LYG Valuation

Lloyds Banking Group PLC

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4.330

0(0.000%)1D

Overview
Forecast
Valuation
Earnings

LYG Relative Valuation

LYG's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, LYG is overvalued; if below, it's undervalued.

Historical Valuation

Lloyds Banking Group PLC (LYG) is now in the Undervalued zone, suggesting that its current forward PS ratio of 2.40 is considered Undervalued compared with the five-year average of 6.53. The fair price of Lloyds Banking Group PLC (LYG) is between +Inf to +Inf according to relative valuation methord. Compared to the current price of 4.33 USD , Lloyds Banking Group PLC is Undervalued By Fair.

Relative Value

Fair Zone

+Inf-+Inf

Current Price：4.33

Fair

Undervalued

0.00

Trailing

Forward

0.00

EV/EBITDA

Lloyds Banking Group PLC. (LYG) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

Lloyds Banking Group PLC. (LYG) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

2.34

Lloyds Banking Group PLC. (LYG) has a current PS of 2.34. The 5-year average PS is 1.80. The thresholds are as follows: Strongly Undervalued below 1.26, Undervalued between 1.26 and 1.53, Fairly Valued between 2.07 and 1.53, Overvalued between 2.07 and 2.34, and Strongly Overvalued above 2.34. The current Forward PS of 2.34 falls within the Strongly Overvalued range.

0.00

P/OCF

Lloyds Banking Group PLC. (LYG) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Lloyds Banking Group PLC. (LYG) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Lloyds Banking Group PLC (LYG) has a current Price-to-Book (P/B) ratio of 1.23. Compared to its 3-year average P/B ratio of 1.01 , the current P/B ratio is approximately 22.08% higher. Relative to its 5-year average P/B ratio of 0.87, the current P/B ratio is about 41.10% higher. Lloyds Banking Group PLC (LYG) has a Forward Free Cash Flow (FCF) yield of approximately -19.69%. Compared to its 3-year average FCF yield of 4.46%, the current FCF yield is approximately -541.26% lower. Relative to its 5-year average FCF yield of -6.54% , the current FCF yield is about 201.05% lower.

1.18

P/B

Median3y

1.01

Median5y

0.87

-20.13

FCF Yield

Median3y

4.46

Median5y

-6.54

Competitors Valuation Multiple

The average P/S ratio for LYG's competitors is 2.58, providing a benchmark for relative valuation. Lloyds Banking Group PLC Corp (LYG) exhibits a P/S ratio of 2.34, which is -9.12% above the industry average. Given its robust revenue growth of %, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

LYG.N

Lloyds Banking Group PLC

Huntington Bancshares Inc

Regions Financial Corp

Citizens Financial Group Inc

2.38

2.13%

20.24B

Performance Decomposition

Market capitalization of LYG increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.

The secondary factor is the Unknown, contributed 0.00%to the performance.

Overall, the performance of LYG in the past 1 year is driven by Unknown.