Loading...

Intellectia LogoIntellectia
AI Trading Bot
Features
Markets
News
Resources
Pricing
  1. Home
  2. Stock
  3. ENVA
ENVA logo

ENVA Overview

-
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
an image of Intellectia Logoan image of Intellectia

Most Trusted AI Platform for Winning Trades

TwitterYoutubeQuoraDiscordLinkedinTelegram

Copyright © 2026 Intellectia.AI. All Rights Reserved.

Company

  • Home
  • Contact
  • About Us
  • Press
  • Privacy
  • Terms of Service
  • Service Terms of Use

Resources

  • Blog
  • Tutorial
  • Help Center
  • Affiliate Program

Markets

  • Market Analysis
  • Crypto
  • Featured Screeners
  • AI Earnings Calendar
  • Market Movers
  • Stock Monitor
  • Economic Calendar
  • All US Stocks
  • All Cryptos

Tools

  • Dividend Calculator
  • Dividend Yield Calculator
  • Options Profit Calculator

Features

  • QuantAI Alpha Pick
  • SwingMax Portfolio
  • Swing Trading
  • AI Stock Picker
  • Whales Auto Tracker
  • Daytrading Center
  • Patterns Detection
  • AI Screener
  • Financial AI Agent
  • Backtesting Playground
  • AI Earnings Prediction
  • Stock Monitor
  • Technical Analysis

News

  • Overview
  • Top News
  • Daily Market Brief
  • Earnings Analysis
  • Newswire
  • Stock News
  • Crypto News
  • Institution News
  • Congress News
  • Monitor News

Compare

  • TradingView
  • SeekingAlpha
Intellectia

Loading chart...

High
139.800
Open
138.380
VWAP
138.43
Vol
275.81K
Mkt Cap
3.49B
Low
136.044
Amount
38.18M
EV/EBITDA(TTM)
10.03
Total Shares
25.01M
EV
7.91B
EV/OCF(TTM)
4.35
P/S(TTM)
2.03
Enova International, Inc. is an online financial services company that serves small businesses and consumers. The Company's online financing products and services provide customers with a deposit of funds to their bank account in exchange for a commitment to repay the amount deposited plus fees and/or interest. Its products and services include consumer installment loans, small business installment loans, consumer line of credit accounts, small business line of credit accounts, CSO program, bank programs, and money transfer business. It provides its services in the United States and Brazil. In the United States it markets its financing products under the names CashNetUSA at www.cashnetusa.com, NetCredit at www.netcredit.com, OnDeck at www.ondeck.com and Headway Capital at www.headwaycapital.com, and it markets its money transfer platform under the name Pangea. In Brazil, it operates under the name Simplic, where it arranges unsecured consumer installment loans for a third-party lender.
Show More

Events Timeline

(ET)
2026-01-27
16:20:00
Enova Reports Q4 Revenue of $839M
select
2025-12-11 (ET)
2025-12-11
07:20:00
Enova International Acquires Grasshopper Bancorp in $369M Deal
select
2025-11-12 (ET)
2025-11-12
16:17:34
Enova International Launches $400 Million Stock Buyback Initiative
select

