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UWMC Overview

-
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
2.235
Open
2.210
VWAP
2.20
Vol
43.98M
Mkt Cap
3.55B
Low
2.145
Amount
96.76M
EV/EBITDA(TTM)
10.51
Total Shares
1.60B
EV
20.71B
EV/OCF(TTM)
--
P/S(TTM)
0.60
UWM Holdings Corporation, through its subsidiaries, is engaged in the origination, sale and servicing of residential mortgage loans throughout the United States. The Company originates primarily conforming and government loans across all 50 states and the District of Columbia. It operates in a single segment and is engaged in the origination, sale and servicing of residential mortgage loans, exclusively in the wholesale channel. It is focused on originating conventional, agency-eligible loans that can be sold to Fannie Mae, Freddie Mac or transferred to Ginnie Mae pools for sale in the secondary market. Its conventional agency-conforming loans meet the general underwriting guidelines established by Fannie Mae and Freddie Mac. Easiest Application System Ever is its primary LOS that allows clients to interact with the Company and to select products, lock rates and run the Automated Underwriting System. Blink+ is its client facing point of sale system white-labeled for its clients.
Show More

Events Timeline

(ET)
2026-06-15
07:30:00
Two Harbors Reaffirms Support for CrossCountry Transaction Ahead of Meeting
select
2026-06-04 (ET)
2026-06-04
17:30:00
UWM Holdings Issues Letter to Two Harbors Shareholders Opposing Merger
select
2026-05-28 (ET)
2026-05-28
13:10:00
UWM Holdings Calls on Two Harbors Investors to Support Merger
select
2026-05-18 (ET)
2026-05-18
10:20:00
UWM Holdings Urges Shareholders to Vote Against Two Harbors Merger Proposal
select
2026-05-13 (ET)
2026-05-13
16:30:00
UWM Holdings Calls Out Two Harbors Board Governance Issues
select

