calculator
  • Options Profit Calculator

Features

  • QuantAI Alpha Pick
  • SwingMax Portfolio
  • Swing Trading
  • AI Stock Picker
  • Whales Auto Tracker
  • Daytrading Center
  • Patterns Detection
  • AI Screener
  • Financial AI Agent
  • Backtesting Playground
  • AI Earnings Prediction
  • Stock Monitor
  • Technical Analysis

News

  • Overview
  • Top News
  • Daily Market Brief
  • Earnings Analysis
  • Newswire
  • Stock News
  • Crypto News
  • Institution News
  • Congress News
  • Monitor News

Compare

  • TradingView
  • SeekingAlpha
Intellectia

Loading chart...

High
136.550
Open
133.740
VWAP
134.67
Vol
234.94K
Mkt Cap
3.40B
Low
131.640
Amount
31.64M
EV/EBITDA(TTM)
9.79
Total Shares
25.01M
EV
7.71B
EV/OCF(TTM)
4.24
P/S(TTM)
1.91
Enova International, Inc. is an online financial services company that serves small businesses and consumers. The Company's online financing products and services provide customers with a deposit of funds to their bank account in exchange for a commitment to repay the amount deposited plus fees and/or interest. Its products and services include consumer installment loans, small business installment loans, consumer line of credit accounts, small business line of credit accounts, CSO program, bank programs, and money transfer business. It provides its services in the United States and Brazil. In the United States it markets its financing products under the names CashNetUSA at www.cashnetusa.com, NetCredit at www.netcredit.com, OnDeck at www.ondeck.com and Headway Capital at www.headwaycapital.com, and it markets its money transfer platform under the name Pangea. In Brazil, it operates under the name Simplic, where it arranges unsecured consumer installment loans for a third-party lender.
Show More

Events Timeline

(ET)
2026-01-27
16:20:00
Enova Reports Q4 Revenue of $839M
select
2025-12-11 (ET)
2025-12-11
07:20:00
Enova International Acquires Grasshopper Bancorp in $369M Deal
select