News

NASDAQ.COM
2.0
02-23NASDAQ.COM
Enova International Shares Enter Oversold Territory
  • Oversold Signal: Enova International (ENVA) shares fell to $136.99 on Monday, resulting in an RSI of 28.6, indicating oversold conditions that may attract bullish investors seeking buying opportunities.
  • Market Comparison: Compared to the S&P 500 ETF (SPY) with an RSI of 42.9, ENVA's 28.6 RSI suggests that the recent heavy selling is exhausting, potentially paving the way for a rebound.
  • Historical Performance: ENVA's 52-week low is $79.407 and high is $176.68, with the current trading price at $137.12, indicating significant fluctuations within its trading range and reflecting shifts in market sentiment.
  • Investor Focus: Given the current oversold condition, investors may look for potential rebound opportunities in ENVA, especially if market sentiment improves, which could drive the stock price higher.
Newsfilter
7.5
01-28Newsfilter
94% of Small Businesses Anticipate Growth Amid Evolving Market Conditions
  • Growth Expectations: 94% of small business owners project growth in 2026, matching an all-time high, indicating strong confidence and proactive investment strategies among small enterprises.
  • Top Challenges: In Q4, 31% of small business owners identified inflation as their biggest challenge, while 29% focused on cash flow issues, highlighting significant operational pressures from the evolving market environment.
  • Non-Bank Lender Preference: 74% of small businesses are opting for non-bank lenders for their working capital needs, reflecting a growing preference for the speed and convenience of alternative financing solutions, which may further erode traditional banks' market share.
  • AI Adoption Trends: Among the 56% of small businesses utilizing AI, 63% apply it in marketing, with 87% of AI users reporting positive business impacts, underscoring the potential of AI technology to enhance operational efficiency and decision-making support.
NASDAQ.COM
2.0
01-28NASDAQ.COM
Enova (ENVA) Q4 2025 Earnings Call Transcript
PRnewswire
7.5
01-28PRnewswire
94% of Small Businesses Expect Growth Amid Investment in Efficiency
  • Small Business Confidence: According to the latest Small Business Cash Flow Trend Report, 94% of small business owners anticipate growth over the next year, reflecting a proactive approach to evolving market conditions and strong confidence.
  • Efficiency Investments: Small business owners are investing in AI and disciplined cash flow strategies to enhance operational efficiency, thereby supporting sustainable growth in a competitive market.
  • Diverse Financing Options: The survey indicates that 468 small business owners are utilizing a wider range of financing options, including OnDeck, to support their growth plans, showcasing flexibility and adaptability in accessing capital.
  • Data-Driven Decision Making: By leveraging real-time AI-driven cash flow insights, small businesses can make informed decisions more rapidly, significantly enhancing their potential for success in the new year and long-term growth prospects.
seekingalpha
9.5
01-28seekingalpha
Enova International Reports Strong Q4 2025 Earnings and Leadership Transition
  • Leadership Transition: Enova International successfully completed its leadership transition with Steven Cunningham as CEO and Scott Cornelis as CFO, positioning the company for a new phase of growth under their guidance.
  • Strong Financial Performance: The company reported total revenue of $839 million for Q4 2025, a 15% year-over-year increase, with originations reaching $2.3 billion, reflecting a robust market demand and significant business growth potential.
  • Grasshopper Bank Acquisition: Cunningham announced the acquisition of Grasshopper Bank, expected to close in the second half of 2026, which is projected to generate annual net synergies of $125 million to $220 million and drive adjusted EPS growth of over 25%.
  • 2026 Outlook: CFO Cornelis anticipates flat to slightly higher revenue for Q1 2026, with originations expected to grow around 15% and adjusted EPS growth of at least 20% for the full year, demonstrating the company's confidence in future performance.
Yahoo Finance
9.5
01-28Yahoo Finance
Enova International Reports Record Year in 2025
  • Significant Performance Growth: Enova achieved a 27% origination growth in 2025, with nearly 20% revenue growth and a 42% increase in adjusted EPS, as its portfolio reached $4.9 billion, with 68% in small business loans, highlighting the company's strong position in the small business market.
  • Leadership Transition: Effective January 1, Steve Cunningham became CEO and Scott Cornelis CFO, with management reiterating the strategic rationale for the pending acquisition of Grasshopper Bank, expected to close in H2 2026, aimed at simplifying regulation and expanding consumer markets.
  • 2026 Outlook: Enova targets approximately 15% origination growth and at least 20% adjusted EPS growth for 2026, backed by about $1.1 billion in liquidity, demonstrating the company's focus on organic growth first, followed by share buybacks to enhance shareholder value.
  • Increased Marketing Spend: Marketing expenses accounted for 23% of total revenue in Q4, up from 21% a year earlier, as management indicated a commitment to capturing demand while expecting marketing expenses to revert to more typical levels, yet remaining opportunistic to seize market potential.
Wall Street analysts forecast ENVA stock price to rise
6 Analyst Rating
Wall Street analysts forecast ENVA stock price to rise
6 Buy
0 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
150.00
Averages
177.17
High
199.00
Current: 0.000
sliders
Low
150.00
Averages
177.17
High
199.00
Maxim
NULL -> Buy
maintain
$150 -> $191
AI Analysis
2026-01-29
Reason
Maxim
Price Target
$150 -> $191
AI Analysis
2026-01-29
maintain
NULL -> Buy
Reason
Maxim raised the firm's price target on Enova International to $191 from $150 and keeps a Buy rating on the shares. The company's Q4 earnings beat was driven by 15% growth in loan originations and solid credit quality, the analyst tells investors in a research note.
Citizens
Outperform
maintain
$180 -> $182
2026-01-28
Reason
Citizens
Price Target
$180 -> $182
2026-01-28
maintain
Outperform
Reason
Citizens raised the firm's price target on Enova International to $182 from $180 and keeps an Outperform rating on the shares. Enova continues to trade attractively following another strong quarter marked by more than 30% originations growth, led by small and medium sized businesses, and stable-to-improving credit trends, the analyst tells investors in a research note. Management highlighted healthy consumer and SMB demand and reiterated meaningful growth and funding benefits from the pending Grasshopper Bancorp acquisition, expected to close in the second half of the year, the firm says.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for ENVA
Unlock Now

Valuation Metrics

The current forward P/E ratio for Enova International Inc (ENVA.N) is 11.60, compared to its 5-year average forward P/E of 7.12. For a more detailed relative valuation and DCF analysis to assess Enova International Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
7.12
Current PE
11.60
Overvalued PE
8.63
Undervalued PE
5.61