News

NASDAQ.COM
8.0
06-16NASDAQ.COM
Analysis of UWMC Dividend Predictions and Stock Performance
  • Dividend Yield Expectation: UWMC's current estimated annualized dividend yield stands at 17.43%, and while dividends are not always predictable, historical data aids in assessing their sustainability, impacting investor return expectations.
  • Stock Price Fluctuation: The 52-week low for UWMC is $2.275 per share, with a high of $7.14, while the latest trade price is $2.33, indicating the stock is hovering near its low, which may affect investor confidence.
  • ETF Holdings Overview: UWMC comprises 4.55% of the AGF U.S. Market Neutral Anti-Beta Fund (BTAL), which is trading relatively unchanged on the day, suggesting that the market's overall view on UWMC remains stable.
  • Market Performance: In Tuesday trading, UWM Holdings Corp shares are down approximately 2.3%, reflecting a negative short-term sentiment towards the stock, which could influence future investment decisions.
Newsfilter
8.5
06-15Newsfilter
UWMC Strongly Opposes TWO's Merger Proposal
  • Board Opposition: UWMC criticizes the TWO Board for imposing an unreasonable five-day limit on discussions, which hinders the opportunity to reach a superior deal, reflecting a disregard for shareholder interests that could lead to further loss of shareholder value.
  • Lack of Transparency: TWO's refusal to provide updated financial information and restrictions on UWMC's negotiators indicate a reluctance to engage in open, good-faith discussions, potentially undermining shareholder confidence in the merger proposal.
  • Shareholder Voting Call: UWMC urges TWO shareholders to vote against the CCM transaction in the upcoming vote, emphasizing that only through pressure on the Board can shareholders prompt actions that benefit their long-term interests.
  • Commitment to Ongoing Dialogue: Despite challenges, UWMC remains committed to engaging in open discussions with TWO and is prepared to propose more attractive deal terms, demonstrating its determination to achieve a mutually beneficial transaction.
seekingalpha
8.5
06-15seekingalpha
Two Harbors Reaffirms Support for CCM Acquisition Proposal
  • Shareholder Meeting Scheduled: Two Harbors (TWO) has scheduled a special meeting for June 23 to vote on CrossCountry Mortgage's (CCM) all-cash offer of $12.00 per share, demonstrating the company's strong support for this transaction aimed at maximizing shareholder value.
  • No New Proposal from UWM: UWM Holdings (UWMC) failed to submit a new acquisition proposal during the waiver period, prompting Two Harbors to reaffirm its support for the CCM offer, reflecting dissatisfaction with UWM's previous proposals, particularly regarding the potential adverse effects on shareholders' choice between cash or stock.
  • Unproductive CEO Meeting: Two Harbors' CEO met with UWM's CEO on June 11 to discuss various suggestions, including making cash the default consideration, but UWM did not provide a written new proposal, indicating hesitation in its due diligence process that could affect future transaction progress.
  • Market Reaction: In premarket trading on Monday, Two Harbors' stock remained at $12.34 while UWM's stock rose by 2.5%, reflecting market attention on the evolving dynamics between the two companies, especially given UWM's previous proposal valued at $12.50 per share.
Newsfilter
8.5
06-15Newsfilter
UWMC Fails to Submit Proposal; TWO Recommends CCM Transaction
  • Proposal Absence: UWM Holdings Corporation (UWMC) failed to submit any proposal during the waiver period granted by TWO, preventing the board from engaging directly, which reflects UWMC's passive stance in negotiations and hinders potential transaction progress.
  • Transaction Recommendation: The TWO Board unanimously recommends that shareholders vote in favor of the transaction with CrossCountry Mortgage (CCM) at the special meeting on June 23, 2026, offering $12.00 per share in cash plus a dividend, demonstrating the board's confidence in the deal and commitment to shareholder interests.
  • Shareholder Feedback: Following shareholder feedback and ISS's recommendation, the TWO board sought direct engagement with UWMC, but UWMC failed to present a specific proposal during the waiver period, indicating a disregard for shareholder interests and potentially diminishing trust in its future dealings.
  • Market Reaction: UWMC's stock price has declined over 50% since December 2025, closing at $2.38 on June 12, leading the board to conclude that UWMC's proposal structure does not serve the best interests of shareholders, thereby highlighting the relative advantages of the CCM transaction.
Fool
8.5
06-10Fool
UWM Holdings Continues to Expand in High Interest Rate Environment
  • Market Share Growth: UWM Holdings originated $44.9 billion in mortgages in Q1 2026, a 38.6% increase from $32.4 billion in the same period last year, demonstrating the effectiveness of its broker-focused strategy despite high interest rate pressures on the overall market.
  • Profitability Improvement: The company reported a net income of $170.4 million in Q1, a significant turnaround from a net loss of $247 million in Q1 2025, indicating that its business model remains effective in a highly competitive environment.
  • Scale Advantage: As the largest mortgage lender in the U.S., UWM leverages its scale and technology platform to process large loan volumes more efficiently than many competitors, achieving a gain margin of 123 basis points in Q1, up from 94 basis points a year earlier, which helps maintain profitability in a sluggish market.
  • Risk Factors: Despite UWM's strong market performance, its significant debt load and substantial insider selling by executives pose risks, particularly if the housing market remains weak for an extended period, which could impact the company's long-term stability.
NASDAQ.COM
8.5
06-10NASDAQ.COM
UWM Continues to Gain Market Share Despite High Mortgage Rates
  • Market Share Growth: In Q1 2026, UWM originated $44.9 billion in mortgages, a 38.6% increase from $32.4 billion in the same period last year, demonstrating strong growth momentum in a competitive market.
  • Profitability Improvement: The company reported a net income of $170.4 million in the same quarter, a significant turnaround from a net loss of $247 million in Q1 2025, reflecting the effectiveness of its business model.
  • Significant Competitive Advantage: By focusing exclusively on independent mortgage brokers, UWM leverages its scale and technology platform to maintain high profit margins, reporting a gain margin of 123 basis points in Q1, up from 94 basis points a year earlier, even amid industry slowdowns.
  • Market Environment Challenges: Despite UWM's strong performance, high mortgage rates and housing affordability issues continue to pressure the overall industry, indicating that future growth will need to navigate market dynamics and internal management risks.
Wall Street analysts forecast UWMC stock price to rise
7 Analyst Rating
Wall Street analysts forecast UWMC stock price to rise
2 Buy
5 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
5.00
Averages
6.54
High
10.00
Current: 0.000
sliders
Low
5.00
Averages
6.54
High
10.00
BTIG
Buy
downgrade
$10 -> $4
AI Analysis
2026-06-16
New
Reason
BTIG
Price Target
$10 -> $4
AI Analysis
2026-06-16
New
downgrade
Buy
Reason
BTIG lowered the firm's price target on UWM Holdings to $4 from $10 and keeps a Buy rating on the shares. The firm says the interest rate environment has been more challenging in 2026 than initially expected. This highlights the importance of having a balanced business model which can produce stable returns across the cycle, the analyst tells investors in a research note. BTIG is positive on the mortgage originators given current valuations despite the current high level of mortgage rates. However, it cut price targets citing the more challenging interest rate and profitability outlook.
Keefe Bruyette
Keefe Bruyette
Market Perform
maintain
$4.50
2026-06-05
Reason
Keefe Bruyette
Keefe Bruyette
Price Target
$4.50
2026-06-05
maintain
Market Perform
Reason
Keefe Bruyette says UWM Holdings (UWMC) shares hit an all-time low yesterday and have meaningfully underperformed its mortgage banking peers over the past month. This is due to concerns around the company's leverage in a "higher-for-longer" mortgage rate environment, the analyst tells investors in a research note. Keefe says a key driver of UWM's weaker leverage is its dividend, which is currently at 40c per shares and equates to a 15.3% yield. In addition, the acquisition of Two Harbors (TWO) "no longer appears compelling if it's largely for cash," Keefe argues. The firm believes that once the Two Harbors acquisition is resolved, a dividend cut is probable. "Despite potential initial share weakness on a dividend cut, we think it is likely to be a meaningful, longer-term positive for capital and valuation," Keefe contends. It keeps a Market Perform rating UWM with a $4.50 price target.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for UWMC
Unlock Now

