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UWMC Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
4.250
Open
4.090
VWAP
4.12
Vol
22.28M
Mkt Cap
6.22B
Low
4.040
Amount
91.84M
EV/EBITDA(TTM)
11.31
Total Shares
1.60B
EV
21.45B
EV/OCF(TTM)
--
P/S(TTM)
0.64
UWM Holdings Corporation, through its subsidiaries, is engaged in the origination, sale and servicing of residential mortgage loans throughout the United States. The Company originates primarily conforming and government loans across all 50 states and the District of Columbia. It operates in a single segment and is engaged in the origination, sale and servicing of residential mortgage loans, exclusively in the wholesale channel. It is focused on originating conventional, agency-eligible loans that can be sold to Fannie Mae, Freddie Mac or transferred to Ginnie Mae pools for sale in the secondary market. Its conventional agency-conforming loans meet the general underwriting guidelines established by Fannie Mae and Freddie Mac. Easiest Application System Ever is its primary LOS that allows clients to interact with the Company and to select products, lock rates and run the Automated Underwriting System. Blink+ is its client facing point of sale system white-labeled for its clients.
Show More

Events Timeline

(ET)
2026-03-10
12:00:00
Major Averages Rise as Oil Prices Retreat Below $100
select
2026-03-10
05:20:00
UWM Updates Fiscal Year 2026 Outlook, Q1 Revenue Expected Between $800M and $900M
select
2026-03-10
05:20:00
UWM Expects AI Assistant to Handle Over 12 Million Calls
select

News

CNBC
2.0
17:01 PMCNBC
Hims & Hers Shares Rise, BioNTech Crashes Amid Leadership Changes
  • Hims & Hers Stock Surge: Shares of Hims & Hers rose 3% after Bank of America upgraded the stock from underperform to neutral, indicating market optimism about its potential to sell Novo's Ozempic and Wegovy drugs on its platform.
  • BioNTech Shares Plummet: BioNTech's stock crashed over 20% following the announcement of its co-founders' departure to establish an independent company, alongside a reported fourth-quarter net loss of €305 million, highlighting deteriorating financial conditions.
  • SolarEdge Stock Rises: Following Bank of America's upgrade to neutral, SolarEdge shares surged nearly 10%, reflecting increased market confidence in its improved margin trajectory, revenue stability, and liquidity.
  • United Natural Foods Lowers Guidance: The grocery distributor reported second-quarter revenue of $7.95 billion, missing the $8.11 billion expected, and lowered its full-year revenue guidance to $31 billion to $31.4 billion, indicating ongoing market challenges.
CNBC
7.5
15:03 PMCNBC
February Home Sales Show Modest Rebound Amid Challenges
  • Sales Increase: Existing home sales in February rose by 1.7% from January to an annualized rate of 4.09 million units, according to the National Association of Realtors, although this reflects a 1.4% decline year-over-year, indicating ongoing market weakness.
  • Wage vs. Price Growth: Chief Economist Lawrence Yun highlighted that wage growth is now outpacing home price growth by nearly four percentage points, and while mortgage rates are significantly lower than last year, actual housing demand remains muted.
  • Inventory Levels: There were 1.29 million units for sale at the end of February, a 2.4% increase from January, yet this remains below the six-month supply considered balanced, reflecting a sluggish supply growth trend.
  • First-Time Buyer Share: First-time buyers accounted for 34% of total sales, up from 31% a year ago, indicating an increase in market participation among new buyers despite low inventory and high prices.
seekingalpha
9.5
06:11 AMseekingalpha
UWM Holdings Reports Record Loan Origination Volume in Q4
  • Record Loan Volume: UWM Holdings reported a total loan origination volume of $49.6 billion for Q4 2025, marking its highest quarterly origination since 2021, indicating strong core business fundamentals and future growth potential.
  • Optimistic Revenue Forecast: The company anticipates total revenue for Q1 2026 to be between $800 million and $900 million, and for fiscal year 2026 to range from $3.5 billion to $4.5 billion, reflecting confidence in its future performance even without the Two Harbors transaction.
  • Successful AI Assistant Deployment: UWM expects its voice-enabled AI assistant, Mia, to handle over 12 million inbound and outbound calls this year, demonstrating its strong position in the industry as it continues to originate approximately 12% of all refinances and remains the largest originator of purchase loans in the country.
  • Significant Returns on Tech Investments: The company is poised to showcase favorable results from its investments in people and technology over the past three years, expecting to achieve an annualized nine-figure revenue run rate from new products and services like TRAC+ and PA+, further solidifying its market leadership.
Newsfilter
8.5
03:43 AMNewsfilter
UWM Updates 2026 Fiscal Year Outlook
  • Record Loan Origination: UWM achieved a loan origination volume of $49.6 billion in Q4 2025, marking its highest quarterly volume since 2021, which underscores the company's robust market performance and solidifies its position as the largest mortgage lender in the U.S.
  • Revenue Forecast Upgrade: UWM anticipates total revenue for Q1 2026 to be between $800 million and $900 million, with full-year revenue projected between $3.5 billion and $4.5 billion, reflecting strong core business fundamentals and sustained market demand.
  • Significant AI Implementation: UWM's AI assistant Mia is expected to handle over 12 million inbound and outbound calls this year, enhancing team efficiency and enabling the company to manage two to three times its current volume without needing to replace departing team members, demonstrating the strategic value of its technology investments.
  • Acquisition Potential Remains Strong: UWM expresses optimism about the strategic merits of acquiring Two Harbors, urging shareholders to support the transaction, which is believed to create long-term value and enhance competitive positioning in the market.
NASDAQ.COM
9.5
03-09NASDAQ.COM
UWM Holdings Reports Strong Q4 Performance Amid Rate Cuts
  • Record Loan Volume: UWM Holdings originated $49.6 billion in home loans during Q4, a significant increase from $38.7 billion in the same quarter of 2024, demonstrating strong market performance despite a more than 10% drop in stock price in February.
  • Significant Revenue Growth: The company reported revenue exceeding $945 million, a 31% year-over-year increase, surpassing analysts' expectations of $754 million, indicating enhanced profitability in the context of declining interest rates.
  • Substantial Net Income Increase: UWM's non-GAAP net income soared to over $130 million, or $0.08 per share, although analysts had anticipated $0.09 per share, still reflecting a notable improvement in the company's profitability.
  • Stable Dividend Payout: Despite strong performance, UWM opted to maintain its dividend at $0.10 per share, consistent with its previous 20 distributions, showcasing stability in shareholder returns while offering an attractive yield of nearly 10%.
Fool
9.5
03-09Fool
UWM Holdings Reports Record Loan Volumes Despite Stock Decline
  • Record Loan Volume: UWM Holdings originated $49.6 billion in home loans during Q4, a significant increase from $38.7 billion in the same quarter of 2024, demonstrating the company's strong performance in the mortgage market despite a stock price decline of over 10%.
  • Revenue and Profit Growth: The company reported revenue exceeding $945 million, a 31% year-over-year increase, while non-GAAP net income surged to over $130 million, reflecting significant profitability improvements, although analysts had anticipated a higher figure.
  • Impact of Rate Cuts: UWM benefited from two key interest rate cuts by the Federal Reserve during the quarter, resulting in refinancing volume nearly doubling to $30.7 billion, indicating the company's advantage in a low-rate environment, despite uncertain future rate prospects.
  • Stable Dividend Policy: Despite strong performance, UWM opted to maintain its dividend at $0.10 per share, consistent with its previous 20 distributions, reflecting stability in its dividend policy while offering an attractive yield of nearly 10%.
Wall Street analysts forecast UWMC stock price to rise
7 Analyst Rating
Wall Street analysts forecast UWMC stock price to rise
2 Buy
5 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
5.00
Averages
6.54
High
10.00
Current: 0.000
sliders
Low
5.00
Averages
6.54
High
10.00
Compass Point
Jason Stewart
initiated
$8.50
AI Analysis
2026-03-10
New
Reason
Compass Point
Jason Stewart
Price Target
$8.50
AI Analysis
2026-03-10
New
initiated
Reason
Compass Point analyst Jason Stewart initiated coverage of UWM Holdings with a Buy rating and $8.50 price target.
Keefe Bruyette
Market Perform
downgrade
$6
2026-02-27
Reason
Keefe Bruyette
Price Target
$6
2026-02-27
downgrade
Market Perform
Reason
Keefe Bruyette lowered the firm's price target on UWM Holdings to $6 from $6.75 and keeps a Market Perform rating on the shares.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for UWMC
Unlock Now

