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UWMC Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
3.450
Open
3.430
VWAP
3.39
Vol
17.13M
Mkt Cap
5.41B
Low
3.325
Amount
57.99M
EV/EBITDA(TTM)
11.34
Total Shares
1.60B
EV
22.45B
EV/OCF(TTM)
--
P/S(TTM)
0.53
UWM Holdings Corporation, through its subsidiaries, is engaged in the origination, sale and servicing of residential mortgage loans throughout the United States. The Company originates primarily conforming and government loans across all 50 states and the District of Columbia. It operates in a single segment and is engaged in the origination, sale and servicing of residential mortgage loans, exclusively in the wholesale channel. It is focused on originating conventional, agency-eligible loans that can be sold to Fannie Mae, Freddie Mac or transferred to Ginnie Mae pools for sale in the secondary market. Its conventional agency-conforming loans meet the general underwriting guidelines established by Fannie Mae and Freddie Mac. Easiest Application System Ever is its primary LOS that allows clients to interact with the Company and to select products, lock rates and run the Automated Underwriting System. Blink+ is its client facing point of sale system white-labeled for its clients.
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Events Timeline

(ET)
2026-05-06
08:40:00
UWMC Reports Q1 Revenue of $901.4M, Beating Expectations
select
2026-05-04 (ET)
2026-05-04
17:00:00
UWM Holdings Responds to Two Harbors' Rejection of Acquisition Proposal
select
2026-05-04
08:10:00
TWO Board Reaffirms Support for Transaction with CrossCountry Mortgage
select
2026-03-27 (ET)
2026-03-27
17:30:00
UWMC Issues Statement on Proposal to Acquire TWO
select

News

seekingalpha
8.5
05-08seekingalpha
Two Harbors Amends Merger Agreement with CrossCountry Mortgage
  • Merger Agreement Revision: Two Harbors Investment (TWO) has amended its all-cash merger agreement with CrossCountry Mortgage, raising the offer to $12 per share from $11.30, which reflects a compelling outcome for TWO shareholders and one of the highest multiples paid for a mortgage REIT.
  • Intensified Competition: This increased bid comes amid a takeover battle with UWM Holdings (UWMC), as CrossCountry had previously raised its offer from $10.80 to $11.30, highlighting the competitive landscape in the mortgage sector.
  • Transaction Completion Outlook: The deal is expected to close in Q3, with 35 out of 53 state mortgage licensing approvals already obtained, indicating smooth regulatory progress, while the shareholder vote is scheduled for May 19.
  • Shareholder Return Strategy: Prior to the closing of the Two Harbors deal, the company intends to pay regular quarterly dividends consistent with past practices for all completed periods, thereby ensuring stable returns for shareholders and enhancing investor confidence.
seekingalpha
9.5
05-06seekingalpha
UWM Holdings Q1 2026 Earnings Call Insights
  • Servicing In-House Progress: UWM Holdings aims to complete the in-house servicing of all loans by the end of this year, eliminating subservicers, which is expected to enhance customer service capabilities and strengthen market competitiveness.
  • Revenue Growth Expectations: The company anticipates originating over $1.3 trillion in mortgages over the next five years, with second-quarter gain-on-sale margins expected to remain within current ranges, reflecting confidence in market conditions and sustained growth potential.
  • Technology-Driven Innovations: Initiatives like Mia and VantageScore are projected to contribute an additional 20% to 25% in revenue, further driving business growth and increasing market share for UWM.
  • Market Competitive Landscape: Despite facing intense competition and uncertain interest rate environments, UWM plans to increase its broker channel market share to 50.1%, demonstrating its ambition and strategic objectives within the industry.
seekingalpha
8.0
05-06seekingalpha
UWM Holdings Declares Quarterly Dividend of $0.10 per Share
  • Quarterly Dividend Announcement: UWM Holdings declares a quarterly dividend of $0.10 per share, consistent with previous distributions, demonstrating the company's ongoing ability to maintain stable cash flows, which is likely to attract more income-seeking investors.
  • High Yield: The forward yield of 10.67% not only reflects the company's commitment to shareholder returns but also enhances its appeal in a competitive market, particularly in a rising interest rate environment.
  • Strong Financial Performance: UWM Holdings reported a GAAP EPS of $0.09 for Q4 2025, beating estimates by $0.02, with revenue of $901.4M exceeding expectations by $193.52M, showcasing the company's robust performance and growth potential in the market.
  • Future Outlook: As the Q1 2026 earnings preview approaches, market interest in UWM Holdings continues to rise, with investors eager to see if the company can sustain its profitability and dividend-paying capacity.
seekingalpha
9.5
05-06seekingalpha
UWM Holdings Q1 Results Exceed Expectations
  • Profitability Improvement: UWM Holdings reported a Q1 gain margin of 1.23%, exceeding analyst expectations of 1.18%, which is an improvement from 1.22% in Q4 and 0.94% in the same quarter last year, indicating enhanced profitability in a competitive market.
  • Strong Revenue Performance: Total revenue reached $901.4 million, surpassing the consensus estimate of $707.9 million, although it declined from $945.2 million in the previous quarter, it showed a 47% year-over-year increase, demonstrating robust revenue growth momentum.
  • Loan Origination Stability: Q1 total loan origination was $44.9 billion, falling short of the Visible Alpha estimate of $47.1 billion, yet it remains the second-highest in history, reflecting the company's stable position in the loan market.
  • Adjusted Income Growth: Adjusted income stood at $137.2 million, up from $130.6 million in the previous quarter and significantly improved from -$195.3 million a year ago, showcasing effective cost control and profitability measures.
seekingalpha
9.5
05-06seekingalpha
UWM Holdings Q1 Earnings Exceed Expectations
  • Strong Earnings Performance: UWM Holdings reported a Q1 GAAP EPS of $0.09, beating expectations by $0.02, indicating a sustained enhancement in profitability and reflecting the company's competitive position in the market.
  • Significant Revenue Growth: The company achieved revenues of $901.4 million in Q1, a 47% year-over-year increase, surpassing market expectations by $193.52 million, demonstrating robust performance in business expansion and market demand.
  • Loan Origination Overview: Total loan originations reached $44.9 billion in Q1, down from $49.6 billion in Q4 but significantly up from $32.4 billion in Q1 last year, showcasing the company's active engagement in the lending market.
  • Comparison of Purchase and Refinance Loans: Purchase originations stood at $18.7 billion, slightly below Q4's $18.9 billion, while refinance originations totaled $26.3 billion, down from $30.7 billion in Q4, reflecting the impact of changing market conditions on different loan types.
moomoo
9.5
05-06moomoo
UWM Holdings Corporation Reports First Quarter Results for 2026
  • Company Announcement: UWM Holdings Corporation has announced its financial results for the first quarter of 2026.
  • Performance Overview: The results indicate key financial metrics and performance indicators for the company during this period.
Wall Street analysts forecast UWMC stock price to rise
7 Analyst Rating
Wall Street analysts forecast UWMC stock price to rise
2 Buy
5 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
5.00
Averages
6.54
High
10.00
Current: 0.000
sliders
Low
5.00
Averages
6.54
High
10.00
Keefe Bruyette
Bose George
Market Perform
downgrade
$5
AI Analysis
2026-05-08
New
Reason
Keefe Bruyette
Bose George
Price Target
$5
AI Analysis
2026-05-08
New
downgrade
Market Perform
Reason
Keefe Bruyette analyst Bose George lowered the firm's price target on UWM Holdings to $4.50 from $5 and keeps a Market Perform rating on the shares.
Morgan Stanley
Equal Weight
downgrade
$6 -> $5
2026-05-07
New
Reason
Morgan Stanley
Price Target
$6 -> $5
2026-05-07
New
downgrade
Equal Weight
Reason
Morgan Stanley lowered the firm's price target on UWM Holdings to $5 from $6 and keeps an Equal Weight rating on the shares.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for UWMC
Unlock Now

