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UWMC Overview

-
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
3.620
Open
3.470
VWAP
3.51
Vol
22.40M
Mkt Cap
5.47B
Low
3.440
Amount
78.64M
EV/EBITDA(TTM)
10.91
Total Shares
1.60B
EV
20.70B
EV/OCF(TTM)
--
P/S(TTM)
0.56
UWM Holdings Corporation, through its subsidiaries, is engaged in the origination, sale and servicing of residential mortgage loans throughout the United States. The Company originates primarily conforming and government loans across all 50 states and the District of Columbia. It operates in a single segment and is engaged in the origination, sale and servicing of residential mortgage loans, exclusively in the wholesale channel. It is focused on originating conventional, agency-eligible loans that can be sold to Fannie Mae, Freddie Mac or transferred to Ginnie Mae pools for sale in the secondary market. Its conventional agency-conforming loans meet the general underwriting guidelines established by Fannie Mae and Freddie Mac. Easiest Application System Ever is its primary LOS that allows clients to interact with the Company and to select products, lock rates and run the Automated Underwriting System. Blink+ is its client facing point of sale system white-labeled for its clients.
Show More

Events Timeline

(ET)
2026-03-27
17:30:00
UWMC Issues Statement on Proposal to Acquire TWO
select
2026-03-27
07:20:00
TWO Enters Merger Agreement with CrossCountry at $10.80 per Share
select
2026-03-23 (ET)
2026-03-23
07:40:00
TWO Confirms CrossCountry Acquisition Proposal as Superior Proposal
select
2026-03-19 (ET)
2026-03-19
08:10:00
Two Harbors Receives $10.70 Per Share Acquisition Proposal
select
2026-03-17 (ET)
2026-03-17
13:50:00
BTIG Analyst Maintains Neutral Rating on Two Harbors
select
2026-03-16 (ET)
2026-03-16
10:40:00
TWO Adjourns Special Meeting to Facilitate Acquisition by UWM Holdings
select
2026-03-10 (ET)
2026-03-10
16:20:00
Major Averages Close Little Changed as Oil Prices Pull Back
select

News

seekingalpha
8.5
06:11 AMseekingalpha
UWMC's Acquisition of Two Harbors Terminated
  • Acquisition Termination: UWMC announced the termination of its acquisition agreement with Two Harbors Investment after the latter signed a new merger agreement with CrossCountry Mortgage, indicating that Two Harbors' management decisions do not reflect the best interests of their shareholders.
  • Management Controversy: UWMC highlighted that the same management team at Two Harbors, which had to settle a $375 million lawsuit last summer, is making controversial decisions again, suggesting that their choices may be driven more by ego than sound judgment.
  • Strategic Intent: UWMC's original strategy was to acquire Two Harbors' servicing book rather than its operations, asserting that there are no operational efficiencies to gain since its own operations are already best in class.
  • Competitive Bidding: Two Harbors opted for CrossCountry Mortgage's superior offer of $10.80 per share over UWMC's $10.70 proposal, reflecting the intense competition in the market and the emphasis on maximizing shareholder value.
Newsfilter
8.5
03-27Newsfilter
UWMC Issues Statement on TWO Acquisition Proposal
  • Acquisition Proposal Controversy: UWMC expresses dissatisfaction with TWO's management actions, asserting that their decisions do not reflect shareholder interests, particularly after the management recently settled a $375 million lawsuit, indicating a lack of sound judgment.
  • Strategic Intent Clarified: UWMC emphasizes that the purpose of acquiring TWO is to obtain its servicing business rather than its operations, characterizing TWO's business as a 'melting ice cube' while asserting that UWMC is in growth mode and continues to lead the wholesale channel market.
  • Market Leadership Position: UWM Holdings Corporation, as the largest home mortgage lender in the U.S., has maintained its leading position in the wholesale mortgage market for 11 consecutive years and is also the largest provider of purchase loans nationwide, showcasing its strong competitive edge.
  • Culture of Technological Innovation: UWMC reinforces its market leadership through continuous technological innovation and enhanced client experience, leveraging proprietary technology platforms and close partnerships with the independent mortgage broker community to ensure a competitive advantage in the future.
moomoo
9.0
03-27moomoo
UWM HOLDINGS CORP: TWO HARBORS MANAGEMENT AND BOARD'S DECISIONS FAIL TO SERVE SHAREHOLDER INTERESTS
  • Management Actions: The management and board of Two Harbors Investment Corp. have taken actions that do not align with the best interests of their shareholders.

  • Shareholder Concerns: There are significant concerns regarding the decisions made by the management and board, indicating a potential disconnect from shareholder priorities.

moomoo
8.5
03-27moomoo
UWMC Addresses Two Harbors Acquisition Agreement
  • Response to Two Harbors Acquisition: UWM has issued a statement regarding the acquisition of Two Harbors Investment Corp, addressing the implications and their stance on the deal.

  • Market Reactions: The announcement has led to varied reactions in the market, with analysts weighing in on the potential impact of the acquisition on both companies involved.

  • Strategic Considerations: UWM outlines its strategic considerations in light of the acquisition, emphasizing its commitment to maintaining competitive advantages in the industry.

