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LYG Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
5.595
Open
5.570
VWAP
5.50
Vol
19.47M
Mkt Cap
82.16B
Low
5.440
Amount
107.14M
EV/EBITDA(TTM)
13.02
Total Shares
14.62B
EV
132.58B
EV/OCF(TTM)
27.09
P/S(TTM)
3.29
Lloyds Banking Group plc is a United Kingdom-based financial services company. The Company provides a range of banking and financial services that are focused primarily on retail and commercial customers. The Company operates through three segments: Retail, Commercial Banking, and Insurance, Pensions and Investments. The Retail segment offers a range of financial services products to personal customers, including current accounts, savings, mortgages, credit cards, unsecured loans, motor finance and leasing solutions. The Commercial Banking segment serves small and medium businesses, as well as corporate and institutional clients, providing lending, transactional banking, working capital management, debt financing and risk management services. The Insurance, Pensions and Investments segment offers insurance, investment and pension management products and services.
Show More

Events Timeline

(ET)
2026-02-23
08:50:00
Significant Increases in Borrow Rates for Liquid Options
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2026-01-29 (ET)
2026-01-29
06:50:00
Board Proposes Final Dividend of 2.43p and £1.75B Buyback Plan
select
2026-01-29
06:50:00
Company Expects Underlying Net Interest Income of c.GBP 14.9B for 2026
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2026-01-29
06:50:00
HSBC Reports Net Income of GBP 18.3B for 2025
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2026-01-07 (ET)
2026-01-07
12:10:00
MSCI Defers Exclusion Rules, Corporate Bitcoin Holders Rally
select

News

Yahoo Finance
4.5
04-13Yahoo Finance
European Stock Markets Decline Amid Trump's Threat
  • Market Reaction: European stock markets broadly declined on Monday trading, reflecting investor concerns over uncertainty following President Trump's threat to block a policy, which may lead to decreased market confidence.
  • Investor Sentiment: The market sentiment was negatively impacted by the reaction to Trump's remarks, potentially resulting in short-term capital outflows that could affect overall market liquidity and investment decisions.
  • Policy Implications: Trump's threats may prompt a reassessment of U.S. policy changes, impacting transatlantic economic relations, particularly in trade and investment sectors.
  • Future Outlook: Market analysts predict that if Trump continues to issue similar threats, it could exacerbate market volatility, prompting investors to closely monitor policy developments to adjust their investment strategies.
NASDAQ.COM
4.5
04-07NASDAQ.COM
NASDAQ 100 Pre-Market Indicator Declines Amid Active Trading
  • Market Indicator Decline: The NASDAQ 100 Pre-Market Indicator fell by 155.11 points to 24,037.06, indicating weakened market sentiment that could impact investor confidence and lead to further selling pressure.
  • Active Trading Volume: The total pre-market volume reached 228,321,275 shares, suggesting that investors are actively adjusting their positions amid market volatility, reflecting a cautious outlook on future market trends.
  • Stock Performance: Nokia Corporation (NOK) saw a decline of $0.27 to $8.62 with 2,149,785 shares traded, despite hitting a 52-week high in the previous regular session, indicating a short-term profit-taking scenario.
  • Target Price Proximity: Stellantis N.V. (STLA) increased by $0.06 to $7.54, with its current trading price at 87.78% of the target price of $8.59, demonstrating market optimism regarding its future performance.
Yahoo Finance
7.0
03-15Yahoo Finance
Lloyds Banking Group Faces Major Data Issue Affecting Customers
  • Data Breach Incident: Lloyds Banking Group reported a significant data issue in its mobile apps, allowing some users to view other customers' banking transactions, highlighting the severity of the technical glitch that could undermine customer trust and the bank's reputation.
  • Regulatory Investigation Initiated: The bank has launched an internal investigation and is engaging with UK regulators to assess the breach's impact, indicating that regulators will scrutinize its data privacy and operational resilience, potentially leading to higher compliance costs.
  • Stock Performance Analysis: Lloyds' shares recently traded at £0.9418, with a 42.2% return over the past year; however, this incident may pressure its future capital return and dividend plans, affecting investor confidence.
  • Digital Transformation Risks: This data incident underscores the regulatory and litigation risks faced by Lloyds during its digital transformation, as any further IT issues could increase legal costs and complicate its long-term capital return strategies.
Yahoo Finance
4.5
02-15Yahoo Finance
AI Turbulence Impacts Market Performance
  • Increased Market Volatility: Last week, stocks in software, real estate, financial services, and logistics faced selling pressure due to concerns over AI-related disruptions, with the Nasdaq Composite falling 0.2% and a weekly loss of 2.1%, indicating market sensitivity to AI impacts.
  • Consumer Spending Data Focus: This week's highlight will be the Personal Consumption Expenditures (PCE) report on Friday, which will provide insights into consumer spending in December and inflation trends, especially following last week's unexpected slowdown in the Consumer Price Index (CPI).
  • Corporate Earnings in Spotlight: Walmart (WMT) is set to release its fourth-quarter earnings on Thursday, marking the first report under new CEO John Furner, making it a key indicator of consumer spending that the market is eagerly anticipating.
  • Ongoing AI Impact: As AI tools' potential effects intensify across various sectors, software stocks like Salesforce (CRM) and ServiceNow (NOW) have seen significant declines, reflecting the market's heightened vigilance regarding AI disruptions, necessitating close monitoring of future industry developments.
Yahoo Finance
9.5
02-01Yahoo Finance
Lloyds Banking Group Reports Strong 2025 Financial Results
  • Significant Revenue Growth: Lloyds Banking Group reported £1.4 billion in annualized additional revenues from strategic initiatives in 2025, showcasing strong diversified growth, with management projecting £2 billion by the end of 2026, surpassing the previous target of £1.5 billion, thereby boosting investor confidence.
  • Increase in Net Interest Income: The bank's underlying net interest income reached £13.6 billion in 2025, reflecting a 6% increase year-on-year, with a banking net interest margin of 3.06%, up 11 basis points, indicating effective asset management in a rising interest rate environment.
  • AI Value Creation: Lloyds reported that GenAI delivered around £50 million of value in 2025, with expectations of over £100 million in additional value in 2026 through the continued scaling of both agentic AI and GenAI, highlighting the company's forward-looking investments in technology.
  • Stable Rating: Bank of America Securities reiterated a Hold rating on Lloyds on the same day, setting a price target of p110.00, reflecting a cautiously optimistic market sentiment despite the competitive potential of other AI stocks.
seekingalpha
9.5
01-29seekingalpha
Lloyds Banking Reports Q4 2025 Earnings Highlights
  • Earnings Beat: Lloyds Banking reported a Q4 2025 GAAP EPS of 2.20p, exceeding expectations by 0.20p, indicating sustained profitability despite slight revenue shortfall.
  • Revenue Growth: The fourth quarter revenue reached £5.12 billion, an 8.7% year-over-year increase, although it missed expectations by £10 million, reflecting the company's robust market performance.
  • Dividend and Buyback Plan: The Board recommended a final ordinary dividend of 2.43p per share, totaling 3.65p for 2025, a 15% increase, while announcing a share buyback program of up to £1.75 billion, showcasing strong capital position.
  • 2026 Guidance: For 2026, the Group expects underlying net interest income of approximately £14.9 billion, a cost:income ratio below 50%, and an asset quality ratio of around 25 basis points, demonstrating confidence in future financial performance.