Valuation Metrics

The current forward P/E ratio for UWM Holdings Corp (UWMC.N) is 10.82, compared to its 5-year average forward P/E of 18.19. For a more detailed relative valuation and DCF analysis to assess UWM Holdings Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
18.19
Current PE
10.82
Overvalued PE
24.53
Undervalued PE
11.85

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
17.41
Current EV/EBITDA
13.95
Overvalued EV/EBITDA
31.36
Undervalued EV/EBITDA
3.46

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
0.28
Current PS
0.34
Overvalued PS
0.35
Undervalued PS
0.22

Financials

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Whales Holding UWMC

M
Maple Rock Capital Partners Inc.
Holding
UWMC
+23.12%
3M Return
P
Platinum Equity, LLC
Holding
UWMC
-7.91%
3M Return

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Frequently Asked Questions

What is UWM Holdings Corp (UWMC) stock price today?

The current price of UWMC is 4.075 USD — it has increased 4.76

What is UWM Holdings Corp (UWMC)'s business?

UWM Holdings Corporation, through its subsidiaries, is engaged in the origination, sale and servicing of residential mortgage loans throughout the United States. The Company originates primarily conforming and government loans across all 50 states and the District of Columbia. It operates in a single segment and is engaged in the origination, sale and servicing of residential mortgage loans, exclusively in the wholesale channel. It is focused on originating conventional, agency-eligible loans that can be sold to Fannie Mae, Freddie Mac or transferred to Ginnie Mae pools for sale in the secondary market. Its conventional agency-conforming loans meet the general underwriting guidelines established by Fannie Mae and Freddie Mac. Easiest Application System Ever is its primary LOS that allows clients to interact with the Company and to select products, lock rates and run the Automated Underwriting System. Blink+ is its client facing point of sale system white-labeled for its clients.

What is the price predicton of UWMC Stock?

Wall Street analysts forecast UWMC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for UWMC is6.54 USD with a low forecast of 5.00 USD and a high forecast of 10.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is UWM Holdings Corp (UWMC)'s revenue for the last quarter?

UWM Holdings Corp revenue for the last quarter amounts to 960.47M USD, increased 334.23

What is UWM Holdings Corp (UWMC)'s earnings per share (EPS) for the last quarter?

UWM Holdings Corp. EPS for the last quarter amounts to 0.08 USD, increased 33.33

How many employees does UWM Holdings Corp (UWMC). have?

UWM Holdings Corp (UWMC) has 9100 emplpoyees as of March 10 2026.

What is UWM Holdings Corp (UWMC) market cap?

Today UWMC has the market capitalization of 6.22B USD.