News

NASDAQ.COM
2.0
03-30NASDAQ.COM
Positive Outlook for Consumer Loan Industry Amid Lower Rates
  • Interest Rates & Loan Demand: The Federal Reserve has cut interest rates by 175 basis points since 2024, and while further cuts are unlikely due to the Middle East conflict, low rates are expected to sustain stable growth in consumer loan demand, driving overall industry revenue growth.
  • Easing Lending Standards: Since 2018, major credit reporting agencies have removed all tax liens from consumer credit reports, improving consumer credit scores and expanding the borrower base, which helps loan providers meet increasing loan demand.
  • Asset Quality Challenges: While lower interest rates assist borrowers in making timely repayments, ongoing macroeconomic and geopolitical pressures may lead to inflation, affecting borrowers' repayment capacity, prompting loan providers to set aside more funds for potential delinquent loans.
  • Strong Industry Performance: The Zacks Consumer Loans industry has impressively risen by 45.3% over the past two years, significantly outperforming the S&P 500's 29.7% and the Finance sector's 24.3%, indicating robust potential for the industry amid economic recovery.
Yahoo Finance
4.5
03-23Yahoo Finance
US-Iran Tensions Ease, Boosting Stock Market Rally
  • Market Rally: President Trump announced ongoing negotiations to ease hostilities with Iran, resulting in a significant stock market surge, with major indices like the S&P 500 and Dow sharply rising, creating a 'risk-on' environment favorable to financial firms.
  • Asset Management Gains: The rise in equity values boosts the assets under management (AUM) for asset management firms, a key performance metric, as seen with Evercore (EVR) jumping 3.2%, highlighting the positive impact on the investment banking sector.
  • Energy Price Drop: The easing of tensions led to a more than 7% drop in Brent crude oil prices, which not only affects the energy sector but also potentially lowers costs for consumers, further enhancing market sentiment.
  • Payoneer Volatility: Payoneer (PAYO) shares rose 7.5%, despite an 11.7% decline year-to-date, indicating that today's market movement is significant, although it may not fundamentally alter perceptions of the company's business outlook.
Yahoo Finance
8.5
03-15Yahoo Finance
Analysis of Enova International's Acquisition of Grasshopper Bank
  • Acquisition Strategy: Enova International's acquisition of Grasshopper Bank is expected to enhance adjusted EPS by over 15% in the first year post-close, significantly boosting the company's profitability and competitive position in the fintech sector.
  • Financial Performance: As of March 12, ENVA's share price was $135.41, with trailing and forward P/E ratios of 12.11 and 8.86 respectively, indicating strong profitability and attractive valuation metrics that draw investor interest.
  • Synergy Potential: The acquisition is projected to yield approximately $360 million in net synergies by Year 3, sufficient to recoup the $369 million purchase price within two years, thereby improving the company's capital structure and funding economics.
  • Market Outlook: Despite risks such as regulatory approvals and integration complexities, Enova's proven track record in executing large-scale acquisitions, notably OnDeck, suggests a strong capability for sustainable growth in the future.
NASDAQ.COM
2.0
02-23NASDAQ.COM
Enova International Shares Enter Oversold Territory
  • Oversold Signal: Enova International (ENVA) shares fell to $136.99 on Monday, resulting in an RSI of 28.6, indicating oversold conditions that may attract bullish investors seeking buying opportunities.
  • Market Comparison: Compared to the S&P 500 ETF (SPY) with an RSI of 42.9, ENVA's 28.6 RSI suggests that the recent heavy selling is exhausting, potentially paving the way for a rebound.
  • Historical Performance: ENVA's 52-week low is $79.407 and high is $176.68, with the current trading price at $137.12, indicating significant fluctuations within its trading range and reflecting shifts in market sentiment.
  • Investor Focus: Given the current oversold condition, investors may look for potential rebound opportunities in ENVA, especially if market sentiment improves, which could drive the stock price higher.
Newsfilter
7.5
01-28Newsfilter
94% of Small Businesses Anticipate Growth Amid Evolving Market Conditions
  • Growth Expectations: 94% of small business owners project growth in 2026, matching an all-time high, indicating strong confidence and proactive investment strategies among small enterprises.
  • Top Challenges: In Q4, 31% of small business owners identified inflation as their biggest challenge, while 29% focused on cash flow issues, highlighting significant operational pressures from the evolving market environment.
  • Non-Bank Lender Preference: 74% of small businesses are opting for non-bank lenders for their working capital needs, reflecting a growing preference for the speed and convenience of alternative financing solutions, which may further erode traditional banks' market share.
  • AI Adoption Trends: Among the 56% of small businesses utilizing AI, 63% apply it in marketing, with 87% of AI users reporting positive business impacts, underscoring the potential of AI technology to enhance operational efficiency and decision-making support.
NASDAQ.COM
2.0
01-28NASDAQ.COM
Enova (ENVA) Q4 2025 Earnings Call Transcript
Wall Street analysts forecast ENVA stock price to rise
6 Analyst Rating
Wall Street analysts forecast ENVA stock price to rise
6 Buy
0 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
150.00
Averages
177.17
High
199.00
Current: 0.000
sliders
Low
150.00
Averages
177.17
High
199.00
TD Cowen
Buy
to
Buy
downgrade
$185 -> $165
AI Analysis
2026-03-31
New
Reason
TD Cowen
Price Target
$185 -> $165
AI Analysis
2026-03-31
New
downgrade
Buy
to
Buy
Reason
TD Cowen lowered the firm's price target on Enova International to $165 from $185 and keeps a Buy rating on the shares. The firm adjusted price targets in the consumer finance group as part of a Q1 preview. Macro environment uncertainty has increased due to concerns about AI on employment and geopolitics, the analyst tells investors in a research note. TD believes higher gas prices will be a headwind to low-income consumers. Competition has remained elevated in auto lending, adds the firm. Its top picks are Capital One (COF), SLM (SLM) and Affirm (AFRM).
Maxim
NULL -> Buy
maintain
$150 -> $191
2026-01-29
Reason
Maxim
Price Target
$150 -> $191
2026-01-29
maintain
NULL -> Buy
Reason
Maxim raised the firm's price target on Enova International to $191 from $150 and keeps a Buy rating on the shares. The company's Q4 earnings beat was driven by 15% growth in loan originations and solid credit quality, the analyst tells investors in a research note.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for ENVA
Unlock Now

Valuation Metrics

The current forward P/E ratio for Enova International Inc (ENVA.N) is 11.60, compared to its 5-year average forward P/E of 7.15. For a more detailed relative valuation and DCF analysis to assess Enova International Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
7.15
Current PE
11.60
Overvalued PE
8.65
Undervalued PE
5.64

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
Undervalued EV/EBITDA

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
0.76
Current PS
1.14
Overvalued PS
0.92
Undervalued PS
0.61