  • Future Outlook: The company discusses its future outlook post-acquisition, indicating plans for growth and adaptation in response to the changing market landscape.

stocktwits
8.5
03-27stocktwits
Two Harbors Investment Corp. Announces Acquisition Agreement
  • Acquisition Agreement Details: Two Harbors Investment Corp. announced an acquisition agreement with CrossCountry Intermediate Holdco at $10.80 per share in cash, reflecting a roughly 5% discount to its prior close, indicating market caution regarding the deal.
  • Termination of Previous Merger: The agreement terminates the earlier merger with UWM Holdings Corp., which offered $10.70 per share, marking a significant strategic shift for the company that could impact its future market positioning.
  • Shareholder Compensation Structure: Under the new agreement, common shareholders will receive $10.80 per share in cash, while preferred shareholders will receive $25 per share upon closing, ensuring the interests of different shareholder classes are protected.
  • Future Outlook: The transaction is expected to close in the second half of 2026, at which point Two Harbors will be delisted from the NYSE and become a wholly-owned subsidiary of CrossCountry, a change that may affect its operational model and market strategy.
seekingalpha
8.5
03-27seekingalpha
Two Harbors Announces Merger with CrossCountry Mortgage, Terminates UWM Deal
  • Merger Agreement Change: Two Harbors Investment has announced a new merger agreement with CrossCountry Mortgage, terminating its previous agreement with UWM Holdings, demonstrating the company's flexibility and adaptability in acquisition strategies.
  • Stock Price Fluctuation: Following the announcement of the new agreement, Two Harbors' stock price fell 2.89% to $11.07 in pre-market trading on Friday, while UWM Holdings' stock rose 0.57% to $3.55, reflecting differing market reactions to the new merger agreement.
  • Acquisition Terms: Under the new agreement, CrossCountry will acquire all outstanding shares of Two Harbors common stock for $10.80 per share in cash, which is a decrease from the previous valuation of $11.94 by UWM but offers a more direct cash payment.
  • Preferred Stock Redemption: Upon completion of the transaction, holders of Two Harbors' series A, B, and C preferred stock will have their shares redeemed at $25.00 per share, ensuring that preferred shareholders' rights are protected in the transaction.
Wall Street analysts forecast UWMC stock price to rise
7 Analyst Rating
Wall Street analysts forecast UWMC stock price to rise
2 Buy
5 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
5.00
Averages
6.54
High
10.00
Current: 0.000
sliders
Low
5.00
Averages
6.54
High
10.00
BTIG
Buy
maintain
$10
AI Analysis
2026-03-10
Reason
BTIG
Price Target
$10
AI Analysis
2026-03-10
maintain
Buy
Reason
BTIG maintains a Buy rating on UWM Holdings (UWMC) with a $10 price target after the company upped its revenue outlook ahead of the merger vote on March 16. BTIG is "relatively confident" Two Harbors (TWO) shareholders will approve the merger when it goes to vote on March 16. UWM is "one of the more compelling near-term opportunities" at current share levels, the analyst tells investors in a research note. The firm sees the stock rebounding over 10% "fairly quickly if interest rate volatility stabilizes."
Compass Point
Jason Stewart
initiated
$8.50
2026-03-10
Reason
Compass Point
Jason Stewart
Price Target
$8.50
2026-03-10
initiated
Reason
Compass Point analyst Jason Stewart initiated coverage of UWM Holdings with a Buy rating and $8.50 price target.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for UWMC
Unlock Now

Valuation Metrics

The current forward P/E ratio for UWM Holdings Corp (UWMC.N) is 10.82, compared to its 5-year average forward P/E of 18.27. For a more detailed relative valuation and DCF analysis to assess UWM Holdings Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
18.27
Current PE
10.82
Overvalued PE
24.60
Undervalued PE
11.94

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
17.56
Current EV/EBITDA
13.95
Overvalued EV/EBITDA
31.52
Undervalued EV/EBITDA
3.60

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
0.28
Current PS
0.34
Overvalued PS
0.35
Undervalued PS
0.22

Financials

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Whales Holding UWMC

M
Maple Rock Capital Partners Inc.
Holding
UWMC
+19.20%
3M Return
P
Platinum Equity, LLC
Holding
UWMC
-2.94%
3M Return

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Frequently Asked Questions

What is UWM Holdings Corp (UWMC) stock price today?

The current price of UWMC is 3.47 USD — it has increased 1.46

What is UWM Holdings Corp (UWMC)'s business?

UWM Holdings Corporation, through its subsidiaries, is engaged in the origination, sale and servicing of residential mortgage loans throughout the United States. The Company originates primarily conforming and government loans across all 50 states and the District of Columbia. It operates in a single segment and is engaged in the origination, sale and servicing of residential mortgage loans, exclusively in the wholesale channel. It is focused on originating conventional, agency-eligible loans that can be sold to Fannie Mae, Freddie Mac or transferred to Ginnie Mae pools for sale in the secondary market. Its conventional agency-conforming loans meet the general underwriting guidelines established by Fannie Mae and Freddie Mac. Easiest Application System Ever is its primary LOS that allows clients to interact with the Company and to select products, lock rates and run the Automated Underwriting System. Blink+ is its client facing point of sale system white-labeled for its clients.

What is the price predicton of UWMC Stock?

Wall Street analysts forecast UWMC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for UWMC is6.54 USD with a low forecast of 5.00 USD and a high forecast of 10.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is UWM Holdings Corp (UWMC)'s revenue for the last quarter?

UWM Holdings Corp revenue for the last quarter amounts to 960.47M USD, increased 334.23

What is UWM Holdings Corp (UWMC)'s earnings per share (EPS) for the last quarter?

UWM Holdings Corp. EPS for the last quarter amounts to 0.08 USD, increased 33.33

How many employees does UWM Holdings Corp (UWMC). have?

UWM Holdings Corp (UWMC) has 9100 emplpoyees as of March 30 2026.

What is UWM Holdings Corp (UWMC) market cap?

Today UWMC has the market capitalization of 5.47B USD.