Valuation Metrics

The current forward P/E ratio for UWM Holdings Corp (UWMC.N) is 5.30, compared to its 5-year average forward P/E of 17.85. For a more detailed relative valuation and DCF analysis to assess UWM Holdings Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
17.85
Current PE
5.30
Overvalued PE
24.43
Undervalued PE
11.27

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
18.77
Current EV/EBITDA
13.54
Overvalued EV/EBITDA
32.59
Undervalued EV/EBITDA
4.94

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PS
0.43
Current PS
1.09
Overvalued PS
0.90
Undervalued PS
-0.05

Financials

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Whales Holding UWMC

M
Maple Rock Capital Partners Inc.
Holding
UWMC
+49.96%
3M Return
P
Platinum Equity, LLC
Holding
UWMC
+14.47%
3M Return

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Frequently Asked Questions

What is UWM Holdings Corp (UWMC) stock price today?

The current price of UWMC is 2.22 USD — it has decreased -2.63

What is UWM Holdings Corp (UWMC)'s business?

UWM Holdings Corporation, through its subsidiaries, is engaged in the origination, sale and servicing of residential mortgage loans throughout the United States. The Company originates primarily conforming and government loans across all 50 states and the District of Columbia. It operates in a single segment and is engaged in the origination, sale and servicing of residential mortgage loans, exclusively in the wholesale channel. It is focused on originating conventional, agency-eligible loans that can be sold to Fannie Mae, Freddie Mac or transferred to Ginnie Mae pools for sale in the secondary market. Its conventional agency-conforming loans meet the general underwriting guidelines established by Fannie Mae and Freddie Mac. Easiest Application System Ever is its primary LOS that allows clients to interact with the Company and to select products, lock rates and run the Automated Underwriting System. Blink+ is its client facing point of sale system white-labeled for its clients.

What is the price predicton of UWMC Stock?

Wall Street analysts forecast UWMC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for UWMC is6.54 USD with a low forecast of 5.00 USD and a high forecast of 10.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is UWM Holdings Corp (UWMC)'s revenue for the last quarter?

UWM Holdings Corp revenue for the last quarter amounts to 720.16M USD, increased 23.54

What is UWM Holdings Corp (UWMC)'s earnings per share (EPS) for the last quarter?

UWM Holdings Corp. EPS for the last quarter amounts to 0.09 USD, decreased -212.50

How many employees does UWM Holdings Corp (UWMC). have?

UWM Holdings Corp (UWMC) has 9100 emplpoyees as of June 19 2026.

What is UWM Holdings Corp (UWMC) market cap?

Today UWMC has the market capitalization of 3.55B USD.