Valuation Metrics

The current forward P/E ratio for UWM Holdings Corp (UWMC.N) is 8.23, compared to its 5-year average forward P/E of 18.15. For a more detailed relative valuation and DCF analysis to assess UWM Holdings Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
18.15
Current PE
8.23
Overvalued PE
24.51
Undervalued PE
11.78

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
18.58
Current EV/EBITDA
3.34
Overvalued EV/EBITDA
32.52
Undervalued EV/EBITDA
4.63

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PS
0.40
Current PS
1.58
Overvalued PS
0.85
Undervalued PS
-0.05

Financials

AI Analysis
Annual
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Whales Holding UWMC

P
Platinum Equity, LLC
Holding
UWMC
+17.12%
3M Return

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Frequently Asked Questions

What is UWM Holdings Corp (UWMC) stock price today?

The current price of UWMC is 3.38 USD — it has increased 0

What is UWM Holdings Corp (UWMC)'s business?

UWM Holdings Corporation, through its subsidiaries, is engaged in the origination, sale and servicing of residential mortgage loans throughout the United States. The Company originates primarily conforming and government loans across all 50 states and the District of Columbia. It operates in a single segment and is engaged in the origination, sale and servicing of residential mortgage loans, exclusively in the wholesale channel. It is focused on originating conventional, agency-eligible loans that can be sold to Fannie Mae, Freddie Mac or transferred to Ginnie Mae pools for sale in the secondary market. Its conventional agency-conforming loans meet the general underwriting guidelines established by Fannie Mae and Freddie Mac. Easiest Application System Ever is its primary LOS that allows clients to interact with the Company and to select products, lock rates and run the Automated Underwriting System. Blink+ is its client facing point of sale system white-labeled for its clients.

What is the price predicton of UWMC Stock?

Wall Street analysts forecast UWMC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for UWMC is6.54 USD with a low forecast of 5.00 USD and a high forecast of 10.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is UWM Holdings Corp (UWMC)'s revenue for the last quarter?

UWM Holdings Corp revenue for the last quarter amounts to 996.56M USD, increased 70.95

What is UWM Holdings Corp (UWMC)'s earnings per share (EPS) for the last quarter?

UWM Holdings Corp. EPS for the last quarter amounts to 0.09 USD, decreased -212.50

How many employees does UWM Holdings Corp (UWMC). have?

UWM Holdings Corp (UWMC) has 9100 emplpoyees as of May 10 2026.

What is UWM Holdings Corp (UWMC) market cap?

Today UWMC has the market capitalization of 5.41B USD.