Valuation Metrics

The current forward P/E ratio for Lloyds Banking Group PLC (LYG.N) is 10.85, compared to its 5-year average forward P/E of 6.50. For a more detailed relative valuation and DCF analysis to assess Lloyds Banking Group PLC's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
6.50
Current PE
10.85
Overvalued PE
9.24
Undervalued PE
3.77

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.11
Current EV/EBITDA
8.88
Overvalued EV/EBITDA
1.21
Undervalued EV/EBITDA
-0.98

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
1.99
Current PS
3.58
Overvalued PS
2.46
Undervalued PS
1.51

Financials

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Whales Holding LYG

S
Schroder Investment Management North America Inc.
Holding
LYG
+96.12%
3M Return
B
BNP Paribas Securities Corp.
Holding
LYG
+77.31%
3M Return
B
Bank J. Safra Sarasin AG
Holding
LYG
+76.66%
3M Return
E
Evelyn Partners Investment Management LLP
Holding
LYG
+65.49%
3M Return
S
Schroder Investment Management Limited
Holding
LYG
+58.82%
3M Return
S
Sanders Capital, LLC
Holding
LYG
+44.97%
3M Return

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Frequently Asked Questions

What is Lloyds Banking Group PLC (LYG) stock price today?

The current price of LYG is 5.475 USD — it has decreased -2.58

What is Lloyds Banking Group PLC (LYG)'s business?

Lloyds Banking Group plc is a United Kingdom-based financial services company. The Company provides a range of banking and financial services that are focused primarily on retail and commercial customers. The Company operates through three segments: Retail, Commercial Banking, and Insurance, Pensions and Investments. The Retail segment offers a range of financial services products to personal customers, including current accounts, savings, mortgages, credit cards, unsecured loans, motor finance and leasing solutions. The Commercial Banking segment serves small and medium businesses, as well as corporate and institutional clients, providing lending, transactional banking, working capital management, debt financing and risk management services. The Insurance, Pensions and Investments segment offers insurance, investment and pension management products and services.

What is the price predicton of LYG Stock?

Wall Street analysts forecast LYG stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for LYG is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Lloyds Banking Group PLC (LYG)'s revenue for the last quarter?

Lloyds Banking Group PLC revenue for the last quarter amounts to NaN USD, decreased

What is Lloyds Banking Group PLC (LYG)'s earnings per share (EPS) for the last quarter?

Lloyds Banking Group PLC. EPS for the last quarter amounts to USD, decreased

How many employees does Lloyds Banking Group PLC (LYG). have?

Lloyds Banking Group PLC (LYG) has 60061 emplpoyees as of April 21 2026.

What is Lloyds Banking Group PLC (LYG) market cap?

Today LYG has the market capitalization of 82.16B USD.