Financials

AI Analysis
Annual
Quarterly

Related Community Screener

QuantAI Alpha Pick
Intellectia · 61 candidates
Market Cap: >= 2.00BRegion: USQuarter Revenue Yoy Growth: >= 15.0%Pe Ttm: 10 - 40List Exchange: XNYS, XNAS, XASEReturn On Equity: >= 15.0%Moving Average Relationship: PriceAboveMA200
Ticker
Name
Market Cap$
top bottom
CDE logo
CDE
Coeur Mining, Inc
11.73B
AAPL logo
AAPL
Apple Inc
3.66T
NGD logo
NGD
New Gold Inc
7.19B
AGNC logo
AGNC
AGNC Investment Corp
11.56B
CAT logo
CAT
Caterpillar Inc
320.42B
ENVA logo
ENVA
Enova International Inc
3.43B
show strong buy rated stocks
Intellectia · 35 candidates
Analyst Consensus: Strong BuyWeekly Average Turnover: >= 1,000,000Pe Ttm: <= 20Return On Equity: >= 15.0%Annual Revenue Yoy Growth: >= 10.0%
Ticker
Name
Market Cap$
top bottom
RY logo
RY
Royal Bank of Canada
235.24B
UBER logo
UBER
Uber Technologies Inc
175.08B
NEM logo
NEM
Newmont Corporation
129.76B
AU logo
AU
Anglogold Ashanti PLC
51.18B
KGC logo
KGC
Kinross Gold Corp
43.05B
TCOM logo
TCOM
Trip.com Group Ltd
40.50B
beaten down stocks with strong fundamental
Intellectia · 11 candidates
Net Margin: 10.00 - 20.00Pe Ttm: 0 - 15Return On Equity: >= 15.0%Month Price Change Pct: $-5.00 - $0.00Annual Eps Yoy Growth: >= 0.0%
Ticker
Name
Market Cap$
top bottom
VZ logo
VZ
Verizon Communications Inc
165.45B
FOXA logo
FOXA
Fox Corp
32.27B
THC logo
THC
Tenet Healthcare Corp
16.77B
ADT logo
ADT
ADT Inc
6.62B
SKYW logo
SKYW
SkyWest Inc
4.09B
ENVA logo
ENVA
Enova International Inc
3.91B
stocks with high buy ratings
Intellectia · 33 candidates
Analyst Consensus: Strong BuyEps 5yr Cagr: >= 10Weekly Average Turnover: >= 1,000,000Pe Ttm: 10 - 25Annual Revenue Yoy Growth: >= 10.0%
Ticker
Name
Market Cap$
top bottom
RY logo
RY
Royal Bank of Canada
235.24B
MPWR logo
MPWR
Monolithic Power Systems Inc
51.50B
AU logo
AU
Anglogold Ashanti PLC
51.18B
FANG logo
FANG
Diamondback Energy Inc
43.84B
TCOM logo
TCOM
Trip.com Group Ltd
40.50B
XYZ logo
XYZ
Block Inc
38.89B

Whales Holding ENVA

P
Punch & Associates Investment Management, Inc.
Holding
ENVA
+5.15%
3M Return
P
Portolan Capital Management, LLC
Holding
ENVA
+3.90%
3M Return
E
Empyrean Capital Partners, LP
Holding
ENVA
+1.71%
3M Return
A
Applied Finance Advisors, LLC
Holding
ENVA
-1.20%
3M Return
B
Bridgeway Capital Management, LLC
Holding
ENVA
-3.91%
3M Return
D
Divisadero Street Capital Management, LP
Holding
ENVA
-6.13%
3M Return

Trading Trends

    Insider
    Hedge Fund
    Congress Trading

People Also Watch

Frequently Asked Questions

What is Enova International Inc (ENVA) stock price today?

The current price of ENVA is 135.83 USD — it has increased 3.48

What is Enova International Inc (ENVA)'s business?

Enova International, Inc. is an online financial services company that serves small businesses and consumers. The Company's online financing products and services provide customers with a deposit of funds to their bank account in exchange for a commitment to repay the amount deposited plus fees and/or interest. Its products and services include consumer installment loans, small business installment loans, consumer line of credit accounts, small business line of credit accounts, CSO program, bank programs, and money transfer business. It provides its services in the United States and Brazil. In the United States it markets its financing products under the names CashNetUSA at www.cashnetusa.com, NetCredit at www.netcredit.com, OnDeck at www.ondeck.com and Headway Capital at www.headwaycapital.com, and it markets its money transfer platform under the name Pangea. In Brazil, it operates under the name Simplic, where it arranges unsecured consumer installment loans for a third-party lender.

What is the price predicton of ENVA Stock?

Wall Street analysts forecast ENVA stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ENVA is177.17 USD with a low forecast of 150.00 USD and a high forecast of 199.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Enova International Inc (ENVA)'s revenue for the last quarter?

Enova International Inc revenue for the last quarter amounts to 501.89M USD, increased 21.51

What is Enova International Inc (ENVA)'s earnings per share (EPS) for the last quarter?

Enova International Inc. EPS for the last quarter amounts to 2.99 USD, increased 30.00

How many employees does Enova International Inc (ENVA). have?

Enova International Inc (ENVA) has 1836 emplpoyees as of April 01 2026.

What is Enova International Inc (ENVA) market cap?

Today ENVA has the market capitalization of 3.40B USD.