LYG PE Ratio & Valuation,Is LYG Overvalued

LYG Relative Valuation

LYG's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, LYG is overvalued; if below, it's undervalued.

Historical Valuation

Lloyds Banking Group PLC (LYG) is now in the Overvalued zone, suggesting that its current forward PE ratio of 10.32 is considered Overvalued compared with the five-year average of 6.21. The fair price of Lloyds Banking Group PLC (LYG) is between 2.63 to 4.74 according to relative valuation methord. Compared to the current price of 5.14 USD , Lloyds Banking Group PLC is Overvalued By 8.36%.

Relative Value

Fair Zone

2.63-4.74

Current Price：5.14

8.36%

Overvalued

10.34

0.00

EV/EBITDA

Lloyds Banking Group PLC. (LYG) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

Lloyds Banking Group PLC. (LYG) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

2.68

Lloyds Banking Group PLC. (LYG) has a current PS of 2.68. The 5-year average PS is 1.88. The thresholds are as follows: Strongly Undervalued below 1.29, Undervalued between 1.29 and 1.58, Fairly Valued between 2.17 and 1.58, Overvalued between 2.17 and 2.47, and Strongly Overvalued above 2.47. The current Forward PS of 2.68 falls within the Strongly Overvalued range.

0.00

P/OCF

Lloyds Banking Group PLC. (LYG) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Lloyds Banking Group PLC. (LYG) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Lloyds Banking Group PLC (LYG) has a current Price-to-Book (P/B) ratio of 4.98. Compared to its 3-year average P/B ratio of 1.37 , the current P/B ratio is approximately 262.20% higher. Relative to its 5-year average P/B ratio of 1.12, the current P/B ratio is about 344.65% higher. Lloyds Banking Group PLC (LYG) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 5.65%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of -11.01% , the current FCF yield is about -100.00% lower.

4.97

P/B

Median3y

1.37

Median5y

1.12

0.00

FCF Yield

Median3y

5.65

Median5y

-11.01

Competitors Valuation Multiple

The average P/S ratio for LYG's competitors is 2.84, providing a benchmark for relative valuation. Lloyds Banking Group PLC Corp (LYG) exhibits a P/S ratio of 2.68, which is -5.62% above the industry average. Given its robust revenue growth of %, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

Revenue Growth

Market Cap

Performance Decomposition

Market capitalization of LYG increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.

The secondary factor is the Unknown, contributed 0.00%to the performance.

Overall, the performance of LYG in the past 1 year is driven by Unknown.

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Frequently Asked Questions

Is Lloyds Banking Group PLC (LYG) currently overvalued or undervalued?

What is Lloyds Banking Group PLC (LYG) fair value?

LYG's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Lloyds Banking Group PLC (LYG) is between 2.63 to 4.74 according to relative valuation methord.

How does LYG's valuation metrics compare to the industry average?

What is the current P/B ratio for Lloyds Banking Group PLC (LYG) as of Dec 17 2025?

As of Dec 17 2025, Lloyds Banking Group PLC (LYG) has a P/B ratio of 4.98. This indicates that the market values LYG at 4.98 times its book value.

What is the current FCF Yield for Lloyds Banking Group PLC (LYG) as of Dec 17 2025?

As of Dec 17 2025, Lloyds Banking Group PLC (LYG) has a FCF Yield of 0.00%. This means that for every dollar of Lloyds Banking Group PLC’s market capitalization, the company generates 0.00 cents in free cash flow.

What is the current Forward P/E ratio for Lloyds Banking Group PLC (LYG) as of Dec 17 2025?

As of Dec 17 2025, Lloyds Banking Group PLC (LYG) has a Forward P/E ratio of 10.32. This means the market is willing to pay $10.32 for every dollar of Lloyds Banking Group PLC’s expected earnings over the next 12 months.

What is the current Forward P/S ratio for Lloyds Banking Group PLC (LYG) as of Dec 17 2025?

As of Dec 17 2025, Lloyds Banking Group PLC (LYG) has a Forward P/S ratio of 2.64. This means the market is valuing LYG at $2.64 for every dollar of expected revenue over the next 12 months.

LYG Valuation

LYG Valuation

LYG Relative Valuation

Historical Valuation

Competitors Valuation Multiple

Performance Decomposition

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Frequently Asked Questions

Is Lloyds Banking Group PLC (LYG) currently overvalued or undervalued?

What is Lloyds Banking Group PLC (LYG) fair value?

How does LYG's valuation metrics compare to the industry average?

What is the current P/B ratio for Lloyds Banking Group PLC (LYG) as of Dec 17 2025?

What is the current FCF Yield for Lloyds Banking Group PLC (LYG) as of Dec 17 2025?

What is the current Forward P/E ratio for Lloyds Banking Group PLC (LYG) as of Dec 17 2025?

What is the current Forward P/S ratio for Lloyds Banking Group PLC (LYG) as of Dec 17 2025?