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
Undervalued EV/EBITDA

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
0.77
Current PS
1.14
Overvalued PS
0.93
Undervalued PS
0.61

Financials

AI Analysis
Annual
Quarterly

Related Community Screener

show strong buy rated stocks
Intellectia · 35 candidates
Analyst Consensus: Strong BuyWeekly Average Turnover: >= 1,000,000Pe Ttm: <= 20Return On Equity: >= 15.0%Annual Revenue Yoy Growth: >= 10.0%
Ticker
Name
Market Cap$
top bottom
RY logo
RY
Royal Bank of Canada
235.24B
UBER logo
UBER
Uber Technologies Inc
175.08B
NEM logo
NEM
Newmont Corporation
129.76B
AU logo
AU
Anglogold Ashanti PLC
51.18B
KGC logo
KGC
Kinross Gold Corp
43.05B
TCOM logo
TCOM
Trip.com Group Ltd
40.50B
beaten down stocks with strong fundamental
Intellectia · 11 candidates
Net Margin: 10.00 - 20.00Pe Ttm: 0 - 15Return On Equity: >= 15.0%Month Price Change Pct: $-5.00 - $0.00Annual Eps Yoy Growth: >= 0.0%
Ticker
Name
Market Cap$
top bottom
VZ logo
VZ
Verizon Communications Inc
165.45B
FOXA logo
FOXA
Fox Corp
32.27B
THC logo
THC
Tenet Healthcare Corp
16.77B
ADT logo
ADT
ADT Inc
6.62B
SKYW logo
SKYW
SkyWest Inc
4.09B
ENVA logo
ENVA
Enova International Inc
3.91B
stocks with high buy ratings
Intellectia · 33 candidates
Analyst Consensus: Strong BuyEps 5yr Cagr: >= 10Weekly Average Turnover: >= 1,000,000Pe Ttm: 10 - 25Annual Revenue Yoy Growth: >= 10.0%
Ticker
Name
Market Cap$
top bottom
RY logo
RY
Royal Bank of Canada
235.24B
MPWR logo
MPWR
Monolithic Power Systems Inc
51.50B
AU logo
AU
Anglogold Ashanti PLC
51.18B
FANG logo
FANG
Diamondback Energy Inc
43.84B
TCOM logo
TCOM
Trip.com Group Ltd
40.50B
XYZ logo
XYZ
Block Inc
38.89B

Whales Holding ENVA

P
Portolan Capital Management, LLC
Holding
ENVA
+7.78%
3M Return
P
Punch & Associates Investment Management, Inc.
Holding
ENVA
+2.75%
3M Return
E
Empyrean Capital Partners, LP
Holding
ENVA
+1.92%
3M Return
A
Applied Finance Advisors, LLC
Holding
ENVA
+1.75%
3M Return
B
Bridgeway Capital Management, LLC
Holding
ENVA
+1.74%
3M Return
D
Divisadero Street Capital Management, LP
Holding
ENVA
+0.22%
3M Return

Trading Trends

    Insider
    Hedge Fund
    Congress Trading

People Also Watch

Frequently Asked Questions

What is Enova International Inc (ENVA) stock price today?

The current price of ENVA is 139.45 USD — it has increased 0.26

What is Enova International Inc (ENVA)'s business?

Enova International, Inc. is an online financial services company that serves small businesses and consumers. The Company's online financing products and services provide customers with a deposit of funds to their bank account in exchange for a commitment to repay the amount deposited plus fees and/or interest. Its products and services include consumer installment loans, small business installment loans, consumer line of credit accounts, small business line of credit accounts, CSO program, bank programs, and money transfer business. It provides its services in the United States and Brazil. In the United States it markets its financing products under the names CashNetUSA at www.cashnetusa.com, NetCredit at www.netcredit.com, OnDeck at www.ondeck.com and Headway Capital at www.headwaycapital.com, and it markets its money transfer platform under the name Pangea. In Brazil, it operates under the name Simplic, where it arranges unsecured consumer installment loans for a third-party lender.

What is the price predicton of ENVA Stock?

Wall Street analysts forecast ENVA stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ENVA is177.17 USD with a low forecast of 150.00 USD and a high forecast of 199.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Enova International Inc (ENVA)'s revenue for the last quarter?

Enova International Inc revenue for the last quarter amounts to 501.89M USD, increased 21.51

What is Enova International Inc (ENVA)'s earnings per share (EPS) for the last quarter?

Enova International Inc. EPS for the last quarter amounts to 2.99 USD, increased 30.00

How many employees does Enova International Inc (ENVA). have?

Enova International Inc (ENVA) has 1836 emplpoyees as of March 12 2026.

What is Enova International Inc (ENVA) market cap?

Today ENVA has the market capitalization of 3.49B USD.